Retirement Plan Solutions
TD Ameritrade
Retirement Plan
Provided by TD Ameritrade Trust Company
A simple, comprehensive solution
designed with advisors in mind.
Requested by advisors.
Designed for your
business.
At TD Ameritrade, we understand that independent
Registered Investment Advisors (RIAs) expect
powerful solutions that serve clients and drive
success. That’s why we’ve created a retirement
plan program that fits the way you do business.
The TD Ameritrade Retirement Plan
brings together the unique retirement
plan and custodial experience of
TD Ameritrade Trust Company
as well as responsive and reliable
recordkeeping, the outstanding
brokerage services of TD Ameritrade,
Inc., and TD Ameritrade Institutional’s
unrivaled focus on supporting
independent RIAs.
More than the sum of its parts, this program
includes the most sought-after features
in one outstanding offering, satisfying
the high expectations of advisors, plan
sponsors, and participants alike.
A vast range of investment options.
A turnkey solution. A trusted and
established brand. And more. Whether
you aim to grow your thriving retirement
plan business or expand your current
practice into the retirement plan arena,
the TD Ameritrade Retirement Plan
combines the best qualities of bundled
and unbundled solutions, delivering
everything you need in one place.
Overview
The TD Ameritrade Retirement Plan
delivers on your expectations and the
expectations of plan sponsors:
■■ The ease of a turnkey solution
■■ A customized Playbook to guide
your business
■■ True open architecture with a broad
selection of investment options
■■ No proprietary fund requirements
■■ Institutional MMDA is included to
enable participants’ access to an
FDIC-insured product*
■■ Exceptional support for advisors,
plan sponsors, and participants
■■ Easy-to-understand, competitive pricing
■■ From a trusted and established brand
with a reputation for service
866-827-5894 | tdaretirementplansolutions.com
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Advisor-centric design
The TD Ameritrade Retirement Plan was built at the request of independent
advisors. One of the only solutions in the marketplace developed exclusively for
RIAs, the program’s design reflects TD Ameritrade Institutional’s unique insights into
advisors’ business needs, making it stand out in a market full of look-alike solutions.
True open architecture
The program provides access to more than 13,000 mutual funds, approximately
1,100 ETFs, self-directed brokerage accounts, and advisor-managed portfolios.
Our open architecture framework does not have proprietary fund requirements,
giving you freedom, choice, flexibility, and enabling the creation of a customized
investment menu. The Institutional Money Market Deposit Account is included to
enable participants’ access to an FDIC-insured product.*
An innovative solution powered by industry
insight and collective experience
TD Ameritrade Institutional
Provides a proven commitment to the
needs of independent RIAs
TD Ameritrade
Trust Company
TD Ameritrade
Provides the reputation and value
of a trusted and established brand
Provides unique experience
in retirement plan custody
The TD Ameritrade
Retirement Plan
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A dynamic way to
boost your business
Building a successful retirement plan business can
be an intimidating process. Whether you are new
to the retirement plan industry or are a seasoned
veteran in the field, the TD Ameritrade Retirement
Plan Playbook is uniquely positioned to support your
specific business goals with easy-to-follow action
items and industry-proven best practices.
From defining your practice structure and pursuing business development
opportunities to setting up and servicing plans, our suite of tools provides
custom-tailored strategies to foster your success at every stage. Our unique
knowledge of both the retirement plan and RIA arenas provides fresh insights
that may help to boost your business. Step-by-step, the Playbook will give
you guidance as you develop a plan for success. Complete with useful
resources, our Playbook is a powerful tool, created with advisors in mind, everevolving to fit your changing needs, and designed to help you master this market.
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Playbook Overview
Business
Development
Practice
Structure
TD Ameritrade
Retirement Plan
■■ Business Development: identify
qualified leads, close deals, and
reinforce your value proposition
Playbook
Servicing
the Plan
866-827-5894 | tdaretirementplansolutions.com
■■ Practice Structure: understand the
retirement plan advisor’s role, expand
your investment expertise, and
consider your fee approach
Setting Up
the Plan
■■ Setting Up the Plan: support
retirement plan investment
committees, set up and
convert plans
■■ Servicing the Plan: provide ongoing
support and bring your value
proposition to life
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A simple, comprehensive
solution
Seamless integration
All aspects of the TD Ameritrade Retirement Plan—from plan design support,
recordkeeping, plan administration, and custodial services to fiduciary resources and
participant education—have been seamlessly integrated to provide you and your
plan sponsors with a turnkey retirement plan program.
Leveraging service contracts with leading recordkeeping firms, the program will
provide recordkeeping services that meet plan and participant needs and support
a continuous experience of quality for you and your clients.
