About sponsorship Saudi Arabia's economy Jan 16th 2007 From The Economist Intelligence Unit ViewsWire The stockmarket is on the slide again The Saudi Arabian stockmarket has lost more ground in the first two weeks of the new year—after halving in value during 2006—following a decision by the regulator to suspend trading in one of the more speculative stocks. The efforts of the Capital Market Authority (CMA) to enforce proper standards of disclosure and corporate responsibility on a bourse in which bad habits have been ingrained are likely to pay off eventually, although investors will feel the pinch in the short term. Full account The Tadawul all-share index (TASI) fell by 4.6% on January 13th, the first day of trading after the CMA said that it had suspended Bishah Agricultural Development Company until further notice. The regulator said that it had earlier instructed the company to re-issue its accounts for the first three quarters of 2006, after it had initially presented a qualified income statement, without recording the effects of any change in value of its securities investments. The revised accounts showed a net loss for the period of SR22.3m (US$6m), a sum that in the estimation of the CMA called into question the company's financial viability. The effects of losses in securities trading are likely to show up in the accounts of many more of the 80 firms listed on the Saudi stockmarket, and full-year results of Saudi banks will also be affected by reduced income from brokerage commissions and from loans advanced for the purpose of investing in equities. This suggests that the market may yet have some way to fall. The TASI bottomed out at 7,029 points on January 14th, its lowest level in 27 months, before staging a weak rally. The market is already 11% down since the end of 2006, and the index is almost 70% below its record level of 20,967 on February 25th 2006. Market capitalisation fell by 50% during 2006 to the SR1.22trn (US$326bn), the equivalent of 96% of GDP. Playing by the rules The initial adjustment of the market in March 2006 was in part a reaction to the unwarranted exuberance that had pushed share prices up to levels that bore little relation to their underlying value. However, it also reflected the resistance of powerful traders to the tighter standards being demanded by the CMA. One of the peculiarities of the Saudi stockmarket is that while electronic trading was introduced in the early 1990s it was not until 2004 that the CMA was established to operate as a dedicated regulatory authority, with the power to enforce its own rules. The CMA devoted much of its energy in its early days to stamping out insider trading, which was rife under the previous system of light regulation. It has now shown its teeth in the matter of corporate disclosure. If standards of governance are improved, the Saudi market will have a better chance of attracting serious, long-term investors--trading has hitherto been dominated by retail investors, who have tended to base their decisions on short-term price movements rather than on careful evaluation of company performance and prospects. The market is also set to benefit from the start of operations by newly licensed brokerage, advisory and asset management firms, including several prominent international and regional names, such as HSBC and EFG-Hermes. At present direct trading in Saudi stocks is restricted to Saudis, citizens of the other five Gulf Co-operation Council member states and, since a decree issued last year, foreigners resident in the kingdom. It is also possible for foreigners to invest indirectly through mutual funds. Once the supply of tradable securities is increased (many of the largest stocks are still majority state-owned) the Saudi government is expected to open the door wider for foreign investment in the market. The average price/earnings ratio has fallen to about 14, which could be attractive for new investors given the strong underlying performance of the Saudi economy. IPOs The fall in equities prices has failed to halt the stream of initial public offerings (IPOs) on the Saudi market, which have been associated with privatisation—both in the sense of selling state holdings and of opening up previously restricted areas of the economy—as well as with the growing financing needs of existing private companies. The CMA has recently approved plans for the first IPOs by a batch of 13 new insurance companies that were established last year. Malaz Co-operative Insurance and Re-insurance Company will offer 14.24m shares, representing 47.5% of its capital, between February 3rd-12th, and Medgulf Co-operative Insurance and Reinsurance Company will follow suit between February 17th-26th with an offering of 20m shares, amounting to 25% of its capital. The shares will be priced at par of SR10 (US$2.67) each. The CMA has also approved plans by Saudi Industrial Investment Group to raise SR2.1bn in new capital through issuing new shares, half to existing shareholders and the remainder through a public offering. The proceeds will contribute to the financing of the group's third petrochemical project, being carried out (like the previous two) in partnership with ChevronPhillips Corporation of the US. Later this year IPOs are expected to be launched by the consortia that win new mobile and fixed telecoms licences, for which bids are due by respective deadlines of February 24th and March 10th. 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