616 NW 51st Street
Oklahoma City, OK 73118
Phone: (800) 634-3710
Fax: (866) 637-4461
www.hawkinscapitalgroup.com
Hawkins Capital Group | 616 NW 51st Street | Oklahoma City, OK 73118 |
Phone: (800) 634-3710 | Fax: (866) 637-4461
Hawkins Capital Group is a nationally recognized financial company, which provides local small and
medium-sized businesses commercial financing services. In these trying times, most banks are not in a
position to provide all the different types of financing small to medium-sized businesses require.
Hawkins Capital, with our expertise and our partnerships with national lenders, can provide secondary
and alternative financial solutions to businesses previously turned down by banks and other lenders.
Whether you need to get new equipment, finance your accounts receivable and inventory, raise working
capital, or finance a business acquisition, Hawkins Capital Group can help.
Whether your business has just started, or is well established, we have a financing solution for you.
Equipment Leasing
Types of Leases We Offer
1. Application only to $250,000. No financial statements
necessary.
2. Middle market financing up to $500,000
3. Large ticket over $500,000
Approvals for applications in only 24 hours. Middle market
and large ticket usually take 3-5 days, and up to 84 months
to repay with excellent rates. These programs are for
companies established for two years or more.
Sale & Lease Back
Many companies need working capital for expansion and do not want to use their bank lines for working
capital. We have a program where we can use the equity in your existing equipment to give your
company the working capital it needs. We buy your equipment and lease it back to you. When all the
payments are made, you own the equipment again.
Hawkins Capital Group | 616 NW 51st Street | Oklahoma City, OK 73118 |
Phone: (800) 634-3710 | Fax: (866) 637-4461
Startup Program
Most financial institutions will not finance companies that are just going into business. If your company
has just started in business, or is in business for a short time usually less than two years, we can help you
grow by financing the equipment you need to be successful.
Second Chance Program
In these tough economic times many businesses have suffered financially. Additionally, the owners of
these companies have seriously damaged their personal credit. We have developed a B, C, and D Credit
Second Chance Program to help these companies. We can structure your financial needs to help you
rebuild your company.
Government and Municipal Leasing
We can provide lease financing to any government or municipal entity with guaranteed approval. The
rate is determined by the rating of the municipality or government agency. A partial list of who we
finance is listed below:
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Federal Government Agencies
Armed Services
State Agencies
Public Schools
Police Department
Fire Houses
Libraries
The above list is only an example of what we can finance. We can finance any state or federally
controlled entity. Please contact us so we can discuss your specific needs and how we can arrange the
financing your company requires.
Why Lease?
Leasing is the right choice!
Leasing is one of the fastest growing ways of acquiring equipment in business today. Recent surveys
found that 80% of U.S. businesses, from Fortune 500 to the local family business, lease some portion of
their equipment. A growing business often faces the dilemma of limited cash flow and the need to add
equipment. Leasing can put the equipment to work for you with real cash flow advantages and without
major capital investment. We can lease virtually any type of equipment, including software and
installation.
Low monthly payments
The monthly lease payment will usually be lower than the payment required by other methods of
financing.
No need to tie up capital
Keep your business’ cash for future needs, unexpected expenses or working capital when revenues are
low.
Hawkins Capital Group | 616 NW 51st Street | Oklahoma City, OK 73118 |
Phone: (800) 634-3710 | Fax: (866) 637-4461
You can always lease equipment – you can’t lease money!
Most types of financing require down payments of up to 25%, whereas leasing covers 100% of the cost
of the equipment. Most leases require only one or two payments in advance. Get immediate use of the
equipment with minimal up-front cost.
Preserve existing lines of credit
Leasing has no impact on your bank credit lines. Protect your borrowing power for other business needs
or opportunities.
