FOR PROFESSIONAL ADVISERS ONLY Baring European Equities August 2015 Baring Asset Management Limited 155 Bishopsgate, London, EC2M 3XY James Buckley Tel +44 (0)20 7628 6000 Fax +44 (0)20 7638 7928 www.barings.com Authorised and regulated by the Financial Conduct Authority CONFIDENTIAL Corporate and overview slides Guidelines for equity presentation slides Agenda • Company overview • Investment philosophy • Investment process • Portfolio • Client service • Appendix 3 Corporate overview • Providing investment management services in emerging and developed markets, asset allocation and specialist fixed income to investors worldwide – Current assets under management US$42.3billion • Operating in 11 countries with professionals from 35 different nations – 122 investment professionals – Investors based in London, Hong Kong, Seoul, Tokyo and Boston • Mandates tailored to client needs – Segregated accounts for institutions: specialist and international capability in equities and fixed income – Pooled funds for institutions, distributors and product assemblers: high alpha regional equity and fixed income funds and multi asset expertise London, Boston, Dubai, Frankfurt, Geneva, Hong Kong, Kaohsiung, Paris, San Francisco, Seoul, Taipei, Tokyo, Toronto An international investment management company with a history dating back to 1762 Source: Barings, 31 December 2014 4 What sets us apart Genuinely high conviction portfolios • High active share • Best ideas orientated • Rigorously applied through Portfolio Scorecard Well defined quality GARP philosophy • Emphasis on Quality, Growth and Upside • Identifying strong businesses with good expansion potential and attractive valuations • Three to five year time horizon gives us a non-consensus perspective In-depth, in-house, bottom-up research • Focused approach to identifying the best opportunities • Robust peer review encourages innovative thinking • Company Scorecards provide a structured approach, common across all teams … a strong platform for strong performance 5 Corporate update Senior leadership enhanced • Ken Lambden appointed CIO • GEMS portfolio management team: Jean-Louis Scandella, William Palmer and Isabelle Irish A rigorously applied quality GARP process • Focus on unrecognised growth over three to five years • Increased conviction and active share Strong performance since enhancements to process • Driven by strong stock selection 6 European Large Cap Equities Team and resource James Buckley Head of European Large Cap • 22 years equity investment experience, joined Barings in July 200 • Manager of Baring European Growth and Europa funds • MBA from Cambridge University James Buckley Paul Morgan Head of European Large Cap 22, 9 (Lead) Investment Manager 19, 7 (Backup) Quant Team 5 members, average 11 years investment experience Specialist Analysts, Portfolio Managers and Team Heads 61 members, average 14 years investment experience European Small Cap European Country Analysts • Alexandra Hillier Specialists • Rob Smith • Nick Williams • Chris Hyde • Colin Riddles • Rosemary Simmonds • Matthew Ward • Piers Aldred • tbc Other Equity • • • • • • • • • World & Int’l North America Japan Emerging Markets EMEA/Frontiers Latin America Asia Pacific China Resources Global Sectors • Technology • Pharmaceuticals • Resources Experience matched with extensive resources Source: Barings, 31 December 2014. Years of experience: Investment experience; Time at Barings 7 Investment philosophy Guidelines for equity presentation slides Investment philosophy Growth at a Reasonable Price Growth Focus on companies with growth of 10-20% CAGR Reasonable price Seek unrecognised growth over a three to five year horizon, only paying a justified short term premium over the market Quality Provides the level of certainty needed for a three to five year earnings forecast Quality GARP companies have delivered superior returns with lower volatility 9 Investment process Guidelines for equity presentation slides Investment process Sourcing ideas High conviction ideas generated from Barings’ diverse pool of global investors • Analyst and Portfolio Manager expertise • Quantitative