MOVESMART…WORKSMART series

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LIVESMART…MOVESMART…WORKSMART
Tools for Balancing Life’s Priorities
5Buckets Principle™
September 17, 2014
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July 3, 2013
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Agenda
• Learn the Five Bucket Principle
• Obtain the tools to prioritize
• Think about the BIG PICTURE without ignoring
the little things that matter
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July 3, 2013
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Five Buckets
1. Work & Career
2. Personal Growth and Development
3. Family & Friends
4. Community - Connections
5. Financial
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July 3, 2013
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“Take your life in your own
hands and what happens? A
terrible thing: no one to
blame.”
– Erica Jong
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July 3, 2013
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Financial – Managing Money
• Goal setting
• Debt management
• Nickel and dime spending
• Family values
• Retirement planning
• Inheriting spending habits
• Start now
• Meat vs. Gravy
• Be prepared for the
unexpected
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July 3, 2013
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401(k)—Plan Overview
Pre-tax contributions
• All employees can contribute up to 30% of eligible pay, up to the IRS limit:
— $17,500 if under age 50
— $23,000 if age 50 or older, or turning age 50 in 2014
• All employees set up with automatic 5% pretax contribution and enrollment in the
Financial Engines Professional Management Program
• Motorola Mobility matches 100% of employees’ contributions, up to the first 4%
• Employees are immediately vested in their contributions; vested after one year in
Motorola Mobility’s contributions
After-tax contributions
• Can contribute up to 20% of eligible pay
• Immediately vested
• Combined pre-tax and after-tax contribution for 2014 is $51,000
https://sites.google.com/a/motorola.com/portal/hr/pay-finances/retiring-investing/401-k
Aon Hewitt Personal Finance Center
• Provides access to a network of fully vetted financial planners in your area
• Call 1-866-437-3375, email [email protected], or online on Your Benefits Resources
under
the Savings and Retirement tab onJulythe
home page.
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3, 2013
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401(k)—Financial Engines
Professional Management Program
• Investment funds managed by professionals
• Annual fee to participate
— Account balance of $5,000 to $100,000: 0.35% fee
— Next $150,000: 0.25% fee
— Additional assets: 0.10% fee
• You can cancel your participation at any time
Personal Online Advisor
• Online advice on how to invest your account
• No fee to participate
• Mot-mobilitylivesmart.com
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July 3, 2013
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Additional Resources Available For You
Voluntary Benefits
• Legal Assistance Plan through MetLaw/Hyatt Legal ($21.40 per month
premium)
• Assistance with Will preparation
• Estate Planning
• Debt management
• Free Will preparation also available through Prudential at
estateguidance.com with Code: MMBWILL
• LifeCare Resource and Referral (www.lifecare.com)
• Anthem EAP services (anthemeap.com)
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July 3, 2013
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Will Power
• Active only in 1/6th of your brain
• 5/6th of your brain power operates at
subconscious level
• Manual control rather than autopilot
• Enable yourself to stay motivated
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July 3, 2013
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“One worthwhile task
carried to a successful
conclusion is worth half-ahundred half-finished
tasks.”
- Michael S. Forbes
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July 3, 2013
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Let’s Recap The Five Buckets
1. Work & Career
2. Personal Growth and Development
3. Family & Friends
4. Community - Connections
5. Financial
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July 3, 2013
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Work & Career
•Reframe attitude
•List what you like about work
•Make a “D.I.G.” file
•Grow and learn
•Manage time wasters
Work harder than you ever thought you could!
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July 3, 2013
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Personal Growth & Development
Always be learning
•Brain exercises
•Write eulogy/retirement speech
•Re-evaluate your choices
•Role model your priorities
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July 3, 2013
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Family & Friends
• Family
• Friends
– Quality vs. Quantity
time
– Listening
– Set boundaries
– It is ok to say no
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– Happy for you during
good times, but will coach
you through bad times
– Be selective
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Community & Spirituality
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Outreach
Volunteering
Making Connections
Giving, caring and mattering
Involve family members
The world we live in really is small – even more important
to care
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July 3, 2013
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Avoid Procrastination
• 50% average in making good decisions
• We’re good decision makers, NOT good
problem solvers
• Analyze facts quickly, make decision, live with
the results!
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July 3, 2013
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What 3 Action Steps will you commit to
working on?
1. _______________________________________
2. _______________________________________
3. _______________________________________
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July 3, 2013
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Assistance for you and your family!
• Daily Life resources
• Face-to-face sessions
• Legal/Financial consultations
• Child/Eldercare consultation & referrals
• ID theft prevention & recovery service
• Tobacco cessation: coaching & online
• Comprehensive website
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July 3, 2013
Call 888-479-5855
Or
go to our website at
www.anthemeap.com
Login: mot-mobility
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