UK`s Student Health Insurance

Emily Duncan and Melynda Burke
UK Student Insurance Coordinators
University Health Service and Graduate School
Each semester students must be:
* Enrolled in the Graduate School
* Degree-seeking
In UK payroll with an assignment as a full-time
TA, RA, GA, or a qualifying institutional
fellowship recipient (or a full combination of
these positions)
Qualified funded graduate students are
automatically enrolled—the entire process is
designed to be hassle free.
There are no forms or paperwork to complete.
After your eligibility as a funded graduate
student is confirmed through our office, the
premium is then paid.
Allow one month after the first day of classes
for processing each semester. In the event of a
processing delay on the Graduate School’s part;
you will not be responsible for late fees
Identical coverage for domestic students is
available for purchase online via The plan is $1,162 per
year, payable in 5 periods.
Insurance coverage for international students is
mandatory. The fee for the premium is
automatically applied to your student bill. The
charge for fall semester is $406. The charge for
spring/summer will be $756.
Coverage begins August 26th.
As the insurance year is broken into only
two parts, (Fall & Spring/Summer)
assistantships starting in the summer would
not qualify for funded coverage until August
This policy is a PPO. UK clinic and hospital
physicians are the in-area preferred providers.
You can incur significantly higher costs away
from UK.
90% coverage of negotiated charge for both
inpatient and outpatient services at UK Hospital
and UK Clinic until listed maximums are reached
Deductible waived for services at UK Hospital,
Kentucky Clinic and University Health Service
It is an illness and injury plan, not major
medical insurance. With a few exceptions,
routine and preventive care are not included.
The student health insurance
doesn’t cover routine or
preventive care?
Then how can I get a checkup?
An important note on the Student
Health Fee and the University
Health Service
The Health Fee is a University fee that is assessed
to all full-time students and provides access to
University Health Service (Student Health).
Student Insurance is an illness and injury
insurance plan that includes hospitalization
University Health Service is located at 830 S.
Limestone Street, directly south of the Kentucky Clinic
and in front of the Wethington Building.
Unlimited visits with the medical staff
Primary care
Behavioral Health
Well-patient physical examinations
Fast, Efficient and High Quality Clinical Services
by appointment.
Student billing will automatically assess the
$175 student health fee for all Graduate
Students enrolled in 9 credit hours or more.
Part-time students and students categorized as
Full-time by their enrollment in 0 or 2-credit
hour classes must request from student billing
that the fee be added to their student account
they are interested in utilizing the University
Health Service.
Deadlines apply!
Back to
UK’s Student Health Insurance
A paper copy of the plan brochure is available
by request from your insurance coordinator.
All the tools you will need are available 24 hours
a day at
Read the plan brochure
Search for health care providers in the
national network when away from UK
Purchase coverage for yourself and/or your
Print or request replacement ID cards
No. Examples of costs for which you are responsible
Co-insurance: 10% of the services at UK (Not
services at UHS), 20% at Humana providers, 40% at
a non-network
* Deductible (Not services at UK) $350 at Humana
providers, $500 at non-network
* Expenses over the plan maximums
* Exclusions/limitations
possible, it is helpful to refer to
your policy brochure prior to your
Academic HealthPlan’s customer
service department to clarify any questions.
1. Choose
1. Choose
2. Maximums
1. Choose
2. Maximums
3. Benefit
Vision Exam benefit
Women’s Health benefit
Pharmacy benefit
Travel assistance
Other services are available for purchase:
Dependent coverage
Post Student Status Continuation Plan
Dental coverage
Get Organized: Keep all of your paperwork
A live customer service agent will answer during
business hours at 1-888-308-7320 or go anytime
Call your insurance coordinator with questions if
you are unable to resolve your claim with
customer service.
UK’s physicians and pharmacies will help
your dollars go the farthest
Instead of memorizing, know how to locate
your resources
This is a new insurance company for us, be
sure you are looking at current information
Ask questions as preparation instead of