Community-Budget_ Section 2_Beg-Numeracy
Community-Budget: Beginning Numeracy
Section 2: Calculating Monthly Expenses
EL Civics 2011-13
Unit Description:
This unit is divided into four sections with each section having 3 to 5 activities. This
document contains teaching materials for Section 2.




Section 1: Calculating Monthly Income
Section 2: Calculating Monthly Expenses
Section 3: Creating a Budget
Section 4: Math in the Community
Ronald Hubbs Center 2011-2013
1
Community-Budget_ Section 2_Beg-Numeracy
Monthly Expenses (S2-A1)
Part 1: Discuss these questions with your classmates.
1. How do you know how much money you spend each month?
2. How do you organize your bills? Where do you keep them?
3. How do you know when to pay your bills? When do you pay your bills?
4. How do you know if you will have enough money to pay your bills each month?
Part 2: What monthly expenses do you have? Write down a list of bills you pay each
month. Then write down the estimated payment for each bill.
Monthly Bills
1. __________________
2. __________________
3. __________________
4. __________________
5. __________________
6. __________________
7. __________________
8. __________________
9. __________________
10.
________________
Estimated Payment
_________________
_________________
_________________
_________________
_________________
_________________
_________________
_________________
_________________
_________________
Reading Bills (S2-A2)
Read each question. Then scan each bill to find the information to answer the question.
Write the answers on the chart.
Car Insurance Phone Company Cable Service
1. What is the name of the company?
2. Who pays the bill?
3. What is the account number?
4. What is the due date for the bill?
5. How much is the amount due?
Ronald Hubbs Center 2011-2013
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Community-Budget_ Section 2_Beg-Numeracy
Tom Green
809 Rice Street
Billing Date: April 1, 2010
Account Number: 4857-00-393
St. Paul, MN 55104
How to reach us…
Customer service 651-555-7263
Summary of Charges
Billed from 4/1/10- 5/1/10
Previous Balance
$175.85
____________________________________
Payment Received
$175.85 cr
____________________________________
Car payment
$169.52
____________________________________
Taxes and Fees
$9.45
____________________________________
Balance Due
$178.97
Payment Due Date 4/16/10
-----------------------------------------------Car Insurance
Date Due: 4/16/2010
1001 Washington Ave.
Balance Due: $178.97
Minneapolis, MN 55408
Account #: 4857-00-393
Amount Enclosed: ________
Phone Company
Ronald Hubbs Center 2011-2013
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Community-Budget_ Section 2_Beg-Numeracy
P.O. BOX 737
MPLS, MN 55408
Account Number Date Due
Please Pay
93-000-38473
$56.87
5/15/10
Amount Enclosed
Mr. David Wallace
5101 San Antonio Ave., Apt. 5
St. Paul, MN 55104
7373927300008283727327000000000999
__________________________________________________
Billing Charges
Billed from 5/1/10 – 6/1/10
Previous Balance
$72.87
____________________________________
Payment Received
$72.87 cr
____________________________________
Phone payment
$50.86
____________________________________
Taxes and Fees
$6.01
____________________________________
Balance Due
$56.87
Payment Due Date 5/15/10
Cable Service Inc.
Fadumo Ahmed
Ronald Hubbs Center 2011-2013
Billing Date: March 2, 2010
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Community-Budget_ Section 2_Beg-Numeracy
13800 University Ave., Apt 4
Account Number: 4383 3837 38
St. Paul, MN 55104
How to reach us…
Customer service 651-555-2939
Summary of Charges
Billed from 3/6/10- 4/7/10
Previous Balance
$68.10
____________________________________
Payment Received
$68.10 cr
____________________________________
TV Service television
$59.00
____________________________________
Taxes and Fees
$8.03
____________________________________
Balance Due
$67.03
Payment Due Date 3/26/10
-----------------------------------------------Cable Service Inc.
Date Due: 3/26/2010
545 Rice St.
Balance Due: $67.03
St. Paul, MN 55104
Account #: 4383 3837 38
Amount Enclosed: ________
Ronald Hubbs Center 2011-2013
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Community-Budget_ Section 2_Beg-Numeracy
Adding Bills (S2-A3)
Add the bills together. How much are the total monthly expenses for each
person?
