ALABAMA HOUSING
FINANCE AUTHORITY
COMMUNITY HOUSING DEVELOPMENT ORGANIZATION (CHDO)
CERTIFICATION APPLICATION
Effective January 2016
INDEX
(provide all documents as applicable)
A. Organizational Documentation
i.
Charter
ii.
Articles of Incorporation
iii.
By-Laws
iv.
Resolutions
v.
Certificate of Good Standing
vi.
Tax Status Documents
vii.
Other Necessary Documentation supporting Checklist Items 1.1-1.6
B. Independence Documentation
i.
Certification of Board Status forms*
ii.
Other Necessary Documentation supporting Checklist Items 2.1-2.4.4
C. Accountability to the Low-Income Community Documentation
i.
Certification of Low Income Representation forms*
ii.
Strategic Plan Documentation
iii.
Service Area Documentation
iv.
Service History Documentation
v.
Other Necessary Documentation supporting Checklist Items 3.1-3.4
D. Capacity Documentation
i.
Financial Documentation
ii.
Experience Assessment forms*
iii.
Organizational Structure
iv.
Other Necessary Documentation supporting Checklist Items 4.1-4.2.1
E. Project Specific Documentation
i.
CHDO Certification Application form*
ii.
CHDO Role Documentation
iii.
Other Necessary Documentation supporting Checklist Items 5-5.2.3.2
*AHFA provided forms:
Certification of Board Status form
Certification of Low Income Representation form
Experience Assessment form
CHDO Certification Application form
Certification of Signatures and Addresses form
Before committing CHDO set-aside funds to an organization, the organization must provide proof of the
following:
1. Meets the definition of a “community housing development organization” in §92.2;
2. Has a project eligible for the set-aside that the organization will own, develop, or sponsor in accordance with
§92.300(a); and
3. Has paid staff with demonstrated experience appropriate to the role the organization will play for the project being
funded.
CHDO Requirements Checklist
Provide Supporting Documentation as Attachment Identified by Corresponding Letter
Organizational Requirements
Rule Citation §92.2 CHDO Definition
1. Legal Structure (Check and provide all applicable):
AHFA Use Only
Adequate Deficient
i. Charter
ii. Articles of Incorporation
iii. By-laws
iv. Resolutions
v. Certificate of Good Standing
1.1
The nonprofit is organized under state or local laws. §92.2(1)
1.2
The organization has among its purposes the provision of decent housing that is
affordable to low-income and moderate-income persons. §92.2(7)
1.3
The organization has no part of its net earning inuring to the benefit of any member,
founder, contributor, or individual. §92.2(2)
1.4
The organization is not under the control or direction by any individual or entity
seeking to drive profit or gain. §92.2(3)
1.5
The organization has one of the following IRS tax exempt statuses:
1.5.1
1.5.2
1.5.3
1.6
Exemption under 501(c)(3) or 501(c)(4);
Subordinate of a central nonprofit under IRC Section 905; or
A private nonprofit that is a wholly owned subsidiary of an organization
that has 501(c)(3) or (c)(4) status and meets the CHDO definition.
§92.2(4)
The organization is not a governmental entity (any of the following: participating
jurisdiction, other jurisdiction, Indian tribe, public housing agency, Indian housing
authority, housing finance agency, or redevelopment authority). §92.2(5)
2. Independence
2.1
Public officials & employees of a governmental entity may comprise no more
than 1/3 of the board. §92.2(5)
2.2
Officers and employees of a governmental entity cannot be officers (e.g. CEO,
CFO, or COO) or employees of a CHDO. §92.2(5)
Page 1 of 4
CHDO Requirements Checklist
Provide Supporting Documentation as Attachment Identified by Corresponding Letter
Organizational Requirements
Rule Citation §92.2 CHDO Definition
2.3
If the organization was created by a governmental entity, then the governmental entity
that created the organization may not appoint more than 1/3 of the board members and
board members appointed by the governmental entity may not appoint remaining 2/3.
§92.2(5)
Applicable
Not Applicable
2.4
If the organization was created by a for-profit entity, then 2.4.1 through 2.4.4 apply:
Applicable
Not Applicable
2.4.1
The for-profit entity that sponsored or created the organization may not have as its
primary purpose the development or management of housing, such as a builder,
developer, or real estate management firm. §92.2(3)(i)
2.4.2
The for-profit entity that created the organization may not appoint more than
1/3 board members, and for-profit-appointed members may not appoint
remaining 2/3 of board. §92.2(3)(ii)
2.4.3
Officers and employees of the for-profit entity that created the organization
cannot be officers or employees of the CHDO. §92.2(3)(iv)
2.4.4
The organization must be free to contract for goods & services with others.
