ASSUMPTION UNIVERSITY
ABAC SCHOOL OF MANAGEMENT
DEPARTMENT OF BUSINESS INFORMATION SYSTEMS
COURSE SYLLABUS: 2/2008
COURSE ORGANIZATION
Course Title:
BIS3687 Electronic Banking and Payment Systems
Semester:
2/2008
Credits:
3 Credit Points
Pre-requisite:
BIS2180 Information Technology
Description:
This course provides the understanding of financial challenges, risk, and opportunities of
building electronic banking and its related businesses. Topics include evaluation of the
sources of financing available for electronic business ventures, the deal structures
defining financing transactions of new electronic payment systems; emerging electronic
banking and payment models.
• To understand the operating in Financial and Banking industries.
Objectives:
• To study the usage of Plastic Cards, Electronic Fund Transfer and Internet Payment
system via Electronic Payment Networks.
• To be exposed the latest literatures on the Internet Banking, Payment system and EBusiness.
• To be able to realize and apply the latest Information Technologies to various
Electronic Business Strategies and Organization.
Marks Allocation:
Midterm-Written
30%
Final-Written
50%
Workshop and Presentation
20%
Total:
100%
COURSE RESOURCES
Lecturer:
Sittikorn Direksoonthorn
Office:
Krung Thai Bank Plc. (Head office)
Building 2, (Sukhumvit) 20th Floor, 10 Sukhumvit Road, Bangkok,
Thailand 10110
Tel. 02-208-7144
References:
Consultation:
SAT: 10:00-11:00 (Before Class Begin)
Email:
Sittikorn.dire@ktb.co.th
Website:
http://www.FTAmonitoring.org/ebank.html
• Payment Systems in Thailand: Payment Systems Group, Bank of Thailand, English
translation by Dr. Poomjai Nacaskul: http://www.bot.or.th, December 1999
• Enriquez, Juan. As the Future Catches You: How Genomics & Other Forces are
Changing Your Life, Work, Health & Wealth. New York: Crown Business Inc., 2001
• McKie, Stewart. E- Business Best Practices: the leveraging technology for business
advantage, New York: John Wiley & Son, Inc., 2001
• Philip, Kotler. Kotler on Marketing: how to create, win and dominate markets, London:
Simon & Schuster UK Ltd., 2001
• Wind, Jerry and Mahajan, Vijay. Digital Marketing: global strategies form the world’s
leading experts, New York: John Wiley & Son, Inc., 2001
• Morath, Peter. Success @ e-business: profitable internet business & commerce, New
York: McGraw-Hill Book Co., 2000
• Agosta, Lou. The Essential Guide to Data Warehousing, London: Prentice-Hall
International Ltd., 2000
• Dalgleish, Jodie. Customer-Effective Websites: the rule every e-commerce site must
follow, New York: FT.Com, 2001
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Course Website:
Whitman, E. M. & Mattord, J. H. 2005, “Principles of Information Security”, Thomson
Course Technology, Canada
http://FTAMonitoring.org/ebank.html
COURSE CONTENTS AND TENTATIVE SCHEDULE
WEEK #1:
Introduction to BIS3687
Discussion on Course Objective and Rational, Overall Requirement and Evaluating
WEEK #2:
Topic 1 (Part I) : Banking & Financial Industry Perspective
What is a bank?
Market and Institution before and after the Second World War.
The end of economic bubble in Asia.
Trouble ahead in year 2002
WEEK #3:
Topic 1 (Part II) : Banking & Financial Industry Perspective
The overview of bank balance sheets and measuring risk in banking (Report of Condition)
Information Age: Communication, Computer and Database Technologies.
Why we do computerize the bank?
Reading Topic: E-business landscape and model
WEEK #4:
Topic 2: Why Electronic Baking?
Five Mega Trends in Technology.
Retail and Wholesale Banking.
Financial service environments
Development of retails banking in this region
Strategy to survival in banking
Implication of e-banking
Reading topic: Going beyond the ERP
WEEK #5:
Topic 3 : Electronic Funds Transfer and Payment System in Thailand
BOT payment system and development
BOTNET connectivity overview
Large Value Fund Transfer vs. Retail Fund Transfer
SMART: System for Managing Automated Retail Funds Transfer
MEDIA CLEARING: Offline Fund Transfer.
