Political Economy of Corporate Governance/ Accounting Failures Shyam Sunder, Yale School of Management Two ways of looking at what has happened in accounting and auditing in past two years 2002-3 Media focus on failures of individuals and organizations 1977-2003 Look at the policies of the past quarter century to understand the root causes 1890’s Till mid1970s 1960s to 1970s 1977 Late 1970s US Antitrust laws (Sherman Act, unreasonable restraint of trade, reducing competition made illegal) Antitrust laws not applied to “learned” professions for the fear of collapse, Clark, George Ackerlof (market for lemons), history of guilds, codes of ethics (advertising, soliciting, touting, price competition), clients, not customers 1975 Survey: more than 100 professions with self-regulatory powers from states, generally high income and prestige, service or just self-interest, Blair and Rubin (“extraordinary inefficiency in the delivery of professional services”) Rise of reputations argument, robustness of competition, economic efficiency argument overtakes professional conception FTC begins to challenge professional codes US Supreme Court in Bates vs. Bar of Arizona rules against ban on advertising by lawyers US Department of Justice and the FTC force professional associations to remove © 2003 Copyright, Shyam Sunder, All rights reserved anticompetitive provisions from their “codes of ethics” 1979 AICPA’s new Code of Ethics: allows advertising, solicitation of competitors’ clients and employees Early 1980s Sharp drop in the price of audit services due to competitions, disappearing profits in audit firms Special problems of observing the quality of audit service Early 1980s New business model of audit firms to maintain profitability: New production function: shift from substantive to analytical tests New product Mix: Use audit relationships to sell more consulting (consulting as a consequence, not cause, of the collapse) New internal compensation: Transfer between audit/consulting partners New labor market policy: Cut wages of new hires Early 1980s Growth of university accounting majors and CPA candidates stops Mid-1980s Many business and audit failures and law suits (S&Ls), auditors pay hundreds of millions in settlements, worries about profitability resume Later-1980s Goal to change the legal environment of auditors Federal: Switch from joint-and-several to proportionate liability State: Switch to Limited Liability Partnerships, 150 hour (five-year) qualification for CPAs to reduce supply 1988-90-92- Large scale organized contributions to elections from auditors 94 1993 FASB’s attempt to write a standard for executive option accounting is beaten back by business and Congress (role of CT senator) © 2003 Copyright, Shyam Sunder, All rights reserved 1994 1995 1999 2001-3 US Supreme Court (Central Bank vs. First Interstate Bank of Denver) rules that corporate advisors cannot be held liable to third parties for aiding and abetting fraud Private Securities Litigation Reform Act gives proportionate liability to auditors plus a gift under pressure from the Silicon Valley: safe harbor for forward looking (speculative) information SEC misdiagnoses audit problems (consulting as the cause); attempts to have auditors divest consulting; is beaten back with support from Congress, settles for disclosure of fees Accounting and audit failures surface in the wake of economic slow down and stock market drop © 2003 Copyright, Shyam Sunder, All rights reserved © 2003 Copyright, Shyam Sunder, All rights reserved © 2003 Copyright, Shyam Sunder, All rights reserved Number of Settlements of Claims Against Auditors Frequency by Time Period 300 250 200 150 100 50 0 1960-1964 1965-1969 1970-1974 1975-1979 1980-1984 Time Period © 2003 Copyright, Shyam Sunder, All rights reserved 1985-1989 1990-1995 Unknown Amounts of Settlements Against Auditors 500,000,000 400,000,000 300,000,000 Total 200,000,000 100,000,000 0 19 67 19 72 19 75 19 78 19 81 19 84 19 87 19 90 19 93 19 96 Amount of Settlements Total Amount of Settlements Year © 2003 Copyright, Shyam Sunder, All rights reserved Accountants’ Contributions to Political Campaigns © 2003 Copyright, Shyam Sunder, All rights reserved Accountants’ Contributions to Political Campaigns © 2003 Copyright, Shyam Sunder, All rights reserved © 2003 Copyright, Shyam Sunder, All rights reserved Why Accounting/Auditing Collapsed? A Policy Story Shyam Sunder, Yale School of Management June 2003 Two ways of looking at what has happened in accounting and auditing in past two years 2002-3 Media focus on failures of individuals and organizations 1977-2003 Look at the policies of the past quarter century to understand the root causes 1890’s US Antitrust laws passed Till midAntitrust laws not applied to professions for the fear of collapse, “market for 1970s lemons” 1960s to Rise of reputations argument, robustness of competition 1970s 1977 US Supreme Court in Bates vs. Bar of Arizona rules against ban on advertising by lawyers Late 1970s US Department of Justice and the FTC force professional associations to remove anticompetitive provisions from their “codes of ethics” 1979 AICPA’s new Code of Ethics: allows advertising, solicitation of competitors’ clients and employees Early 1980s Sharpe drop in the price of audit services due to competitions, disappearing profits in audit firms Early 1980s New business model of audit firms to maintain profitability: Production: shift from substantive to analytical tests Product Mix: Use audit relationships to sell more consulting Compensation: Transfer between audit/consulting partners Labor Market: Cut wages of new hires © 2003 Copyright, Shyam Sunder, All rights reserved Early 1980s Mid-1980s Growth of university accounting majors and CPA candidates stops Many business and audit failures and law suits (S&Ls), auditors pay hundreds of millions in settlements, again worries about profitability Later-1980s Goal to change the legal environment of auditors Federal: Switch from joint-and-several to proportionate liability State: Switch to Limited Liability Partnerships 1988-90-92- Large scale organized contributions to elections from auditors 94 1993 FASB’s attempt to write a standard for executive option accounting is beaten back by business and Congress 1994 US Supreme Court (Central Bank vs. First Interstate Bank of Denver) rules that corporate advisors cannot be held liable to third parties for aiding and abetting fraud 1995 Private Securities Litigation Reform Act gives proportionate liability to auditors plus a gift under pressure from the Silicon Valley: safe harbor for forward looking (speculative) information 1999 SEC misdiagnoses audit problems (consulting as the cause); attempts to have auditors divest consulting; is beaten back with support from Congress, settles for disclosure of fees 2001-3 Accounting and audit failures surface in the wake of economic slow down and stock market drop © 2003 Copyright, Shyam Sunder, All rights reserved