ELECTRONIC FUND MANAGEMENT SYSTEM
(e-FMS)
“Right
Amount In Right Accounts Within Time”
What is e-FMS?

e-FMS is expanded as “Electronic Funds Management
System.”

e-FMS software, an independent tool developed by the
National Informatics Centre for facilitating online transfer
of funds to the beneficiary accounts, exclusively for the
beneficiaries coming under the “Mahatma Gandhi Rural
Employment Guarantee Act (MGNREGA).”

The e-FMS serves to online transfer of funds seamlessly
and on real time basis to the beneficiary accounts those
are validated and updated in MGNREGS MIS.
“Right Amount In Right Accounts Within Time”
Why e-FMS?
1)
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Real Time Transfer of Funds to beneficiaries;
To reduce delay in payments;
To avoid un-necessary parking of funds at
various levels;
To eliminate middlemen activities;
Digital Signature Certificate (DSC) based
authorization and authentication;
To do away with paper work thus “Green
Environment”;
To implement e-Governance initiatives;
“e-FMS is
Fosters electronic governance at grass root level”
8)
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The benefits of reduced administrative costs
Optimum utilization of funds released for the
developmental programmes
Increased efficiency;
Simplified book-keeping;
Ease of Audit and obtain Utilization Certificate;
Greater security;
Achieve Transparency.
“e-FMS Eliminates idle parking of fund
”
Centralized
Bank account
(State Account)
Debitor
“e-FMS takes care of the second mile in flow of MGNREGS funds”
Activity Flow of e-FMS
“e-FMS ensures timely availability of funds and transparent usage of fund”
e-FMS is Less paper work. Hence, “Green Environment”.
STEPS OF e-FMS (Preparatory)

VERIFICATION OF ACCOUNT OF WORKERS (ensuring
particulars as in the job card and particulars as in the
accounts are perfectly matching)

OPENING OF ACCOUNTS FOR ALL INDIVIDUAL WAGE
SEEKERS (Nationalized Bank having CBS a/c No.)

SHIFTING OF ACCOUNTS FROM THE NON-CBS
FINANCIAL INSTITUTIONS TO THE FINANCIAL
INSTITUTIONS IN THE CBS PLATFORM

OBTAINING DIGITAL SIGNATURE CERTIFICATS (DSC)
(One time activity)

GENERATING e-MUSTER ROLLS

ELECTRONICALLY GENERATING WAGE LIST
e-FMS PROCESS
(in the Operation Phase)
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GENERATION OF e-MUSTER ROLLS
ATTENDANCE BOOKING IN e-MRs AND FILLING e-MR
GENERATION OF WAGE LIST
GENERATION FTOs AND DSC AUTHENTICATION AT GP LEVEL
FINAL “DSC” AUTHENTICATION OF FTO AT PO & BDO LEVEL
FUND WILL BE TRANSFERRED FROM STATE e-FMS ACCOUNT
TO WAGE SEEKEERS ACCOUNT DIRECTLY
WAGE SEEKERS WILL COLLECT THE AMOUNT DIRECTLY
FORM THEIR RESPECTIVE BRANCHES OR AMOUNT CAN BE
DISTRIBUTED THROUGH BCs
IN FUTURE ALL AMOUNT PAYABLE UNDER MGNREGS
(wages, bills of material and administrative expenditure) WILL
BE TRANSFERRED THROUGH e-FMS.
“e-FMS Manages
lakhs of beneficiary accounts electronically”
Activities for successful implementation of e-FMS
1) Updation of Worker Account:
1. For e-FMS worker Bank account should be updated with the following
details

Bank Name

Bank Code

ACCOUNT NUMBER (ONLY CBS A/C)

Branch Name

Branch Code

IFSC Code

Worker name as per Bank
2. To update the account detail follow the below steps:

Download the Panchayat wise account information

The account detail can be downloaded from site nrega.nic.in from
location

nrega.nic.in -> click on you state (like WEST BENGAL) -> click on
district (like JALPAIGURI) -> click on Block (like DHUPGURI )-> click
on GP-> Download Panchayat Wise MGNREGA Bank Account Detail
for verification (Under Heading Data Status -> Panchayat Wise
MGNREGA Workers Bank Accounts Details)

The following screen will shown and at end of this report there is link

Download In Excel. Download the information and send it to update.
FREEZE WORKER ACCOUNT
1.
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Programme officer Login has been provide with the
option “freeze workers account” in their data entry
page to freeze the accounts. This exercise with add
a hash to the record and then no one can change
anything in that record.
Click on freeze Worker Account.
a) Select District, Block and Panchayat
b) Select Bank
Click on Proceed button. If all the information of
worker account is updated, the following screen
will appear
Generate Wage List
e-Muster Roll
Wage List
Authorize Wage List at GP Level
Installation of Digital Signature

Visit the site http://nicca.nic.in

Click the Option “ Download Smart Card /USB e-Token Driver”

Download Star Key/ G&D Safe sign Identity-Client (Zip Format)

Extract the Zip file and then in the Star Key folder contains 2 files.
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SafeSign-Identity_Client-3.0.00-32-ADMIN-Full.exe(For 32 bit Machine)
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SafeSign-Identity_Client-3.0.00-32-ADMIN-Full.exe(For 64 bit Machine)
Now attach the DSC token in USB port of the computer.
Enrollment of Digital Signature
•
It is one time process.
•
To enroll Digital Signature, connect the DSC to USB of the computer.
•
System will check Java JRE on your machine. If it is not there, Click Dist/
Block Administrator of NREGASoft.
•
Select the link “Generate FTO by Accountant”
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Then it will show link “Download Java JRE and Install”.
GENERATION OF FTO
Generate FTO

View the wage list records in
“ Generation of FTO by First Signatory “
(Executive Assistant at GP Level)

Then verify the correctness of records and
then select by Clicking check boxes.

Click the Proceed Command Button, a FTO
(Fund Transfer Order) will be generated.
Approve and Send FTO to Bank by PO/BDO

Login to “Approve and Send FTO to Bank by
Second
Signatory”
under
“District/
Block
Administration” option available in NREGASoft.

Now the FTO signed by First Signatory and not
signed by Second Signatory will be available in
module.

Then the Second Signatory will approve the FTO by
adding the Digital Signature to the FTO or reject the
FTO with suitable reason.

The FTO will be digitally signed and sent to the
SFTP server as soon as Second Signatory presses the
approve Button.
• On receipt of digitally signed Wage List, banks will
debit the Central Account (State Account) and credit
the account of the worker.
• The Wage List will be generated through NREGASoft
on a daily basis for all those Payment Orders that
have been approved by the authorized signatory
using digital signatures on NREGASoft. The same
solution may be extended for payment of material
and administrative expenses.
Total Process at a Glance (1)
Total Process at a Glance (2)