Lampe Financial, LLC
Your answers will help us determine your tolerance for risk and to recommend an asset allocation mix for your
portfolio. Please highlight your selections to the questions below. There are no "correct" answers.
First and Last Name:
Todays’ Date:
1. Your age?
(10): 20-29 yrs
(8): 30-39 yrs
(6): 40-49 yrs
(4): 50-59 yrs
(2): 60 yrs or over
2. When do you plan to begin using these assets?
(10): 20 years or more from now
(7.5): 10-20 years from now
(5): 5-10 years from now
(2.5): 1-5 years from now
3. What average return do you expect your portfolio to earn during your time horizon?
(10): Over 11%
(8): 9%-11%
(6): 7%-9%
(4): 5%-7%
(2): 3%-5%
4. In general, how would you categorize your primary investment objective for these assets?
(10): Maximum Growth - Emphasis on greater capital appreciation, with little need for income
(7.5): Growth with Income - Equal emphasis on capital appreciation and income
(5): Income - Emphasis on dividend and interest-bearing securities with the possibility of some capital
appreciation
(2.5): Capital Preservation - Emphasis on preserving capital with current income
5. During the short term, markets can be very volatile. What level of volatility are you willing to accept over time
periods of 1 year or less?
(10): High - Willing to accept declines of 20% or more in your overall portfolio
(6.7): Moderate - Willing to accept declines in your overall portfolio, but less than the broad equity market
(3.3): Low - Unwilling to accept temporary minor declines in your overall portfolio
6. What degree of risk have you taken with investments in the past?
- None
- Low
- Average
- High
- I don't know
Lampe Financial, LLC
7. What degree of risk are you currently prepared to take?
(1): Lowest: I want loss avoidance
(2): Low: security over growth
(3): Average: security and growth
(4): High: growth over security
(5): Highest: I want growth potential
8. When I think of the word “risk” in a financial context, I think of:
(10): Opportunity
(5): Danger
9. Which statement best describes your willingness to accept risk in order to achieve potentially higher returns?
(10): I am willing to accept a high level of risk in exchange for the potential for growth
(8): I am willing to accept a moderate level of risk
(6): I am willing to accept some risk in my investment options
(4): I am willing to accept a little bit of risk in my investment options, but am concerned more with security
(2): Security is my priority. I am willing to accept only a very low level of risk
10. Which of the following hypothetical portfolios with varying returns and degrees of volatility is most appealing
to you?
(10): Worst year: -28.3%; Best year: 40.6%; Five year annualized: 13.5%
(8): Worst year: -4.0%; Best year: 18.8%; Five year annualized: 11.2%
(6): Worst year: -1.1%; Best year: 16.1%; Five year annualized: 8.9%
(4): Worst year: 2.3%; Best year: 12.3%; Five year annualized: 4.8%
(2): Worst year: 3.2%; Best year: 4.7%; Five year annualized: 4.0%
11. Which would make you feel more comfortable with regard to changes in portfolio value?
(10): Higher swings, higher return expectations
(6.7): Moderate swings, moderate return expectations
(3.3): Lower swings, lower return expectations
12. When I invest:
(10): I don't want to miss a gain
(5): I don't want to lose
13. In general, I adapt when things go wrong financially as follows:
- Very uneasily
- Uneasily
- Average
- Easily
- Very easily
Lampe Financial, LLC
14. If I had to choose between job security or big pay raise, I’d pick:
- More security. Smaller raise.
- Less security. Bigger raise.
- No security. Bonus potential.
15. Over one year, I would lose sleep if my portfolio was:
- Down 5%
- Down 10%
- Down 15%
- Down 20%
- Down 25% or more
16. If an investment I owned lost value, but the experts agreed it was still a good investment, I would:
- Want to sell out immediately
- Hold at least 3 months to see
- Hold at least 6 months to see
- Hold at least 1 year to see
- Buy more at the now lower price
17. After I make a major financial decision, I usually feel:
- Very confidently
- Confidently
- Average
- Doubtfully
- Highly doubtfully
18. Insurance can protect you from most major risks: theft, fire, accident, illness, and death. Thinking about these
risks collectively, how do you feel about protecting yourself?
- Protection from risk is very important to me
- I never thought about it
- I’d rather take the risk than buy insurance
19. Any comments you wish to add: