Loan Nguyen

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What type of Grants Available
at Community Colleges
State
BOGW A,B & C
Cal Grant B &C
Chafee & California Dream Act
Federal
•Pell Grant
•SEOG (Supplemental Educational Opportunity Grant)
•Work Study
•Student Loan
Other
Scholarships
529 Plans
Board of Governors Fee Waiver for
Community College
California state residents
 Covers the cost of tuition
 Covers tuition fee for three semesterssummer, fall, spring
 Three types: A, B & C

BOGW - A & B (Paper Application)

BOGW-A: For students and/or a student's parent who are
currently receiving some form of public assistance (AFDC,
TANF, CalWORKs, SSI, and General Relief). Proof of cash
benefits for the current or previous month must be provided
at the time of application to be considered for a BOG A.

BOGW-B: Student has to meet the income standards listed
in the Total Family Income table*. Students should be
prepared to show previous federal tax return(s) or other
income verification.
BOGW fee waiver application available at:
http://extranet.cccco.edu/Divisions/StudentServices/Fin
ancialAid/BOGFeeWaiverProgram.aspx

Board of Governors Fee Waiver
BOGFW-B 2014-2015 Income Standards*
Family Size
2013 Income
1
$17,235
2
$23,265
3
$29,295
4
$35,325
5
$41,355
6
$47,385
7
$53,415
8
$59,445
Each Additional Family Member
$6,030
BOGW – C (Must Completed FAFSA
Application)


Must have a minimum Unmet Need of
$1,104 is required.
Unmet Need = The difference between the
college costs and the Expected Family
Contribution (EFC) is the student’s
remaining need as demonstrated below:
Cost of Education
- Expected Family Contribution
(EFC)
= Student’s Financial Need
Cost of Education (Example)
Away From
Home
At Home
<1/2 Time
Non-Resident
Non-Resident
(at home)
Tuition
$1,104.00
$1,104.00
$1,1104.00
$6,216.00
$6,216.00
Student Fee
$4.00
$4.00
$4.00
$4.00
$4.00
$36.00
$36.00
$36.00
$36.00
$36.00
$1,746.00
$1,746.00
$1,746.00
$1,746.00
$1,746.00
Room & Board
$11,493.00
$4,599.00
$0.00
$11,493.00
$4,599.00
Transportation
$1,278.00
$1,278.00
$1,278.00
$1,278.00
$1,278.00
Personal
Expense
$3,132.00
$3,132.00
$0.00
$3,132.00
$3,132.00
Total
$18,793.00
$11,899.00
$4,168.00
$23,950.00
$17,011.00
Health Fee
Books &Supplies
Who is California Dream Act
Application for ?
Students who meet the requirements of
AB540:
Attend a California high school for at least three
years,
 Graduate from a California high school or pass
the California High School Proficiency
Examination(CHSPE), or obtain a Certificate of
General Education Development (GED),
 Enroll in an accredited and qualifying California
college or university, and
 If applicable, complete an affidavit to legalize
immigration status as soon as student is eligible

AB 540 students may include:
Undocumented students
 Students who are U.S. citizens, but who
are not residents of California
 Usually dependent students whose
parents are not residents of California

California Higher Education Institutions are
responsible to certify student AB 540
eligibility
How AB540 Students Apply for
BOGW?
For BOGW: A & B
application available at:
http://extranet.cccco.edu/Divisions/St
udentServices/FinancialAid/BOGFee
WaiverProgram.aspx
 For BOGW: C
Application available at:
www.caldreamact.org

Types of Cal-Grants from
Community College
Cal Grant B
 Entitlement and Competitive Awards provide a living
allowance and tuition and fee assistance to very low-income
students. Students attending community college can only
receive the living allowance portion of Cal Grant B.
 Meet the income and asset ceilings
 Must have at least $700 in financial need
 Maximum Award $1,473 (year)
 GPA minimum 2.00
Cal Grant C
 Assists with books, tools and equipment for occupational or
vocational programs.
 Maximum Award $547 (year)
General Requirements for Cal
Grants Including CA Dream Act




Be a resident of
California or be AB540
eligible
Be a U.S. citizen,
permanent resident or
eligible non-citizen or
be AB 540 eligible
Attend an eligible
California school
Meet Selective Service
requirements




Not be in default on a
student loan
Not have earned a
bachelor’s degree
Maintain satisfactory
academic progress
Be enrolled at least
half-time
GPA Verification
Graduating
High School seniors must have GPA verification data
submitted by their High School. Inquire at your home HS concerning
the paper GPA verification form. Most student will not need to
submit a paper form.
CCC
transmits eligible GPA’s electronically to the Student Aid
Commission.
Reestablished
GPAs may be submitted for Community College
competitive Cal Grant B awards once a student has completed 16
degree applicable credits.