Eliminate obsolescence
Technology is changing at a rapid fire pace. What meets your business’ needs today may be obsolete
three years from now. Leasing allows you the flexibility to maintain a competitive edge by giving you
today’s best technology then allowing you to upgrade when the equipment has outlived its advantage.
Fixed payments through the term of the lease
Unlike bank lines of credit that usually have variable rates, lease payments are fixed no matter what
happens in the market. By choosing to lease you won’t be a victim of skyrocketing interest rates.
Significant tax and accounting advantages
Leasing eliminates the need for complicated depreciation schedules since lease payments are generally
line item expenses on your P&L statement. And since lease payments can usually be treated as a pre-tax
business expense you may even reduce your taxes. Paying cash for equipment automatically adds 3040% to the cost when you realize that cash = profits and taxes are paid on profits. Leasing is the right
choice! It minimizes demands on cash flow, eliminates obsolescence, keeps your bank lines open, saves
on taxes and shelters you from the market
Accounts Receivable Financing
Hawkins Capital Group is a premier national lender
providing financing to small and medium sized
businesses nationwide.
Unlock the Cash Tied Up in Your
Receivables.
Accounts receivable financing, or Factoring, is the
purchase of accounts receivable invoices at a
discount. If you sell your products or services to
businesses that pay in 30, 60, or 90 days or more,
Hawkins Capital has a liquidity solution for you. We can finance companies that are start-ups, losing
money, or in bankruptcy because accounts receivable financing is based on your customer’s credit, not
yours. This is not a “debt.” You are selling an asset. But, it is more than just an asset sale; it is like
outsourcing your accounts receivable department. Factors provide valuable services. They check your
customer’s credit for you and notify you of bad risks and they provide detailed monthly statements.
Qualifying accounts even get free credit insurance.
Hawkins Capital Group | 616 NW 51st Street | Oklahoma City, OK 73118 |
Phone: (800) 634-3710 | Fax: (866) 637-4461
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Cash in 24 Hours
No Personal Guarantees
We Finance Any Type of Business
No Recourse Even if the Account Does Not Pay
Credit Insurance on Your Clients At No Cost To You
No Arbitrary Loan Board Decisions, No Fixed Payments
As Sales and Receivables Increase, Funding Increases
Focus on Your Business, Not Collections
Use The Money To . . .
 Fund Payroll or Other Operating Expenses
 Purchase Inventory to Take Advantage of Bulk/Early Payment Discounts
 Fund Expansion and Growth
 Respond to Seasonal Demands and Opportunities
 Take on That Large New Account with Confidence
Construction Equipment Financing
Up to $250,000
Call for larger financing amount
No Financial Statements
or Tax Returns
24-48 hour approval
and up to 60 months to Pay
We can also do Startup Companies!
If you have been turned down for credit from any
other company, Hawkins Capital can help.
Hawkins Capital Group is a specialist in funding all types of specialty trucks and construction equipment.
We work directly with equipment dealers or end users. Our specialty is less than perfect credit or people
who have been turned down by traditional sources. We can approve transactions in 24-48 hours or less.
Normally, we do not require financial statements or tax returns on any transaction up to $250,000. We
also have a preferred rate program for better credit, and our application is quick and easy.
Working Capital Loans
Need working capital? With an equipment equity loan from Hawkins Capital you can:
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Put cash in your company's pockets
Take on more jobs
Acquire new equipment or expand your business
Hawkins Capital Group | 616 NW 51st Street | Oklahoma City, OK 73118 |
Phone: (800) 634-3710 | Fax: (866) 637-4461
Our equity loans are not based on the profitability of your company but the value of your equipment.
Even if your personal credit is badly damaged we can get you the cash you need.
