Mike O`Brien

Chair’s Welcome
Mike O’Brien FCII
Managing Director
TenetConnect & TenetSelect
[email protected]
General Housekeeping
• Fire Alarm and Exits
• Restrooms
• Mobile Phones
• Coffee and Lunch
• General Disclaimers
• Evaluation Forms
• CPD points – next week
Pillars of RDR
• Independent vs. Restricted Advice
• Adviser and Consultancy Charging
• Professional Qualifications – now simply a
ticket to the game but time is running
Recent Guidance
• Independent vs Restricted Advice
• Adviser Charging & Legacy Assets
• Guidance on DIF’s
• HMRC and VAT
• FSA Retail Conduct Risk Outlook 2012
• Wrap & Platform Rebates – expected soon
We have a programme for you today that addresses
many of the practical business issues and actions that
you face and remember…
“It is not the strongest of the species that
survives, nor the most intelligent, but
the one that is most adaptable to
Charles Darwin 1809 - 1882