Company Profile Overview Central Bancorp was formed in 2006 Original services included wealth management, trust stewardship, title, and mortgage. In 2008 Central Bancorp acquired the Colorado Springs branch of Van Gilder Insurance to expand the size and offerings of its affiliate CB Insurance. Today, the services of Central Bancorp and its affiliates are offered through the following family of companies: o Central Bank & Trust (in organization - coming soon!) o CB&T Mortgage o CB&T Wealth Management o The Corundum Group & Corundum Trust Company o CB Insurance (an affiliate of Central Bancorp) o CB Title (an affiliate of Central Bancorp) Executive Leadership Corporate o Chief Executive Officer & President, Ron Johnson o Chief Operating Officer, Tim Coutts Central Bank & Trust o President, Scott Yeoman CB&T Mortgage o President, Gene Mills CB&T Wealth Management o President, Steve Condon The Corundum Group o President, Ron Johnson Corundum Trust Company o Chief Operating Officer, Jim Riswold CB Insurance o President, Steve Schneider CB Title o President, Steve Schneider 1 South Nevada Avenue, Suite 200, Colorado Springs, Colorado 80903 CentralBancorp.com Structure An elected, volunteer Board of Directors (11) Directors: o Steve Condon o Tim Coutts o Ron Johnson o George Lenz o Gary Markle o Jeff Smith o Doug Stimple o Chuck Vasilius o Ray Washburne o Dan Winter o Scott Yeoman 1 South Nevada Avenue, Suite 200, Colorado Springs, Colorado 80903 CentralBancorp.com Service Centers Centrally-located and shared headquarters for all Central Bancorp divisions and affiliates at 1 South Nevada Avenue, downtown Colorado Springs. Includes a drive through banking service at the rear of our building. Corundum Trust Company located in Sioux Falls, SD for our Corundum clients Online Mortgage Loan Applications Online ordering forms for Title work Online Banking access Remote Deposit services Complete concierge service for The Corundum Group clients Legal CB&T Mortgage, Member of Colorado Mortgage Lenders Association CB&T Mortgage, all Loan Advisors fully licensed Our Story – Historical Perspective Central Bancorp is the unique mix of an entrepreneurial start up firm and a firm whose experience is as deep as its roots in the Colorado Springs community. The story starts when the successful owners of The Corundum Group, a local “family office” wealth management group, began talking with the owners of Classic Companies, El Paso County’s largest independent developer and homebuilder, about opening a bank in Colorado Springs to serve the affluent and business community with a higher-level of service. Both groups found it important to be connected to the community. Both groups saw a need in their community. And both groups shared the vision that their combined companies, whit a bank, would provide sophisticated services with a local touch. The official 2006 union was consummated by the joining of a 14-year old wealth management and trust practice and a mortgage and title insurance operation that had served Classic homeowners since 1995. The family expanded and the roots got even deeper when Central Bancorp acquired the trusted local brand of Van Gilder Insurance, formerly CBS Insurance, which has been in operation in the Springs, now under four different names, since the 1890s. 1 South Nevada Avenue, Suite 200, Colorado Springs, Colorado 80903 CentralBancorp.com Mission Statement Our mission at Central Bancorp is to establish long-term, mutually beneficial financial relationships with our clients, team members, and community. As such, we will: • Recruit, reward and retain a team of market leading professionals. • Collaborate with clients to analyze and understand their financial challenges and opportunities. • Develop and provide access to a unique set of financial solutions. • Directly engage in community social, educational and philanthropic activities. 1 South Nevada Avenue, Suite 200, Colorado Springs, Colorado 80903 CentralBancorp.com Division & Affiliate Overviews CB&T Mortgage is one of the largest, most experienced lenders in Colorado Springs, assisting individuals, homebuilders, and Realtors in every aspect of the loan process, from application to closing. As a mortgage banker, the entire loan process is handled under one roof, and we are funding all loans, leading to a more efficient and certain process. Locally owned and operated since 1995. CB&T Wealth Management offers personal wealth management as well as services for small to mid-sized businesses. Locally owned and operated since 1992 The Corundum Group is a family office providing sophisticated financial services for the protection and enhancement of family legacies. Representing both families and individuals, we understand the unique dynamic of newly created and inherited wealth, as well as the pressures and responsibilities associated with its care. Locally owned and operated since 1992. Corundum Trust Company is an independent, private trust company located and chartered in Sioux Falls, South