screening for quality GARP • Thematic screening Researching companies • • • • Constructing portfolios Maintaining • Quality • Growth • Upside Monitoring portfolios • • • • Focused and in-depth Finding unrecognised growth on a three to five year horizon Companies scored 1 to 5 Best Ideas List owned by a panel of three senior investors Analysing • Liquidity • Volatility • Concentration Delivering • High conviction • High active share • Quality GARP Portfolio Manager Quant Team Investment Committee Investment Risk 11 Finding unrecognised growth Researching companies Quality Growth Upside Helps to drive sustainable, steady results Provides a long term platform for outperformance Measured using a disciplined, discounted earnings approach • Franchise ‒ Competitive advantage ‒ Efficiency ‒ Stability • Last three years net earnings growth • Discounted earnings over five years • 12 month earnings growth • Management ‒ Competence ‒ Commitment ‒ Alignment with shareholder interest • Next five years earnings growth • Next 12 month P/E ‒ Compared to history ‒ Compared to sector ‒ Compared to peer • P/B relative to ROE and cost of capital • Balance sheet Quality (1 to 5) Growth (1 to 5) Upside (1 to 5) Consistent stock scoring methodology 12 Company Scorecard Novo Nordisk Source: Barings internal estimates, February 2015. 13 Sourcing ideas at Barings • 122 investment professionals from 35 different nations – Provides insight into local culture and business practices • Investors continuously share information and ideas and discuss trends across teams – Investors conducted 1689 company meetings in 2014 • Investors use various screens to identify investment opportunities – Quant driven analysis – Screens tailored for specific investment universe High conviction ideas generated from Barings’ diverse pool of global investors Source: Barings, 31 December 2014 14 Building quality GARP portfolios Market strategy Bottom up focus • Upside • Quality GARP profile • Risk Management Portfolio approach • High conviction: 40-60 stocks • Targeting over 75% active share • Diversified portfolio: minimum weighing 1%, maximum active weighting 3% • Cash is not used as an asset Review and sell disciplines • Fundamental thesis deterioration • Exhaustion of upside potential • Higher conviction alternative High conviction quality GARP portfolios Source: Barings, 31 December 2014 15 Comprehensive risk management and monitoring Integrated portfolio monitoring Independent risk oversight Level 1 Research • Quality • Growth • Upside • Analyst • Portfolio Manager Ex ante Level 2 Portfolio construction • Volatility • Liquidity • Concentration and conviction • Portfolio Manager • Head of Team Ex ante Level 3 Monitoring • Implied alpha • Regression analysis • Stress testing • • • • Ex ante and Ex post Level 4 Risk management • Liquidity • Tracking error • Client and other internal investment guidelines • Investment Risk Team Portfolio Manager Quantitative Team Head of Team Head of Equities Ex post 16 The portfolio Guidelines for equity presentation slides Systematic analysis of the portfolio European Growth 80 70 60 50 40 30 20 10 0 Growth 75.50 0.60 13.10 10.67 12.89 0.02 Active Share Active Weight (Top 5) Small Holdings (<1% ) Standard Deviations Weight (%) Conviction 0.40 0.20 0.01 0.00 -0.20 -0.15 -0.40 EPS Growth EPS Growth (3Yrs Trailing) (12Mth Fwd) Sustainable EPS Revisions Growth Rate Upside/Valuation 0.60 0.40 0.20 0.07 0.01 0.00 -0.04 -0.18 -0.24 -0.40 -0.60 ROE Debt to Equity FCFY EPS Growth Stability Volatility Standard Deviations 0.60 Standard Deviations 0.25 -0.60 Small/Mid Off Weight Benchmark (<$5bn) Quality -0.20 0.17 0.33 0.40 0.23 0.20 0.13 0.02 0.00 -0.20 -0.40 -0.60 Price/Book (Trailing) P/E (12Mth Fwd) DY (Trailing) EV/EBITDA Systematic quantitative tools support the portfolio managers in building portfolios in line with their objectives Source: Barings, Factset, Style Research 31 July 2015. Data relates to Baring European Growth Fund. 18 Systematic analysis of the portfolio Europa 90 80 70 60 50 40 30 20 10 0 Growth 0.60 79.19 16.05 14.05 11.43 0.10 Active Share Active Weight (Top 5) Small Holdings (<1% ) Standard Deviations Weight (%) Conviction 0.00 -0.20 -0.04 -0.04 -0.16 -0.40 EPS Growth EPS Growth (3Yrs Trailing) (12Mth Fwd) Sustainable EPS Revisions Growth Rate Upside/Valuation 0.60 0.40 0.14 0.20 0.02 0.00 -0.05 -0.15 -0.24 -0.40 -0.60 ROE Debt to Equity FCFY EPS Growth Stability Volatility Standard Deviations 0.60 Standard Deviations 0.15 0.20 -0.60 Small/Mid Off Weight Benchmark (<$5bn) Quality -0.20 0.40 0.40 0.20 0.05 0.00 -0.20 -0.05 -0.01 -0.07 -0.40 -0.60 Price/Book (Trailing) P/E (12Mth Fwd) DY (Trailing) EV/EBITDA Systematic quantitative tools support the portfolio managers in building portfolios in line with their objectives Source: Barings, Factset, Style Research 31 July 2015. Data relates to Baring Europa Fund 19 Baring European Growth Trust Top 10 holdings Top 10 current overweight stocks* % Top 10 current underweight stocks* % Ryanair Holdings Plc 2.95 Novartis AG 3.98 Airbus Group SE 2.95 Total SA 1.77 Cap Gemini SA 2.47 Banco Santander SA 1.65 Basilea Pharmaceutica Ltd 2.38 Anheuser-Busch InBev SA 1.59 Sanofi 2.35 Daimler AG 1.43 ASML Holding NV 2.33 Siemens AG 1.41 Actelion Ltd 2.31 BASF SE 1.32 Telefonica Deutschland 2.29 Unilever NV 1.22 Royal KPN NV 2.27 SAP SE 1.17 Wendel SA 2.25 Telefonica SA 1.14 Source: Barings, as at 31 July 2015 *Relative to MSCI Europe ex UK Performance Comparison – Reference to the Performance Comparison is for comparative purposes only Holdings are subject to change. 20 Baring Europa Fund Top 10 holdings Top 10 current overweight stocks* % Top 10 current underweight stocks* % Ryanair Holdings Plc 2.67 Novartis AG 2.75 Shire Plc 2.34 Roche Holding Ltd 2.34 Safran SA 2.16 HSBC Holding Plc 1.99 Novo Nordisk A/S 2.14 BP Plc 1.29 Bayer AG 2.13 Royal Dutch Shell Plc Class A 1.28 Basilea Pharmaceutica Ltd 2.12 British American Tobacco Plc 1.27 Cap Gemini SA 2.11 Total SA 1.22 Airbus Group SE 2.09 GlaxoSmithKline Plc 1.21 BT Group Plc 2.05 Banco Santander SA 1.14 WPP Plc 1.97 Anheuser-Busch InBev SA 1.10 Source: Barings, as at 31 July 2015 *Relative to MSCI Europe Performance Comparison – Reference to the Performance comparison is for comparative purposes only. Holdings are subject to change. 21 Historic Performance European Growth 20 17.13 15.27 15 11.81 10.64 10 8.52 9.68 9.38 8.19 7.21 6.37 5 0 YTD 1 Year 3 Year Baring European Growth Trust 5 Year 10 Year MSCI Europe Ex UK Past performance is not a guide to future performance Source: Morningstar, 31 July 2015. In GBP Gross Income reinvested. Performance MSCI Europe Ex UK Index 22 Historic Performance Europa 13.9413.73 15 10 9.51 7.55 5 7.54 8.92 5.38 5.59 1.5 0 -0.51 -5 YTD 1 Year 3 Year Baring Europa Fund 5 Year 10 Year MSCI Europe Past performance is not a guide to future performance Source: Morningstar, 31 July 2015. In USD Gross Income reinvested. Performance MSCI Europe Index 23 Baring European Growth Performance as at 31st July 2015 20 11.81 10 17.13 15.27 9.38 9.68 8.19 0 50 31.40 1 Year26.38 0 10.99 annualised 10.04 3 Years Fund Fund Rank* Quartile* 1 Year 13.24 12.12 5 Years annualised Perf ormance comparison 3 Years annualised 5 Years annualised 1 Year 3 Years annualised 5 Years annualised 43/124 33/117 42/109 2nd 2nd 2nd Past performance is not a guide to future performance Source: Barings. Performance figures are shown net of fees and charges for the Class A GBP Income unit, in Sterling on a bid to bid basis, with gross income reinvested. Performance comparison is MSCI Europe ex UK. Reference to the performance comparison is for comparative purposes only. Source: *Barings/Morningstar – Quartile rankings customised. Morningstar, UK Registered Investment Funds Equity Europe 24 Baring Europa Fund (Pan European) Performance as at 31st July 2015 20 10 0 -10 13.94 7.54 1.50 3 Years annualised Fund Quartile* 8.92 -0.51 1 Year Rank* 13.73 5 Years annualised Perf ormance Comparison 1 Year 3 Years annualised 5 Years annualised 69/233 46/202 96/175 2nd 1st 3rd Past performance is not a guide to future performance Source: Barings. Performance figures are shown net of fees and charges for the Class A USD Income unit, in US Dollars on a NAV per unit basis, with gross income