THAINET: National ATM Pool
SWIFT: International Network for the Transmission and routing of International Financial Method
WEEK #6:
Topic 4: The Future Branch of Bank and Primary Technologies to Driven E-banking
The weakness of banking industry nowadays
Bank positioning and revolution
Branch transformation
Future teller requirement
Future CSR’s requirement
The primary technologies for e-banking
WEEK #7:
Topic 5: The Plastic Cards Usage and Technology
The plastic cards overview
The technology in plastic cards
VISA credit cards processing in brief
The future of prepayment card (SVC)
The value of SVC
Summarize the payment system approaches mechanism in brief
WEEK #8:
The Review Session before Mid-term Examination
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WEEK #9: (Class Resume after Midterm Exam)
Topic 6: Security Management
What is Security?
The Critical Characteristic of Information
Securing Components
Security Systems Development Life Cycle (SecSDLC)
Threats and Major types of Attack
WEEK #10:
Topic 7: Risk Management Model
Define risk management, risk identification, and risk control
Risk Management Model
Components of Risk Identification
Data Classification and Management
How to assessment Risk?
Access Control and Type
Risk Control Strategies
Human Firewall
WEEK #11:
Topic 8: Emerging Best Practices for E Commerce
E-commerce Infrastructure and Component
Maturity for E-business Start-Ups.
- Characteristics of four distinct levels.
- Four level of E Business maturity.
What is digital money?
The guiding principles of digital money
Encryption in the real world.
Public-key encryption protocol enhancement by CA.
Digital signature in brief
Internet connectivity architecture in Thailand
Domain Name System in brief (DNS)
How does secure server ID work? (Https ://)
Internet payment gateway processing in brief (SSL vs. SET)
WEEK #12:
Topic 9: Data Warehousing, Data Mining and Customer Relationship Management
Business Analytical and Opportunity.
Data Mining, Knowledge Discovery and Data Modeling
Banking Data Warehousing
- Business Requirements for Driven Warehousing in Banking
- Positioning of Models.
Customers are the Number1?
Why we must Retention?
The World of CRM.
Acquiring and Retaining E Customers.
Consumer e-CRM Interaction Management (e-CRM)
WEEK #13:
The Workshop Session and Discussion
WEEK #14:
The Presentation Session and Discussion
WEEK #15:
The Review Session before Final Examination
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COURSE REQUIREMENTS
1. Students are required to have passed two specified prerequisite courses to be eligible for registering in this
course.
2. Students are required to have 80% of class and lab attendance to be eligible for the final written and lab
examination. Absence of 20% is “INCLUSIVE for all reasons such as illness, accidents, and etc.
3. Students who come later than the first 15 minutes of class are considered as “LATE.” 2 latenesses are
counted as 1 absence.
4. Proper uniform is required in class, or attandance will not be checked.
5. There will be no make-up quiz or exam for those who fail to attend for any reasons.
6. Examination contents will be based on assigned reading materials and class assignments.
7. Students are required to check BIS3687 Homepage weekly as announcements will be posted through
the web board on www.FTAmonitoring.org/ebank.html
8. Students are responsible for downloading education material and print out before each class begin
via http://www.FTAmonitoring.org/ebank.html
9. Each student must accompany the course presentation content to every class discussion.
10. Appointment is encouraged for those who need assistance. However, walk-in is acceptable
11. Students are expected to maintain a high level of responsibility with respect to academic honesty. Academic
dishonesty includes copying another students’ work or the submission of a student’s work which is not
entirely his/her own and can result in disciplinary actions following the University regulations.
The Group Workshop and Presentation
Each group will be assigned to do the workshop in class under the selected topic in order to come up the
presentation for class discussion. Ideally, the workshop and discussion topic should be directly related to area of
electronic banking such as e-commerce, payment security and technology management, etc. Each group is
expected to provide the analytical information and group opinion base on selected topic research. All discussion
issues must be useful for your classmate, audience and also they must be supported by FACT as well.
Each group must produce the final report which guideline of your simple report format and structure
should be consisted of the followings;
• Title page
• Table of contents
• Executive summary/Abstract
• Body
• References
• Appendices
For report paper submission, you must submit the report paper and presentation handout in your
presentation class. The group representative must control the flow of thought in your presentation while
conducting the class participation.
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