THE LIST OF DOCUMENTS AND ALL ANNEXES IN ONE FILE
The primary list of documents for individuals:
1) Application for participation in accordance with Annex 7-a; Application form in accordance
with Annex 8-a; Consent of the borrower (Co-borrower) to provide information about him to credit
bureaus and to disclose information about him by credit bureaus in accordance with Annex 9-a – the
originals in the forms to the present Regulations;
2) Copies of certificate of state registration of individual entrepreneur, taxpayer certificate of the
borrower (co-borrower) (RNN), identity cards of CEO, members of the farm, of the individual
entrepreneur being the borrower/Co-borrower;
3) Certificates of servicing financial organizations (banks, leasing companies, credit firms and
credit institutions) on presence (absence) of a loan debt, accounts held, turnovers, indicating incoming
and outgoing cash balance at the beginning and at the end of a month on the bank account for the last 12
months before the date of application – the original;
In case of presence of a loan debt, provide copies of documents on credit history: contracts or
agreements on opening of a credit line, credit agreements, leasing contracts, schedules of payments for
credit (leasing), copies of pledge agreement;
4) Financial statements in the forms given in Annexes 10, 11, 12 and 13 to the present
Regulations for the last two years and at the last day of a calendar month preceding the date of application
and interpretations of claims, liabilities, fixed assets and inventories in accordance with Annex 14 to the
present Regulations – the originals stamped and signed by the head of the farm (the individual
entrepreneur) and Chief accountant (if available);
5) Business plan (feasibility study), drawn up in compliance with the requirements given in
Annex 15 and Certificate of structure of co-financing of the Investment project by the Potential borrower
in accordance with Annex 16 in the forms given in the present Regulations – the originals signed by the
Head of the farm (the individual entrepreneur) and stamped (if there’s any stamp);
6) Enlarged (indicative) estimate calculation of construction and assembly works and explication
of buildings – the original;
7) Copies or originals of technical specifications for all technological equipment and
specifications for pedigree livestock required for implementation of the Investment project and agreed
between the Potential borrower and a potential supplier of this equipment or pedigree livestock;
8) List of documents necessary for assessing liquidity and sufficiency of collateral of the
Potential borrower shall be submitted in accordance with Annex 17 to the present Regulations (copies).
Note:
1. Presence of unreliable information about the Potential borrower and the Investment project in documents stipulated
by the present Regulations, may cause rejection of the application of the Potential borrower or termination of the agreement on
financing of the Investment project (if any).
2. Simple copies of corresponding documents specified in the present list shall be verified and certified by a credit
expert (manager) of the project, who certifies the copy stating the following: “Checked against the original. True copy.
_______________ full name of the credit expert (manager) in words, indicating title, signature ___________”.
Complete list of documents for individuals:
1) Notarized copies of certificate of state registration of individual entrepreneur, taxpayer
certificate of the borrower (Co-borrower) (RNN), identity cards of the Head, members of the farm,
individual entrepreneur, being the borrower/Co-borrower;
2) Certificate of tax authority on absence (presence) of a debt in the budget and off-budget funds
for the last three months, signed by the Head or his Deputy, with stamp of this tax authority – the original
(if certificate of tax authority is not signed by the Head or his Deputy, submit copies of documents
confirming authority of the signatory);
3) Minutes of meeting of members of the farm with a decision to obtain financing in
“KazAgroFinance” JSC, indicating the amount of such financing, as well as the amount of own cofinancing – the original;
4) The document, proving residence registration (a book of registration of citizens);
5) Notarized original of the card with specimen signature of the Head of the farm (the individual
entrepreneur) and a stamp (if any);
6) Decision of the local executive body to provide land(s) with private property rights or on
temporary paid land use rights for keeping farm (farming), leasing (sale and purchase) contract for the
land(s) and the act for the right of private property or temporary paid land use, as well as original
certificate of land rights registration of the body of justice;
7) Certificate of the local executive body that provided the land(s) with private property rights or
temporary paid land use rights for keeping farm (farming), indicating members of the farm;
8) Certificate of absence of solvency (bankruptcy) proceedings in courts, as well as proceedings in
which the Potential borrower acts as a plaintiff, defendant (to be issued in free form and to be signed by
the Head of the farm (the individual entrepreneur) and stamped (if any));
9) Original documents on intention of a credit institution or other entity to provide the Potential
borrower with financial resources for co-financing the Investment project;
10) Notarized copies of licenses, permits confirming the right to carry out licensable business
activities, performance of related work (if the activity carried out by the borrower/pledger/Guarantor
subject to be licensed under the laws of the Republic of Kazakhstan);
11) Notarized copies of educational diplomas of employees, as well as documents proving work
experience;
12) Copies and originals of documents confirming readiness and actual possibility of delivery of
technological equipment and pedigree livestock by potential suppliers, necessary for implementation of
the Investment project, indicating possible delivery dates, installation periods, as well as value and
payment terms;
13) Copies and originals of documents issued by the potential supplier of technological equipment,
confirming the suitability of facilities of the Potential borrower for installation of technological equipment
necessary for the implementation of the Investment project (if the installation is planned in the facilities);
14) Statistical reports:
- if the number of employees exceeds 50 persons – provide statistical reports in the form 1-cx
“Report on the activities of agricultural enterprises and farms” for the preceding 3 (three) years – a copy;
- if the Potential borrower is engaged in animal breeding – submit original certificate of veterinary
and sanitary welfare of the farm from a district veterinary inspector and original certificate of the
availability of livestock (poultry) from the Akim of rural district, with date of issue being not earlier than
1 month before the date of application;
- statistical reports in the form 10-cx “Feed consumption” for the last 2 (two) years;
15) If the Potential borrower is engaged in animal breeding – submit original certificate of
veterinary and sanitary welfare of the farm from a district veterinary inspector and original certificate of
the availability of livestock (poultry) from the Akim of rural district, with date of issue being not earlier
than 1 month before the date of application;
16) List of documents necessary for assessing liquidity and sufficiency of collateral of the
Potential borrower shall be submitted in accordance with Annex 17 to the present Regulations;
17) Technical and economic assessment of the construction value at the stage of investment,
enlarged estimate calculations of the construction value, preliminary calculations reflecting complete
structure of the upcoming construction and installation works and expenses, mandatory coverage of issues
relating engineering services and communications, indicating capacity consumption (taking into account
needs for capacities from suppliers of the equipment).
Note:
1. Presence of unreliable information about the Potential borrower and the Investment project in documents stipulated
by the present Regulations may cause rejection of the application of the Potential borrower or termination of the agreement on
financing of the Investment project (if concluded).
2. Simple copies of corresponding documents specified in the present list shall be verified and certified by a credit
expert (manager) of the project, who certifies the copy stating the following: “Checked against the original. True copy.
____________ Full name of the credit expert (manager) in words, title, signature __________”.
3. Copies of the above-mentioned documents which are subject to corresponding requirement for notarization shall be
notarized not earlier than 1 month before the date of application. If the requirements of the present Regulations do not
expressly state that the document can be presented in a copy and/or notarized, then this document shall be presented in the
original.
4. If documents which are required to be signed by the Head of the Potential borrower have been signed by another
person, it is required to provide original power of attorney confirming authority of the signatory.
5. If the Potential borrower has affiliates, it is required to submit documents of affiliates specified in Subparagraphs 3,
4 of Paragraph 23 and Subparagraph 2 of Paragraph 33 of the present List, as well as:
- Notarized copies of certificate of state registration (re-registration), memorandum of association and/or charter (with
all amendments and supplements);
- Copies of identity cards and taxpayer certificates (RNN) of Heads and founders who have share in the authorized
capital of more than 10 % or shareholders holding more than 10 % of shares;
- Statistical reports:
In the form 1-cx “Report on the activities of agricultural economies and farms” for the last 2 (two) years – a copy with a
note of the statistical body, or certificate of the district (municipal) department of statistics – the original;
If the affiliate is engaged in animal breeding: in the form 24-cx “Report on the state of animal breeding” for the last 2
(two) years and for the last 3 (three) months before the date of application and statistical reports in the form 10-cx “feed
consumption” for the last 2 (two) years;
If the affiliate is engaged in plant growing: in the form 29-cx “Report on harvest of crops from all lands” for the last 3
(three) years;
- If the affiliate of the applicant is an individual, provide copies of identity card and taxpayer certificate (RNN).
List of documents required for taking decision by the Credit Committee of the Company to
start financing:
1)
Design estimates for planned work and/or documents containing basic parameters of