Exceptional support for plan sponsors & participants
The program features a suite of robust tools and materials. It enables streamlined
account management for plan sponsors, participants, and advisors—including
resources, enrollment support, retirement readiness planning tools, and even IRA
rollover assistance.**
Clear, competitive pricing
We know clear pricing has never been more critical. TD Ameritrade is known for
competitive, easy-to-understand pricing, and you can rest assured that, regardless
of plan size or investment type, our fees are structured to help you work with plan
sponsors as they seek to understand and uphold their fiduciary responsibilities.
Please see information under separate cover for detailed plan fees.
Strength, reputation, experience
As an advisor, your confidence in us can go much deeper than our name.
TD Ameritrade Institutional has a singular and established commitment to supporting
independent RIAs, helping advisors build business, and advocating for the RIA model.
In addition, TD Ameritrade Trust Company and its employees have a long and robust
history of providing custodial and trustee services in the retirement plan arena.
866-827-5894 | tdaretirementplansolutions.com
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The benefits of the TD Ameritrade Retirement Plan:
For advisors
For plan sponsors
For participants
■■ A dedicated sales force
■■ Plan design support
■■ Enrollment support and materials
■■ Easy access to an experienced
and knowledgeable support team
■■ Plan documents and supporting
forms
■■ Retirement planning tools, including
an online resource center
■■ A Playbook with advisor tools to
help you build your business, sell
and service retirement plans
■■ Full-service recordkeeping and
plan administration
■■ Rollover assistance when participants
leave the plan**
■■ Compliance testing
■■ Easy access to account information
online or by phone
■■ Extensive materials, including tools,
a comprehensive plan proposal,
and educational opportunities
■■ An open-architecture framework
that provides you with great
flexibility to create and monitor
your clients’ investment menus
■■ Form 5500 preparation
■■ Daily valuation of accounts
■■ Downloadable reports
■■ Guaranteed timely payment of mutual
fund revenue sharing
■■ Custodial services
■■ Directed trustee services
(may be available)
■■ Easy access to plan information
online or by phone
■■ Seamless conversion and
transition processes
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Designed with advisors
in mind
Take the broad investment selection of true
open architecture, and combine it with the ease
and simplicity of a turnkey solution. Then add
outstanding service, robust tools, and the trust
that comes with the TD Ameritrade name.
The result is the TD Ameritrade Retirement Plan—
a solution specifically designed for you, plan
sponsors, and participants.
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Key benefits of bundled solutions
■■ Simplify your business process
2
Key benefits of unbundled solutions
■■ Access true open architecture—
with one of the broadest
investment selections available
3
■■ Enjoy a complete solution
from a single provider
■■ Avoid proprietary fund
requirements in our open
architecture framework
The strength of a trusted brand
■■ Leverage our experience and
our respected national brand
■■ Inspire confidence in plan
sponsors and participants
■■ Trust in our stability
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Learn more or request a proposal today.
CALL
866-827-5894
VISIT
tdaretirementplansolutions.com
EMAIL RPS@tdameritrade.com
The innovative TD Ameritrade Retirement Plan—
services are provided by TD Ameritrade, Inc., member FINRA/SIPC.
designed with advisorsBrokerage
inAmeritrade
mind
TD
Trust Company and TD Ameritrade, Inc., are separate but affiliated
*The TD Bank USA, N.A. Institutional Money Market Deposit Account (Institutional
MMDA) is included as an investment option in your plan menu. The Institutional
MMDA enables participants to have access to an FDIC insured product. In addition
to the Institutional MMDA, the plan sponsor may select other cash or money market
options for the plan menu.
**Advisors should seek independent legal counsel regarding potential conflicts of interest
in connection with rollovers from plans that they advise.
Custody, directed trustee, recordkeeping, plan design support, and plan administration
are provided by TD Ameritrade Trust Company, a non-depository trust company.
tdaretirementplansolutions.com
subsidiaries of TD Ameritrade Holding Corporation (“TD Ameritrade”). TD Bank USA,
N.A., TD Ameritrade, Inc., and TD Ameritrade Trust Company are affiliated through their
parent companies. Business development support, guidance, and tools are provided
to independent registered investment advisors by TD Ameritrade Institutional, a division
of TD Ameritrade, Inc. TD Ameritrade is a trademark jointly owned by TD Ameritrade
IP Company and The Toronto-Dominion Bank. © 2016 TD Ameritrade IP Company, Inc.
All rights reserved. Used with permission.
T 440415 01/31/2018
TDTC 4299 BR 01/16