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The essential companion for accounting and finance professionals
www.worthitfixedassets.com
www.mrscompany.com
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The essential companion for accounting and finance professionals
WorthIT Loan & Lease Analyzer (WLLA) is specifically designed for
accounting and finance professionals who need more than just
amortization schedules.
Unlike most traditional amortization calculators, WLLA allows users to
incorporate Depreciation costs; Taxes; Fees and Discount rates of Return
to get a comprehensive perspective on any Loan & Lease scenario.
It also includes practical Amortization, FV & NPV grid-based calculators
with creative simulation capabilities making WLLA the indispensable
must have program for accounting & finance professionals. Better still,
WLLA is priced at the level business users would expect to pay for a
traditional Amortization program.
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www.worthitfixedassets.com
www.mrscompany.com
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The essential companion for accounting and finance professionals
WorthIT Lease & Loan Analyzer provides Accounting and Finance
professionals the tools they need to thoroughly appraise Loan &
Lease scenarios. With Analyzer, they can:
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Evaluate each scenario’s Net Cash Flow projections per fiscal period after
accounting for Depreciation, Taxes and interest outflow.
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Create detailed Net Advantage of Leasing reports incorporating operating
expenses; Lease outflows; Depreciation costs; Taxes and cash inflows from
corporate tax relief.
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Calculate the Present Value of cash flow streams based on desired
Discount Rates of return.
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Measure the precise Effective Interest Rate after front and back end fees;
security deposits; and payment terms are included in the calculations.
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Prepare customized Payment Schedules with Fiscal, Calendar or
Anniversary totals and transfer data to Word, Excel or clipboard.
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Evaluate the consequences of Principle and / or Interest rate variations
during user defined From – To periods.
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Simulate how Amortization, Future Value and Present Value scenarios are
impacted as primary variables change in user-defined increments.
www.worthitfixedassets.com
www.mrscompany.com
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The essential companion for accounting and finance professionals
General highlights:
 Taxes on Lease Payments: 3 user defined fields. Option to define as Recoverable (ex: HST in
Canada) for accurate outflow projections.
 Leases: Option to include summary operating expenses to calculate Net Advantage of Leasing.
 Fees and Payment terms are used to calculate the precise Effective Interest Rate.
 Depreciation options: Straight Line; Declining Balance; Compound & Sum of Digits.
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www.worthitfixedassets.com
www.mrscompany.com
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The essential companion for accounting and finance professionals
Enter / change values & Click to Calculate
Click to display Loan / Lease summary statistics
Loan / Lease Analysis Report
Payment Schedule
Net Advantage of Leasing Report
Help Guide
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www.worthitfixedassets.com
www.mrscompany.com
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Template
Word
Document
General Highlights:
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Select “Spreadsheet” to transfer data to Excel.
Sub-Total & Totals by Fiscal, Calendar or Anniversary dates.
Annual & cumulative statistics.
Optional cover page with scenario details.
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www.worthitfixedassets.com
www.mrscompany.com
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The essential companion for accounting and finance professionals
General highlights:
 Depreciation: Users can enter down payments, Value at Maturity & un-depreciable costs to adjust base cost.
 Leases: Summary Operating expenses can be included in the Net Advantage of Leasing report.
 Present Value calculations: Users can define desired Discount rate in the SETTINGS file.
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www.worthitfixedassets.com
www.mrscompany.com
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The essential companion for accounting and finance professionals
Choose Row and Column variables & set incremental
values to create simulation table.
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www.worthitfixedassets.com
www.mrscompany.com
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The essential companion for accounting and finance professionals
Loan Simulation: Enter as many From-To records; Increase / Decrease
Principle and / or vary Interest rate and evaluate consequences. Click
the STATISTICS button and compare against base values.
Settings:
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www.worthitfixedassets.com
www.mrscompany.com
Up to 3 separate Tax records; Recoverable Tax option (ex: HST in
Canada)
Enter Corporate Discount Rate of Return for PV calculations.
Enter Tax Rates for Analysis reports.
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The essential companion for accounting and finance professionals
WorthIT Suite of applications includes:
WorthIT Fixed Assets; Image Gallery; Report Gallery & Barcode Gallery. This integrated suite provides one of
the most comprehensive Fixed Assets Management solutions anywhere.
WorthIT Lease & Loan Analyzer represents the newest addition to this suite of applications.
*Please visit www.worthitfixedassets.com to download various marketing materials on WLLA.*
www.worthitfixedassets.com
www.mrscompany.com