Have you verified Occupancy on your non-residential flood policies?
As of November 1, FEMA is requiring that we verify the use of non-residential buildings covered by a
National Flood Insurance Program flood policy. The program is trying to distinguish between nonresidential buildings and commercial use buildings. The upcoming 4/1/2016 law changes will result in
separate rate charts for these 2 categories.
Some examples are:
Non-Residential
-Shed
-Barn
-Detached Garage
-Pool House
Commercial
-Office
-Retail Space
-Commercial Warehouse
-Manufacturing
Click HERE for tutorials and information regarding this change. If the policy occupancy is not verified
before renewal it will default to Business Occupancy which could result in higher premiums. Once you
sign into Floodpro, you can click on “Occupancy Verification” to view your affected policies and correct
those on-the-spot.
As with all flood changes, please don’t hesitate to call with any questions or concerns!
Contact our Westfield Flood Team at:
Courtney Guss, CourtneyGuss@westfieldflood.com
Courtney Wagner, CourtneyWagner@westfieldflood.com
Justin Hamilton, JustinHamilton@westfieldflood.com
Flood@westfieldflood.com 855-WSI-FLOOD (855-974-3566)