An Overview A brief history of the Association Two Castles Housing Association started life as the Cumbria Housing Society in 1966, with the Castles referring to Carlisle and Newcastle Castles at either end of Hadrian’s Wall. The Association has grown significantly since then, now owning over 3,400 properties and celebrating its 40th anniversary in 2006. Throughout the forty plus years of operation, Two Castles has always had at its heart a drive to build and manage high quality, affordable, housing for local people. Its area of operation now runs straight across the Pennines and throughout the North of England, as far down as Lancashire and Yorkshire. Housing provision covers a blend of rented, shared ownership, general needs and supported stock (including a large amount of elderly provision). Our Vision Statement Two Castles’ vision is to: ‘Enhance the quality of life of residents and communities’ We will promote all of our core values through everything we do, having the dedication to see things to their conclusion even when they may be difficult or controversial. Our Core Values Empowerment We are committed to the participation, involvement and development of residents, Board Members, employees and other stakeholders. People Focussed We value the contribution of each individual and are committed to encouraging and supporting the fulfilment of potential. Quality and Added Value We will innovatively respond to opportunities which are cost effective and enhance the services we provide. Equality and Diversity We will ensure that our standards of service are applied consistently to all. 1 Integrity We are committed to promoting respect, openness and honesty in all our areas of work and service delivery. Collaboration We will seek to work with others in order to improve services and provide benefits to residents and other stakeholders. Our Corporate Goals The corporate goals of the Association set out how our vision will be achieved. These are then broken down into specific targets using the Balanced Scorecard to measure progress against our objectives, according to our agreed timescales and targets. Goal 1 - Customer To deliver a high quality service to residents and prospective residents. Goal 2 – Employer To be the preferred employer for both existing and prospective employees. Goal 3 – Property To ensure that all of the Association’s new, and existing, homes are designed, constructed, refurbished and maintained to the highest affordable standard. Goal 4 – Viable To be a financially viable, well run, organisation. Goal 5 – To achieve high standards of corporate governance To ensure that the organisation has effective and accountable governance to enable it to meet the challenges facing it. Our Stock The Association works across the North of England. We have main offices in Newcastle upon Tyne and Carlisle and two smaller offices in Kendal and Whitehaven. We provide a mix of houses, flats and bungalows for families, couples and single people, sheltered accommodation for elderly residents and some supported housing. We offer houses to rent and to buy on a shared ownership basis. We have a healthy development programme with approximately 300 units in pipeline over the next 3 years across both sides of the Pennines. In total, we have about 3,500 units. 2 Staffing Approximately 100 staff in total. Chief Executive Finance Director Housing Services Director Property Services Director Team responsible for all Finance, IT and HR issues Team responsible for all Housing services Team responsible for all maintenance issues and the development of new properties Summary of the services we provide Two Castles provides a range of services to its residents and potential residents. All residents Providing advice around debt management. The provision of a specific Housing Officer for advice and assistance. Home visits by appointment. Access to resident initiatives, such as residents’ associations, residents’ panel, resident newsletter. Access to a complaints and compliments system and compensation policy. 3 Residents in rented accommodation Such residents receive some or all of the following services, depending upon the actual property type: A full maintenance service, including responsive repairs and 24 hour emergency service. Gas servicing. Gardening service. Window cleaning. Provision of digital television receiving equipment. Estate management. Supported housing provision appropriate to specific circumstances (This may be provided by an external organisation). Countdown discount card. Service of a Resident Manager depending upon type of property occupied. Leasehold residents Leasehold residents receive some or all of these depending on their lease: Gas servicing. Gardening service. Window cleaning. Estate management. Countdown discount card. Service of a Resident Manager depending upon type of property occupied. Prospective residents Prospective residents receive the following services: Home visits by appointment. Access to our lettings service. Access to our leasehold sales service. 4 Two Castles Housing Association Board and Committees Terms of Reference Board To define and ensure compliance with the values and objectives of the Association. To set long and short-term Strategic Plans to achieve those objectives. To control the overall effective operation of the Association in terms of its use of resources, financial viability and achievement of aims and objectives. To agree policies and make decisions on all matters that create significant financial risk to the Association or which affect material issues of principle. To oversee a framework of delegation and systems of control, delegating powers to Committees and the Association’s staff. To ensure that the Association’s affairs are conducted lawfully, and in accordance with generally accepted standards of performance and propriety, in particular ensuring compliance with the TSA’s regulatory requirements and, specifically, the Regulatory Code. To promote the Association’s equal opportunities policy and to have overall responsibility for its implementation and for monitoring its effectiveness throughout all its activities. Finance Committee To review the financial policies and strategy of the Association. To ensure regular, timely, and accurate, financial reporting. To review the treasury management function. To review and monitor the development finance function. 5 To recommend the Association’s IT Strategy to the Board and monitor its implementation. Audit Committee To review the framework and processes for risk assessment, including its quantification and management. To assess adherence to the Association’s policies and directives. To ensure the safeguarding of the assets and interests of the Association. To ensure compliance with statutory and other regulatory requirements. To ensure as far as possible the reliability and integrity of financial and operating information. To ensure efficient, effective and economic use of resources. To assess the effectiveness of internal controls and management systems. Regional Customer Services Committees To ensure effective engagement with customers and prospective customers about the quality and nature of the Association’s services. To ensure all sources of customer feedback, including complaints and compliments, are considered, to inform future service delivery and to raise customer satisfaction levels. To scrutinise appropriate service policies, taking into account customer and stakeholder feedback, good practice, performance information and changes to legislation. To monitor and benchmark key service standards and key performance indicators through reporting. To report directly to Board, on a quarterly basis, the reasons for any variances and to make any recommendations for future target setting. To oversee the implementation of the Resident Involvement Strategy. To advise the Board on local priorities for inclusion in the Association’s development programme, including ensuring satisfactory arrangements for identifying housing needs. This would include notification of local sites potentially suitable for housing. To oversee the management of the Association’s supported housing schemes, including approving the terms of any agreement with third party care providers. To approve the local standards appropriate to the region following consultation with residents. Published Information The Annual Statement to Residents is available on our website (www.twocastles.org.uk) and contains key financial information about the organisation 6