CAA 5-Year Term Monthly Rates
Premiums per $50,000 increment of coverage.
Choose coverage from $50,000 up to $500,000, in increments of $50,000.
Find your corresponding rate below, and multiply it by the number of $50,000 units to determine your
premium. For example, a 40 year-old male non-smoker who wants $150,000 in coverage will have a monthly
premium of $21.18 ($7.06 x 3 units).
NON-SMOKERS1
Age
2
SMOKERS
Female
Male
Female
Male
$ 4.15
4.44
4.68
4.80
4.92
5.04
5.17
5.30
5.48
5.68
5.88
6.10
6.31
6.51
6.70
6.91
7.11
7.33
7.83
8.36
8.93
9.54
10.18
10.80
11.45
12.14
12.87
13.64
14.60
15.62
16.72
17.89
19.14
20.39
21.73
23.15
24.66
26.27
27.90
29.94
32.18
$ 5.58
5.70
5.82
5.96
6.09
6.23
6.37
6.52
6.69
6.88
7.06
7.26
7.45
7.77
8.10
8.44
8.79
9.16
9.74
10.35
11.00
11.69
12.42
13.34
14.32
15.37
16.50
17.72
19.46
21.37
23.47
25.78
28.31
30.41
32.68
35.11
37.72
40.53
43.34
46.96
51.61
$ 6.27
6.62
7.07
7.34
7.63
7.93
8.24
8.57
9.01
9.48
9.98
10.49
11.04
11.78
12.56
13.39
14.29
15.24
16.28
17.39
18.57
19.84
21.20
22.45
23.78
25.19
26.68
28.26
30.72
33.38
36.27
39.42
42.84
46.42
50.31
54.52
59.09
64.03
68.98
74.19
79.71
$ 8.55
8.91
9.27
9.56
9.86
10.16
10.48
10.80
11.44
12.12
12.84
13.60
14.41
15.88
17.49
19.28
21.24
23.41
25.67
28.16
30.88
33.86
37.14
39.34
41.67
44.14
46.75
49.52
54.03
58.94
64.30
70.15
76.53
82.67
89.30
96.46
104.19
112.55
121.10
125.83
131.00
18 to 30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
Add provincial sales tax if you are residents of Manitoba 8%, Ontario 8% and Quebec 9%.
1
2
Non-Smokers are those who have not used any form of tobacco, tobacco cessation products or marijuana in the past 12 months.
Age means the age attained by the applicant (Member or Spouse) as of the first Premium Due Date.
Rates are subject to change without notice.