4th Quarter 2015 GET READY FOR THE HOLIDAYS! Don’t dip into your savings. Are you going to need some cash for gift giving or for spiffying up your home for a big holiday bash? A Home Equity Line of Credit from Mattel FCU could be the no-fee solution you’ve been waiting for! HALLOWEEN SAFETY TIPS Whether your child is a first-time trick-or-treater or a seasoned veteran, make sure to teach them and abide by these safety tips before going out this Halloween. • Make sure your child is clearly visible to drivers. Have them wear light colored clothing or, if their costume is dark, apply reflective tape. Kids should also carry a flashlight. • Plan your trick-or-treating route in advance and share it with your family. Stick to it. • Children under the age of 12 should not be alone at night without adult supervision. • If kids are mature enough to be out without supervision, they should stick to familiar areas that are well lit and trick-or-treat in groups. FOR A LIMITED TIME... • Cross the street legally: at corners or marked pedestrian crossings. Use traffic signals and crosswalks. — AS LOW AS — • Look left, right, and left again when crossing the street. Keep looking as you cross. Put electronic devices down and keep heads up. fixed rate for 5 years up to $600,000 APPLY TODAY! Call 310-252-4545, visit www.mattelfcu.org, or stop by the branch for more information! *APR=Annual Percentage Rate. Loan pricing may be different based on your credit score, loan-to-value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations. A minimum qualifying credit score is required. This rate is fixed for 5 years, after which time the rate will be adjusted based on the Prime Rate. Max term is 25 years. The introductory rate is as low 3.75% APR. Payment example: HELOC=$300,000 @ 3.75% fixed for 5 years with 25 years max term is $1,546.67 year max term up to $600,000. Principal loan balance must be at least $100,000, less minimum monthly payments for 12 months from the inception of the loan. Offer ends 12/31/2015. Credit union may cancel this offer at any time. This product cannot be used to refinance an existing Mattel Federal Credit Union Home Equity Line of Credit. • Never go into a stranger’s home, even if it’s a “haunted house.” • Do not eat treats that appear tampered with or are not commercially wrapped. Parents should check candy before kids start snacking. For every auto loan funded with Mattel from now through Christmas, we will donate a toy to TOYS FOR TOTS! —OR— 3.75% APR* DEALERSHIP FINANCING OFFERS! NO PAYMENTS UNTIL JANUARY 16 RATES AS LOW AS 1.50% APR* APPLY TODAY! CALL 310.252.4545 *APR=Annual Percentage Rate. Payments begin 1/16/2016. Lowest rate based on term. Mattel Federal Credit Union will match dealer rates with a floor rate of 1.50% APR. Some restrictions may apply. See credit union for details. WWW.MATTELFCU.ORG • 310.252.4545 WWW.MATTELFCU.ORG • 310.252.4545 Branch Closings: Columbus Day — CLOSED Monday, Oct 12 Thanksgiving — CLOSED Thursday, Nov 26 Day After Thanksgiving — CLOSED Friday, Nov 27 WAYS TO SAVE WITH THE SPRINT CREDIT UNION MEMBER DISCOUNT If you’re looking to save on your wireless bill, then it might be time to say hello to the Sprint Credit Union Member Discount! As a member of Mattel Federal Credit Union, you can save up to hundreds on your wireless bill each year. WAYS YOU CAN SAVE: Individuals • Get a 10% discount on select regularly priced Sprint monthly service • Have your activation fee on new lines waived (up to $36 in savings) • Have your upgrade fee waived (up to $36 in savings) • Use Corporate ID: NACUC_ZZM to claim your discount Businesses • Get a 15% discount on select regularly priced Sprint monthly service • Have your activation fee on new lines waived (up to $36 in savings) • Have your upgrade fee waived (up to $36 in savings) • Use Corporate ID: NACUC_ZDS_ZZM to claim your discount 3 WAYS TO GET YOUR DISCOUNT: • Call 877.SAVE.4CU (877.728.3428). Let them know you’re a credit union member and use one of the Corporate ID numbers above. • Go to LoveMyCreditUnion.org/Sprint. • Visit your nearest Sprint store. Start saving with Sprint today! Christmas Break — CLOSED Thursday, Dec 24 – Friday, Jan 1 Note: Mail deposits, payments, payrolls, share drafts and electronic fund transfer transactions will be processed accordingly during the listed holidays. Contact us: 24-Hour Phone Teller: 1.866.356.0077 Web: www.mattelfcu.org Branch Location: Mattel Main Office 333 Continental Boulevard El Segundo, CA 90245 Telephone: 310.252.4545 Fax: 310.252.3819 ATM Locations: El Segundo Main Office 333 Continental Boulevard El Segundo, CA 90245 El Segundo Design Center 2031 Mariposa Avenue El Segundo, CA 90245 Fisher-Price 636 Girard Avenue, Toy Store East Aurora, NY 14052 Mission Statement: “To provide convenient quality financial services to help our members reach their financial goals.” SHOP BY THE CALENDAR With the gift-giving season fast approaching, it’s time to start shopping! Comparing prices on the Internet before buying, clipping coupons, and watching for discounts on yesterday’s inventory as new models appear in stores are great ways to save money. Still, deep discounts for some products go by the calendar. The items below are typically at their lowest prices over the next few months. OCTOBERNOVEMBERDECEMBER •Bikes • Baby products • Bikes •Computers • Bikes • Camcorders •Digital cameras • Camcorders • Gas grills •Gas grills • Gas grills • Large & small home appliances •Lawn mowers • Toys • Small consumer electronics •Winter coats • TVs • TVs Vision Statement: “To become the financial institution of choice for our Mattel family.” Mattel NMLS#: 813974 With 30,000 ATMs nationwide, CO-OP® Network is the largest surcharge-free credit union ATM network in the United States and Canada. For locations, visit www.co-opnetwork.org or text your zip code to 692667 (MYCOOP).