planned activities indicating estimated costs;
2)
Permission for construction and installation works;
3)
Decision of the relevant executive body to allot the land for construction purposes or title
documents to the land which is under construction;
4)
Opinions of the authorized state bodies (environmental review, opinion of Sanitary
Epidemiological Station);
5)
Original reports of independent appraisal companies on assessment of collateral
(determining and proving its market value).
List of documents proving necessary decisions by authorized bodies of borrowers/guarantors
and/or consent of other persons or bodies to effect a deal of loan/pledge/guarantee:
1) Decision of the authorized body of the pledger – the legal entity (members of the farm) to
provide collateral to secure fulfillment of obligations of the borrower with granting the right the pledgee
to sale the pledged property unjudicially;
2) Decision of the authorized body of the Guarantor – the legal entity (members of the farm) to
provide a full Guarantee to secure fulfillment of obligations of the borrower;
3) Notarized consent of the pledger’s spouse to pledge the property and to sale non-judicially;
4) Notarized consent of the Guarantor’s spouse
to
provide full Guarantee;
5) Notarized consent of all owners of the pledged property to pledge the property and to sale it
non-judicially (if the property is in joint ownership);
6) A notarized copy of marriage certificate, if the pledger is married;
7) Notarized application of the pledger that he was not married at the time of purchase of the
property which is supposed to be pledged and is not married at the time of transfer of the property as
collateral;
8) The consent of the guardianship body to transfer the property as collateral and to sale it nonjudicially (only in cases when minor children are owners (co-owners) of the property to be pledged);
9) The periodical with announcement of shareholders/founders, creditors and interested parties to
convene a meeting or a message about a transaction, if necessary.
Note:
It is essential that documents reflecting decisions of authorized bodies of legal entities and members of the farm
(borrowers/pledgers/Guarantors) were bound, numbered, stamped by the legal entity or the farm. Signatures of members of the
authorized body of the Potential borrower or members of the farm in these documents shall be notarized.
ANNEXES TO THE LIST OF DOCUMENTS
Annex 7-а
APPLICATION
for individuals – individual entrepreneurs (farms)
to participate in the selection of borrowers for implementation of the investment project
To: “KazAgroFinance” JSC
From
_____________________________________________________________________________________
_________
(full name of the potential borrower)
1. Information about the individual (individual entrepreneur (farm), applying for participation in the
contest (the potential borrower):
Full name of the individual – the potential borrower in accordance
with an identity card
Data on the identity card of the individual - the potential borrower
Registration address of the individual – the potential borrower
Actual residential address of the individual – the potential borrower
Number of certificate of registration, of patent or other document
giving the right to be engaged in entrepreneurial activity complying
with the subject of the contest, in accordance with the legislation of
the Republic of Kazakhstan
Bank details of the individual – the potential borrower (RNN, BIC,
IIC), as well as full name and address of a bank or its branch, in
which the individual is served
Contact phone numbers, postal address and e-mail (if any) of the
individual – the potential borrower
2.
_____________________________________________________________________________________
____________
(full name of the individual – the individual entrepreneur (farm)
hereby confirms his(her) participation in the contest for the selection of borrowers for implementing the
investment project on
_____________________________________________________________________________________
______________
(full name of the investment direction)
and as the potential borrower and expresses his(her) readiness to implement the investment project
_____________________________________________________________________________________
_____________________________________________________________________________________
______________________________
(specify brief description of the project, its location and value)
in compliance with the requirements and conditions stipulated in the contest documentation, therefore I
apply
for
financing
in
the
amount
of
KZT
_______________________________________________________, including in the form of leasing
KZT ___________________________________________________________________, and in the form
of
loan
KZT
_____________________________________________________________________________.
In this case the funds will be used for:
1.
2.
3.
The subject of leasing will be:
1.
2.
3.
Note: it is necessary to represent all subjects of leasing and substantial directions for use of loan.
3. As collateral I shall provide the following:
№
Type of proposed
collateral
Description of collateral
Amount of guarantee,
estimated value of
collateral
1
2
4. For confirmation of compliance with the requirements of the contest documentation, we attach the
following documents:
Number of
№
Full name of document
Note
pages
1
2
Note: the register shall include all attached documents.
We guarantee the accuracy of the information contained in our application and attached documents, and
confirm that we have read the contest documentation, we are aware of consequences from providing false
information on competence, qualification, qualitative and other characteristics of the proposed investment
project to the organizer of the contest.
____________________________________________
___________________/________________________/
(full name of the potential borrower and his signature)
Date of completion ____________________
Stamp
___________________________(signature)
Paraph on each sheet
Annex 8-а
APPLICATION FORM
FOR FARM
to participate in the investment project
(to be completed on a computer or by hand in legible handwriting)
1. General data:
Full name of the farm
Legal address
Actual address
Telephone/Fax/E-mail
Core activities
Taxpayer registration number of the farm
Number and date of registration (reregistration) as the farm
Bank details (current, currency and other
accounts in all servicing banks), BIC:
2. Managers:
2.1. HEAD OF FARM
Full name
Work
Mobile
Home
Date and place of birth
ID number, date of issue, issuing
authority
Place of residence (actual)
Registration
Education
Telephone
number
Total
Work
experience
Agricultural
Marital status
Spouse’s full name
2.2. CHIEF ACCOUNTANT (IF ANY)
Full name
Work
Mobile
Home
Date and place of birth
ID number, date of issue, issuing
authority
Place of residence (actual)
Registration
Telephone
number
Photo of the
Head of
Farm
Contact persons (Full name, telephone number):
_________________________________________________________________________________
_________________________________________________________________________________
3. Entities, in which the Head of the farm has share (affiliated entities):
Share in
Amount of loan debt,
Servicing banks,
authorized
Name of entity, address
indicating the bank
accounts numbers
(share) capital,
(if available)
%
4. Members of the farm:
Full name of the farm’s
№
member
1
ID (passport) number, date
of issue
Place of residence (actual)
5. INFORMATION ON CURRENT ACTIVITIES OF THE FARM:
5.1. Land resources
Two years before the
One year before the date
As of the date of
date of application
of application
application
Information
Information
Information
Name of land
on
on
on
Area, ha
ownership
Area, ha
ownership
Area, ha
ownership
(owned,
(owned,
(owned,
rented)
rented)
rented)
Arable land
Hayfields
Pastures
Other lands
TOTAL
Х
Х
Х
№
1
2
3
4
5
6
№
5.2. Data on the number of employees and payroll at the date of application:
Number of
Name of categories of employees
Annual payroll, KZT
employees
Management
Machine operators
Service staff
Seasonal workers
Workers employed for animal
husbandry
Other employees
TOTAL
5.3. Data on available buildings and facilities at the date of application
Year of
Name
Residual value, KZT
commissioning
1
5.4. Data on technical equipment of the farm at the date of application:
№
Name of own
available machinery
(equipment)
Productio
n year
Quantity,
pcs.
Number of
machinery
(equipment
) in
operative
condition
Residual value,
KZT
Amount of
expenses for
spare parts
and repairs
per year,
KZT
1
5.5. Data on livestock at the date of application:
Two years
Types
before the date
of application
Cattle, total
Including:
Calves up to 1 year old
Steers from 1 year old and older
Heifers from 1 to 2 years old (inseminated)
Heifers from 2 years old
Cows
Bulls-producers
Sheep of all breeds, total
Including:
Lambs up to 1 year old
Ewes and young ewes from 1 year old and older
Rams-producers
Other sheep
Horses, total
Including:
Foals up to 3 years old
Stallions from 3 years old and older
Mares from 3 years old and older
Working horses from 3 years old and older
Pigs of all breeds, total
Including:
Piglets up to 4 months old
Pigs from 4 to 9 months old
Boars from 4 to 9 months old
Hogs-producers
Sows from 9 months old and older
Camels, total
Including:
Young camels up to 3 years old
Female camels from 3 years old and older
Male camels from 3 years old and older
Other camels
One year
before the date
of application
On the date of
application
5.6. Data on the flow of livestock for the last 12 months
Available at the
beginning of the
year
Group of
animals
heads
Cattle, total
Calves up to 1
year old
Steers from 1 year
old and older
Heifers from 1 to
2 years old
Heifers from 2
years old and
older
Cows
Bulls-producers
Sheep of all
breeds, total
Lambs up to 1
year old
Ewes and young
ewes from 1 year
old and older
Rams-producers
Other sheep
Horses, total
Foals up to 3
years old
Stallions from 3
years old and
older
Mares from 3
years old and
older
Working horses
from 3 years old
and older
Pigs of all
breeds, total
Piglets up to 4
months old
Pigs from 4 to 9
months old
Boars from 4 to 9
months old
weight
,
centne
r
Offspri
ng,
heads
Animal
s
moved
from
other
groups,
heads
Incoming
Animals
purchased,
received in
exchange
weight
,
heads
centne
r
Weigh
t gain,
centne
r
TOTAL
Incoming
heads
Weight,
centner
Hogs-producers
Sows from 9
months old and
older
Camels, total
Young camels up
to 3 years old
Female camels
from 3 years old
and older
Camels-producers
Other camels
CONSUMPTION
Group of
animals
Cattle, total
Calves up to 1
year old
Steers from 1
year old and
older
Heifers from 1
to 2 years old
(inseminated)
Heifers from 2
years old and
older
Cows
Bullsproducers
