Meeting real needs with concrete solutions UniCredit –AAwindow windowto toSustainability: Sustainability:2011 2011 UniCredit Profile “ Sustainability is the bedrock of our strategic plan ” For further information UniCredit – A window to Sustainability: 2011 Our Approach Engaging stakeholders to build a culture of sustainability UniCredit – A window to Sustainability: 2011 Our Approach Multi-stakeholder materiality matrix What is significant for stakeholders and what is the UniCredit approach For further information UniCredit – A window to Sustainability: 2011 ? Our People Creating a bank that delivers concrete solutions through colleagues motivated and aware UniCredit – A window to Sustainability: 2011 Our People Sixth edition of People Survey, an essential part of the listening process to our employees’ needs, has involved 115.000 colleagues. Our Engagement Index was 73% Maintaining its 2010 level. UniCredit – A window to Sustainability: 2011 Our People UniCredit invests in training, a key element to reinforce our customer service. In 2011 we provided 3.5 million of training hours. Percentage of training hours, breakdown by type of training, 2011 27 training hours per capita For further information UniCredit – A window to Sustainability: 2011 Our People 5,452 employees delivering 96,525 hours of training… Through my Risk Academy, I trained … to build a strong culture of risk management essential for risk-taking institutions like ours that manage risk intelligently and proactively. Mr Risk, from UniCredit Risk Academy UniCredit – A window to Sustainability: 2011 Our Customers Offering to customers what they need UniCredit – A window to Sustainability: 2011 Our Customers 2. Be easy to del with 1. Listen and satisfy At European level we interviewed roughly 693,000 customers. Surveys showed an overall improvement of satisfaction level. Our business model enables us to be close to the communities where we operate by: 3. Manage our relationships 4. Deliver concrete solutions We support customers in their efforts in accessing foreign markets. We are committed to handle our customers complaints swiftly and effectively: •48 hours in Italy and Austria; •from 5 to 3 days in Bulgaria. •processes optimization; •simple and transparent communication of our products and services. Global Internationalization Project is a task force dedicated to the optimization of internationalization services: • simplifying product offerings; • providing training to our relationship managers; • creating a pool of products specialists; • improving the post-sale assistance process. For further information UniCredit – A window to Sustainability: 2011 Our Customers Over 6,000 participants generated roughly 10,000 meetings. We offer to entrepreneurs an opportunity to develop an understanding of entry strategy for foreign markets through dedicated initiatives. UniCredit – A window to Sustainability: 2011 Communities Creating initiatives to support our communities UniCredit – A window to Sustainability: 2011 Communities In 2011, UniCredit’s contributions to communities in which we operate amounted to Euro 65 million. Percentage of Group’s community contributions by motivation*, 2011 Percentage of cash contributions by geography, 2011 * They include cash, time and in-kind contributions, and management vosts For further information UniCredit – A window to Sustainability: 2011 Communities 15,000 customers Financial education with the In-Formati program: 9,800 attendees received nearly 41,000 hours’ worth of training Support to future generations with dedicated services: Support the next generation of entrepreneurs promoting “Il Talento delle 200,000 new cards Idee”: 436 business proposals were submitted by young entrepreneurs Integration of immigrants through Agenzia Tu: Genius including the Genius Card Web for students UniCredit – A window to Sustainability: 2011 Environment and Suppliers Strengthening attention to environmental impact UniCredit – A window to Sustainability: 2011 Environment and Suppliers Direct and indirect greenhouse gas emissions (ton CO2 eq) at Group level In UniCredit we pay attention to the environment and, at Group level, -15% several initiatives to minimize direct impacts have been performed in 2011. From 2008 greenhouse has emissions have been reduced by over 70,000 tons. Implementing new data centers cooling systems ... data centers 1,600 9,5 million tons CO2 light bulbs off day-long UniCredit – A window to Sustainability: 2011 Environment and Suppliers UniCredit is leading financial institution in financing renewable energy projects (photovoltaic systems, wind power, hydropower and biomass) with an outstanding portfolio of Euro 8.1 billion. +33% Loans portfolio for renewable energy projects at Group level 8.1 bn 6.1 bn 2010 2011 For further information UniCredit – A window to Sustainability: 2011 Summary of our priorities for 2012 Our Approach Our People Continue our investment in strengthening the culture of sustainability and risk management with specific training activities and appropriate communication. Engage our employees improving organizational efficiency, providing clear communications and further enhancing workforce professional skills. Our Customers Continue to be close to our customers investing in simplification, transparency and quality of products and services. Further promote internationalization of our customers and their companies. Communities Support the social and economic development of communities in which we operate by cooperating with non-profit organizations and future generations. Environment and Suppliers Continue to reduce greenhouse gas emissions, update our product sheets and include social and environmental standards in procurement processes. UniCredit – A window to Sustainability: 2011 UniCredit - Corporate Sustainability Via Santa Margherita, 12 - 20121 Milano. e-mail: corporatesustainability@unicredit.eu www.unicreditgroup.eu UniCredit – A window to Sustainability: 2011