SCORE STATISTICAL CONSULTING 13 ANNUAL DORMANT DEBT CONFERENCE NOVEMBER 17, 2015 TORONTO CANADA ST. ANDREWS CLUB AND CONFERENCE CENTRE 16TH FLOOR, GARDEN SUITE TH MORNING SESSION 8:00 – 8:45 Registration and Breakfast 8:45 – 9:00 Introductory Remarks Stephen J. Sheather, Principal ~ SCORE Statistical Consulting Inc. 9:00 – 10:00 Canadian Economic Overview Douglas Porter, Chief Economist and Managing Director ~ BMO Financial Group 10:00 – 10:45 US Distressed Debt Market Update Naomi Muellner, Vice President of Bankruptcy Services ~ Portfolio Recovery Associates 10:45 – 11:15 Morning Break 11:15 – 12:00 International Perspective on Debt Sales Philip Daniels, Founding Partner & Chief Investment Officer ~ Balbec Capital LP 12:00 – 1:45 Formal Lunch 1:00 – 1:20 Luncheon Keynote Speaker Orlando Bowen, Motivational Speaker AFTERNOON SESSION 1:45 - 2:15 Bureau Reporting Q & A RE: Dormant and Debt Sales Presented by Equifax 2:15 – 2:45 Purchasing Performing Accounts Scott Coffin, President, Investment Services ~ Canaccede Financial Group Ltd. 2:45 - 3:15 Afternoon Break 3:15 – 4:30 Canadian Distressed Debt Updates ~ Buyers and Sellers Panel Stephen J. Sheather, Principal ~ SCORE Statistical Consulting Inc. Bob Richards, President & CEO ~ CBV Collection Services Christopher Walker, President & CEO ~ Square Two Financial Dale Leslie, Manager, Agency Risk & Control ~ Canadian Tire Bank Jamie Laurin, Senior Manager, North American Collections & Vendor Management ~ Bank of Montreal Paul Narciso, Vice President Credit Risk & Fraud ~ President’s Choice Financial Chris Winkler, CEO ~ RAzOR Capital Ramesh Kashyap, Head of Canadian Acquisitions ~ PRA Group Lisa Friedenberg, Director Domestic Collections ~ Scotiabank 4:30 Closing Remarks Stephen J. Sheather, Principal ~ SCORE Statistical Consulting Inc.