Sheep of all
breeds, total
Lambs up to 1
year old
Ewes and
young ewes
from 1 year
old and older
Ramsproducers
Other sheep
Horses, total
Foals up to 3
years old
Stallions from
3 years old
and older
Purchased
animals
Animal
s
moved
weig
to
head
ht,
other
s
centn
groups
er
Slaughtered animals
head
s
пало и
погибло
Weight,
centner
head
s
slaugh
live
ter
Wei
ght,
cent
enr
TOTAL
consumptio
n
Wei
head ght,
s
cent
ner
Available
at the end
of the year
head
s
Wei
ght,
cent
ner
Mares from 3
years old and
older
Working
horses from 3
years old and
older
Pigs of all
breeds, total
Piglets up to 4
months old
Pigs from 4 to
9 months old
Boars from 4
to 9 months
old
Hogsproducers
Sows from 9
months old
and older
Camels, total
Young camels
up to 3 years
old
Female
camels from 3
years old and
older
Camelsproducers
Other camels
5.7. Data on encumbered property at the date of application:
Period of
Name of
Reason for encumbrance
Quantity
Encumbrancer
encumbrance,
property
(number and date of contracts)
months
5.8. CROP CULTIVATION
5.8.1. Calculation of income from crop production two years before the date of application
Soft
Hard
Type of crop
Oat
Barley
wheat
wheat
Availability of products at the
beginning of the year, total (tonnes)
Including
 Food products, tonnes
 Forage products, tonnes
 Seed products, tonnes
Total land area, ha
Including:
 For crops cultivation, ha
 Pastures, ha
 Fallow land, ha
 Other land, ha
Yield, centner/ha
Gross yield, tonnes
Refaction, tonnes
Other losses, tonnes
Intake of products from other places,
total (tonnes)
Including:
 Food products, tonnes
 Forage products, tonnes
 Seed products, tonnes
Total products, total (tonnes)
Including:
 Food products, tonnes
 Forage products, tonnes
 Seed products, tonnes
Consumption since the beginning of the
year, total (tonnes)
 Livestock and poultry feed,
tonnes
 Payment in kind (payment for
goods and services, wages, payment of
interests, etc.), tonnes
 For processing (production of
flour), tonnes
 Losses, tonnes
 Sales of food products, tonnes
 Sales of forage products, tonnes
 Sales of seed products, tonnes
Price per 1 tonne, KZT
 Food products
 Forage products
 Seed products
Revenues from sales, total (thousand
KZT)
Including:
 Food products, thousand KZT
 Forage products, thousand KZT
 Seed products, thousand KZT
Revenue per 1 ha of cultivated area
Availability of products at the end of
the year, total (tonnes)
Including:
 Food products
 Forage products
 Seed products
5.8.2. Calculation of income from crop production one year before the date of application
Type of crop
Soft
Hard
Oat
Barley
wheat
Availability of products at the
beginning of the year, total (tonnes)
Including
 Food products, tonnes
 Forage products, tonnes
 Seed products, tonnes
Total land area, ha
Including:
 For crops cultivation, ha
 Pastures, ha
 Fallow land, ha
 Other land, ha
Yield, centner/ha
Gross yield, tonnes
Refaction, tonnes
Other losses, tonnes
Intake of products from other places,
total (tonnes)
Including:
 Food products, tonnes
 Forage products, tonnes
 Seed products, tonnes
Total products, total (tonnes)
Including:
 Food products, tonnes
 Forage products, tonnes
 Seed products, tonnes
Consumption since the beginning of the
year, total (tonnes)
 Livestock and poultry feed,
tonnes
 Payment in kind (payment for
goods and services, wages, payment of
interests, etc.), tonnes
 For processing (production of
flour), tonnes
 Losses, tonnes
 Sales of food products, tonnes
 Sales of forage products, tonnes
 Sales of seed products, tonnes
Price per 1 tonne, KZT
 Food products
 Forage products
 Seed products
Revenues from sales, total (thousand
KZT)
Including:
 Food products, thousand KZT
 Forage products, thousand KZT
 Seed products, thousand KZT
wheat
Revenue per 1 ha of cultivated area
Availability of products at the end of
the year, total (tonnes)
Including:
 Food products
 Forage products
 Seed products
5.8.3. Predictive calculation of income from crop production for the current year
Soft
Hard
Type of crop
Oat
Barley
wheat
wheat
Availability of products at the
beginning of the year, total (tonnes)
Including
 Food products, tonnes
 Forage products, tonnes
 Seed products, tonnes
Total land area, ha
Including:
 For crops cultivation, ha
 Pastures, ha
 Fallow land, ha
 Other land, ha
Yield, centner/ha
Gross yield, tonnes
Refaction, tonnes
Other losses, tonnes
Intake of products from other places,
total (tonnes)
Including:
 Food products, tonnes
 Forage products, tonnes
 Seed products, tonnes
Total products, total (tonnes)
Including:
 Food products, tonnes
 Forage products, tonnes
 Seed products, tonnes
Consumption since the beginning of the
year, total (tonnes)
 Livestock and poultry feed,
tonnes
 Payment in kind (payment for
goods and services, wages, payment of
interests, etc.), tonnes
 For processing (production of
flour), tonnes
 Losses, tonnes
 Sales of food products, tonnes
 Sales of forage products, tonnes
 Sales of seed products, tonnes
Price per 1 tonne, KZT
 Food products
 Forage products
 Seed products
Revenues from sales, total (thousand
KZT)
Including:
 Food products, thousand KZT
 Forage products, thousand KZT
 Seed products, thousand KZT
Revenue per 1 ha of cultivated area
Availability of products at the end of
the year, total (tonnes)
Including:
 Food products
 Forage products
 Seed products
5.8.4. Description of the cultivation technology over the past year
Type of procedure
Actually
cultivated
area, ha
Diesel fuel
consumption
rate, kg/ha
Total
consumption
of diesel fuel,
kg
Autumn tillage
Snow retention
Early spring harrowing
Tillage before
sowing
Pre-sowing cultivation
Pre-sowing treatment with
herbicides
Sowing of grain crops
Shoots harrowing
Spraying of crops with
herbicides
Direct combine harvesting
Harvesting of grain
crops
Separate combine harvesting
Transportation of grain from combines to storages
Cultivation of fallow Cultivation
field
Spraying with herbicides
Cultivation of fallow field with mineral fertilizers
Deep loosening of fallow field
Tillage after sowing
№
5.8.7. Expenses for plant protection and fertilizers
Two years before the date of
One year before the date of
application
application
Name of
Price per
Price per
product
Consumption
Cultivated Consumption
Cultivated
1 liter,
1 liter,
rate, l/ha
area
rate, l/ha
area
KZT
KZT
1
5.8.8. Expenses for plant protection and fertilizers in the current year (prediction)
Consumption rate,
Price per 1 liter
№
Name of product
Area to be cultivated
l/ha
(kg), KZT
1
5.8.9. Data on needs in seeds:
Two years before the date of application
Name of crops
produced
№
Seeding rate,
kg/ha
Needs,
tonnes
Own seeds,
tonnes
Purchased
seeds, tonnes
Cost of
seeds,
(KZT/tonne)
1
One year before the date of application
Name of crops
produced
№
Seeding rate,
kg/ha
Needs,
tonnes
Own seeds,
tonnes
Purchased
seeds, tonnes
Cost of
seeds,
(KZT/tonne)
1
As of the date of application (prediction)
Name of crops
produced
№
Seeding rate,
kg/ha
Needs,
tonnes
Own seeds,
tonnes
Purchased
seeds, tonnes
Cost of
seeds,
(KZT/tonne)
1
5.9. ANIMAL HUSBANDRY
5.9.1. Data on livestock products
Two years before the date of
application
Produce
Name of
d
livestock
Sale price
№
Produced
product
products
of
products,
s that
produced
products,
tonnes
were
KZT/tonne
sold,
tonnes
1
№
One year before the date of
application
Produce
d
Selling price
Produced
product
for
products,
s that
products,
tonnes
were
KZT/tonne
sold,
tonnes
5.9.2. Predictive calculation of income from livestock products produced in the current year
Produced products
Predictive selling
Name of livestock products
Produced
that were sold,
price for products,
produced
products, tonnes
tonnes
KZT/tonne
1
5.9.3. Data on needs in livestock feed:
Name of
Two years before the date
№
feed
of application
One year before the date
of application
On the date of
application (prediction)
Annual
needs in
feed, tonnes
Cost of
feed,
KZT/tonne
Annual
needs in
feed, tonnes
Cost of
feed,
KZT/tonne
Annual
needs in
feed,
tonnes
Cost of
feed,
KZT/tonne
1
5.10. Data on expenses for rent of machinery:
Two years before the
date of application
№
Name of machinery rented
Quantit
y, units
Annual
expenses
for rent of
machinery,
KZT
On the date of
application
(prediction)
Annual
Quan
expenses
tity,
for rent of
units machinery,
KZT
One year before the
date of application
Quant
ity,
units
Annual
expenses
for rent of
machinery,
KZT
1
5.11. Data on other expenses for production:
Two years before
the date of
application
№
Type of expenses
Amount of annual
expenses, KZT
1
2
3
4
5
One year before
the date of
application
Amount of annual
expenses, KZT
On the date of
application
(prediction)
Amount of
annual expenses,
KZT
Spare parts, repairs of
machinery
Elevator services, including
storage, drying, cleaning,
acceptance, loading
Single land tax
Other tax payments, if any
Other expenses, including
administrative and economic
ones
TOTAL
5.12. Data on income from other activities, including processing of crop products and livestock
products, providing of services, etc., thousand KZT:
Two years before
One year before
On the date of
the date of
the date of
application
№
Name of activity
application
application
(prediction)
Income
Expenses
Income
Expenses
Income
Expenses
1
6. DATA ON FULFILLMENT OF OBLIGATIONS BY THE DATE OF APPLICATION
6.1. To second-tier banks, credit partnerships, leasing companies, “Food Contract
Corporation” JSC:
№
Type of
Outstanding
Payable in the current year
Contracts
financial
amount of
20___
Creditor
Date and No.
of contract
service,
purpose
debt
Principa
l
%
Total
1
2
3
4
5
ИТОГО
№
Contracts
Date and No.
Creditor
of contract
Payable in 20 ___
Principa
%
Total
l
Payable in 20 ___
Principa
%
Total
l
1
2
3
4
ИТОГО
6.2. To other creditors:
№
Name of creditor
Amount, KZT
Date of
formation
Details of payment
Date of
expected
repayment
1
TOTAL
6.3. Data on fulfillment of obligations on repayment of current receivables:
№
Name of debitor
Amount, KZT
Date of
formation
Details of payment
Date of
expected
repayment
1
TOTAL
Putting my signature, I guarantee the accuracy of the information provided.
Head of the farm
__________________________
Chief Accountant
__________________________
Stamp
Annex 9-а
CONSENT
of the subject of credit history to provide information
about him to credit bureaus – for an individual
«___»____________
Local time ____ hours ____ minutes
_____________________________________________________________________________________
___________________________________________________________________________
(surname, name, patronymic (if any), date and place of birth, place of residence, number and date of
identity document)
gives the present consent that the information about him (her), his (her) financial and other property
obligations which is now in “KazAgroFinance” JSC and which will enter into the stated source in the
future
________________________________________________________________________________
(customer’s signature)
will be provided to all credit bureaus
________________________________
________________________________________
________________________________
________________________________________
________________________________
________________________________________
________________________________
________________________________________
(personally indicate surname, name and patronymic
(name of an organization, accepted the
present consent;
(if any), put down the personal signature)
surname, initials and signature of a person
authorized to
accept the present consent)
Annex 9-а
CONSENT
of the subject of credit history to issue a credit report to a recipient
of the credit report – for an individual
«___»____________
Local time ____ hours ____ minutes
_____________________________________________________________________________________
___________________________________________________________________________
(surname, name, patronymic (if any), date and place of birth, place of residence, number and date of
identity document)
gives the present consent that the information about him (her), relating his (her) financial and other
property obligations which are in credit bureaus and which will enter into credit bureaus in the future, will
be disclosed to a recipient of the information from credit bureau(s), accepted his (her) present consent.
________________________________
________________________________
________________________________
________________________________
(personally indicate surname, name and patronymic
the present consent;
(if any), put down the personal signature)
person authorized
_____________________________________
_____________________________________
_____________________________________
_____________________________________
(name of organization, accepted
surname, name and signature of a
to accept the present consent).
Annex 10
Balance sheet
Units
Form of entity
Applicant's name
Accounting period
thousand KZT
from
Assets
I. Short-term assets
Cash and cash equivalents
Short-term financial investments
Short-term receivables, total
including:
short-term trade receivables
short-term non-trade receivables
Inventories/stock, total (lines 131+132+133+134+135)
including:
raw materials
finished goods
goods
work-in-process
other inventories
Current tax assets
Long-term assets held for sale
Other short-term assets, total
including:
advances paid
Total short-term assets
II. Long-term assets
Long-term financial investments
Long-term receivables
including:
long-term trade receivables
long-term non-trade receivables
to
Page
code
10
11
12
121
122
13
131
132
133
134
135
14
15
16
161
100
20
21
211
212
Investments accounted for by the equity method
Investment property (book value: lines 231-232-233), total
initial value of investment property
amortization of investment property
depreciation of investment property
22
23
231
232
233
Fixed assets (book value: lines 241-242-243), total
24
initial value of fixed assets
amortization of fixed assets
depreciation of fixed assets
Biological assets, total (lines 251+252)
including:
241
242
243
25
At the
At the end
beginning
of
of
accounting
accounting
period
period
plants
animals
Exploration and evaluation assets
Intangible assets (book value: lines 271-272-273), total
initial value of intangible assets
amortization of intangible assets
depreciation of intangible assets
Deferred tax assets
Other long-term assets, total
including:
advances paid
unfinished construction
Total long-term assets
Balance
Liabilities
251
252
26
27
271
272
273
28
29
291
292
200
Line
code
III. Short term liabilities
Short-term financial liabilities, total (lines 311+312+313+314+315)
short-term bank loans
short-term loans obtained from institutions engaged in bank
transactions without a license from the authorized body and (or) the
National Bank
short-term payables for dividends and earnings of participants
current portion of long-term financial liabilities
other short-term financial liabilities
Tax liabilities
Liabilities under other obligatory and voluntary payments
30
31
311
Short-term payables, total (lines 341+342+343+344+345+346+347)
34
short-term trade payables
short-term non-trade payables
payroll payable
short-term rent payable
current portion of long-term payables, including current leasing
payments
short-term interest payable, including current payments for loans
and leasing
other short-term payables
Short-term provisions
Other short-term liabilities, total
including advances received
Total short-term liabilities
IV. Long-term liabilities
Long-term financial liabilities, total (lines 401+402+403)
long-term bank loans
long-term loans obtained from institutions engaged in bank
transactions without a license from the authorized authority and (or) the
National Bank
341
342
343
344
312
313
314
315
32
33
345
346
347
35
36
361
300
40
401
402
At the
At the end
beginning
of
of
accounting
accounting
period
period
other long-term financial liabilities
Long-term payables, total (lines 411+412+413+414+415)
long-term trade payables
long-term non-trade payables
long-term rent payable, including lease obligations
long-term interest payable
other long-term payables
Long-term provisions
Deferred tax liabilities
Other long-term liabilities
including advances received
Total long-term liabilities
V. Equity
Issued equity, total (lines 501+502+503+504)
preferred stock
common stock
deposits and shares
unpaid capital *
Share premium
Treasury shares *
Reserves, total
reserve capital, stablished by constituent documents
revaluation reserve
Retained earnings (uncovered losses), total (lines 541+542)
including:
retained earnings (uncovered losses) of accounting year**
retained earnings (uncovered losses) of previous years **
Minority interest
Total equity
Balance
* - indicate with a minus sign
** - loss is indicated with a minus sign
403
41
411
412
413
414
415
42
43
44
441
400
50
501
502
503
504
51
52
53
531
532
54
541
542
55
500
Annex 11
Profit and loss statement
Units
Form of entity
Applicant's name
thousand KZT
fro
m
Accounting period
Items
Income from the sale of goods and services
Net cost of sold goods and services
Gross profit (lines 10-20)
Income from financing
Other income
Expenses for the sale of goods and services
Administrative expenses
Expenses on financing
Other expenses
Share of profits/loss of entities accounted for under the equity method of
accounting
Profit (loss) for the period from continuing operations
(lines 30+40+50-60–70-80-90+/-100)
Profit (loss) from discontinued operations
Profit (loss) before tax (lines 110+/-120)
Expenses on corporate income tax
Total profit (loss) for the period (lines 130-140) before minority interest
Minority interest
Total profit (loss) for the period (lines 150 - 160)
Earnings per share
to
Line
cod
e
10
20
30
40
50
60
70
80
90
100
110
120
130
140
150
160
170
180
For the
accountin
g period
For the
previous
period
Annex 12
Cash flow statement
Units
Form of entity
Applicant's name
thousand KZT
fro
m
Accounting period
Items
I. Cash flow from operating activities
1. Cash inflow, total
including:
sale of goods
provision of services
advances received
dividends
other income
2. Cash outflow, total
including:
payments to suppliers for goods and services
advances paid
wages payments
payments of interests
corporate income tax
other payments to budget
other payments
3. Net cash flow from operating activities (lines 10-20)
II. Cash flow from investing activities
1. Cash inflow, total
including:
sale of fixed assets
sale of intangible assets
sale of other long-term assets
sale of financial assets
payment of loans lent to other entities
futures and forward contracts, options and swaps
other income
2. Cash outflow, total
including:
purchase of fixed assets
purchase of intangible assets
purchase of other long-term assets
purchase of financial assets
making loans to other entities
futures and forward contracts, options and swaps
other payments
3. Net cash flow from investing activities (lines 40-50)
III. Cash flow from financial activities
1. Cash inflow, total
to
Line
cod
e
10
11
12
13
14
15
20
21
22
23
24
25
26
27
30
40
41
42
43
44
45
46
47
50
51
52
53
54
55
56
57
60
70
For the
accountin
g period
For the
previous
period
including:
issuance of shares and other securities
borroings
receipt of remuneration for financed rent
other income
2. Cash outflow, total
including:
payment of loans
purchase of own shares
payment of dividends
other
3. Net cash flow from financial activities (lines 70-80)
Total increase/decrease in cash (lines 30+60+90)
Cash and cash equivalents at the beginning of the accounting period
Cash and cash equivalents at the end of the accounting period
71
72
73
74
80
81
82
83
84
90
Annex 13
Statement of changes in equity
Units
Form of entity
Applicant's name
Accounting period
thousand KZT
from
Line
code
Balance at the 1st of January
of the accounting period
Changes in accounting policy
Recalculated balance (lines
010+/-020)
Profit/loss fromrevaluation of
assets
Cash flow hedge
Foreign exchange difference
Profit/loss recognized directly
in equity (lines 031+/-032+/033)
Profit/loss for the period
Total profit/loss for the period
(lines 040+/-050)
Dividends
Emission
of
shares
(participating interest)
Repurchased own equity
instruments
Balance at 31st of December
of the accounting period
(lines 030+060-070+080-090)
010
020
030
031
032
033
040
050
060
070
080
090
100
to
Issued
capital
Reserve
capital
Retained
earnings
Total
Minority
interest
Total
equity
Annex 14
Interpretation of Claims
Units
Form of entity
Applicant's name
as at
№
1
1
2
3
4
5
…
Borrower's
name
2
Basis for claims
3
Amount of
claims
4
Date
Formation Payment
5
6
Amount of
Liabilities
4
Date
Formation Payment
5
6
Total:
Interpretation of Liabilities
Units
Form of entity
Applicant's name
as at
№
1
1
2
3
4
5
…
Creditor's
name
2
Basis for Liability
3
Total:
Interpretation of inventories
Units
Form of entity
Applicant's name
as at
№
Inventory
1
2
Raw materials
1
…
Unit
Quality
3
Total raw materials
Finished products
1
…
Price per unit
4
Value
5
Total finished products
Goods
1
…
Total goods
Work-in-process
1
….
Total work-in-process
Other inventories
1
…
Total other inventories
TOTAL inventories
Annex 15
TYPICAL STRUCTURE OF BUSINESS PLAN
for investment projects
1. CONTENTS OF A BUSINESS PLAN
2. SUMMARY OF PROJECT
3. DESCRIPTION OF BUSINESS
4.
DESCRIPTION OF INDUSTRY
5. PROJECT AND PLANS FOR SALES OF PRODUCTS
6. PLAN OF IMPLEMENTATION OF PROJECT
7. FINANCIAL PLAN AND FORECASTS
8. RISKS AND FACTORS REDUCING RISKS
9. SOCIAL ASPECT
10. ENVIRONMENTAL EFFECTS
11. APPENDIXES
I.
CONTENTS OF A BUSINESS PLAN
II.
SUMMARY OF PROJECT
Summary represents an overview of the business plan and is the most important of the sections
and shall be shown on no more than three pages
The summary shall contain the following information:

