Housing and Older People in Australia: Now and the Coming Decades

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Housing and Older People in

Australia:

Now and the Coming Decades

Presentation to Resthaven

Andrew Beer

University of Adelaide

[email protected]

Agenda

The changing relationship between housing and the life course in Australia

Housing and older Australians

Where to next?

Housing Careers

The sequence of housing you occupy through your life course. Measured in terms of the ‘household’.

More recently, David Clapham’s (2002; 2004; 2005) perspectives on housing pathways – a greater focus on the meaning of home.

Conventionally

Leave home

Marry and enter home ownership, soon followed by arrival of first child

Stay in the family home – maybe with one move

Move to a retirement village or die at home

Housing Careers

The Housing Career ‘Ladder”

'Down' moves

'Up' moves

Mortgage paid

Two incomes

High wages

Savings

Subsidy

Moderate income

First job

Outright owner

Second-time buyer

First-time buyer

Public tenant

Private tenant

Living with parents

Unemployment

Divorce

Personal problems

SOUTHERN RESEARCH CENTRE

From Housing Careers to Housing

Transitions

Idea that no longer a purposeful ‘ladder’ of housing to ascend

Greater level of movement to more or less advantageous positions

Great deal of lateral movement

Generations

The Austerity Generation

1931-45

The Baby Boomers

1946-1960

Generation X

1961-1976

Generation Y

1976-1991

Generation at the 2001 Census

Generation Label

The Austerity Generation

Baby Boomers

Generation X

Generation Y

Year of Birth

Before 1931

1931-1946

1946-1960

1961-1976

1977-1991 post 1991

Age

more than 74 years

55 to 74 years

40 to 54 years

25 to 39 years

10 to 24 years under 10 years of age

Persons

1,710,291

2,420,329

4,004,987

4,154,821

3,902,926

2,575,895

18,769,249

Per Cent

9.1

12.9

21.3

22.1

20.8

13.7

100

What can life course perspectives on housing tell us?

Demand for housing for older people will grow

Many of those in older age will be different households compared with the past

Not all outright owners

11% private tenants

At significant risk in the private market, including homelessness

Impact of divorce and repartnering

Some with greater levels of wealth through housing

Significant but unequal impact of superannuation

What can life course perspectives on housing tell us?

Impact of disability

Declining rates of mortality amongst the aged, but rising rates of morbidity

The ‘old old’ fastest growing population group in

Australia

Providing care for others

Desire to remain in the family home and age in place

Many female headed households worse off

Gendered impact of divorce

What can life course perspectives on housing tell us?

Changing social values:

Willingness to consume wealth in own lifetime

Proximity to family members a more complex issue

More willing to move within older age

Seachange/treechange migration often leads to churn

May need to provide accommodation for own children/grandchildren into advanced age

Affects the type of housing will accept

Current Supply

Most remain in the family home, even though it may be inappropriate

Retirement village industry remains small

Current business models too confronting for many

Costs are too high for many

Limited non-private options

Some older people assume access to public/social housing that will simply not eventuate

Where to Next?

The demographic imperatives cant be denied

By 2050 the aged population will double to 25% of the

Australian population

The ageing of the population will be responsible for half of new housing construction over the coming decades

Mainstream planning will need to focus on the needs of the aged – eg TODs

Supply of purpose built aged housing will increase, but it will not be sufficient to match demand

Women and those on low incomes will be the most vulnerable

Where to Next?

Housing needs of the aged population will also bring other needs:

Impact of social isolation

Need for transport and other services

Demand for financial planning

Staffing

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