Accounts receivable financing
Are you waiting 60, 90 or 120 days to get paid for your work? We can lend you money for working
capital or any other reason the same day you bill and we get paid back when you get paid. Call for
details. Here is a partial list of the equipment we can finance:
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Above Ground Fuel Tanks
Street Sweeper
Backhoe
Mechanic’s Truck
Bulldozer
Roofing Truck
Chipper
Stump Cutter
Concrete Mixer
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Flat Bed Truck
Cranes
Garbage Truck
Dump Truck
Tow Truck
Excavator
Tractor-Farming
Trailers
Sewer & Septic
Unsecured Business Loans and Lines of Credit
Get Approved for $100,000 in Corporate Credit in 24 HOURS!
Funding for small businesses has changed...
In today's economic environment, banks are no longer able to lend money to businesses like yours as
they have in the past. Banks are absolutely flooded with applications from consumers and businesses,
and at the same time they are facing record defaults on their existing lending. This leaves the banks with
a mountain of applicants and a shrinking reserve of money to lend. Mechanics that used to qualify are
being instantly denied. It's just the plain truth. Fortunately we can help.
Banks have to lend money since it's the only way they can make money for their investors. Providing
funding to businesses is their one viable option since businesses are not limited to how much money
they can make or how they can expand. The question is: "Who do they lend to?"
Navigating each bank’s lending restrictions provides a challenge for your business. You have to know
EXACTLY what they are looking for and if you don't know what you're doing you'll run into a wall every
time. That's where we come in. With over 8 years of corporate banking experience and thousands of
satisfied clients, you've come to the right place.
We set you up from start to finish. We establish your corporation if you don't already have one, build
your business credit profile, establish your corporate credit, formulate an asset protection plan and get
your company in front of our network of national and regional lenders so you'll have the best chance to
get the funding your business needs with one easy, no hassle application.
Hawkins Capital Group | 616 NW 51st Street | Oklahoma City, OK 73118 |
Phone: (800) 634-3710 | Fax: (866) 637-4461
Success stories about Three Business People who received
Unsecured business loans
John L.
Startup manufacturer
Needed $100,000
Janet P.
Optometrist
Needed $75,000 to expand
her business
Frank P.
Needed $85,000 to buy
homes in foreclosure
Church Financing
Automatic Approval!
Your church can be automatically approved for a
loan to purchase the equipment you need now.
We can finance pews, air-conditioning and heating
systems, organs, sound and video equipment,
pianos, computers, or just about any type of
equipment your church needs.
We offer low rates and up to 60 months to repay.
Our Church Equipment Finance Programs
We offer 3 specific programs so that every church
nationwide can qualify to get financing for any
equipment their growing church needs. Below is a
list and a brief description of each program and what a church would need to qualify for that specific
program.
Established Church Program
 Church must be established for 7 years or more if the church is part of a major denomination. 15
years or more if the church is non-denominational.
 Church must maintain a minimum average bank balance of $7,000 or more. Combined accounts
will qualify, example: checking + savings.
 Church must be listed with directory assistance.
Hawkins Capital Group | 616 NW 51st Street | Oklahoma City, OK 73118 |
Phone: (800) 634-3710 | Fax: (866) 637-4461
Newer Church Program
 Church must be established for 2-5 years or more.
 Church must maintain a minimum average bank balance of $2,500 or more. Combined accounts
will qualify, example: checking + savings.
 Church must be listed with directory assistance.
Start-Up Church Program
 Any church that has been established less than 2 years.
 Church must maintain a minimum average bank balance of $2,500 or more. Combined accounts
will qualify example: checking + savings.
 Church must be listed with directory assistance.
Medical Working Capital Loans
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Loans ranging from $15,000 to $250,000
Very Competitive Rates
Up to 84 months to Repay
Credit Approval in 48 Hours from Application Submission
Funding Within 5 Days of Receipt of Signed Documents
Programs for Medical Professionals with Damaged Credit
Types of Medical Professionals We Can Finance:
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Board Certified Internists
Dermatologists
Maxillofacialists
OB/GYN’s
Orthopedic Surgeons
Pediatricians
Plastic Surgeons
Cardiovascular Surgeons
General Surgeons
Neurosurgeons
Ophthalmologists
Oral Surgeons
Periodontists
"Ologists" of all types, as well as Dentists, Family Practitioners, General Practitioners, MD’s, Osteopaths,
Psychiatrists, Veterinarians.