Description of the enterprise, its specific features, development path the enterprise
has taken to date;

Brief information about qualifications of management personnel, what capabilities in
relation to this project the management personnel possesses; what are the shares of
the management personnel in the capital of the enterprise;

Description of the situation on the market and in the sphere;

Advantage of products and services of the enterprise, the company’s resources and
its current financial status;

Long-term and short-term goals of the project, what growth can be expected, what
income is expected to receive, over what period of time;

The need for investments, how they will be used, expected sources of financing and
their structure, how they will be returned (repaid), detailed description and structure
of suppositional collateral;

The project site;

Key economical indicators of effectiveness of the project;

Term and schedule of the project (in the first year of the project by months);

Risks and remunerations which may arise during the project implementation.
III.
DESCRIPTION OF THE ENTERPRISE
A. Short history of the company

Date of organization and reorganization, composition of participants, legal status

Information about development for the past period of time and events influenced on
the development

The company’s goals

Change of profile of activities

Dynamics of changes in the management of the company
B. Company structure

Corporate structure of the company
(Names, location, legal status of all parent and subsidiary companies, branches and affiliates)

Managers and owners of the company (if it is assumed, indicate the expected change
in the management)

Organizational structure of the company (in the form of scheme indicating functions
of subdivisions)

Number of employees and placement of personnel
С.
Type of products and services

List of activities

List of types of products and services and annual volumes of each type of products

Net cost of all types of products and services (including for types of products)

Market share of the company

Seasonality of sales and production

Historical and current tendencies in marketing
D. Credit history of the company
Name of bank,
product
Curren
cy
Amou
nt
Rate,
%
Date
of
issue
Maturity
date
under
the
agreeme
nt
Actual
maturity
date
Project
goal
Security
(type,
amount)
Note
USD rate: _________
It is required to comment on all major loans.
E. Combination of existing and new business
(It is necessary to describe how the project implementation will affect the existing business)
F. Analysis of the enterprise’s financial status
(Analysis of financial reports for the last three years with comments on major fluctuations in the
balance sheet items)
IV.
DESCRIPTION OF INDUSTRY
A. Characteristics of the industry
 Identification of economic sector of the industry (manufacturing, distribution, services,
etc.);
 List of the main products and services offered by this industry;
 Seasonality;
 Geographical location of the industrial market (local, regional, national, international);
 Description of the market segment where the company operates or intends to operate in;
 Characterization of existing major clients;
 Characterization of potential customers;
 The most perspective clients (indicate in decreasing order);
 Total volume of sales in the industry and tendencies for change in the market.
V.
PROJECT AND PLANS FOR SALES OF PRODUCTS
B. Description of products.
 Substantiation of selection of this type of products
 Nomenclature, the estimated production volume;
 Characteristic properties of products;
 Stage of products development (idea, preliminary design, detailed design, pilot batch,
acting serial production)
C. Characteristics of market of products
 Defining the demand and market opportunities
 Current market share, the expected changes related directly or indirectly to implementation
of the project
 General tendencies and directions of development of the market (export potential)
 Are there any restrictions for new manufacturers (suppliers) to enter into the market, if so,
what are they: quotas, licenses, customs restrictions, etc.
C. Research and analysis of the market of raw materials and other production factors
 Characterization of raw materials and other factors of production;
 Availability of raw materials and other factors of production (procedure of payment for
raw materials and other factors of production);
 Program of supplies (for each year of the project);
 Schedule of deliveries (for each year);
 Estimated annual expenses on raw materials and other factors of production.
Characteristics of consumers of products
 Main consumers, consumption, price levels
 The expected changes in demand and supply.
Summary table:
Year
Expected
demand
Expected
offer
Volume
of
production
Price
Consumers
Confirmation
(contract)
D. Program of products sales
 Calculation and justification of price, pricing
 Calculation of product cost
 Sales program (for each program of the project)
 Expected revenue from sales (for each year)
 Costs of the sale and distribution
 Target group of consumers (to be justified)
 Description of trade network
 Methods and channels of distribution, advertisement
 Sales promotion
E. Competitiveness of the company
 The main competitors (name and brief description), their main advantages and
disadvantages, occupied market share
 Comparative analysis of applicable technologies
 Comparative analysis of prices of main competitors
 Comparative analysis of marketing strategy and distribution of goods (services)
F. Legislative and normative base of the project
 THE NEED TO OBTAIN LICENSE OR PERMIT
 RESTRICTIONS/SUPPORT IN THE PROJECT IMPLEMENTATION
ORGANIZATIONS, REPUBLICAN AND LOCAL GOVERNING BODIES
BY INTERNATIONAL
VI.
PLAN OF THE PROJECT IMPLEMENTATION
A. Location (indicate the main factors influencing the choice of the location of the project)
 Location with respect to sources and suppliers of raw materials
 Location with respect to consumers of products (services)
 Description of the site (geodesic conditions, situational plan with layout of the territory of the
site (where the project is planned to be implemented) indicating location of blocks/models of
manufacturing and auxiliary buildings, facilities and premises, storages and warehouses
(specifying usage), existing and intended to be built, with designation of the existing and
planned internal areas and areas with off-site networks and driveways, their characteristics
and other conditions);
 Compliance of the selected site with a production capacity of the enterprise (brief description
of facilities on the site of the project, including buildings, structures (passport data, state);
constructions (overpasses, underground storages, wells, etc.)
 Infrastructure:
 Electric power supply – availability, condition and available capacity of transformer
substations, autonomous sources and internal networks;
 Heat supply – availability, condition and available capacity of autonomous sources and
internal networks;
 Water supply – availability, condition and available capacity of autonomous sources and
internal networks;
 Sewerage – availability, condition and available capacity of autonomous storages and
internal networks; sewage disposal, purification methods, quality of wastewater, discharge
conditions, usage of existing or construction of modern sewage treatment plants
 Gas supply – availability, condition and available capacity of distribution devices and
internal networks;;
 Roads – availability, condition and length of internal driveways;
 Railways – availability, condition and length of a deadlock;
 Cargo and passenger terminals;
 Objects of improvement;
 Other communications.
 Method of delivery (receipt) of raw materials at the production site and its storage.
B. Description of technological process
 Justification of the choice of technology (compliance with international standards, comparison
with existing analogs, novelty and/or approbation in other projects in Kazakhstan or abroad)
 Description of the chosen technology (describe options for production technologies used in
practice, give a comparative analysis of main advantages and disadvantages of the existing
options for production, indicating technical criteria which served as a basis for choosing this
technology for the implemented project and rejecting alternatives)
 Availability and need for technological and other equipment and machinery, conditions of
purchase of them (a list of available machinery and equipment, their current state,
technological compatibility with the existing equipment, a list of necessary additional and/or
newly acquired machinery and equipment, their technical specification, layout of equipment
placement as agreed between the applicant and supplier, comparative analysis with other
suppliers of similar equipment, competitiveness of price)
 Expenses on technology acquisition (licenses, patents, rights, regular payments, etc.)
 Justification of production capacity
 Dynamics of development of capacities of the enterprise
 Availability and need for technological and other equipment and machinery and conditions of
purchase of them (a list of available machinery and equipment, their current state, a list of
necessary machinery and equipment, competitive price, technological compatibility with the
existing equipment, comparative analysis of various options for delivery of equipment)
 The need for plots of land, buildings and facilities, communications.
C. Project management and placement of personnel
 Project management structure
 Brief CVs of leaders and principal managers of the project
 Full name, age, education, institute, profession, date of graduation, work experience, positions
held, how many years he has been working on his post
 Number of employees and placement of personnel
 The need for labour resources and training
D. Schedule for the project implementation
 Stages of construction (For example: preliminary researches, task for design and development
of feasibility study, feasibility study, opinions of the body of District Architecture, opinions
the body of District State Examination, transfer of feasibility study to State Architectural and
Construction Supervision, obtaining a building permit, conclusion of a general contract with a
contractor)
 Construction period
 Terms of equipment delivery
 Time of installation, commissioning and start-up
 Dynamics of reaching its project capacity and further production
 If necessary, give the technological map
E. Structure of project expenses
 Land
 Construction and installation works
 Production premises
 Equipment
 Transportation
 Insurance
 Installation and commissioning works
 Production costs, including
(analysis of raw materials market, major suppliers and programs of delivery of raw materials,
electricity, water and other components (advertising campaign, building of distributive network,
etc.)
F. Requirements for suppliers
 Experience of sales in the relevant market of equipment, presence of representative offices in
Kazakhstan (preferably), availability of service centers, warranty service period for equipment
supplied for at least one year, a list of customers (companies names, addresses, list of
companies that have installed equipment on the territory of the Republic of Kazakhstan and
CIS, a reference list)
 Availability of competitive list of equipment including information about production
characteristics and the value of similar equipment from at least 3 suppliers in the form
attached (Annex 18), with the provision of these quotations.
G. Requirements for equipment supplied
 The Equipment shall be new (not previously used) and modern (not morally outdated), that is,
shall meet the world’s technical advances in the development of similar productions;
 Moving production – it should be possible to be dismantled and re-assembled without
substantial loss in the value of the equipment;
 Quality – the equipment shall ensure product quality complying with Kazakhstan and
international standards;
 Services – obligatory availability of warranty and after-warranty servicing, supervision to
installation, training, possibility of operative repair, eliminating defects, consulting, etc.
VII.
FINANCIAL PLAN AND FORECASTS
A. Schedule of financing and payments
 Term of advance payment
 Terms of insurance and commission payments
 Schedule of return of principal and interest payments on it
B. Calculation of cost per unit of production and estimated expenses
Program of output of finished products for the period of project implementation and
calculation of expenses
 Technological maps of the project according to original sources
 Planning of production volumes in accordance with regulatory parameters
 Calculation of cost per unit of products and estimate of expenditures
C. Interpretation of items of income from sales (indicating sales volume for each type
of products on a monthly basis); take into account seasonal fluctuations, if any.
D. Forecast report on profits and losses. Give a comment on major items of costs, take
into account seasonal fluctuations in price and sales volumes of finished goods and
purchase of raw materials
E. Cash flow forecast.
F. Analysis of the project using simple methods of financial evaluation
 Simple payback period
 Simple rate of profit (for each year of the project implementation and for the whole
project)
 Analysis of indicators of profitability, liquidity and turnover
G. Analysis using methods of discounting
 Net present value of the project (NPV)
 Internal rate of return (IRR)
 Discounted payback period
H. Analysis under conditions of uncertainty
 Sensitivity analysis (analysis of the project sustainability under decrease in
production volumes, selling prices, increase of the amount of costs)
 Break-even analysis (defining break-even point in physical and monetary terms per
year)
I. Additional sources of funds for repayment of loan (in case the project will not
succeed).
J. Range of banking products necessary for the company (development prospects of
mutual cooperation).
VIII. RISKS AND FACTORS REDUCING RISKS (Risk of resources, marketing risk, management
risk, operations and production risk, industry risk, legal risk, country and regional risks, risk of
the project completion, etc.)
A. Major risks factors
B. Estimated nature and range of changes
C. Prospective measures to reduce and manage risks
IX.
SOCIAL ASPECT
 CHARACTERISTICS