reinvested. Performance comparison is MSCI Europe. Reference to the performance comparison is for comparative purposes only. Source: *Barings/Morningstar – Quartile rankings customised. Morningstar, UK Registered Investment Funds Equity Europe 25 European Growth Full year 2014 performance contributors Contributors Company Detractors Contribution to portfolio Company Detraction from portfolio Ryanair Holding 1.11 Airbus Group -1.06 Aer Lingus Group 0.94 ArcelorMittal -1.00 Red Electrica 0.75 Adidas -0.89 Novo Nordisk 0.65 Alpha Bank -0.70 ASML Holding 0.62 Galp Energia -0.58 Bottom-up stock selection drives performance Source: Barings, 31 December 2014 26 Europa Full year 2014 performance contributors Contributors Detractors Contribution to portfolio Company Detraction from portfolio Ryan air 0.86 Tullow Oil -1.14 Aer Lingus 0.82 Airbus -0.84 Shire 0.71 ArcelorMittal -0.78 Red Electrica 0.48 Alpha Bank -0.74 ASML Holding 0.33 BG Group -0.72 Company Bottom-up stock selection drives performance Source: Barings, 31 December 2014 27 Baring European Growth Current characteristics European Growth Characteristics European Growth Fund Size (Euro millions) Number of holdings in portfolio Performance Comparison 116.06m 41 89.18 97.94 Mid-cap eur 2-5bn (%) 4.81 1.94 Small Cap eur<2bn (%) 6.01 0.12 Forecast earnings growth (next 12 months) 12.54% 12.33% PE Valuation, (next 12 months) 17.46X 16.10X Large-cap eur>5bn + (%) Source: Barings as at 31st July 2015, Performance comparison refers to MSCI Europe ex UK at same date. Reference to the Performance comparison is for comparative purposes only. 28 Baring Europa Fund Current characteristics Europa Characteristics Performance Comparison Europa Fund Size (Euro millions) Number of holdings in portfolio 100.96m 50 84.20 98.02 Mid-cap eur 2-5bn (%) 9.04 1.90 Small Cap eur<2bn (%) 6.76 0.08 7.89% 8.70% 15.91X 15.95X Large-cap eur>5bn + (%) Forecast earnings growth (next 12 months) PE Valuation, (next 12 months) Source: Barings as at 31st July 2015, Performance Comparison refers to MSCI Europe at same date. Reference to the Performance Comparison is for comparative purposes only 29 Style Characteristics Consistent with GARP approach • Baring European MSCI Europe Ex Growth UK Baring Europa MSCI Europe Return on Equity % 12.48 15.06 13.44 15.70 Debt/equity ratio % 116.03 125.89 133.69 126.10 Three year EPS growth 2.76 5.85 4.17 5.09 Dividend yield 2.37 2.97 3.30 3.17 P/E FY1 18.08 16.83 16.53 16.65 Active Share 75.5% N/A 79.19% N/A Market Cap (USD Million) 60,261.89 71,637.06 40,687.87 69,363.28 Number of holdings (ex cash) 41 330 50 441 Source: Barings, Factset, Style Research, Axioma 31 July 2015 Barings European Large Cap Baring Europa Fund Baring European Growth Trust • Fund manager: James Buckley • Fund manager: James Buckley • Investment universe • Investment universe – MSCI Europe • Fund information – – – – Launched 21 April 1987 AUM US$112.7m Irish Authorised UCITS Daily dealing • Share class information – XD Date 01 May – Dividend paid by: 31 July Class A USD Income – ISIN: IE0000829121 – Bloomberg code: BRGEUAI ID – Lipper ID: 60000679 Morningstar RatingTM Source: Barings, 31 January 2015 – MSCI Europe ex UK • Fund information – – – – Launched 23 January 1983 AUM £79m UK Authorised Unit Trust UCITS Daily dealing • Share class information – XD Date 01 May – Dividend paid by: 10 July Class A GBP Income – ISIN: GB0000804335 – Bloomberg code: BRGEGTI LN – Lipper ID: 60008951 Class I USD Income – ISIN: GB0000804335 – Bloomberg code: BRGEGTI LN – Lipper ID: 68163740 Morningstar RatingTM 31 Companies, themes and contributors/detractors Guidelines for equity presentation slides Portfolio changes Q2 2015 Companies bought Company Companies sold % of portfolio Company % of portfolio ASML 0.20 Zurich Insurance Group 2.10 Tui AG 0.19 Natixis 0.26 FCC 0.17 UBS 0.11 Bottom-up stock selection drives performance Source: Barings, 30 June 2015 33 Novo-Nordisk Danish leading player in Diabetes Care Company Scorecard Company name Novo Nordisk Quality Franchise 2.0 Management 1.5 Balance sheet 1.0 Overall 1.5 Last three years 2.0 Next 12 months 1.0 CAGR next five