BA 229 – Personal Finance Spring 2015 INSTRUCTOR: Judy Beebe Office: West House, Room 102 503-838-8799 [email protected] www.wou.edu/~beebej Office Hours: 12:15 to 1:45 Monday and Wednesday or by appointment TEXTBOOK: Personal & Family Finance Workbook, 6th Edition; Israelsen & Weagley; ISBN 978-1-4652-+4377-5. COURSE PREREQUISITES: None COURSE OBJECTIVES: This course is designed to study the role of the consumer in American society, consumer decision-making, consumer credit and borrowing, home ownership, investment decisions, and taxes for government. SUMMARY OF GRADING COMPONENTS: Homework (15 @ 5) Cases (3 @ 15) Tests (2 @ 100) 75 points 45 points 200 points Total Required Points 320 points Term grades will be computed on a percentage basis: A = 90%, B = 80%, C = 70%, D = 60%. Plus and minus grades will be given when total points are within 2% of the break-off between letter grades. Incompletes will only be available if you have completed the mid-term and have a passing grade at the time of the request. Extra Credit is not available. HOMEWORK: Homework assignments for each section of the Workbook are each worth 5 points. The best fifteen (15) of the eighteen (18) assignments turned in will be used to assess your grade. Some of the homework problems are found in the book; others are found on Moodle. Late assignments will not be given half credit. BA 229 Page 2 CASES: The cases which can be found on Moodle (worth 15 points each) are intended to be a comprehensive review of the material in that chapter. These will be evaluated based on clear, sufficient answers to the questions. While points will not be assigned specifically to presentation, excess grammatical errors may indicate lack of sincere effort and result in a lower score. Late assignments will not be given half credit. TESTS: There will be two tests during the quarter. You will be allowed to use a page of handwritten notes (8 ½ x 11, both sides) for both exams. Exams are worth 100 points each. No make-up exams will be given for unexcused absences. If you must miss an exam, you must contact the instructor before the exam is given to obtain permission to sit for the makeup exam. Failure to do this will result in a score of zero for the missed exam. CLASSROOM CONTRIBUTION: This is an interactive class. Much of your learning will occur during class discussions and exercises, so it is important to come to class with advance preparation (reading and assignments). Contributions to class also include asking questions, suggesting reasonable alternatives, being willing to try new ideas and working effectively with your classmates. Attendance should be considered mandatory. MOODLE: Class lecture presentations, some homework, cases, in-class activities, and test reviews are available on Moodle. Links to relevant sites are available on my website (www.wou.edu/~beebej). ACADEMIC DISHONESTY POLICY The Division of Business and Economics adopted the Academic Dishonesty Policy (found linked on the Division website). Students are expected to read the policy and bring any questions or concerns to the attention of the instructor within the first week of class. This policy will be in effect and enforced without exception for this class. HOW TO SUCCEED IN THIS COURSE To do well in this course, you must commit to becoming an “active learner” at each class session. This requires that you come to class regularly and be well prepared to discuss assigned readings and individual homework assignments. You must actively contribute to group and class discussions of assigned materials. A strong effort will provide you with a solid foundation of knowledge for taking the examinations. Attendance should be considered mandatory. Students may benefit from assistance offered through the Tutoring Center (APSC 401), including tutoring services and help with study and exam skills, and the Writing Center (APSC 301). Any student who believes that she or he may need an accommodation for any type of disability should contact the Office of Disability Services (838-8250v/tty) in APSC 405. If the instructor determines your performance in this class is placing you at academic risk, you may be referred to Jess Poole, Western’s Student Success Specialist. Jesse will offer to work with you to address issues and develop a student success strategy. Regardless of whether a referral has or has not been made, you are ultimately responsible for tracking your own progress in this course. If you would like to meet with Jesse regarding any academic struggles you are experiencing, please contact the Academic Advising and Learning Center at 503-838-8428.