Disclosure Statement Name Address: Trading name: Telephone number: Fax number: Email address: FSPR number: Stephen Peter Bowden 11 Anzac Street Takapuna Auckland 0622 All Insurance Services Ltd 09 4891 702 09 4891 703 spbowden@allinsure.net.nz FSP354386 This disclosure statement was prepared on 18th March 2014 It is important that you read this document This information will help you to choose a financial adviser that best suits your needs. It will also provide some useful information about the financial adviser that you choose. What sort of adviser am I? I am a registered, but not authorised, financial adviser. I can give you advice about insurances to cover personal life related risks and general insurance covers as listed in the following categories. Personal Insurances Life Cover - Future insurability Personal Disablement - Own Occupation - Any Occupation Accelerated or Standalone - Future Insurability - Trauma - Progressive Care - Basic or Comprehensive Business Insurance General Insurance Home Loans - Life Cover - Permanent Disability - Trauma - Progressive Care - Domestic - Residential Housing Market -Income Protection -Medical Protection -Family Protection -Mortgage Protection -Funeral Insurance -Accidental Death -Waiver of premiums -Income Protection -Business Overheads -Locum -Key person -Share Purchase -Medical Protection -Start Up Income Protection -House -Contents -Vehicle -Travel insurance -New Loans -Refinancing -Top Ups DS3V1.0 What should you do if something goes wrong? If you have a problem, concern, or complaint about any part of my service, please tell me so that I can try to fix the problem. If we cannot agree on how to fix the issue, or if you decide not to use the internal complaints scheme, you can contact The Insurance and Savings Ombudsman Scheme. This service will cost you nothing, and will help us resolve any disagreements. You can contact ISO at— Address: Telephone number: Email address: P O Box 10-845, Wellington 6143. (04) 499 7612 info@iombudsman@org.nz How am I regulated by the Government? You can check that I am a registered financial adviser at http://www.fspr.govt.nz The Financial Markets Authority regulates financial advisers. Contact the Financial Markets Authority for more information, including financial tips and warnings. You can report information or complain about my conduct to the Financial Markets Authority, but in the event of a disagreement, you may choose to first use the dispute resolution procedures described above (under What should you do if something goes wrong?). Declaration I, Stephen Peter Bowden, declare that, to the best of my knowledge and belief, the information contained in this disclosure statement is true and complete and complies with the disclosure requirements in the Financial Advisers Act 2008 and the Financial Advisers (Disclosure) Regulations 2010. Signed: Stephen P Bowden DS3V1.0