years 2.0 Overall 1.7 Market measure 5.0 Static measure 1.0 Discounted earnings 3.0 Overall 3.0 Growth Upside Stock score Source: Barings internal estimates, 31 December 2014 • Novo Nordisk is the only pure play diabetes care company in the world with No.2 position in the US and No1 position in all markets ex US giving it the leading global market share • Novo is capable of maintaining its 15%+ EPS growth rate of the last 5 years over the next five years thereby doubling EPS • Novo will able to do this by exploiting the global diabetes pandemic and its current and future product portfolio covering best in class drugs for the type 2 diabetes treatment flow 2.1 34 Ryanair European Low Cost Carrier Airline Company Scorecard Company name ASML Quality Franchise 2.0 Management 1.1 Balance sheet 1.1 Overall 1.3 Last three years 3.0 Next 12 months 1.0 CAGR next five years 1.0 Overall 1.7 Market measure 5.0 Static measure 5.0 Discounted earnings 5.0 Overall 5.0 Growth Upside Stock score • Ryanair is the only truly low cost carrier in Europe with the scale to maintain cost leadership. • Ryanair is currently at the start of business model reconfiguration that will enable industry leading revenue and profit growth. • A robust balance sheet with €4.3bn of gross cash and high cash generation will enable continued capital returns. 2.3 Ryanair is a long term structural growth business Source: Barings internal estimates, 31 December 2014 35 ASML Dutch Semiconductor Equipment Manufacturer Company Scorecard Company name ASML Quality Franchise 1.0 Management 1.0 Balance sheet 1.0 Overall 1.0 Last three years 5.0 Next 12 months 1.0 CAGR next five years 1.0 Overall 2.3 Market measure 5.0 Static measure 3.0 Discounted earnings 3.0 Overall 3.7 Growth Upside Stock score 2.3 • ASML is the clear market leader in the development of lithography tools to the semiconductor industry • ASML is entering it’s next significant growth phase which is likely to double sales over the next 5 years and treble EPS in that time period • ASML is well positioned to continue leading the future of Moore’s Law as it benefits the entire technology ecosystem and wider society. ASML is critical to the future of the entire technology sector Source: Barings internal estimates, 31 December 2014 36 Appendix Baring European Growth Relative Sector Weightings Relative Sector Weightings Healthcare 6.70 Financials 5.89 Industrials 4.43 Information Technology 1.23 Telecommunication Services 0.33 Utilities 0.24 Energy -2.47 Consumer Discretionary -3.10 Materials -5.53 Consumer Staples -7.67 Source: Barings, as at 31 July 2015, relative to the MSCI Europe x UK Performance comparison. Reference to the Performance comparison is for comparative purposes only. Weightings are subject to change. 38 Baring Europa Fund Relative Sector Weightings Relative Sector Weightings Financials 7.05 Healthcare 5.19 Industrials 3.90 Telecommunication Services 1.86 Information Technology 0.87 Utilities -0.71 Consumer Discretionary -3.23 Energy -3.66 Materials -4.82 Consumer Staples -8.40 Source: Barings, as at 31 July 2015, relative to the MSCI Europe Performance comparison. Reference to the Performance comparison is for comparative purposes only Weightings are subject to change. 39 Biographies Last updated: 1st January 2015 40 Important Information For Professional Investors/Advisers only. It should not be distributed to or relied on by Retail Investors. This document is approved and issued by Baring Asset Management Limited, authorised and regulated by the Financial Conduct Authority and in jurisdictions other than the UK it is provided by the appropriate Baring Asset Management company/affiliate whose name(s) and contact details are specified herein. The information in this document does not constitute investment, tax, legal or other advice or recommendation. It is not an invitation to subscribe and is for information only. Investment involves risk. The value of any investments and any income generated may go down as well as up and is not guaranteed. Past performance is not a guide to future performance. 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