The proceeds of these loans can be used for almost any purpose.
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Personal Needs
Debt Consolidation
Practice Expansion
Hawkins Capital Group | 616 NW 51st Street | Oklahoma City, OK 73118 |
Phone: (800) 634-3710 | Fax: (866) 637-4461
Please contact us today and we will forward you an application or, if you prefer, one of our qualified
professionals will contact you with all of the details.
Commercial Bridge Loans
Many times a company is approved for a loan through its bank, or financial institution, but the loan
doesn’t close for 4-6 months. During that time we can provide a short-term bridge loan, which will be
paid back when the senior loan closes, so your short-term financial needs can be met.
We can also provide other types of short-term collateralized loans and can usually close in 10 days or
less.
Debt Restructuring
Growing companies enter into loan agreements to pay for
equipment needed to expand their businesses. Loans have
different maturities and in most cases, the companies have built in
equity in the equipment. We will pay off all your lenders and
refinance all your equipment into one loan.
This can result in reduced payments of 30% or more, so your
cash flow and bottom line are greatly improved.
Example of a recent transaction:
A manufacturing company had combined monthly payments of
$28,000 per month and showed a modest $10,000 a year in
profits. We were able to refinance all their loans and reduce their
monthly payments to $16,000 per month. Their bottom line was increased by a
whopping $144,000 per year!
Business Acquisition Financing
Services we provide:
 Analysis of the purchase price. We
determine if the purchase price can be
supported based upon the cash flow of the
acquired entity.
 We do an in depth analysis to determine
whether the purchase price is within
the standards of the industry.
 Financing to purchase the company.
We do this by leveraging the existing
assets of the company to the
maximum amount based upon cash
flows available, keeping your cash requirements to
a minimum.
Hawkins Capital Group | 616 NW 51st Street | Oklahoma City, OK 73118 |
Phone: (800) 634-3710 | Fax: (866) 637-4461
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We can also provide the equity necessary should there be a cash shortfall between the financing
and the cash you are putting into the transaction.
Please contact us today for a free evaluation of your financing needs.
Easy Pay Cash Advance
Get No Hassle Quick & Easy
Cash Up To $150,000 for Any
Use in Under 7 Days
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NO FINANCIALS
NO TAX RETURNS
NO ASSET DOCUMENTATION
NO PERSONAL GUARANTEE
APPROVALS IN 48 HOURS
We are proud to announce one of the easiest and most beneficial ways to get quick cash for your
business. This is really ground breaking. Poor credit: no problem, Late payments: no problem.
Bank turndowns: no problem. If you take credit cards in your business you owe it to yourself to check
out this cash advance.
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USE IT TO BUY NEEDED EQUIPMENT
USE IT TO HIRE MORE EMPLOYEES
USE IT TO REMODEL
USE IT FOR ANYTHING YOU WANT
Example:
A simple example of how much you can borrow: Add up your credit card monthly processing statements
for the last 6 months. Perhaps it totals $540,000. Divide by 6= $90,000. You can get 80-120% of that
amount or $72,000 to $108,000.
The Process
STEP 1 - HOW YOU QUALIFY
Determine how much your average monthly credit card sales are for the last six months. Then check the
simple requirements below:
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You have been in business for 1 year or in some cases less.
You have at least $8,000 in credit card sales monthly.
You have accepted Visa, MasterCard or Amex
STEP 2 - CONTACT US
Call us and we'll complete a simple one page application;
Hawkins Capital Group | 616 NW 51st Street | Oklahoma City, OK 73118 |
Phone: (800) 634-3710 | Fax: (866) 637-4461
You will be eligible for an advance of between 80-120% of your average monthly credit card receipts.
