Financial Fitness—Banking Basics
FEFE Lesson Plan
Checking Plan Simulation
7.1
Financial Institutions 7.3
Introduction to Saving
14.1
Rule of 72 14.3
Classroom Project
Create a bulletin board that categorizes
characteristics of different types of checking
accounts.
Student-Led Project
Interview parents about their personal checking
account knowledge. Display interview responses and
provide information at parent/teacher conferences.
Additional Resources
parents
Create a PowerPoint that categorizes
characteristics of different types of checking
accounts.
local bank
STAR Event Handbook
Statements for Financial Institutions Worksheet
7.3.A1
Develop an Illustrated Talk or STAR Event project
on different types of checking accounts to present to
other classes, community organizations, or family
members.
Create a display to educate consumers on services
provided by various financial institutions.
Collect checking account information from local
banks and determine which account & institutions
would be best for specific scenarios.
Arrange for a speaker to come to class/chapter
meeting to discuss the difference between savings &
investing.
local bank
Tour financial institutions in the area; complete
the FCCLA Financial Fitness scavenger hunt.
Prepare brochure comparing services offered at
various financial institutions in the area and
distribute at a display in the school media center
financial institutions
FCCLA Financial Fitness
Scavenger Hunt
Tour local bank and make posters on various types
of checking accounts, credit cards, and
investments. Distribute to bank customers.
Using a children's book such as "Shopping With
Mom" by Mercer Mayer, develop a savings lesson
to teach to elementary students about basic savings
concepts.
Prepare Illustrated Talk on information learned on
financial institutions to educate others.
local bank
STAR Event Handbook
Create a saving questionnaire that the elementary
students can take home and complete with their
parents to encourage discussion on money
management.
library
Elementary School teachers
Design a Rule of 72 educational display to educate
students and community members at local sporting
events, parent-teacher conferences, and open houses.
financial manager
Research interest rates on various types of savings
tools at local banks.
© Family Economics & Financial Education – Revised February 2006 – Enhancement Tools – Banking Basics – Page 1
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
local bank
Financial Fitness—Banking Basics
Time Value of Money
14.5
Selecting a Credit Card
4.1
Create a PowerPoint and informative handout to
educate students and community members on the
time value of money.
Selecting a Credit Card 4.1.A1
Comparison Shopping for a Credit Card 4.1.A2
Complete a STAR Event/Illustrated Talk to educate
peers, family, and community members on time
value of money.
Design and distribute a brochure on “How To Select
a Credit Card” to parents and community members.
Make table tents for faculty break rooms about credit
facts. Use the table tents in the student lunchroom
during a FCCLA sponsored Credit Information
Awareness Week.
Understanding Credit
Reports 4.2
Make a video or scenario role play on different
credit card users. Select three basic credit card
users: one that always carries an amount on their
credit card, one that always pay off full amount
and one that usually but not always pay off full
amount. Include why they selected the credit
cards they use. For example, low finance charges
and yearly membership fee would be the example
for the person who always carries an amount on
their credit card from month to month.
Understanding Credit Reports 4.2.A1
Credit Report Scenario 4.2.A2
Electronic Banking 7.2
STAR Event Handbook
local bank
Create flyers, public service announcement’s, and
table tents to encourage consumers to check their
credit reports.
Present large poster and information to other
student led organizations.
www.annualcreditreport.com
Electronic Banking Worksheet 7.2.A1
Scenarios 7.2.A2
Design flyers or PowerPoint to educate
consumers on the safety issues associated with using
ATM’s, debit cards and credit cards.
local bank
Create a brochure illustrating all of the forms of
electronic banking.
Reserve the computer lab at either school or the
public library with access to the internet and
demonstrate to the public or school staff how to use
online banking products. May also want to invite a
guest speaker into talk about the do's and don'ts of
guest speaker
Work in small groups to make posters of oversized
debit cards and credit cards. Write tips to use
debit and credit cards wisely.
© Family Economics & Financial Education – Revised February 2006 – Enhancement Tools – Banking Basics – Page 2
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman
Student Council
National Honor Society
CTSO’s
Financial Fitness—Banking Basics
electronic banking.
Language of the Stock
Market 12.2
Identity Theft 3.1
Ask students to share stock market terms they
have heard in the media. Compile terms and
introduce one or two stock market terms a day
previous to the unit on the stock market. Have
students keep a record.
Identity Theft Interview Questions (survey)
3.1.A2
Use investment statistics as announcements for the
school bulletin/announcements.
stock market consultant
Prepare PowerPoint presentation and handouts to
give at a Senior Center, Lions Club, or other adult
group with information focusing specifically on the
results from the surveys.
parents
senior centers
© Family Economics & Financial Education – Revised February 2006 – Enhancement Tools – Banking Basics – Page 3
Funded by a grant from Take Charge America, Inc. to the Department of Health and Human Development at Montana State University – Bozeman