3-1 THE ACCOUNTING INFORMATION SYSTEM 3-2 Accounting, Fifth Edition Learning Objectives After studying this chapter, you should be able to: 3-3 1. Analyze the effect of business transactions on the basic accounting equation. 2. Explain what an account is and how it helps in the recording process. 3. Define debits and credits and explain how they are used to record business transactions. 4. Identify the basic steps in the recording process. 5. Explain what a journal is and how it helps in the recording process. 6. Explain what a ledger is and how it helps in the recording process. 7. Explain what posting is and how it helps in the recording process. 8. Explain the purposes of a trial balance. 9. Classify cash activities as operating, investing, or financing. Preview of Chapter 3 Accounting Fifth Edition Kimmel Weygandt Kieso 3-4 The Accounting Information System Accounting Information System System of ► collecting and ► processing transaction data and ► communicating financial information to decision makers. Most businesses use computerized accounting (EDP) systems. 3-5 LO 1 Analyze the effect of business transactions on the basic accounting equation. Accounting Transactions Transactions are economic events that require recording in the financial statements. 3-6 Not all activities represent transactions. Assets, liabilities, or stockholders’ equity items change as a result of some economic event. Dual effect on the accounting equation. LO 1 Analyze the effect of business transactions on the basic accounting equation. Accounting Transactions Question: Are the following events recorded in the accounting records? Illustration 3-1 Purchase computer. Event Criterion Discuss guided trip options with potential customer. Pay rent. Is the financial position (assets, liabilities, or stockholders’ equity) of the company changed? Record/ Don’t Record 3-7 LO 1 Analyze the effect of business transactions on the basic accounting equation. Accounting Transactions Analyzing Transactions The process of identifying the specific effects of economic events on the accounting equation. Basic Accounting Equation Assets 3-8 = Liabilities + Stockholders’ Equity LO 1 Analyze the effect of business transactions on the basic accounting equation. Accounting Transactions Analyzing Transactions Illustration 3-2 Expanded accounting equation 3-9 LO 1 Analyze the effect of business transactions on the basic accounting equation. Accounting Transactions Event (1). On October 1, cash of $10,000 is invested in Sierra Corporation by investors in exchange for $10,000 of common stock. 1. +10,000 3-10 +10,000 LO 1 Analyze the effect of business transactions on the basic accounting equation. Accounting Transactions Event (2). On October 1, Sierra borrowed $5,000 from Castle Bank by signing a 3-month, 12%, $5,000 note payable. 1. +10,000 2. +5,000 3-11 +10,000 +5,000 LO 1 Analyze the effect of business transactions on the basic accounting equation. Accounting Transactions Event (3). On October 2, Sierra purchased equipment by paying $5,000 cash to Superior Equipment Sales Co. 1. +10,000 2. +5,000 3. -5,000 3-12 +10,000 +5,000 +5,000 LO 1 Analyze the effect of business transactions on the basic accounting equation. Accounting Transactions Event (4). On October 2, Sierra received a $1,200 cash advance from R. Knox, a client. 1. +10,000 2. +5,000 3. -5,000 4. +1,200 3-13 +10,000 +5,000 +5,000 +1,200 LO 1 Analyze the effect of business transactions on the basic accounting equation. Accounting Transactions Event (5). On October 3, Sierra received $10,000 in cash from Copa Company for guide services performed. 1. +10,000 2. +5,000 3. -5,000 4. +1,200 5. +10,000 3-14 +10,000 +5,000 +5,000 +1,200 +10,000 LO 1 Analyze the effect of business transactions on the basic accounting equation. Accounting Transactions Event (6). On October 3, Sierra Corporation paid its office rent for the month of October in cash, $900. 1. +10,000 2. +5,000 3. -5,000 4. +1,200 5. +10,000 6. 3-15 -900 +10,000 +5,000 +5,000 +1,200 +10,000 -900 LO 1 Analyze the effect of business transactions on the basic accounting equation. Accounting Transactions Event (7). On October 4, Sierra paid $600 for a one-year insurance policy that will expire next year on September 30. 