National Flood Policy—ASFPM 2015 Recommendations H. Mitigation—to CB--should we add to this title? H.1. Encourage states and communities through incentives to develop holistic mitigation plans that will contribute to community resilience and sustainability of their economy while integrating multiple federal programs with a comprehensive review process H.. Also phrased “Produce and release an annual ICC report on funds expended, mitigation implemented, and reserve balance Research incorporating elevation dollars at the actual cost for the community (similar to establishing a per diem rate) not an across-the-baord flat rate.” Combined from H-26 FEMA’s Hazard Mitigation Program is not working. It should be discontinued and replaced by diverting the grant funds to the insurance fund and used for buyouts. It takes too long before the funds for buy-outs or elevation are available under the grant programs. By the time they are available most victims have moved on to other solutions, often rebuilding ‘in place.’ CB—We seem to have no HMGP specific rec, so I put this comment here-it is “overarching” FEMA has data bases that can identify ICC usage. We need to ask ourselves how this information could be used and what benefit it gives before adding it to a FEMA wish list. If they already have it, no extra effort to share it H.3. Expand ICC to allow assignment of claim to fully cover the acquisition costs of severely damaged and destroyed buildings as a means of compliance , if the damaged structure is then destroyed or rebuilt in compliance. ?? H.4. Increase maximum of ICC coverage to $50,000 with an inflation factor and adjust policy fee as necessary for costs; allow ICC claims over $50,000 by creating a sliding scale for necessary geographies to reflect market mitigation costs that requires match funding or other mechanisms that ensure cost control We need better language for this statement, it’s full intent is clear – esp. on sliding scale. H.5. Implement law that allows FEMA Director to impose use of ICC when beneficial to NFIP Fund and relax triggers for eligibility requirements of ICC claim eligibility so more structures can qualify (RL, SRL, etc.) see G 11 As with G- 11 I struck this as ICC is available to any structure that qualifies. I’ve seen it used absent a federal declaration but local events caused substantial damage. I’ve left the comments in because the various points of view are interesting. ICC caps should be eliminated and structures that are substantially damaged purchased at full market value and the land converted to open-space. Owners should have no choice – accept the buy out or fund the repairs at their expense. Duplicates G11—which section should it go? H.6. Expand incorporation of ecosystem services and credits in benefit-cost analyses in all agencies methods for non-structural mitigation including open space and land use approaches that reduce NFPPR Combined comm rec and comments This is supposedly included in the new BCA module—only for FEMA. Acknowledge and allow for mitigation funding in Page 1 of 7 draft 10 9-14 National Flood Policy—ASFPM 2015 Recommendations flood damages H7. Establish permanent authorization for US Army Corps of Engineers to conduct nonstructural floodproofing projects; increase funding for existing Corps nonstructural programs H.8. Continue to update FEMA B/C procedures to update depth-damage functions and include all social and ecosystem services benefits H.9. Streamline and institutionalize methods for delivering mitigation assistance and funding after flood disasters through development of a mitigation options tool which can be delivered to impacted property owners to lay out mitigation options (and financial impacts) . Such a tool would inform mitigation decision and HMA grant participation. It needs to include real-time insurance benefits, IAHP grants, and EHP issues so that owners are provided. This conversation can’t be complete without a discussion about having timely information about insurance benefits for the determinations of substantial damage, permit needs, and to give the owners the best variety of opportunities for mitigation appropriate to their situation. H. 10.