STEP 3 - REPAY BASED ON YOUR ABILITY “EASY PAY”
This is the best part of the program. We are banking on the fact that you will continue to do business as
you did before. So we fix your payment at 15 to 20 percent of your future credit card receipts until the
loan is repaid. This includes principal and interest.
You keep 80% to 85%. That means that if you do very well your cash advance gets paid back sooner and
if business is bad you pay back less, WHICH MEANS NO MORE WORRIES!
And here's absolutely the best part of the program: Once you have repaid 50% of the advance you can
make a simple phone call to re-borrow the paid amount. It's by far the quickest and easiest way to get
cash for your retail business.
Marketable Securities Loans or Stock Loans
Securities-Based Lending
Hawkins Capital Group offers non-transfer of title
Securities-based loans. If you have a portfolio of
securities, we can set up a line of credit of 70-90% of the
value of the portfolio. This line of credit is utilized as a
true line of credit and you may borrow as much or as
little as you want. You can utilize the money for any
purpose with no restrictions. Repayment is interest only,
with no principle payments. The rates are very low and
approval is guaranteed, regardless of personal credit. We
can usually approve your loan within 3-5 business days
with no credit checks. There is no sale of your stock. You
receive all dividends. You can sell the stocks in your
portfolio as long as you buy other stocks of equal value. You keep complete control of your portfolio.
Key features of Securities Based Lending include:
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Revolving line of credit
Floating or fixed rates available
Interest rates as low as 1.6% (variable only)
Loan to value ranging from 70 -90%
Securities remain titled in client's name
Limited documentation - Not credit or income based
No prepayment penalty • With variable rate
Dividends paid directly to client
Client receives 100% of portfolio appreciation
Wide range of eligible securities
Foreign nationals with foreign securities accepted
Hawkins Capital Group | 616 NW 51st Street | Oklahoma City, OK 73118 |
Phone: (800) 634-3710 | Fax: (866) 637-4461
Commercial Real Estate
Who We Are
Hawkins Capital Group is a private commercial lender and
structured finance company that offers financing to
borrowers directly and through a network of finance
professionals. We feature a variety of commercial loans
program to accommodate borrowers' needs, with loans
limits ranging from $50,000 to $10 million plus.
Our Philosophy
Unlike many other companies, we recognize the difficulty
brokers and borrowers experience locating financing for
their commercial transactions in the current market. Our company implements a tiered approach to
financing by utilizing our own access to capital, as well as that of others, to provide our clients with the
best options possible. Our premium customer service and attention to detail makes the commercial loan
process simple for borrowers as well as commercial finance professionals.
Our Objective
While other lenders are turning down most commercial transactions today, our comprehensive
approach enables us to offer loans for more borrowers and on more transaction types. In addition to
being able to finance hard to place transactions, we offer loan programs for investors, owners, or
companies seeking financing on strong, superior credit grade transactions.
Program Highlights
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Up to 90.0% LTV
Loans From $50K to $10M+
Investor & Owner Occupied Loans
No Exorbitant Upfront Deposits
Same Day Approvals
Rates from 2.75%
Purchase, Refinance & Cash-Out
Most Commercial Properties Considered
Nationwide Programs
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Contact us today for a free consultation
Hawkins Capital Group offers a free consultation to review your financial
situation and provide answers to all of your questions regarding your options to
finance your business. Call us today!
Hawkins Capital Group | 616 NW 51st Street | Oklahoma City, OK 73118 |
Phone: (800) 634-3710 | Fax: (866) 637-4461
616 NW 51st Street
Oklahoma City, OK 73118
Phone: (800) 634-3710
Fax: (866) 637-4461
www.hawkinscapitalgroup.com
Hawkins Capital Group | 616 NW 51st Street | Oklahoma City, OK 73118 |
Phone: (800) 634-3710 | Fax: (866) 637-4461