1. +10,000 +10,000 2. +5,000 3. -5,000 +5,000 +5,000 4. +1,200 +1,200 5. +10,000 6. -900 7. -600 3-16 +10,000 -900 +600 LO 1 Analyze the effect of business transactions on the basic accounting equation. Accounting Transactions Event (8). On October 5, Sierra purchased an estimated three months of supplies on account from Aero Supply for $2,500. 1. +10,000 +10,000 2. +5,000 3. -5,000 +5,000 +5,000 4. +1,200 +1,200 5. +10,000 6. -900 7. -600 +10,000 -900 +600 8. +2,500 +2,500 3-17 LO 1 Analyze the effect of business transactions on the basic accounting equation. Accounting Transactions Event (9). On October 9, Sierra hired four new employees to begin work on October 15. 1. +10,000 +10,000 2. +5,000 3. -5,000 +5,000 +5,000 4. +1,200 +1,200 5. +10,000 6. -900 7. -600 8. +10,000 -900 +600 +2,500 +2,500 An accounting transaction has not occurred. 3-18 LO 1 Analyze the effect of business transactions on the basic accounting equation. Accounting Transactions Event (10). On October 20, Sierra paid a $500 dividend. 1. +10,000 +10,000 2. +5,000 3. -5,000 +5,000 +5,000 4. +1,200 +1,200 5. +10,000 6. -900 7. -600 8. 10. 3-19 +10,000 -900 +600 +2,500 -500 +2,500 -500 LO 1 Analyze the effect of business transactions on the basic accounting equation. Accounting Transactions Event (11). Employees have worked two weeks, earning $4,000 in salaries, which were paid on October 26. 1. +10,000 +10,000 2. +5,000 3. -5,000 +5,000 +5,000 4. +1,200 +1,200 5. +10,000 6. -900 7. -600 8. 10. -500 11. -4,000 3-20 +10,000 -900 +600 +2,500 +2,500 -500 -4,000 3-21 The Account Record of increases and decreases in a specific asset, liability, equity, revenue, or expense item. Debit = “Left” Credit = “Right” Account An Account can be illustrated in a T-Account form. 3-22 Account Name Debit / Dr. Credit / Cr. LO 2 Explain what an account is and how it helps in the recording process. The Account Debit and Credit Procedures Double-entry system Each transaction must affect two or more accounts to keep the basic accounting equation in balance. Recording done by debiting at least one account and crediting another. 3-23 DEBITS must equal CREDITS. LO 3 Define debits and credits and explain they are used to record business transactions. Debit and Credit Procedures If Debits are greater than Credits, the account will have a debit balance. Account Name Debit / Dr. Credit / Cr. Transaction #1 $10,000 $3,000 Transaction #3 8,000 Balance 3-24 Transaction #2 $15,000 LO 3 Define debits and credits and explain they are used to record business transactions. Debit and Credit Procedures If Credits are greater than Debits, the account will have a credit balance. Account Name Transaction #1 Balance 3-25 Debit / Dr. Credit / Cr. $10,000 $3,000 Transaction #2 8,000 Transaction #3 $1,000 LO 3 Define debits and credits and explain they are used to record business transactions. Procedures for Assets and Liabilities Assets Debit / Dr. Credit / Cr. Normal Balance Chapter 3-23 Assets - Debits should exceed credits. Liabilities – Credits should exceed debits. Liabilities Debit / Dr. Credit / Cr. Normal Balance Chapter 3-24 3-26 LO 3 Define debits and credits and explain they are used to record business transactions. Procedures for Stockholders’ Equity Stockholders’ Equity Investments by stockholders and revenues increase stockholders’ equity (credit). Dividends and expenses decrease stockholder’s equity (debit). Credit / Cr. Debit / Dr. Normal Balance Chapter 3-25 Common Stock Debit / Dr. Retained Earnings Credit / Cr. Debit / Dr. Normal Balance Chapter 3-25 3-27 Chapter 3-25 Dividends Credit / Cr. Debit / Dr. Normal Balance Normal Balance Credit / Cr. Chapter 3-23 LO 3 Define debits and credits and explain they are used to record business transactions. Procedures for Revenue and Expense Revenue Debit / Dr. The purpose of earning revenues is to benefit the stockholders. The effect of debits and credits on revenue accounts is the same as their effect on stockholders’ equity. Expenses have the opposite effect: expenses decrease stockholders’ equity. Credit / Cr. Normal Balance Chapter 3-26 Expense Debit / Dr. Normal Balance Credit / Cr. Chapter 3-27 3-28 LO 3 Define debits and credits and explain they are used to record business transactions. Stockholders’ Equity Relationships Illustration 3-15 3-29 LO 3 Define debits and credits and explain they are used to record business transactions. Summary of Debit/Credit Rules Liabilities Normal Balance Debit Assets Credit / Cr. Normal Balance Chapter 3-24 Stockholders’ Equity Credit / Cr. Debit / Dr. Debit / Dr. Normal