Proceedings of 8th Asia-Pacific Business Research Conference
9 - 10 February 2015, Hotel Istana, Kuala Lumpur, Malaysia, ISBN: 978-1-922069-71-9
The Challenges among Malaysian SME: Financial Constraints and
Management Issues
Nurulhasanah Abdul Rahman, Zulnaidi Yaacob and Rafisah Mat Radzi
This paper aims to identify the current challenges of SME firms in Malaysia. To date,
numerous studies had been done regarding SME with broad perspectives includes
SME inefficiency, access to credit, survival rates, restricted banking service and many
more. However, the discussion on SME challenges alone is vital to the SME
development but often been isolated with other matters. Further, this paper aims to
put together SME challenges accordingly from various sources of literature review
worldwide to highlight the main challenges happening surrounds SME. In achieving
this objective, the methodology used includes library search and analyzing previous
literature review on the subject of SME and challenges regardless of financial,
operational or managerial aspect. The significant challenges are found namely access
to credit, management skills and marketing. The critical discussion provided in this
paper would strengthen the body of knowledge on the SME challenges which
affecting business performance, besides to act as a reference for empirical research.
Field of Research: Management, SME challenges, Small Business and Malaysia
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Miss Nurulhasanah Binti Abdul Rahman, School of Distance Studies, Universiti Sains Malaysia, Malaysia.
Zulnaidi Yaacob,
Rafisah Mat Radzi,