Age requirement Service Charge Premier Checking First Checking Sterling Checking Commercial Checking High Volume Commercial Checking Free Checking Age 23 to 61 Age 22 and younger Age 62 and older 18 and older 18 and older No requirement Custer Club Checking Account (No longer offered) No requirement $5 per month No service charge with average daily balance over $5000 $45 per month No service charge with average daily balance over $25,000 No service Charge $8 per month $3 per month No service charge with average daily balance over $500 No Service Charge No Service Charge Interest Earned See our Current Rates See our Current Rates See our Current Rates Non-Interest Bearing Non-Interest Bearing Non-Interest Bearing Minimum Balance to Open $50 $50 $50 $50 $50 $50 $50 Cashier’s Checks & Money Orders $2 per check $2 per check $2 per check $2 per check $2 per check $2 per check Free $13 to $42 a box Free Basic Checks Free Basic Checks $13 and up $13 and up $13 to $42 a box Free Basic and Custom Checks $25 per transaction $25 per transaction $25 per transaction $25 per transaction $25 per transaction $25 per transaction $25 per transaction When is interest paid Interest is compounded monthly and deposited on the last day of the cycle Interest is compounded monthly and deposited on the last day of the cycle Interest is compounded monthly and deposited on the last day of the cycle Foreign ATM Withdrawals Two free transactions per month $1.50 each additional Two free transactions per month $1.50 each additional Two free transactions per month $1.50 each additional Check Orders See our Current Rates Overdraft Fees Additional Information Interest is compounded monthly and deposited on the last day of the cycle Two free transactions per month $1.50 each additional Two free transactions per month $1.50 each additional $0.15 per check written with a credit of $0.10 per $100 average balance $0.15 per check written with a credit of $0.10 per $100 average balance Two free transactions per month $1.50 each additional Unlimited Free Savings Account Free Safety Deposit Box