Balance Credit Debit / Dr. Credit / Cr. Normal Balance Normal Balance Chapter 3-23 Expense Debit / Dr. Chapter 3-25 Revenue Credit / Cr. Debit / Dr. Normal Balance Chapter 3-27 3-30 Credit / Cr. Normal Balance Chapter 3-26 LO 3 Define debits and credits and explain they are used to record business transactions. Summary of Debit/Credit Rules Balance Sheet Asset = Liability + Equity Income Statement Revenue - Expense = Debit Credit 3-31 LO 3 Define debits and credits and explain they are used to record business transactions. Summary of Debit/Credit Rules Relationship among the assets, liabilities and stockholders’ equity of a business: Illustration 3-16 Basic Equation Assets = Liabilities + Stockholders’ Equity Expanded Basic Equation The equation must be in balance after every transaction. For every Debit there must be a Credit. 3-32 LO 3 Define debits and credits and explain they are used to record business transactions. Summary of Debit/Credit Rules Review Question Debits: a. increase both assets and liabilities. b. decrease both assets and liabilities. c. increase assets and decrease liabilities. d. decrease assets and increase liabilities. 3-33 LO 3 Define debits and credits and explain they are used to record business transactions. Summary of Debit/Credit Rules Review Question Accounts that normally have debit balances are: a. assets, expenses, and revenues. b. assets, expenses, and equity. c. assets, liabilities, and dividends. d. assets, dividends, and expenses. 3-34 LO 3 Define debits and credits and explain they are used to record business transactions. 3-35 Steps in the Recording Process Illustration 3-17 Analyze each transaction Enter transaction in a journal Transfer journal information to ledger accounts Source documents, such as a sales slip, a check, a bill, or a cash register tape, provide evidence of the transaction. 3-36 LO 4 Identify the basic steps in the recording process. Steps in the Recording Process The Journal Book of original entry. Transactions recorded in chronological order. Contributions to the recording process: 1. Discloses the complete effects of a transaction. 2. Provides a chronological record of transactions. 3. Helps to prevent or locate errors because the debit and credit amounts can be easily compared. 3-37 LO 5 Explain what a journal is and how it helps in the recording process. The Journal Journalizing - Entering transaction data in the journal. Illustration: Presented below is information related to Sierra Corporation. Oct. 1 Sierra issued common stock in exchange for $10,000 cash. 1 Sierra borrowed $5,000 by signing a note. 2 Sierra purchased equipment for $5,000. Instructions - Journalize these transactions. 3-38 LO 5 Explain what a journal is and how it helps in the recording process. Journalizing Oct. 1 Sierra issued common stock in exchange for $10,000 cash. General Journal Date Oct. 1 3-39 Account Title Cash Common stock Ref. Debit Credit 10,000 10,000 LO 5 Explain what a journal is and how it helps in the recording process. Journalizing Oct. 1 Sierra borrowed $5,000 by signing a note. General Journal Date Oct. 1 3-40 Account Title Cash Notes payable Ref. Debit Credit 5,000 5,000 LO 5 Explain what a journal is and how it helps in the recording process. Journalizing Oct. 2 Sierra purchased equipment for $5,000. General Journal Date Oct. 2 3-41 Account Title Equipment Cash Ref. Debit Credit 5,000 5,000 LO 5 Explain what a journal is and how it helps in the recording process. 3-42 Steps in the Recording Process The Ledger is comprised of the entire group of accounts maintained by a company. Illustration 3-19 3-43 LO 6 Explain what a ledger is and how it helps in the recording process. Steps in the Recording Process Chart of Accounts – listing of accounts used by a company to record transactions. Illustration 3-20 3-44 LO 6 Explain what a ledger is and how it helps in the recording process. Steps in the Recording Process Posting – the process of transferring journal entry amounts to ledger accounts. J1 General Journal Date Oct. 1 Account Title Ref. Debit 101 10,000 Cash Common stock Credit 10,000 General Ledger Cash Date Oct. 1 3-45 Explanation Stock issued Acct. No. 101 Ref. Debit J1 10,000 Credit Balance 10,000 LO 7 Steps in the Recording Process Review Question Posting: a. normally occurs before journalizing. b. transfers ledger transaction data to the journal. c. is an optional step in the recording process. d. transfers journal entries to ledger accounts. 