GPA Verifications due by: March 2, 2014 and September 2, 2014
(only for students attending a community college)
For more information on Cal-grant, please visit
http://www.csac.ca.gov
WebGrants for Students (WGS)
www.webgrants4students.org
Provide students online access to California assistance
and more.
 Access available after the FAFSA is filed
 Check application and award status
 Verify and update e-mail and mailing address
 View payment history
 Simulate Cal Grant status at eligible California schools
 Request a leave of absence
 Self-certify high school graduation
 Select links to other financial aid information sites

Chafee Grant

The California Chafee Grant program provides up to $5,000 annually
to current and former foster youth for college or vocational training
at any accredited college in the U.S., based on available funding

To be eligible, foster youth must have been in California foster care on
their 16th birthday and not have reached their 22nd birthday before July
1, 2014

Foster youth are encouraged to apply during their senior year of high
school

To apply, the foster youth must complete:
1. 2014-2015 FAFSA
2. California Chafee Grant Program Application
To apply go to:
www.chafee.csac.ca.gov
AB540 students may also be eligible
Federal Financial Aid (Pell Grant)






Grants from the federal government to assist students
cover the cost of educational expenses
Based on Financial need.
Beginning in Fall 2012, students are now limited to 12
semesters or 600% of Pell grant eligibility during their
lifetime.
Students can check their remaining Lifetime Eligibility
used at NSLDS.ed.gov
Maximum Award $5,730 (year) for 2014-15
To apply:
Complete Free Application for Federal Student Aid
Application available online at http://www.fafsa.ed.gov/
Federal Financial Aid (SEOG Grant)



Based on financial need.
Complete FAFSA application as early as
January 1st of each academic year
Amounts vary depending upon Home
College enrollment and the amount of
funding available at that College.
Because funds are limited, students who apply
early and are eligible for the Pell Grant receive
first priority consideration for the SEOG
grant.
Federal Work Study (FWS)




FWS is employment financed primarily
with federal funds. Students who apply for
financial aid, demonstrate financial need for
FWS and indicate they will accept work
will be considered for Work Study
The amount a student may earn depends
on the amount of the student’s award
which is determined by the College
Financial Aid Office based on the funds
available at the College
Students must be enrolled at least ½ time
There are also some off-campus jobs
available with non profit organizations
Student Loans

Two types of loans:
◦ Subsidized Loan – interest is paid by federal government
while attending college
 $3,500 1st year
 $4,500 2nd year
◦ Unsubsidized Loan – no interest subsidy
 $6,000 for independent students
 $2,000 for dependent students

At community colleges, student loans are not
automatically included in the student’s award letter
◦ Students will need to submit a request

Colleges may require additional steps, for example:
◦ Financial literacy – online or in-person
◦ In-person or group workshops
Scholarships




At community colleges, scholarships may be
administered by Financial Aid Office or college
Foundation.
Students are encouraged to visit the college’s
scholarship website for college specific scholarships.
Students should compile a portfolio of reference letters
from counselors/teachers as well as personal statement
that details various clubs, volunteer activities,
community services, awards and commendations earned
by the students for Civic activities.
Scholarship awards are included in the student’s award
letter
◦ Affects the student’s financial need
◦ Example:
Scholarships continue…
Cost of Attendance
$18,000
EFC
0_________
Financial Need
$18,000
Pell Grant
$5,000
Federal Work-Study
$4,000
Scholarship
$6,000_____
Unmet financial need
$3,000
Free scholarship search engines:
 From LOCAL organizations such as Unions, hospitals, local lodges such as Lions or
Elks, local business organizations. Business Women‘s organization such as
Soroptimists International…etc.
 Connecting students and parents to scholarships notifications that come through
your office.
◦ Fast Web
 www.fastweb.com
◦ Wired Scholar
 www.wiredscholar.com
◦ College Board
 http://apps.collegeboard.com/cbsearch_ss/welcome.jsp

529 Plans

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



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A plan operated by a State educational institution
In California contact www.SCHOLARSHARE.com
Earnings not subject to Federal/State tax
May be purchased by parent/grandparent
Designated beneficiary use for qualifying
education expenses such as tuition, fees books
(including cost of computer technology)
Contributions to a 529 Plan are NOT deductible
Another reference www.collegesavings.org
When/What To Apply
 Apply for Federal/State Grants beginning
January 1, 2014, for use in the Fall of 2014
 Apply for Fee Waiver (BOG) if attending a CA
Community College
 Apply for institutional aid and college
scholarships such as UC Grants and State
University Grants if attending a CA State
College or University
Questions and Answers
Thank you!
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