(a) Train FCOs, PA and IA field staff to require post-disaster mitigation and incorporate into all-hazards mitigation plans and post-disaster response and recovery programs. NFPPR Combined comm rec and comments locations where State or local jurisdictions have mapped and are regulating other flood hazards (riverine erosion, mudslides, ice jams, etc.) If there are no barriers, suggest deleting this statement. auth needed Buss: ==The permanent authorization for the Corps already exists. More funding is needed as well as including in the benefits ALL of the benefits of nonstructural. OMRRR of nonstructural and structural must be adequately determined cost wise in the decision making process as to what project to build-structural or nonstructural. In the Corps PL 84-99 program, the prohibition of the Corps to even evaluate nonstructural alternatives to compare to structural unless requested by the non federal project sponsor/owner must be removed. As it has been, the project sponsor/owner in PL 84-99 will only ask for nonstructural to be evaluated if the Corps cannot economically justify a structural project. This is rare in Corps economics. Same thing as H.6. I think the BCA module needs improvements, like using the real in-time discount rates, a module for landslide risk (not just from wildfire but houses at the edge of a river bank or slope), etc. Such as… a. Require? The local governments, whether prior to or after a storm, are focused on recovery to get back into business, AND mitigation to avoid the damages in the future. PA often focuses on Page 2 of 7 draft 10 9-14 National Flood Policy—ASFPM 2015 Recommendations H. 10.(b)Ensure that PA staff and contractors have expertise to make decisions about postdisaster reconstruction of public infrastructure and facilities that incorporate mitigation through complete application of all work eligible through Stafford Act Section 406 Public Assistance Hazard Mitigation. Measure metrics through reportable tool demonstrating that every PA Public Worksheet has been fully evaluated for mitigation eligible opportunities. replacement to the status quo, not mitigation which would increase safety. Generally, we are fighting to be allowed to implement our hazard mitigation plan and pursue “improved projects” to leverage the PA funds and HMGP to achieve the better result. b. Moved from O. 15 H.10.( c ) Develop necessary training and tools to ensure full use of Public Assistance 406 Mitigation Program to repair/place damaged public infrastructure in a more resilient manner. H.11. Continue to advocate for HMGP base funding at 15% of eligible federal disaster recovery costs; with 20% HMGP funding for states with FEMA approved enhanced mitigation plans. PLEASE INCLUDE SOME BRIEF EXPLANATION OF "ENHANCED" H.12. Write rules to implement HFIAA, BW-12, DMA2000 provisions for severe repetitive losses, delegation of HMGP, and ICC Separate these out and make more specific. Make sure each is necessary. SRL has been done, delegation of HMGP has been piloted in10 states (1 per Region). H.13. Track all repetitive loss information in databases to identify location of building and cause of flooding, and share information with state and local partners on a real time basis. See E 4 This already exists and is available to states. “Cause,” because this lifts from insurance information, is date of event, states can usually track to a major storm event. Deleted as we have it. Not sure this is fully the case Also phrased “Track all repetitive loss information in databases to identify location of building and cause of flooding, and share information with state and local partners on a real time basis. See E 4. Provide LFA with digital mapping (location) of all Repetitive Loss, Severe Repetitive Loss and single paid claim properties using caution that this personal information is protected by the Privacy Act. Encourage or require that the community’s mitigation plan identify mitigation actions to mitigate flood risks to these properties.” H.14. Fully expand the state management oversight pilot policy program to all eligible states for administrative oversight of HMGP, FMA, and PDM. NFPPR Combined comm rec and comments Isn’t FEMA doing this with the Pilot Program? Should we check on full implementation intent of FEMA before we include this? Simply expand to qualified states-- Page 3 of 7 draft 10 9-14 National Flood Policy—ASFPM 2015 Recommendations H.15. Change date for inclusion of eligible costs under HMGP to the date of disaster declaration. Does this mean grant project costs could start at declaration date, not post grant obligation and grant agreement paperwork? If that’s what is meant, specify. Otherwise, delete as it doesn’t make sense H.16.