3-46 LO 7 Explain what posting is and how it helps in the recording process. 3-47 The Recording Process Illustrated Follow these steps: 1. Determine what type of account is involved. 2. Determine what items increased or decreased and by how much. 3. Translate the increases and decreases into debits and credits. Illustration 3-21 3-48 LO 7 Explain what posting is and how it helps in the recording process. The Recording Process Illustrated Follow these steps: 1. Determine what type of account is involved. 2. Determine what items increased or decreased and by how much. 3. Translate the increases and decreases into debits and credits. Illustration 3-22 3-49 LO 7 Explain what posting is and how it helps in the recording process. The Recording Process Illustrated Follow these steps: 1. Determine what type of account is involved. 2. Determine what items increased or decreased and by how much. 3. Translate the increases and decreases into debits and credits. Illustration 3-23 3-50 LO 7 Explain what posting is and how it helps in the recording process. The Recording Process Illustrated Additional Transactions Illustration 3-24 3-51 LO 7 Explain what posting is and how it helps in the recording process. The Recording Process Illustrated Additional Transactions Illustration 3-25 3-52 LO 7 Explain what posting is and how it helps in the recording process. The Recording Process Illustrated Additional Transactions Illustration 3-26 3-53 LO 7 Explain what posting is and how it helps in the recording process. The Recording Process Illustrated Additional Transactions Illustration 3-27 3-54 The Recording Process Illustrated Additional Transactions Illustration 3-28 3-55 LO 7 Explain what posting is and how it helps in the recording process. The Recording Process Illustrated Additional Transactions Illustration 3-29 3-56 LO 7 Explain what posting is and how it helps in the recording process. The Recording Process Illustrated Additional Transactions Illustration 3-30 3-57 LO 7 Explain what posting is and how it helps in the recording process. The Recording Process Illustrated Additional Transactions Illustration 3-31 3-58 LO 7 Summary Illustration of Journalizing Illustration 3-32 3-59 LO 7 Summary Illustration of Journalizing Illustration 3-32 3-60 LO 7 Summary Illustration of Posting Illustration 3-33 3-61 LO 7 Explain what posting is and how it helps in the recording process. Selected transactions from the journal of Faital Inc. during its first month of operations are presented below. Post these transactions to T-accounts. 3-62 LO 7 Explain what posting is and how it helps in the recording process. The Trial Balance Trial Balance A list of accounts and their balances at a given time. Accounts are listed in the order in which they appear in the ledger. Purpose is to prove that debits equal credits. May also uncover errors in journalizing and posting. Useful in the preparation of financial statements. 3-63 LO 8 Explain the purposes of a trial balance. The Trial Balance Illustration 3-34 Equal 3-64 LO 8 The Trial Balance Limitations of a Trial Balance The trial balance may balance even when 1. a transaction is not journalized, 2. a correct journal entry is not posted, 3. a journal entry is posted twice, 4. incorrect accounts are used in journalizing or posting, or Ethics Note An error is the result of an unintentional mistake. It is neither ethical nor unethical. An irregularity is an intentional misstatement, which is viewed as unethical. 5. offsetting errors are made in recording the amount of a transaction. 3-65 LO 8 Explain the purposes of a trial balance. The Trial Balance Review Question A trial balance will not balance if: 3-66 a. a correct journal entry is posted twice. b. the purchase of supplies on account is debited to Supplies and credited to Cash. c. a $100 cash dividends is debited to the Dividends account for $1,000 and credited to Cash for $100. d. a $450 payment on account is debited to Accounts Payable for $45 and credited to Cash for $45. LO 8 Explain the purposes of a trial balance. The Cash account and the related cash transactions indicate why cash changed during October. To make this information useful for analysis it is summarized in a statement of cash flows. The statement of cash flows classifies each transaction as an operating activity, an investing activity, or a