X.
OF SOCIOCULTURAL AND DEMOGRAPHIC SITUATION IN THE
REGION
PROJECT IMPACT ON EMPLOYMENT, TRAINING, EDUCATION, ETC.
ENVIRONMENTAL EFFECTS
А. Project impact on state of environment and plan of measures to reduce harmful
effect:


Identification and summary of all probable adverse effects on the environment;
Description of technical aspects of each measure, including a negative effect,
against which the measure is directed;
 Schedule for the implementation of environmental measures within the framework
of the project;
 Inclusion in the total project value of estimates and a list of sources of financing,
both primary investments and current expenses in connection with the
implementation of measures to limit negative effect;
В. Compliance of the project technology with international standards and regulations
on environmental impact.
XI.
APPENDIXES
Appendixes shall include documents which may serve as a confirmation or a more detailed explanation of
data presented in the business plan. Such documents may include the following:
 Biographies of leaders of the enterprise or the project confirming their competence
and work experience;
 Marketing research results;
 Auditors’ opinions;
 Photos or a video clip product samples;
 Detailed technical specifications of products;
 Plan of the enterprise;
 Letters of guarantee or contracts with suppliers and consumers of products;
 Rental agreements, employment contracts, license agreements;
 Opinions of services of state supervision on environmental and safety issues;
 Articles from journals and newspapers about activities of the enterprise.
FORECAST INCOME STATEMENT, THOUSAND KZT
Thousand KZT
FORECAST
Rate $1= KZT ____
2007 2008 2009 2010 2011
Revenues from sales
VAT charged against revenue
VAT paid for raw materials
Total VAT payable
Revenue excluding VAT
PRODUCTION COSTS
Raw materials
Auxiliary material
Wages of production staff
Deductions from wages fund
Total direct production costs
GROSS PROFIT
OPERATING COSTS
Depreciation
Wages of administrative staff
Deductions from wages fund of
administrative staff
Rent
Services
Maintenance
Transport costs
Business trips
Telecommunications
Utility costs
Administrative expenses
Advertisement
Insurance
Other expenses
Other taxes
TOTAL OPERATING COSTS
OPERATING PROFIT
Loan interests
Interests on other loans
Pre-tax profit
Tax on profits
NET PROFIT
PROFITABILITY RATIOS
Gross profit
Net profit
2012
2013
2014
CASH FLOW FORECAST, THOUSAND KZT
Items
FORECAST
2007
I. Cash at the beginning of accounting
period
II. Cash flow from operating activities
Cash receipts
Income (proceeds) from sales of goods
(works, services), VAT not included
Advances received
Collection of receivables
Other income
Payments to suppliers and contractors
Repayment of payables
Prepayments
Payroll
Payments of taxes and mandatory
payments to the budget
Payment of interests on attracted loans
Other payments
Cash flows from operating activities
(+/-)
III. Cash flows from investing activities
Cash inflow
From sale of fixed assets
From sale of intangible assets
From sale of investments
Dividends received
Other income
Cash outflow
Purchase of fixed assets
Purchase of intangible assets
Purchase of investments
Other payments
Cash flows from investing activities (+/)
IV. Cash flows from financing activities
Cash inflow
Issuance of shares and other securities
Obtaining bank loans
Other income
Cash outflow
Repayment of bank loans
Purchase of own shares
Dividends payment
Other payments
2008 2009
2010
2011
2012 2013 2014
Cash flows from financing activities (+/)
V. Cash flows for period, total (+/-)
VI. Cash at the end of accounting
period
Current ratio
NPV
IRR
Discount rate
Annex 16
INFORMATION
about the co-financing structure
Hereby _______________________________________________________
(full name of the potential borrower)
confirms the availability of co-financing of the proposed investment project on
_______________________________________________________________
(specify brief description of the project, its location and value)
in the amount of not less than KZT __________________________, which is ___% of the total value of
the investment project.
Sources of co-financing shall be:
№
Source
1
2
3
4
Own funds
Funds attracted from affiliates
Funds attracted from sponsors
Previously
incurred
expenses
for
implementation of the investment project,
including:
______________________________;
______________________________;
_______________________________;
Amount
5
* other sources may be listed
____________________________________________
___________________/________________________/
(Title, full name of the potential borrower and his / her signature)
Date of completion ____________________
Stamp
Conditions of attracting
(rate, term, procedure for
repayment)
Annex № 17
List of documents required for registration of pledge agreements
ACCEPTANCE OF AN APARTMENT AS COLLATERAL
1. Sale and purchase agreement or privatization contract, certificate of inheritance under the law or a
will, deed of gift, barter agreement, or other documents being the basis of property rights (registered in the
authorized state registration body) – the original.
2. Book of civil registration – a notarized copy.
3. Certificate of registered title and encumbrances on immovable property, issued by the authorized
state registration body – the original.
4. Technical passport for the apartment (lay-out) – the original.
5. Report on the assessed value drawn up by an appraiser as defined in the appropriate order by the
Board of the Company – the original.
6. Minutes of meeting of participants about appointment of the Head of the legal entity – a notarized
copy.
7. Identity card of the Head of the legal entity – a notarized copy.
8. A document proving authority of a representative (if any): for individuals – notarized power of
attorney; for legal entities – power of attorney on company letterhead, signed by the Head of the legal
entity.
9. If the Pledger is:
а) an individual – a notarized copy of identity card;
b) a farm – certificate of state registration of individual entrepreneur (a notarized copy), certificate of
composition of members of the farm, issued by the local executive body (the original);
c) a legal entity – charter, memorandum of association, certificate of state registration/re-registration
of legal entity, taxpayer certificate and statistical card, if such documents have not been submitted to the
Company earlier – notarized copies.
10. Notarized written consent of all co-owners to transfer the apartment as collateral and to satisfy
claims of the Pledger non-judicially – the original:
a) for individuals – notarized consent of the spouse (the original) and marriage certificate (a copy).
If the Pledger was not married at the time of purchase of property and is not married at the time of provision
of collateral, he shall submit a corresponding notarized declaration (the original). If co-owners are minor
children or citizens recognized by court as incapable (partially capable), it is essential to submit written
consent of the guardianship body (the original);
b) for farms – notarized consent of members of the farm – the original. If the Pledger is a Head of
the farm – notarized consent of the spouse (the original) and marriage certificate (a copy). If the Pledger
was not married at the time of purchase of property and is not married at the time of provision of collateral
he shall submit an appropriate notarized statement (the original).
c) for legal entities – a protocol decision of members of the legal entity to transfer property as
collateral, indicating generic features of collateral – the original.
11. Certificate of the tax authority of absence of property tax debts – the original.
12. Written notification issued to the Pledgee about all rights of third parties to the object of
hypothecation known to the Pledger at the time of registration of the agreement, even if these rights are not
properly registered (according to the form of the Company) – the original.
13. Documents proving payment under the title document.
14. Periodical with announcement of shareholders/founders, creditors and interested parties to
convene a meeting or a message on a particular transaction, if necessary.
ACCEPTANCE OF A HOUSE AS COLLATERAL
1. Sale and purchase agreement or privatization contract, certificate of inheritance under law or a will,
deed of gift, barter agreement, act of acceptance of the object for operation or other documents being the
basis of property rights (registered in the authorized state registration body) – the original.
2. Technical passport for the house – the original.
3. Title documents and identification documents to the land:
1) If the land belongs by the right of property:
a) Decision of Akim/resolution of akimat to provide land into private ownership – the original;
b) Sale and purchase agreement or privatization contract, certificate of inheritance under law or a will,
deed of gift, barter agreement, or other documents being the basis of property rights for land (registered in
the authorized state registration body) – the original;
c) A document containing identification characteristics of the land – the original;
2) If the land belongs by the right of temporary long-term land use:
a) Decision of Akim/resolution of akimat to provide land use rights – the original;
b) Rental agreement for the land – the original;
c) A document containing identification characteristics of the land – the original.
4. Certificate of registered title and encumbrances on immovable property, issued by the authorized
state registration body – the original.
5. Book of civil registration – a notarized copy.
6. Report on the assessed value drawn up by an appraiser as defined in the appropriate order by
decision of the Board of the Company – the original.
7. Minutes of meeting of participants on appointment of the Head of the legal entity – a notarized
copy.
8. Identity card of the Head of the legal entity – a notarized copy.
9. A document proving authority of a representative (if any): for individuals – notarized power of
attorney; for legal entities – power of attorney issued on company letterhead and signed by the Head of the
legal entity.
10. If the Pledger is:
а) an individual – a notarized copy of identity card;
b) a farm – certificate of state registration of individual entrepreneur (a notarized copy), certificate of
composition of members of the farm issued by the local executive body (the original);
c) a legal entity – charter, memorandum of association, certificate of state registration/re-registration
of legal entity, taxpayer certificate and statistical card, if such documents have not been earlier submitted to
the Company – notarized copies.
11. Notarized written consent of all co-owners to transfer the house as collateral and to satisfy claims
of the Pledgee non-judicially:
a) for individuals – notarized consent of the spouse (the original) and marriage certificate (a copy). If
the Pledger was not married at the time of purchase of the property and is not married at the time of
provision of collateral, he shall submit an appropriate notarized statement (the original). If co-owners are
minor children or citizens recognized by court as incapable (partially capable), it is essential to submit
written consent of the guardianship body (the original);
b) for farms – notarized consent of members of the farm – the original. If the Pledger is a Head of the
farm: notarized consent of the spouse (the original) and marriage certificate (a copy). If the Pledger was not
married at the time of purchase of the property and is not married at the time of provision of collateral he
shall submit an appropriate notarized statement (the original);
c) for legal entities – protocol decision of members of the legal entity to transfer the property as
collateral indicating generic features of collateral – the original.
12. Certificate of the tax authority of absence of property tax debts and land tax debts – the original.