§92.2(3)(iii)
AHFA Use Only
Adequate Deficient
3. Accountability to the Low Income Community
3.1
The organization must have a designated service area (i.e. the “community” in which
it produces housing). A community can be a neighborhood or neighborhoods, city,
county, metropolitan area, or multi-county area (but not the entire State). §92.2(8)(i)
3.2
At least 1/3 of the board members are: 1) low-income; 2) residents of a low-income
neighborhood; or 3) elected representatives of a low-income neighborhood
organization. §92.2(8)(i)
3.3
The organization has a formally adopted process for low-income beneficiaries to
advise it on decisions regarding design, siting, development, and management of
housing. §92.2(8)(ii)
3.4
The organization has at least 1 year of serving the community, or, if it is formed by
local churches, service organizations, or neighborhood organizations, its parent
organization meets this requirement. §92.2(10)
4. Capacity
4.1
The organization has financial management systems that conform to 2 CFR 200.302
and 200.303. §92.2(6)
Page 2 of 4
CHDO Requirements Checklist
Provide Supporting Documentation as Attachment Identified by Corresponding Letter
Organizational Requirements
4.2
Rule Citation §92.2 CHDO Definition
AHFA Use Only
Adequate Deficient
The organization has paid employees with demonstrated experience relevant to the
CHDO’s role in undertaking the HOME activity to be funded. (Note: this does not
include volunteers, board members, donated or shared staff, or consultants – except
as described in 4.2.1 below.) §92.2(9)
4.2.1 During the first year of an organization’s funding as a CHDO only, capacity
can be demonstrated though a contract with a consultant who has housing
development experience to train appropriate key staff of the organization.
§92.2(9)
CHDO Role
Adequate Deficient
5. CHDO Set-Aside Project
CHDOs, in accordance with §92.252, can undertake rental projects with CHDO setaside funds:
Applicable
Not Applicable
If applicable, the CHDO must select one of the roles listed in 5.1, 5.2, or 5.3 below.
Documentation supporting the selection must be provided.
5.1
Own: The organization is or will be owner in fee simple absolute (or will hold
a long term ground lease) for at least the period of affordability. If project
involves rehabilitation or construction, organization will oversee all aspects of
development. §92.300(a)(2)
5.2
Develop: The organization is or will be owner in fee simple absolute (or will
hold a long term ground lease) for at least the period of affordability. If project
involves rehabilitation or construction, organization will be in sole charge of all
aspects of development process. §92.300(a)(3)
5.3
Sponsor: Must meet one of the following:
5.3.1
The organization will own and develop a project that it will convey at a
predetermined time after completion to a designated private nonprofit (that
was not created by a governmental entity). §92.300(a)(5)
5.3.2
The project will be owned and/or developed by an eligible CHDO
affiliate, including:
A wholly owned subsidiary of the CHDO; or
a limited partnership of which the CHDO or its wholly owned
subsidiary is the sole general partner; or
a limited liability company of which the CHDO or its wholly
owned subsidiary is the sole managing member.
§92.300(a)(4)
Page 3 of 4
CHDO Certification (AHFA USE ONLY)
6. CHDO Certification
The organization meets all CHDO regulatory thresholds, AND
has a project which meets the project eligibility requirements of 92.300 for a reservation of CHDO
set-aside funds.
Processed by: ________________________________
Date:_________________
AHFA Staff Member
AHFA HOME Approval
___________________________
_________
______________________________
_________
Barbara G. Wallace, Multifamily Manager
Date
Jeff Little, Multifamily Underwriting Manager
Date
Page 4 of 4
EXPERIENCE ASSESSMENT FORM
Please attach signed copies for each staff member whose experience should be considered for meeting the
Development Experience/Capacity requirement. Attach one copy for each project. Resumes should also be
attached.
Description
Category
Staff or Consultant Name
Phone Number
Mailing Address
Email
Project Name
Project Location
Project Type
Number of Units
Population Served
Date of Occupancy
Sources of Funds
Description of Staff /
Consultant Role in Project
Project References
(Name Address Phone)
I certify that the information provided above is accurate and give my consent to contact references listed.
By:____________________________________
(Signature)
Name of Staff Member
___________________
Date
CERTIFICATION OF LOW INCOME REPRESENTATION
Each board member representing the interests of low-income families in the Applicant's target community must
complete this certification. Please maintain a copy of this certification in your files. These certifications will be
reviewed during monitoring visit by AHFA.
Board Member Name: _
I certify that I am a current member in good standing of the governing board for Organization Name and that I
represent the interests of low-income families in the Applicant's target community.
Please check and complete one of the following:
I am a low-income resident of Community Name, the Applicant's target community.
In order to qualify under this criterion, the board member must be a low-income resident of a community
that the Organization serves. Low-income is defined as 80% or less of area median family income.