financing activity. Sierra Corporation’s: 3-67 Operating activities involve providing guide services. Investing activities include the purchase or sale of long-lived assets used in operating the business, or the purchase or sale of investment securities. Financing activities are borrowing money, issuing shares of stock, and paying dividends. LO 9 Classify cash activities as operating, investing, or financing. Key Points Transaction analysis is the same under IFRS and GAAP however different standards sometimes impact how transactions are recorded. European companies rely less on historical cost and more on fair value than U.S. companies. The double-entry system is the basis of accounting systems worldwide. Both the IASB and FASB go beyond the basic definitions provided in this textbook for the key elements of financial statements, that is, assets, liabilities, equity, revenues, and expenses. 3-68 LO 10 Compare the procedures for the recording process under GAAP and IFRS. Key Points A trial balance under IFRS follows the same format as shown in the textbook. As shown in the textbook, dollars signs are typically used only in the trial balance and the financial statements. The same practice is followed under IFRS, using the currency of the country in which the reporting company is headquartered. 3-69 LO 10 Compare the procedures for the recording process under GAAP and IFRS. Key Points In deciding whether the United States should adopt IFRS, some of the issues the SEC said should be considered are: ► Whether IFRS is sufficiently developed and consistent in application. 3-70 ► Whether the IASB is sufficiently independent. ► Whether IFRS is established for the benefit of investors. LO 10 Compare the procedures for the recording process under GAAP and IFRS. Key Points Some of the issues the SEC said should be considered are: ► The issues involved in educating investors about IFRS. ► The impact of a switch to IFRS on U.S. laws and regulations. ► The impact on companies including changes to their accounting systems, contractual arrangements, corporate governance, and litigation. ► 3-71 The issues involved in educating accountants, so they can prepare statements under IFRS. LO 10 Compare the procedures for the recording process under GAAP and IFRS. Looking to the Future The basic recording process shown in this textbook is followed by companies across the globe. It is unlikely to change in the future. The definitional structure of assets, liabilities, equity, revenues, and expenses may change over time as the IASB and FASB evaluate their overall conceptual framework for establishing accounting standards. 3-72 LO 10 Compare the procedures for the recording process under GAAP and IFRS. IFRS Practice Which statement is correct regarding IFRS? a) IFRS reverses the rules of debits and credits, that is, debits are on the right and credits are on the left. b) IFRS uses the same process for recording transactions as GAAP. c) The chart of accounts under IFRS is different because revenues follow assets. d) None of the above statements are correct. 3-73 LO 10 Compare the procedures for the recording process under GAAP and IFRS. IFRS Practice A trial balance: a) is the same under IFRS and GAAP. b) proves that transactions are recorded correctly. c) proves that all transactions have been recorded. d) will not balance if a correct journal entry is posted twice. 3-74 LO 10 Compare the procedures for the recording process under GAAP and IFRS. IFRS Practice One difference between IFRS and GAAP is that: a) GAAP uses accrual-accounting concepts and IFRS uses primarily the cash basis of accounting. b) IFRS uses a different posting process than GAAP. c) IFRS uses more fair value measurements than GAAP. d) the limitations of a trial balance are different between IFRS and GAAP. 3-75 LO 10 Compare the procedures for the recording process under GAAP and IFRS. Copyright “Copyright © 2013 John Wiley & Sons, Inc. All rights reserved. Reproduction or translation of this work beyond that permitted in Section 117 of the 1976 United States Copyright Act without the express written permission of the copyright owner is unlawful. Request for further information should be addressed to the Permissions Department, John Wiley & Sons, Inc. The purchaser may make back-up copies for his/her own use only and not for distribution or resale. 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