Student-Parent Connection In an effort to spark discussion between parents and students about life as a middle school/high school student and college, we have decided to incorporate some discussion questions into our newsletter. We hope they provide a starting point for some great conversations! The Connection EDUCATIONAL TALENT SEARCH is located at the: Learning how to manage your money is a “must” for any teenager. Knowing how to manage your money is called financial literacy. Topics in this area include savings, credit cards, checking accounts, interest rates, budgeting, needs versus wants and more. University of Wisconsin-Stout – 13 Harvey Hall – Menomonie, WI 54751 (715) 232-1250 www.uwstout.edu/ets FALL 2012 EDITION • What are some everyday costs adults are responsible for paying (examples: rent, utilities, etc.)? How much do you think these typically cost on average? • What is a need? What is a want? How do those things differ when it comes to spending or saving? • Parents- what are three tips you could share with your student about how to manage their money? Building Your Academic Portfolio The term ‘academic portfolio’ sounds like a fancy, complicated thing, right? Not so! An academic portfolio is simply a collection of some of your best work throughout middle school and high school. (And when we say ‘portfolio’, we really mean anything from a folder to a shoebox to a file drawer in which you keep all these pieces. You can organize and format later!) ETS STAFF “Every child must graduate ready for further education and the workforce. We must align our efforts so all our students are prepared to succeed in college or a career.” — State Superintendent Tony Evers Heather Barke, Advisor barkeh@uwstout.edu While you may already be saving some of these things, below is a list of items to consider adding to your portfolio. Also keep in mind- this portfolio is something you will develop over time. Karen Smolarek, Advisor smolarekk@uwstout.edu Sandy Moua, Advisor mouas@uwstout.edu Jennifer Giesking, Office Associate gieskingj@uwstout.edu UW-Stout’s Educational Talent Search is a 100% federally funded TRiO Program serving 700+ students annually with $296,548 awarded per budget period. Portfolio items may include: • A report card or transcript demonstrating good grades and attendance • A great piece of writing or another assignment (a work of art, poetry, project, book report, etc.) • The names and contact information for any teacher, coach, club sponsor that could serve as a reference for you • A note with the name of anyone who would be willing to write a letter of recommendation for you • A work-in-progress resume • A fact sheet that details your hobbies and interests • Copies of college entrance exam results (ACT, SAT, COMPASS, Accuplacer) • A list of any activities you are involved in (both inside and outside of school), including community service and volunteer work • Honors/Award information, including certificates of awards/honors or newspaper articles about your achievements How can parents help shape this portfolio to be the best it can be? Encourage your student to add to it after each semester or school year. Better yet- add to it throughout the year! You may also be interested in developing an e-portfolio (electronic portfolio). Some suggested sites to visit are: https://sites.google.com http://www.foliospaces.com http://foliofor.me www.epsilen.com This portfolio will come in handy when applying for a job, applying to college, searching for an internship, while networking with other young professionals and more. UNIVERSITY OF WISCONSIN-STOUT W I S C O N S I N ’ S P O LY T E C H N I C U N I V E R S I T Y University of Wisconsin-Stout 13 Harvey Hall Menomonie, WI 54751 Educational Talent Search 1st Class Mail US Postage Paid Menomonie, WI Permit No. 3 54751 Senior Timeline: Fall • • • Look Where We’ve Been! Continue to take a full course load of college-prep courses. This includes 4 credits of English, 3 credits of science, 3 credits of college-prep math, 3 credits of social studies and 1 credit of a foreign language. Keep working on your grades. Make sure you have taken the courses necessary to graduate in the spring. Continue to participate in extracurricular and volunteer activities. Demonstrate initiative, creativity, commitment, and leadership in each. • • • • • Attend ETS meetings. Make a calendar showing application deadlines for admission, financial aid, and scholarships. Be on the lookout for scholarships and grants--- and make sure you know the deadline to apply for each. Register for the ACT or SAT if you need to retake it. Be sure you have requested (either by mail or online) that your test scores be sent to the colleges of your choice. School transcripts also need to be sent. • And most importantly... APPLY TO COLLEGE! We recommend you apply early (before Thanksgiving) and to at least 3 schools. Application fee waivers are available if needed. Please see your ETS Advisor for more info. What’s next? This January-March you will apply for financial aid by completing a FAFSA (Free Application for Federal Student Aid) form. We encourage every student to file a FAFSA. You will also be narrowing down your school selection. Impressive! Building birdhouses at Beaver Creek Reserve After a great day of learning at the Festival of Nations Ways to Minimize College Debt There have been a lot of headlines about the rising costs of college. With these rising costs, some even question whether a college degree is worth the money. We here at ETS are here to tell you that, yes, a college degree is worth the time, effort and money for many reasons. A college degree equates to more opportunity, increased earnings over a lifetime, a more global view of the world…and that is just the short list! But, like any responsible person, your student should aim to minimize college loan debt. Seniors- read the list below and keep these things in mind as you apply to college this fall. While this topic will be covered in more detail as the year continues, below are a few tips for ways to minimize the financial burden while earning a degree. • Choose a public institution, or, if possible, earn general education credits at a two year college and then transfer to a university. • Comparison shop when it comes to colleges. Learn about extra fees that may be included in your tuition at one school but an additional fee at another (example: use of the fitness facility). • Set a budget and only take out the loan amount you need to cover this budget. This budget should include costs associated with tuition, books, fees, and basic living expenses. It should not include vacations or other non-necessary items. • Aim to accept as many federal loans as possible. These come with lower interest rates and are more flexible as far as when they have to be paid back. Private loans often come with high interest rates and have to be paid back rather quickly. • Plan to complete your degree in the specified time. In other words, avoid changing your major multiple times. If you attend a university, attend summer school or take more credits during the semester to ensure you graduate within four years. • Save before enrolling in college. This can help with basic living expenses. Get a part time job while in college to help cover these expenses as well. (This can also help build a resume.) • Apply for scholarships and complete the FAFSA (Free Application for Federal Student Aid completed in January/ February of your senior year)--- you never know what money you may be eligible to receive. University of Minnesota campus visit A visit to UW- LaCrosse 2012-2013 ACT Test Dates Registration Deadline (Late Fee Required) September 8, 2012 August 17, 2012 August 18 – 24, 2012 October 27, 2012 September 21, 2012 September 22 – October 5, 2012 December 8, 2012 November 2, 2012 November 3 – 16, 2012 February 9, 2013 January 11, 2013 January 12 – 18, 2013 April 13, 2013* March 8, 2013 March 9 – 22, 2013 June 8, 2013* May 3, 2013 May 4 – 17, 2013 *We encourage Juniors to test on these dates. We also recommend Juniors take the test twice. Test fee waivers are available for anyone who may need one.