13. Written notification issued to the Pledgee about all rights of third parties to the object of
hypothecation known to the Pledger at the time of registration of the agreement, even if these rights have
not been properly registered (according to the form of the Company) – the original.
14. Land boundaries plan (in case of accepting a part of divisible land as collateral).
15. Documents proving payment under the title document.
16. Periodical with announcement of shareholders/founders, creditors and interested parties to
convene a meeting or a message on a particular transaction, if necessary.
ACCEPTANCE OF INDUSTRIAL OBJECTS AS COLLATERAL
1. Sale and purchase agreement or privatization contract, deed of gift, barter agreement, act of
acceptance of the object for operation, or other documents being the basis of property rights (registered in
the authorized state registration body) – the original.
2. Certificate of registered title and encumbrances on immovable property issued by the authorized
state registration body – the original.
3. Reports on the assessed value drawn up by an appraiser as defined in the appropriate order by
decision of the Board of the Company – the original.
4. Explanation of fixed assets on the last date (book value, depreciation, residual value, buildings and
facilities separately from equipment) – a notarized copy.
5. Technical passport of the subject – the original.
6. Title and identification documents to the land:
1) If the land belongs by the right of property:
a) Decision of Akim / resolution of akimat to provide the land into private ownership – the original;
b) Purchase contract or privatization contract, certificate of inheritance under law or a will, deed of
gift, barter agreement, or other documents being the basis of property rights for the land (registered in the
authorized state registration body) – the original.
c) A document containing identification characteristics of the land – the original;
2) If the land belongs by the right of temporary long-term land use:
a) Decision of Akim/resolution of akimat to provide land use rights – the original;
b) Rental agreement for the land – the original;
c) A document containing identification characteristics of the land – the original.
7. Land boundaries plan (in case of accepting a part of divisible land as collateral).
8. Minutes of meeting of members on appointment of the Head of the legal entity – a notarized copy.
9. Identity card of the Head of the legal entity – a notarized copy.
10. A document proving authority of a representative (if any): for individuals – notarized power of
attorney; for legal entities – power of attorney issued on company letterhead and signed by the Head of the
legal entity.
11. If the Pledger is:
а) an individual – a notarized copy of identity card;
b) a farm – certificate of state registration of individual entrepreneur (a notarized copy), certificate of
composition of members of the farm issued by the local executive body (the original);
c) a legal entity – charter, memorandum of association, certificate of state registration/re-registration
of legal entity, taxpayer certificate, and statistical card, if such documents have not been earlier submitted to
the Company – notarized copies.
12. Notarized written consent of all co-owners to transfer industrial objects as collateral and to satisfy
claims of the Pledgee non-judicially:
a)
for individuals – notarized consent of the spouse (the original) and marriage certificate (a
copy). If the Pledger was not married at the time of purchase of the property and is not married at the time
of provision of collateral he shall submit an appropriate notarized statement (the original). If owners are
minor children or citizens recognized by court as incapable (partially capable), it is essential to submit a
written consent of the guardianship body (the original);
b)
for farms – notarized consent of members of the farm – the original. If the pledger is a Head
of the farm: notarized consent of the spouse (the original) and marriage certificate (a copy). If the Pledger
was not married at the moment of purchase of the property and is not married at the moment of provision of
collateral he shall submit an appropriate notarized statement (the original);
c) For legal entities – a protocol decision of members of the legal entity to transfer the property as
collateral indicating generic features of collateral – the original.
13. Certificate of the tax authority of absence of property tax debts and land tax debts – the original.
14. Written notification issued to the Pledgee about all rights of third parties to the object of
hypothecation known to the Pledger at the time of registration of the agreement, even if these rights have
not been properly registered (according to the form of the Company) – the original.
15. If the transferred collateral is property complex (enterprise), it is required to submit additionally
the following documents:
15-1) Inventory Act of the enterprise;
15-2) Balance sheet of the enterprise;
15-3) Audit report of an auditing organization on composition and value of the enterprise, as well
as list of all debts (liabilities) included in composition of the enterprise, indicating creditors, character,
amounts and timing of claims.
16. Documents proving payment under the title document.
17. Periodical with announcement of shareholders/founders, creditors and interested parties to
convene a meeting or a message on a particular transaction, if necessary.
ACCEPTANCE OF MOVABLE PROPERTY AS COLLATERAL
1. Sale and purchase agreement or deed of gift, barter agreement, or other documents being the basis
of property rights – the original.
2. Technical passport of the subject – a notarized copy.
3. Report on the assessed value drawn up by an appraiser as defined in the appropriate order by
decision of the Board of the Company – the original.
4. Information certificate of absence of encumbrances issued by the authorized state registration body
– the original.
5. Certificate of the Pledger’s confirmation that the collateral is on the books of the Pledger, to be
stamped and signed by the Head and Chief Accountant – the original.
6. If the Pledger is:
а) an individual – a notarized copy of identity card;
b) a farm – certificate of state registration of individual entrepreneur (a notarized copy), certificate on
composition of members of the farm issued by the local executive body (the original);
c) a legal entity – charter, memorandum of association, certificate of state registration/re-registration
of legal entity, taxpayer certificate, and statistical card, if such documents have not been earlier submitted to
the Company – notarized copies.
7. Minutes of meeting of participants on appointment of the Head of the legal entity – a notarized
copy.
8. Identity card of the Head of the legal entity – a notarized copy.
9. A document proving authority of a representative (if any): for individuals – notarized power of
attorney; for legal entities – power of attorney issued on company letterhead and signed by the Head of the
legal entity.
10. Notarized written consent of all co-owners to transfer the property as collateral and to satisfy
claims of the Pledgee non-judicially:
a) for individuals – notarized consent of the spouse (the original) and marriage certificate (a copy).
If the Pledger was not married at the time of purchase of the property and is not married at the time of
provision of collateral he shall submit an appropriate notarized statement (the original). If co-owners are
minor children or citizens recognized by court as incapable (partially capable), it is required to present a
written consent of the guardianship body (the original);
b) for farms – the original notarized consent of members of the farm. If the Pledger is a Head of the
farm: notarized consent of the spouse (the original) and marriage certificate (a copy). If the Pledger was
not married at the time of purchase of the property and is not married at the time of provision of collateral
he shall submit an appropriate notarized statement (the original);
c) for legal entities – a protocol decision of participants of the legal entity to transfer the property as
collateral indicating generic features of collateral – the original.
12. Certificate of the tax authority of absence of property tax debts – the original.
13. Written notification issued to the Pledgee about all rights of third parties to the object of
hypothecation known to the Pledger at the time of registration of the agreement, even if such rights have not
been properly registered (according to the form of the Company) – the original.
14. If the collateral if a vehicle, the Pledger shall present a copy of Technical Inspection Voucher.
15. For vehicles, tractors and manufactured on their basis self-propelled chassis and mechanisms, their
trailers, including trailers with mounted special equipment; self-propelled agricultural, land reclamation and
road-building machines and mechanisms, as well as special cross-country vehicles (hereinafter – the
“Machines”), and equipment transferred as collateral, it is essential to submit the following documents:
15-1) Title documents on acquisition of a vehicle, machine, equipment into ownership of the
Pledger (Act of Acceptance (from a factory to a buyer) in the form OC-1 from trading organization,
contract for purchase, sale agreement and other title documents);
15-2) Certificate of registration of the vehicle, registration document of the machine with a mark
of technical inspection for the current year (copies);
15-3) Customs declaration with marks of payment of customs fee, duties and VAT (in case of
import), commodity-shipping documents, invoices;
15-4) Documents proving payment under the title document;
15-5) Document (a copy) proving civil and legal liability insurance and payment under it (for a
pledge of vehicles and machines);
15-6) A document (a copy), confirming technical inspection for the current year (for pledge of
vehicles).
16. Periodical with announcement of shareholders/founders, creditors and interested parties to
convene a meeting or a message on a particular transaction, if necessary.
ACCEPTANCE OF CASH AS COLLATERAL
1. If the Pledger is:
а) an individual – a notarized copy of identity card;
b) a farm – certificate of state registration of individual entrepreneur (a notarized copy), certificate of
composition of members of the farm issued by the local executive body (the original);
c) a legal entity – charter, memorandum of association, certificate of state registration/re-registration
of legal entity, taxpayer certificate, statistical card, if such documents have not been earlier submitted to the
Company – notarized copies.
2. Minutes of meeting of participants on appointment of the Head of the legal entity – a notarized
copy.
3. Identity card of the Head of the legal entity – a notarized copy.
4. A document confirming authority of a representative (if any): for individuals – notarized power of
attorney; for legal entities – power of attorney issued on company letterhead and signed by the Head of the
legal entity.
5. Notarized written consent of all co-owners to transfer cash as collateral and to satisfy claims of the
Pledgee non-judicially:
a) for individuals – notarized consent of the spouse (the original), marriage certificate (a copy). If the
Pledger is not married at the time of provision of collateral he shall submit an appropriate notarized
statement (the original);
b) for farms – notarized consent of members of the farm (the original). If the Pledger is a Head of the
farm: notarized consent of the spouse (the original) and marriage certificate (a copy). If the Head of the
farm is not married at the time of provision of collateral he shall submit an appropriate notarized statement
(the original);
c) for legal entities – a protocol decision of participants of the legal entity to transfer cash as collateral