I am a resident of a low-income neighborhood in Community Name, the Applicant’s target community.
In order to qualify under this criterion, the board member must live in a low-income neighborhood where
51% or more of the residents are low-income. The board member does not have to be low-income.
Neighborhood means a geographic location designated in comprehensive plans, ordinances, or other
local documents as a neighborhood, village, or similar geographical designation that is within the
boundary but does not encompass the entire area of a unit of general local government.
I am an elected representative of Neighborhood Organization, a low-income neighborhood organization
within Community Name, the Applicant’s target community.
In order to qualify under this criterion, the board member must be elected by a low-income neighborhood
organization to serve on the CHDO Board. The organization must be composed primarily of residents
of the low-income neighborhood and its primary purpose must be to serve the interests of the neighborhood
residents. Such organizations might include block groups, neighborhood associations, and neighborhood
watch groups.The group must be a neighborhood organization and IT MAY NOT BE THE CHDO
ITSELF. If the board member is qualifying under this criterion, please attach copy of signed
resolution from the neighborhood organization naming the individual as their representative on the
CHDO.
By:____________________________________
(Signature)
Name of Board Member
___________________
Date
CERTIFICATION OF BOARD STATUS
Applicants must complete the following Certification of Board Status and submit it along with their application
for CHDO certification. Please list each board member by name, then place a check indicating the
representation that member brings to the Board. Please list only current board members. Do not list prospective
board members who have not been elected or appointed to the board.
BOARD OF DIRECTORS
SECTOR
REPRESENTATION
NAME OF CHDO:
At a minimum, one-third
of the board must be
comprised of low-income
representatives and a
maximum of one-third of
the board may be public
officials, appointees or
employees of public
agencies
Public:
Private:
Page
of
Name:
Title:
Term: from:
to:
Occupation:
Employer:
Years as Board Member:
LOW-INCOME QUALIFYING CRIERIA
(1/3 of board must qualify in one of the below
categories)
Low-Income
Resident, LowElected
Income
Representative
(selfof Low-Income
declaration on Neighborhood
Organization
file with non(identify census
profit)
tract)
(identify
organization)
Household
Size:
Census
Tract:
Low-Income:
category information
% area Median
Income:
Address:
Name:
Title:
Term: from:
to:
Occupation:
Employer:
Years as Board Member:
Public :
Private:
Household
Size:
Census
Tract:
Low-Income:
category information
% area Median
Income:
Address:
Name:
Title:
Term: from:
to:
Occupation:
Employer:
Years as Board Member:
Public:
Private:
Household
Size:
Census
Tract:
Low-Income:
category information
% area Median
Income:
Address:
Name:
Title:
Term: from:
to:
Occupation:
Employer:
Years as Board Member:
Public:
Private:
Household
Size:
Census
Tract:
Low-Income:
category information
% area Median
Income:
Address:
DUPLICATE THIS PAGE AS NECESSARY TO INCLUDE ALL BOARD MEMBERS
I certify that the above listing of current, participating board members is accurate.
By:____________________________________
(Signature)
Name of Signatory
Its:
Title of Signatory
___________________
Date
Organization:
Organization:
Organization:
Organization:
AHFA CHDO CERTIFICATION APPLICATION
Organization Name
DUNS Number
Tax ID Number
Organization Address
Mailing
Physical
Contact Name / Title
Contact Email Address
Contact Phone Number
Board President Name
Board President Email
Board President Phone
Organization Fax Number
Please describe the CHDO eligible activities your organization plans to undertake:
Please list each project to be considered for CHDO Certification:
Project Name
Project Location
CHDO Role in Project
I certify that the submission of this application has been approved by a 2/3 vote of the Board of Directors.
By:____________________________________
(Signature)
Name of Signatory
Its:
Title of Signatory
___________________
Date
CERTIFICATION OF SIGNATURES AND ADDRESSES
The Board of Directors of
met on Click here to enter a date. and authorized the below named individuals to sign
contracts, amendments, disbursement requests and other documents requiring such signatures as a part of the CHDO
Certification program:
Name
Title
Signature:__________________________
Name
Title
Signature:__________________________
Name
Title
Signature:__________________________
The following individuals have been authorized to serve as the primary and secondary contacts for the
organization for matters relating to the CHDO Certification Program. Include the corresponding address to
which all correspondence and payments to the organization shall be sent.
Category
Name:
Primary Contact
Secondary Contact
Title:
Address:
Phone
Email:
Changes to authorized signatures, contact persons or address shall be made in writing to AHFA.
By:____________________________________
(Signature of CEO or other Authorized Officer)
Name of Signatory
Its:
Title of Signatory
___________________
Date