1. Nadifo
electric bill:
$125.32
Phone bill:
$ 45.65
Rent:
Total monthly expenses:
2. Sadiq
____________
Medical bill:
$341.90
Cable bill:
$ 78.33
Car payment:
Total monthly expenses:
3. Thuy:
+ $750.00
+
$249.52
____________
Rent:
$645.18
Gas bill:
$ 69.42
Health insurance:
$320.60
Phone bill:
$ 98.73
Total monthly expenses:
____________
4. Sofia:
Mortgage:
$816.98
Phone bill:
$ 75.59
Car payment:
$149.89
Electric bill:
$ 76.65
Total monthly expenses:
Ronald Hubbs Center 2011-2013
_____________
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Community-Budget_ Section 2_Beg-Numeracy
Writing Checks (S2-A4)
Choose one of people from the page before. Write out checks for their bills.
Name_____
2432
No value
_________, 20___
809 Rice Street
St. Paul, MN 55104
Pay to the
Order of ____________________________ $
___________________________________________________________________Dollars
For ____________________ _____________________
Name_____
2433
No value
_________, 20___
809 Rice Street
St. Paul, MN 55104
Pay to the
Order of ____________________________ $
___________________________________________________________________ Dollars
For ____________________ _____________________
Name_____
2434
No value
809 Rice Street
_________, 20___
St. Paul, MN 55104
Pay to the
Order of ____________________________ $
___________________________________________________________________Dollars
For ____________________ _____________________
Calculating Monthly Expenses (S2)
Ronald Hubbs Center 2011-2013
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Community-Budget_ Section 2_Beg-Numeracy
In a small group, read the bills. Then complete the following steps:
1.
2.
3.
4.
Look at each bill. Write the amount due on the chart next to the correct person.
Write out a check for each bill.
Add the checks (or bills) together for each person.
Write the total monthly expenses on the chart.
Name
Car Insurance
Phone Company
Cable Service
Total Monthly
Expenses
Moua Her
Tigist Hailu
Dinh Nguyen
Calculating Monthly Expenses (S2)
In a small group, read the paystub and checks from other sources of income. Then
complete the following steps:
1.
2.
3.
4.
Look at each bill. Write the amount due on the chart next to the correct person.
Write out a check for each bill.
Add the checks (or bills) together for each person.
Write the total monthly expenses on the chart.
Name
Car Insurance
Phone Company
Moua Her
Tigist Hailu
Dinh Nguyen
Ronald Hubbs Center 2011-2013
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Cable Service
Total Monthly
Expenses
Community-Budget_ Section 2_Beg-Numeracy
Moua Her
809 Rice Street
Billing Date: Feb. 1, 2012
Account Number: 4857-00-393
St. Paul, MN 55104
How to reach us…
Customer service 651-555-7263
Summary of Charges
Billed from 2/1/12- 3/1/12
Previous Balance
$175.85
____________________________________
Payment Received
$175.85 cr
____________________________________
Insurance payment
$169.52
____________________________________
Taxes and Fees
$9.45
____________________________________
Balance Due
$178.97
Payment Due Date 2/16/12
-----------------------------------------------Car Insurance
Date Due: 2/16/2012
1001 Washington Ave.
Balance Due: $178.97
Minneapolis, MN 55408
Account #: 4857-00-393
Amount Enclosed: ________
Ronald Hubbs Center 2011-2013
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Community-Budget_ Section 2_Beg-Numeracy
Phone Company
P.O. BOX 737
MPLS, MN 55408
Account Number Date Due
Please Pay
93-000-38473
$56.87
2/15/12
Amount Enclosed
Mrs. Moua Her
809 Rice Street
St. Paul, MN 55104
7373927300008283727327000000000999
Billing Charges
Billed from 2/1/12 – 3/1/12
Previous Balance
$72.87
____________________________________
Payment Received
$72.87 cr
____________________________________
Phone payment
$50.86
____________________________________
Taxes and Fees
$6.01
____________________________________
Balance Due
$56.87
Payment Due Date 2/15/12
Ronald Hubbs Center 2011-2013
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Community-Budget_ Section 2_Beg-Numeracy
Cable Service Inc.