– the original.
6. Written consent issued to the Pledgee about all rights of third parties to the object of hypothecation
known to the Pledger at the time of registration of the agreement, even if such rights have not been properly
registered (according to the form of the Company) – the original.
7. Bank deposit agreement (a copy of the depositor).
8. Bank statement on availability of cash on the account – a copy.
9. Bank account status certificate from the bank the deposit is placed at (the amount of bank deposit
for the current date or at the time of pledge).
10. Written consent of the Bank for direct debit of funds from the deposit account of the Pledger upon
request of the Company, followed by signing an amendment to the bank deposit agreement – the original.
11. Periodical with announcement of shareholders/founders, creditors and interested parties to
convene a meeting or a message on a particular transaction, if necessary.
ACCEPTANCE OF GRAIN AS COLLATERAL
1. Grain receipts executed in compliance with the requirements of the applicable legislation of the
Republic of Kazakhstan – the original.
2. Card of grain analysis in the form F-47, signed by Director of the elevator and by a Head of
Production engineering laboratory – the original.
3. Storage agreement entered into between the Pledger and a bread-receiving station – a notarized
copy. In this case, period of storage of grain transferred into pledge shall be not less than 2 years from the
date of issue of the grain receipts.
4. Receipt of payment for grain storage services – a notarized copy.
5. License of the bread-receiving station entitling it to carry out activities for storage of grain – a copy.
6. If the Pledger is:
а) an individual – a notarized copy of identity card;
b) a farm – certificate of state registration of individual entrepreneur (a notarized copy), certificate of
composition of members of the farm issued by the local executive body (the original);
c) a legal entity – charter, memorandum of association, certificate of state registration/re-registration
of legal entity, taxpayer certificate, statistical card, if such documents have not been submitted earlier to the
Company – notarized copies.
7. Minutes of meeting of participants on appointment of the Head of the legal entity – a notarized
copy.
8. Identity card of the Head of the legal entity – a notarized copy.
9. A document proving authority of a representative (if any): for individuals – notarized power of
attorney; for legal entities – power of attorney issued on company letterhead and signed by the Head of the
legal entity.
10. Notarized written consent of all co-owners to transfer grain as collateral and to satisfy claims of
the Pledgee non-judicially:
a) for individuals – a notarized consent of the spouse (the original) and marriage certificate (a copy). If
the Pledger was not married at the time of purchase of the property and is not married at the time of
provision of collateral he shall submit an appropriate notarized statement (the original). If co-owners are
minor children or citizens recognized by court as incapable (partially capable), it is required to present a
written consent of the guardianship body (the original);
b) for farms – the original notarized consent of members of the farm. If the Pledger is a Head of the
farm: notarized consent of the spouse (the original) and marriage certificate (a copy). If the Pledger was not
married at the time pf purchase of the property and is not married at the time of provision of collateral he
shall submit an appropriate notarized statement (the original);
c) for legal entities – a protocol decision to transfer the property into pledge – the original.
11. Written confirmation of the bread-receiving station on issuance of grain receipts and on actual
availability of grain at the bread-receiving station.
12. Availability of guarantee of performance of obligations under grain receipts for full amount of grain
specified in the grain receipts, the guarantee shall be issued by guarantee fund for ensuring obligations
performance under grain receipts, with a note of validity of the guarantee, signature of an official and stamp of
the fund on the grain receipts;
13. Written confirmation of “KazAgroGarant” JSC about cost of grain per tonne adopted in calculating
the guarantee – the original.
14. Written notification issued to the Pledgee about all rights of third parties to the object of
hypothecation known to the Pledger at the time of registration of the agreement, even if such rights have not
been properly registered (according to the form of the Company) – the original.
15. Periodical with announcement of shareholders/founders, creditors and interested parties to convene a
meeting or a message on a particular transaction, if necessary.
ACCEPTANCE OF LAND AS COLLATERAL
1. Title documents and identification documents to the right of land use of land:
a) registered in the authorized state bodies title document on acquisition of land into ownership or on
long-term lease (sale and purchase agreement, privatization contract, certificate of inheritance under law or
a will, deed of gift, barter agreement, rental agreement, resolutions of the local executive bodies, other title
documents);
b) a document containing identification characteristics of the land (act for private property rights or act
for temporary long-term land use of the land) – the original.
2. Report on the assessed value drawn up by an appraiser as defined in the appropriate order by
decision of the Board of the Company – the original;
3. Documents proving payment under the title document;
5. Certificate of registered title and encumbrances on immovable property issued by the authorized
state registration body – the original.
6. Land boundaries plan (in case of taking in pledge of a part of divisible land);
7. Yield certificate issued by the Department of Statistics – the original.
8. Certificate of absence of arrears in payment of land tax to the budget – the original.
9. If the Pledger is:
а) an individual – a notarized copy of identity card;
b) a farm – certificate of state registration of individual entrepreneur (a notarized copy), certificate of
composition of members of the farm issued by the local executive body (the original);
c) a legal entity – charter, memorandum of association, certificate of state registration/re-registration
of legal entity, taxpayer certificate, and statistical card, if such documents have not been earlier submitted to
the Company – notarized copies.
11. Minutes of meeting of participants about appointment of the Head of the legal entity – a notarized
copy.
12. Identity card of the Head of the legal entity – a notarized copy.
13. A document confirming authority of a representative (if any): for individuals – notarized power of
attorney; for legal entities – power of attorney issued on company letterhead and signed by the Head of the
legal entity.
14. Notarized written consent of all co-owners to transfer the property into pledge and to satisfy
claims of the Pledgee non-judicially:
a) for individuals – notarized consent of the spouse (the original) and marriage certificate (a copy). If
the Pledger was not married at the time of purchase of the property and is not married at the time of
provision of collateral he shall submit an appropriate notarized statement (the original). If co-owners are
minor children or citizens recognized by court as incapable (partially capable), it is required to submit a
written consent of the guardianship body (the original);
b) for farms – the original notarized consent of members of the farm. If the Pledger is a Head of the
farm: notarized consent of the spouse (the original) and marriage certificate (a copy). If the Pledger was not
married at the time of purchase of the property and is not married at the time of provision of collateral he
shall submit an appropriate notarized statement (the original);
c) for legal entities – a protocol decision of participants of the legal entity to transfer the property into
pledge – the original.
15. Written notification issued to the Pledgee about all rights of third parties to the object of
hypothecation known to the Pledger at the time of registration of the agreement, even if such rights have not
been properly registered (according to the form of the Company) – the original.
16. Periodical with announcement of shareholders/founders, creditors and interested parties to
convene a meeting or a message on a particular transaction, if necessary.
ACCEPTANCE OF PETROL STATION AS COLLATERAL
1. Registered in the authorized state bodies title documents of acquisition of the land into ownership
or of long-term lease and acquisition of buildings (constructions and facilities) making up the petrol
station into the ownership of the Pledger (act of acceptance for operation, sale and purchase agreement,
certificate of inheritance under law or a will, deed of gift, barter agreement and other title documents);
2. Report on the assessed value drawn up by an appraiser as defined in the appropriate order by
decision of the Board of the Company – the original;
3. Act for private property right or temporary long-term land use for the land;
4. Technical passport of the petrol station;
5. Certificate of justice body of registered title (encumbrances) to immovable property and its
technical characteristics;
6. Land boundaries plan (in case of accepting a part of divisible land);
7. Documents proving payment under the title document;
8. A document confirming availability of computer accounting system with the transfer of
information about volumes of purchase and sale of petroleum products;
9. If the petrol station was built – documents on purchase of equipment for the petrol station;
10. Certificate of activity of the petrol station.
11. Periodical with announcement of shareholders/founders, creditors and interested parties to
convene a meeting or a message on a particular transaction, if necessary.
12. List of documents in accordance with Paragraph 36 of the Regulations.
ACCEPTANCE OF LIVESTOCK AS COLLATERAL
1. Report on the assessed value drawn up by an appraiser as defined in the appropriate order by
decision of the Board of the Company – the original;
2. Veterinary passport;
3. Report of the statistical body about the state of livestock breeding;
4. Certificate of breeding farm;
5. Periodical with announcement of shareholders/founders, creditors and interested parties to
convene a meeting or a message on a particular transaction, if necessary;
6. List of documents in accordance with Paragraph 36 of the Regulations.
ACCEPTANCE OF A GUARANTEE
1. Letter of guarantee and (or) contract of guarantee in accordance with the form established by
the Company;
2. Periodical with announcement of shareholders/founders, creditors and interested parties to
convene a meeting or a message about a particular transaction, if necessary;
3. List of documents in accordance with Paragraph 36 of the Regulations.
In case of non-conformity of the provided letter of guarantee and (or) contract of guarantee with
the form established by the Company, the legal service of the Company shall perform a legal analysis of
the specified document(s) to ensure compliance with requirements of the legislation of the Republic of
Kazakhstan.
Note: 1. If any document specified in the present Annex is presented on more than one sheet it shall
be bound, numbered and certified by an authorized person (if necessary, with putting a stamp), if such
document does not require to be notarized.
2. Documents proving payment under title documents, stated in Paragraphs of the present Annex
of the Regulations are not required if the text of the onerous contact (purchase and sale, barter, etc.) states
the following: “Payment under the Agreement was made before signing the Agreement.”, “Payment
under the Agreement was made during signing the Agreement.”
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