EQUITY BANK LIMITED Your Listening, Caring Partner Contents Who We Are What We Stand For; The Equity Bank Philosophy Why We Are Here 2 About the Equity Group Largest Bank in East & Central Africa; Market Cap: USD 1.1Bn; Total Assets: USD 1.5Bn Cross-listed on NSE and USE with over 30,000 shareholders Customer base : 6.7 Million Uganda - 503,000 (20% market share) Kenya - 5.9 M (60% market share) Sudan- 300,000 Regional outreach - Branch network: 163, ATMs:700, POS locations:4500 Equity Bank now in: Uganda (38 branches), Kenya (126 branches), Southern Sudan (3 branches) and soon launching in Tanzania (Q3 2011), Rwanda (Q3 2011) 3 Awards and Accolades www.equitybank.co.ug 4 African Business of the Year 2009 5 Best Performing Ai 100 Company In Africa-2008 & 2009 6 Sustainable Banking Award 7 7 Most Respected Bank in East Africa www.equitybank.co.ug 8 Contribution to New Management Knowledge Case study in the leading International Business Schools Harvard Stanford IESE Strathmore Columbia Lagos 9 10 10 Equity Bank Uganda; Where We Have Come From Dec 2010 June 2008 • Equity Bank acquires UML • Tier 3 Financial Institution • 29 Branches • 300 employees • 230,000 customers Dec 2008 • EBUL becomes full Commercial Bank • 25 ATMs • 29 Branches • 260,000 customers • 470,000 customers •Extended banking hours •34 ATMs •Employer of the Year • CSR Engagements 11 Equity Bank Uganda; Where We Are Now Fastest growing bank in Uganda (10th / 23 by profitability; May 2011) Number of customers: 503,000 Number of Employees: 570 Countrywide network of service delivery points; 38 branches, 34 ATMs, Internet/Mobile Banking – 1 more branch opening before end 2011 6th Most Capitalized bank in Uganda; Ugx 40Bn AUM in excess of Ugx. 345Bn, with over 13,000 borrowers Sectors served: Low income/Micro (50%), Middle income/SMEs(30%), High Net worth/Corporate (20%) To support our continued growth, some of the local Strategic Partnerships include: National Farmers Support Associations , Market Vendors and Traders Unions Schools and Universities International Donor Agencies ,Government Ministries and Commissions Telecoms Companies and their distributors 12 Continued Growth Is In Our DNA: Equity Bank Corporate Philosophy Purpose “We exist to transform the lives and livelihoods of our people socially and economically by availing them modern, inclusive financial services that maximize their opportunities” Vision “To be the champion of the social economic prosperity of the people of Africa” Mission Statement “We offer inclusive, customer – focused financial services that socially and economically empower our clients and other stakeholders” Motto Growing Together In Trust Positioning Statement Your Listening, Caring Partner 13 The Reasons for Our Fast Growth We have Affordable products and services Service Local Bank Average (Ugx) Equity Bank Uganda (Ugx) Monthly fee (maintenance) 9,000 Free Cash Deposit 700 Free Counter Withdrawal 2,000 1,500 SWIFT (TT) 40,000 20,000 Internet Banking (Personal) 55,000 30,000 Min./Acc Opening bal 70,000 10,000 Provide a full range of International, Commercial Banking Solutions Deposit accounts (Savings, Current, Fixed) in UGX and Foreign Currencies Micro to Corporate Lending EB Platform connected to the VISA Network Internet Banking, Western Union, SWIFT, Mobile Banking 14 The Reasons for Our Fast Growth We are Accessible with countrywide branch and ATM network Kajjansi Katwe Wandegeya Kasangati Mbarara Kawempe Jinja Mityana Kayunga Busia Bombo Kisoro Masindi Kabale Lira Mbale Kabalagala Tororo Bwera Luwero Ndeeba Oasis Mall Ajdumani New Park Kalerwe Tirinyi Hoima Owino Kiboga Rushere Nakulabye Mubende Kyengera Lyantonde 15 The Reasons for Our Fast Growth Convenience & Flexibility in the delivery of our Banking Solutions Open Accounts and Transfer money direct to it through International Money Transfer Operators (e.g Bicco, Matooke House, Salabed, Mugalu, etc) 24/7 Banking via Secure Internet Banking Portal Email/SMS notification for all activity on your account (deposit, withdrawal, transfer) Extended banking hours (up to 9pm; 7 days a week) Responsive Relationship Managers for all our Customers Dedicated Diaspora Desk for all customers abroad(diasporadesk@equitybank.co.ug) Contactable by email, phone and through Internet Banking Portal 24 hour resolution of all queries Efficient and robust core banking system EB runs the first and only Tier - 4 data centre in East and Central Africa 16 Ugandan Convention 2011 Visit Our Booth Open Your Account today/download acc. opening forms at www.equitybank.co.ug Apply for your VISA card and Internet Banking See some of the projects by our current customers Investment advice and options for the Diaspora Community Your Opportunity to Join the Employer of the Year 2010 Continued growth = Greater need for talent Job to be filled today: Diaspora desk representative Opportunities in treasury dealing, HR, product development, customer service, sales, credit appraisal, general management CVs to diasporajobs@equitybank.co.ug Interviews from today to 30th August 17 Our Inspiration That when years turn our vision dim and gray, We shall still be seeing beauty in the tired wrinkles of our faces. And shall take comfort out of the fact and knowledge That when we were given the opportunity, We did all we could to empower Our People to exploit opportunities and realise their full potential on the road to economic prosperity 18 Inviting You to Share in Our Dream Creating a banking infrastructure that enables us to Grow Together in Trust Build a Bank big enough for our financial needs yet small enough to Listen & Care Nurture the Safe and Secure place for our Money Realise our African dream – a bank owned, managed and serving Africans and showing them a new way to economic prosperity – “breaking the chains of poverty”. 19 Diaspora Team Apollo Njoroge +256 772 740 008 apollo.njoroge@equitybank.co.ug Joseph Musisi +256 779 899 999 joseph.musisi@equitybank.co.ug Peter Kawumi +256 789 830429 peter.kawumi@equitybank.co.ug Thank You