Moua Her
809 Rice Street
Billing Date: Feb. 2, 2012
Account Number: 4383 3837 38
St. Paul, MN 55104
How to reach us…
Customer service 651-555-2939
Summary of Charges
Billed from 2/6/12- 3/7/12
Previous Balance
$68.10
____________________________________
Payment Received
$68.10 cr
____________________________________
Cable Service television
$59.00
____________________________________
Taxes and Fees
$8.03
____________________________________
Balance Due
$67.03
Payment Due Date 2/26/12
-----------------------------------------------TV Service Inc.
Date Due: 2/26/2012
545 Rice St.
Balance Due: $67.03
St. Paul, MN 55104
Account #: 4383 3837 38
Amount Enclosed: ________
Ronald Hubbs Center 2011-2013
11
Community-Budget_ Section 2_Beg-Numeracy
Writing Checks for Monthly Expenses
Group 1: Moua Her
In a small group, work together to write checks for Moua Her’s bills.
Moua Her
2432
No value
_________, 20___
809 Rice Street
St. Paul, MN 55104
Pay to the
Order of ____________________________ $
___________________________________________________________________Dollars
For ____________________ _____________________
Moua Her
2433
No value
_________, 20___
809 Rice Street
St. Paul, MN 55104
Pay to the
Order of ____________________________ $
___________________________________________________________________ Dollars
For ____________________ _____________________
Moua Her
2434
No value
809 Rice Street
_________, 20___
St. Paul, MN 55104
Pay to the
Order of ____________________________ $
___________________________________________________________________Dollars
For ____________________ _____________________
Ronald Hubbs Center 2011-2013
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Community-Budget_ Section 2_Beg-Numeracy
Tigist Hailu
421 Western St.
Billing Date: Jan. 1, 2012
Account Number: 4589-90-785
St. Paul, MN 55106
How to reach us…
Customer service 651-555-7263
Summary of Charges
Billed from 1/1/12- 2/1/12
Previous Balance
$175.85
____________________________________
Payment Received
$175.85 cr
____________________________________
Insurance payment
$173.50
____________________________________
Taxes and Fees
$11.12
____________________________________
Balance Due
$184.62
Payment Due Date 1/16/12
-----------------------------------------------Car Insurance
Date Due: 1/16/2012
1001 Washington Ave.
Balance Due: $184.62
Minneapolis, MN 55408
Account #: 4589-90-785
Amount Enclosed: ________
Ronald Hubbs Center 2011-2013
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Community-Budget_ Section 2_Beg-Numeracy
Phone Company
P.O. BOX 737
MPLS, MN 55408
Account Number Date Due
Please Pay
92-120-48920
$62.93
1/15/12
Amount Enclosed
Mrs. Tigist Hailu
421 Western St.
St. Paul, MN 55106
7373927300008283727327000000000999
Billing Charges
Billed from 1/1/12 – 2/1/12
Previous Balance
$72.87
____________________________________
Payment Received
$72.87 cr
____________________________________
Phone payment
$54.84
____________________________________
Taxes and Fees
$8.09
____________________________________
Balance Due
$62.93
Payment Due Date 1/15/12
Ronald Hubbs Center 2011-2013
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Community-Budget_ Section 2_Beg-Numeracy
Cable Service Inc.
Tigist Hailu
421 Western St.
Billing Date: Jan. 2, 2012
Account Number: 4223 3227 22
St. Paul, MN 55106
How to reach us…
Customer service 651-555-2939
Summary of Charges
Billed from 1/6/12- 2/7/12
Previous Balance
$68.10
____________________________________
Payment Received
$68.10 cr
____________________________________
Cable Service television
$44.33
____________________________________
Taxes and Fees
$11.34
____________________________________
Balance Due
$55.67
Payment Due Date 1/26/12
-----------------------------------------------Cable Service Inc.
Date Due: 1/26/2012
545 Rice St.
Balance Due: $55.67
St. Paul, MN 55104
Account #: 4223 3227 22
Amount Enclosed: ________
Ronald Hubbs Center 2011-2013
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Community-Budget_ Section 2_Beg-Numeracy
Writing Checks for Monthly Expenses
Group 2: Tigist Hailu
In a small group, work together to write checks for Tigist Hailu’s bills.