(a) Periodically (3-5 years) conduct an independent evaluation of mitigation programs including PDM, HMGP, FMA to quantify their cost effectiveness in reducing losses. . Give mitigation grant funding priority to communities that have successfully mitigated Repetitive Loss and Severe Repetitive Loss properties NEMA provides an annual document to Congress highlighting the projects undertaken in states from the previous year’s funding cycle which has helped stave off some program cuts. Perhaps ASFPM could undertake for mitigation? H.16.(b) Expand FEMA’s Building Sciences postdisaster Materials Assessment Teams work to more disasters from multiple hazards to increase knowledge of mitigation performance measures. H.17. Evaluate mitigation plans of communities hit by a disaster and summarize lessons learned and evaluate effectiveness of mitigation plans. H.18. Require state and local mitigation plans to incorporate consideration of cost-effective infrastructure mitigation investments to increase community resiliency. H.19. Cross-train code officials and floodplain managers in building code-flood loss reduction programs. Certify CFM’s as qualified floodplain inspectors, so State can include them among and license them as building inspectors for floodplain purposes. See H 32 In Florida, there aren’t any provisions for CFMs to become licensed inspectors absent an extensive construction background. Such certification would ease transition to inspector status. Currently, a CFM must be accompanied by a licensed Building Inspector, who likely isn’t well versed in floodplain compliance. H.20. Increase cost share assistance to states and communities that meet and go beyond the International Building Codes and NFIP regulations: an alternate; Reduce disaster and mitigation funding for states and communities that follow only the minimal International Building Codes & NFIP regulations. Comment Received: should not penalize communities for meeting the minimal – should increase the requirements so that the minimum is at an acceptable level H.21. Build state capability for mitigation by Initial pilot programs can be established through NFPPR Combined comm rec and comments Alternatively, create an incentive for higher standards by prioritizing communities taking additional steps for HMA grant funding. Page 4 of 7 draft 10 9-14 National Flood Policy—ASFPM 2015 Recommendations developing a FEMA/State partnership program for mitigation modeled on the CAP. the USACE Silver Jackets program. H.23. Firmly clarify eligibility for “structural” flood control projects using FEMA HMA grant programs to ensure that traditional “non-structural” projects are funded in lieu of structural projects eligible for US Army Corps of Engineers or USDA Natural Resource Conservation Service funds. In light of Major/minor this needs careful wording 24. Promote dissemination of success stories (such as those on FEMA.gov); emphasize mitigation effects on flood insurance premiums. 24. FEMA does this from Joint Field Offices – a large compendium of Mitigation Success Stories is on FEMA.gov. Suggest we delete. H. 25. Require state and local hazard mitigation plans include emergency action plans and consider adverse impacts on other properties and communities Also see I.9 Perhaps an ASFPM role here This is not appropriate. Many states include State HMPs as addendums to Large, single State Emergency Operations Plans but as written this is not appropriate. H. 26. Encourage states and communities to develop holistic mitigation plans that will contribute to community resilience and sustainability of their economy while integrating multiple federal programs with a comprehensive review process Also phrased “Encourage states and communities to develop holistic mitigation plans that will contribute to community resilience and sustainability of their economy while integrating multiple federal programs with a comprehensive review process through the Silver Jackets program, or develop a tiered LHMP system that requires a higher level of planning and integration the larger the community. Alternatively, create incentives through HMA/CRS for communities to have a higher level of HMP integration.” H. 28. Establish online database of state and local mitigation projects organized by type of mitigation NFPPR Combined comm rec and comments =Push for FEMA to recognize dry flood proofing of residential structures which can reduce flood damage and flood risk. ==Develop a broad selection of mitigation approaches; more than acquisition, elevation, and small drainage projects. Include other retrofitting measures on the menu of measures that can reduce flood losses and provide technical information and financial incentives to encourage their adoption. 