What is “Own Occupation”?

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An AssuredPartners Company
There May be Holes in Your
Disability Policy That You Don’t Know About…
Dawson Consulting Group ensures that
you are fully covered with our disability policies.
Physician Specialist Exposure
Physician Specialists are more exposed than most to the financial risks posed by a disability Many
disability policies are missing an Own Occupation clause, putting you at risk in the event of a disability.
 Surgeons
 Ophthalmologists
 Obstetricians
 Urologists
What is “Own Occupation”?
Most disability insurers use one or two types of disability definitions - own or any occupation, and the
difference between the benefits paid can be vast.
 Own Occupation: You cannot perform in your own occupation.
 Any Occupation:
You cannot perform in any occupation for which you are reasonably fitted.
Dawson Consulting Group
As a preferred partner of MGO, Dawson Consulting Group provides these free resources for you:
 Review and provide an analysis of your current LTD policy
 Provide custom LTD proposals for your group
 Offer premium savings evaluations for your group health plan
Insurance
1105 Schrock Road #500
●
Surety
Columbus, OH 43229
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Employee Benefits
(614) 793-1557
www.DawsonCompanies.com
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Fax (614) 785-0266
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(800) 821-3003
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