Tigist Hailu
2532
No value
_________, 20___
421 Western St.
St. Paul, MN 55106
Pay to the
Order of ____________________________ $
___________________________________________________________________Dollars
For ____________________
Tigist Hailu
_____________________
2533
No value
_________, 20___
421 Western St.
St. Paul, MN 55106
Pay to the
Order of ____________________________ $
___________________________________________________________________ Dollars
For ____________________
Tigist Hailu
_____________________
2534
No value
421 Western St.
_________, 20___
St. Paul, MN 55106
Pay to the
Order of ____________________________ $
___________________________________________________________________Dollars
For ____________________
Ronald Hubbs Center 2011-2013
_____________________
16
Community-Budget_ Section 2_Beg-Numeracy
Dinh Nguyen
5987 Cedar Ave.
Billing Date: Dec. 1, 2011
Account Number: 4857-00-393
Minneapolis, MN 55405
How to reach us…
Customer service 651-555-7263
Summary of Charges
Billed from 12/1/11- 1/1/12
Previous Balance
$113.97
____________________________________
Payment Received
$113.97 cr
____________________________________
Insurance payment
$ 105.01
____________________________________
Taxes and Fees
$8.96
____________________________________
Balance Due
$113.97
Payment Due Date 12/16/11
-----------------------------------------------Car Insurance
Date Due: 12/16/2011
1001 Washington Ave.
Balance Due: $113.97
Minneapolis, MN 55408
Account #: 2246-439-098
Amount Enclosed: ________
Ronald Hubbs Center 2011-2013
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Community-Budget_ Section 2_Beg-Numeracy
Phone Company
P.O. BOX 737
MPLS, MN 55408
Account Number Date Due
Please Pay
93-000-38473
$69.94
12/15/11
Amount Enclosed
Mr. Dinh Nguyen
5987 Cedar Ave.
Minneapolis, MN 55405
7373927300002983578939200000000999
Billing Charges
Billed from 12/1/11 – 1/1/12
Previous Balance
$76.49
____________________________________
Payment Received
$76.49 cr
____________________________________
Phone payment
$63.98
____________________________________
Taxes and Fees
$5.96
____________________________________
Balance Due
$69.94
Payment Due Date 12/15/11
Ronald Hubbs Center 2011-2013
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Community-Budget_ Section 2_Beg-Numeracy
Cable Service Inc.
Dinh Nguyen
5987 Cedar Ave.
Billing Date: Dec. 2, 2011
Account Number: 4203 3097 10
Minneapolis, MN 55405
How to reach us…
Customer service 651-555-2939
Summary of Charges
Billed from 12/6/11- 1/7/12
Previous Balance
$124.38
____________________________________
Payment Received
$124.38 cr
____________________________________
Cable Service television
$112.05
____________________________________
Taxes and Fees
$12.33
____________________________________
Balance Due
$124.38
Payment Due Date 12/26/11
-----------------------------------------------Cable Service Inc.
Date Due: 12/26/2011
545 Rice St.
Balance Due: $124.38
St. Paul, MN 55104
Account #: 4093 3007 93
Amount Enclosed: ________
Ronald Hubbs Center 2011-2013
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Community-Budget_ Section 2_Beg-Numeracy
Writing Checks for Monthly Expenses
Group 3: Dinh Nguyen
In a small group, work together to write checks for Dinh Nguyen’s bills.
Dinh Nguyen
3532
No value
_________, 20___
5987 Cedar Ave.
Minneapolis, MN 55405
Pay to the
Order of ____________________________ $
___________________________________________________________________Dollars
For ____________________
Dinh Nguyen
_____________________
3533
No value
_________, 20___
5987 Cedar Ave.
Minneapolis, MN 55405
Pay to the
Order of ____________________________ $
___________________________________________________________________ Dollars
For ____________________
Dinh Nguyen
_____________________
3534
No value
_________, 20___
5987 Cedar Ave.
Minneapolis, MN 55405
Pay to the
Order of ____________________________ $
___________________________________________________________________Dollars
For ____________________
Ronald Hubbs Center 2011-2013
_____________________
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