Dakota. Founded to oversee the trust management needs of The Corundum Group clients, we presently administer trusts with assets in excess of $300 million. A rarity in the world of wealth management, Corundum Trust Company works exclusively with affluent individuals to oversee the growth and preservation of family legacies. By using our specialized capabilities to leverage opportunities offered by a South Dakota situs, we are able to create wealth management solutions that promise to remain valuable for generations to come. CB Insurance offers sophisticated insurance products and services for the protection of our personal and commercial clientele. Our goal is to work with clients as a trusted advisor to help them identify, understand, manage and finance the risks they face. We want to earn trust by investing our time and expertise in the lives and businesses of our valued clientele. Locally owned and operated since 1890. CB Title offers home buyers, Realtors, commercial brokers, mortgage lenders, developers, and homebuilders a comprehensive suite of title insurance and settlement services for the protection and preservation of assets. Each member of the CB Title team averages more than 21 years of underwriting experience, assuring our clients the counsel and support they need to facilitate a smooth, secure real estate transaction. CB Title partners with multiple underwriters to ensure comprehensive coverage at competitive rates. 1 South Nevada Avenue, Suite 200, Colorado Springs, Colorado 80903 CentralBancorp.com Community Partners Beyond checks. Central Bancorp supports the community both financially and with hours from board involvement to volunteerism, this aspect of our company is very important and highly encouraged. Corporate Support – as an organization, we have supported and sponsored outreach and programming for the following organizations: o Cheyenne Mountain Zoo, o Care & Share including the ZooMobile o Economic Development outreach program Corporation o The Fine Arts Center o Big Brothers Big Sisters o American Heart o March of Dimes Association o Goodwill o Juvenile Diabetes o Catholic Charities Research Foundation o United Way (JDRF) o Colorado College o Child Nursery Centers The Central Bancorp Charitable Committee – The employees of Central Bancorp have formed a charitable committee that donates a portion of corporate profits separate from our corporate sponsorships. Employees can request grants, and the charitable committee meets regularly to review and approve these requests. Since the committee’s inception in 2006(?), charitable grants have been given to all of the following charities: o o o o o o o o o o o o o o o o o American Diabetes Association Big Brothers Big Sisters Bob Telmose/America's Family Brain Injury Association of Colorado Care and Share Food Bank Cheyenne Mountain Zoo Children of Promise Colorado Springs Child Nursery Centers Colorado Springs Dance Theatre Colorado Springs Fine Arts Center Colorado Springs School Divine Faith Ministries Flying Horse Annual Charity Golf Tournament Goodwill Industries Grace Fund Greccio Housing Unlimited Hope & Home o o o o o o o o Lewis Palmer High School March of Dimes Newborn Hope Pikes Peak Habitat for Humanity Rocky Mountain Community Land Trust Safe Passage St. Baldricks Foundation Sunrise United Methodist Women TESSA The Red Cross o o o Pikes Peak United Way Central Bancorp was nominated two years in a row for the Small Company, Pikes Peak United Way, Spirit of Giving Award 1 South Nevada Avenue, Suite 200, Colorado Springs, Colorado 80903 CentralBancorp.com Employee Involvement – our employees are strongly encouraged to be involved in a community cause as well as take on their civic duty. The company allows paid time off to be used for volunteering, and also supports the chosen causes of our team members through the charitable committee. Our employees sit of directors boards, planning committees and they also get their hands dirty putting in landscaping, or put their professional skills to work in mentoring. Below are the community and civic organizations that our employees dedicate their time and resources to: o o o o o o o o o American Heart Association Big Brothers Big Sisters Boy Scouts Care and Share Catholic Charities Cheyenne Mountain Zoo Child Nursery Centers Children of Promise Colorado Springs Economic Development Corporation o Downtown Business Improvement District o Downtown Partnership o El Paso Club o o o o o o o o o o o o o Fine Arts Center Goodwill Greccio Insurance Women JDRF March of Dimes Pikes Peak Hospice Ronald McDonald House The Housing and Building Association The Red Cross United Way Winters Night Club Women in Defense 1 South Nevada Avenue, Suite 200, Colorado Springs, Colorado 80903 CentralBancorp.com Media Contacts All media inquiries can be sent to: Jill Johnson Director of Marketing Email (preferred): Jill.Johnson@CentralBancorp.com Phone: (719) 228-1094 1 South Nevada Avenue, Suite 200, Colorado Springs, Colorado 80903 CentralBancorp.com