A comprehensive benefits program to suit your needs and those of your family today and in the future..... GROUP: RESIDENTS BENEFITS Benefits for the unexpected Medical Insurance Sick Time Basic Life Insurance DESCRIPTION OF BENEFIT EMPLOYEE CONTRIBUTIONS Full time and part time employees with budgeted scheduled hours of 30 or more per week and their eligible dependents. Date of hire Salary Income Protection for a long term illness that is based on years of service. (See HR Policy #B-12) 1 times annual salary up to $450,000. Full time employees only. Date of hire Cost per pay period <$50K >$50K Single $35.00 $ 25.00 P/C $45.00 $ 35.00 H/W $50.00 $ 40.00 Family $60.00 $50.00 * For employees with a base annual Salary of less than $50K subtract $10.00 per pay period. Free Full and part time budgeted scheduled more per week. Full and part time budgeted scheduled more per week. Full and part time budgeted scheduled more per week. All employees employees with hours of 30 or Date of hire Free employees with hours of 30 or Date of hire Free employees with hours of 30 or Date of hire Voluntary employee contributions are based on age and amount of insurance purchased. Free (excluding Statutory Tax) 1 times annual salary up to $450,000. Optional Life Insurance Voluntary Life Insurance Program. You can purchase amounts from 1 to 5 times your annual base salary. 2/3 of salary to statutory maximum. 60% of salary, maximum of $10,000 per month. Long Term Care Insurance Voluntary Long Term Care Program Accident Insurance On and off the job accident coverage. Critical Illness Insurance Lump sum benefit paid upon diagnosis of covered conditions. Workers Compensation Employee Assistance Program 70% of salary to statutory maximum. Prepaid Legal Services / Identify Theft Shield Voluntary plan provides access to attorneys and legal services at discounted rates. Benefits that fit your lifestyle Dental Insurance ELIGIBILITY DATE Point of Service Network with 3 tiers of benefits providing both in-network and out-of-network benefits. Accidental Death & Dismemberment Insurance Short Term Disability Optional Long Term Disability WHO IS ELIGIBLE Up to 3 visits of confidential, professional counseling and referral service. Choice between Aetna Dental (DHMO) Delta Dental PPO, Premier Advantage Plans and DSO Plan (Eastern Dental). Date of hire Full and part time employees with budgeted scheduled hours of 30 or more per week. All employees and their eligible dependents. Date of hire Date of hire Voluntary employee contributions are based on age and amount of insurance purchased. Voluntary employee contributions are based on age and amount of insurance purchased. Voluntary employee contributions are based on age and amount of insurance purchased. Voluntary employee contributions are based on age and amount of insurance purchased. Free Full and part time budgeted scheduled more per week. Full and part time budgeted scheduled more per week. All employees employees with hours of 30 or After 90 days of employment employees with hours of 30 or After 90 days of employment Full and part time employees with budgeted scheduled hours of 30 or more per week. Full and part time employees with budgeted scheduled hours of 30 or more per week and their eligible dependents. Date of hire Free After 90 days of employment Voluntary employee contributions. Full time employees only and their eligible dependents. Date of hire DSO - Aetna Single $2.50 Emp. + 1 $5.00 Emp. + 2 $7.50 After 90 days of employment Delta PPO $ 5.00 $ 7.50 $10.00 Delta PA $ 7.50 $10.00 $12.50 BENEFIT Vision Plan Child Care Centers College Savings Program Fidelity Investments 800-605-9984 Vanguard 866-734-4530 NJ Best College Plan 877-465-2378 Flexible Spending Accounts Credit Union Wells Fargo at Work Program Direct Deposit Homeowners and Auto Insurance Benefits for your "R & R": Paid Time Off (PTO) Benefits for your future: 401 (k) Savings & Retirement Plan 403(b) Tax Shelter Annuity Plan Tuition Reimbursement DESCRIPTION OF BENEFIT Voluntary vision plan through Block Vision. WHO IS ELIGIBLE ELIGIBILITY DATE EMPLOYEE CONTRIBUTION Full and part time employees with budgeted scheduled hour of 30 or more per week and their eligible dependents. All employees including their family members. All employees Date of hire Voluntary employee contributions only. Date of hire Date of hire Contact St. Mary's KinderCare and Rainbow Academy for rates. Voluntary employee contributions only. Voluntary payroll contributions are taken before Federal Income and Social Security taxes. Dependent Care Flexible can range from $500 to $5000 annually. Health Care Flexible Spending Account, Contributions can range from $300 to $2500. Voluntary payroll deduction Full and part time employees with budgeted scheduled hours of 30 or more per week. Date of hire Voluntary employee contributions only. All employees Date of hire Free Free checking, ATM and other services. Pay is deposited to your checking or savings account with any bank. Homeowners and Auto Insurance through NJ Manufactures Insurance Co. All employees Date of hire Free All employees Date of hire Free All employees Date of hire Voluntary employee contributions only. Paid time that is taken off from work for vacation, holidays, and personal time. 30 days per contract year with no carryover. 5 days paid for professional conferences. Full and part time employees with budgeted scheduled hours of 30 or more per week. Date of hire Free Defined contribution plan with Fidelity. Non-highly compensated employees can contribute up to 50% of salary or up to the annual IRS dollar limit, whichever is less. Highly compensated employees can contribute up to 6%. Employees vest at the rate of 20% per year, after satisfying their eligibility period. Employee contributes up to 20% or up to the IRS maximum whichever is less. 100% of tuition expenses up to $2500 per calendar year, contingent upon obtaining a grade of "C" or better. Full and part time employees who have completed one year of service during which you have worked at least 1000 hours and have attained age 21. 1 year of employment. Voluntary employee contributions. Trinitas matches $.50 of each dollar, up to 6%. Full and part time employees with budgeted scheduled hours of 30 or more per week. Full time employees only. Date of hire Voluntary employee contributions only. After 90 days of employment Free Employee discounts with St. Mary's, KinderCare and Rainbow Academy. Flexible college savings program that helps make saving for a child's higher education easier. * This fact sheet is a summary. In event of a conflict by or among this fact sheet and the summary plan description and/or actual benefit plan document, then the actual plan document will control. January 1, 2014