2ND HALF OF THIS SENTENCE NOT CLEAR. WHAT KIND OF REVIEW IS SUGGESTED? RELATED TO RESILIENCE AND SUSTAINABILITY, OR SOMETHING DIFFERENT? This needs to include an effective, ongoing educational program . ==These plans must focus on the long term objective of having the community/state move to no flood risk as much as feasible possible. Any short term objectives must meet this long term objective. Plans should be looking to at least the year 2100. Agreed. States have access and can provide community-specific downloads, but communities Page 5 of 7 draft 10 9-14 National Flood Policy—ASFPM 2015 Recommendations project should be tracking their own mitigation actions. This is why we’ve deleted. H.29. Increase emphasis in state and local mitigation plans to state and local capabilities/programs and what they can and will do, without federal funding. H.29. Require a high-level federal interagency (MitFLG?) follow-up review of causes, costs, impacts, policies, and mitigation response for all major Presidentially-declared disasters. I don’t understand objection on right? This is intended to mirror NSTB post plane crash reports FEMA’s on-line archive of Success Stories does this. Maybe what we need are some links to these things, like on our mitigation committee website. Capability analysis and description of all available programs is a requirement of state and local HMPs. I changed this to a softer, more accurate statement. as long as we promote building state capability I PERSONALLY DISAGREE STRONGLY WITH THIS RECOMMENDATION. DISASTER PREPAREDNESS AND RELIEF ARE FUNDED FROM FEDERAL SOURCES; WHY SHOULD MITIGATION BE VALUED AND PRIORITIZED LOWER? ASFPM OF ALL GROUPS SHOULD ADOPT THE OPPOSITE PHILOSOPHY One example could be a revolving loan fund that is established through the HMGP or other program. H.30. (a)Create (or utilize existing programs in HUD, SBA, etc.) low cost loan mechanisms to ensure all homeowners and small business owners have access to mitigation funds which can be spread over time H 39 (b) Advocate for steady HUD, USDA, SBA and other mitigation funding through Stafford Act amendments to prevent uneven federal financial disaster recovery support due to sequestration or lack of will to fund programs such as Community Development Block Grant – DR or USDA Emergency Watershed Protection Programs. Federally-declared disaster recovery funding should not be dependant upon the political power of senators and representatives from the impacted region. H.31.Deploy nonstructural mitigation workshops in disaster areas during the initial recovery phase right after the disaster Also phrased “H.31.Deploy nonstructural mitigation workshops in disaster areas during the initial recovery phase and focus on natural floodplain function benefits. “ H.32. Certify CFMs as qualified floodplain NFPPR Combined comm rec and comments From Scott Fraser: In Florida, there aren’t any Page 6 of 7 draft 10 9-14 National Flood Policy—ASFPM 2015 Recommendations inspectors, so State can include them among and license them as building inspectors for floodplain purposes. See H 19 provisions for CFMs to become licensed inspectors absent an extensive construction background. Such certification would ease transition to inspector status. Currently, a CFM must be accompanied by a licensed Building Inspector, who likely isn’t well versed in floodplain compliance. H.33. Modify historic building exemption so as not to include utilities within the exemption, so electrical boxes, air conditioners etc. must meet BFE/DFE requirements. From Scott Fraser: No need to continually have these utilities & A/C units ruined when Substantial Improvement can allow building to remain below BFE but require elevation of attending services. H.34. Allow the insured to purchase additional 30k blocks of ICC coverage, over and above the standard 30k that is included in the SFP, to a limit of 150k worth of ICC . H 34and H35 added by Mitigation Committee respondent. These may belong in an NFIP section. H.35. For compliance reasons, allow ICC funds to be accessed by an insured whose structure has been remapped from an A zone into a Coastal A or V zone. H. 36. Encourage market-driven private-sector incentives for mitigation From Q.17. H.37. Develop sustained state and local flood hazard mitigation grant programs that can complement federal investments in hazard mitigation . From R.30 H.38. Develop open-source tools for post-flood damage estimation to better inform post-disaster mitigation strategies for program/technical assistance/grant targeting, BCA support data, and review and improvement of local risk reduction policies. NFPPR Combined comm rec and comments Page 7 of 7 draft 10 9-14