Financial Algebra
Gerver/Sgroi
© 2011
Pub date: 1/27/10
Course Technology ▪ Delmar ▪ South-Western
Financial Algebra
Debbie Henson
National Sales Consultant
www.cengage.com/focus/IL
Course Technology ▪ Delmar ▪ South-Western
Mary Sommers
Mary.sommers@cengage.com
608.846.2174
Counties I Cover
Toya Moore
Toya.moore@cengage.com
773.793.4059
Counties I Cover
Kimberly Lourinia
Kimberly.lourinia@cengage.com
800.998.7498, x2606
Counties I Cover
Larry Schneider
Larry.schneider@cengage.com
800.543.0487, x1571
Counties I Cover
Margie Schneider
Margie.schneider@cengage.com
800.543.0487, x1553
Counties I Cover
Heather Cramer
Heather.cramer@cengage.com
800.998.7498, x2605
Counties I Cover
www.cengage.com/focus/IL
Course Technology ▪ Delmar ▪ South-Western
Financial Algebra
Math
Content
Business and
Finance
Applications
Financial
Algebra
Everything you need to know, but no one teaches you!
Course Technology ▪ Delmar ▪ South-Western
Financial Algebra
•
10 chapters under six financial umbrellas:
– Investing
– Banking
– Credit
– Income Taxes
– Insurance
– Household Budgeting
Course Technology ▪ Delmar ▪ South-Western
Coverage
Algebra Mechanics and
Problem Solving
•
•
•
•
•
•
•
Basic algebra formulas with
variables
Equations
Functions
Systems of equations
Graphs
Statistics
And more!
Advanced Mathematics
Topics
•
•
•
•
•
•
Piecewise functions
Regression
Limits
Exponential functions
Linear and Quadratic systems
And more!
Course Technology ▪ Delmar ▪ South-Western
Financial Algebra
Table of Contents
1
2
3
4
5
The Stock Market
Modeling a Business
Banking Services
Consumer Credit
Automobile Ownership
6 Employment Basics
7 Income Taxes
8 Independent Living
9 Planning for Retirement
10 Prepare a Budget
Course Technology ▪ Delmar ▪ South-Western
Detailed TOC
Math topics covered
in the chapter!
Course Technology ▪ Delmar ▪ South-Western
Course Technology ▪ Delmar ▪ South-Western
How can you model automobile expense
(loan payments) and depreciation over a
fixed period of time?
What is the value of your car?
Equation of a line
y = mx + b
Remember this?
EXPENSE and DEPRECIATION
FUNCTIONS
(35.24, 23733.33)
Instructional Model
A relevant quote and
chapter introduction
set the stage for the
topics covered in the
chapter.
Course Technology ▪ Delmar ▪ South-Western
Instructional Model
Really? Really! grasps
students’ attention by
discussing a
fascinating real-life
topic related to the
chapter content.
Really
Course Technology ▪ Delmar ▪ South-Western
Instructional Model
An intriguing quote at the
beginning of each
lesson motivates the
learning of lesson
content
Each lesson begins with a
discussion of terms and
concepts related to the
lesson topic.
Course Technology ▪ Delmar ▪ South-Western
Instructional Model
Skills and Strategies, teaches the
math concepts through worked-out
examples. Several examples
teach each math concept step-bystep.
All math concepts are taught within
real-life context. When am I every
going to use this in real-life? is
answered here!
Course Technology ▪ Delmar ▪ South-Western
Instructional Model
Check Your Understanding
allows students to
immediately practice the
concept on their own.
Extend Your Understanding
provides an opportunity to
solve a more challenging
problem.
Course Technology ▪ Delmar ▪ South-Western
Instructional Model
Carefully developed,
proven applications at
the end of each lesson
require students to
apply concepts to a
specific question or
scenario.
Course Technology ▪ Delmar ▪ South-Western
Instructional Model
Chapter Assessment
provides an opportunity
for students to check their
knowledge of chapter
content.
Real Numbers: You Write
the Story asks students to
examine a graph and write
a story focused around
the graph’s information.
Course Technology ▪ Delmar ▪ South-Western
Instructional Model
Reality Check assists in
extending the learning
experience beyond the
classroom with specific
suggestions for research
opportunities, projects,
and guest speakers.
Course Technology ▪ Delmar ▪ South-Western
Instructional Model
Dollars and Sense guides students to the companion
website where they will find up-to-date information and
activities related to the chapter content.
Course Technology ▪ Delmar ▪ South-Western
Instructional Model
Meaningful applications at
the end of each chapter
require students to apply
concepts that were taught
throughout the chapter.
Course Technology ▪ Delmar ▪ South-Western
Supplements
Annotated Instructor’s Edition
• Instructor’s Resource CD
•
– Lesson plans, PowerPoints, and Workbook
Answers
•
•
•
•
•
ExamView Test Generator
Student Workbook
eHomework Interactive online homework
Adobe eBook
Companion Website
Course Technology ▪ Delmar ▪ South-Western
eHomework – Interactive Online Student Workbook
Saves time and ensures immediate student understanding!
 Automatically
graded assignments for the instructor
 Immediate feedback on every question for the student
Course Technology ▪ Delmar ▪ South-Western
Hear from the authors!
www.cengage.com/school/teamup
Dr. Robert Gerver
Dr. Richard Sgroi
Course Technology ▪ Delmar ▪ South-Western
Financial Algebra
Gerver/Sgroi
© 2011
Pub date: 1/27/10
Course Technology ▪ Delmar ▪ South-Western
Prepare Florida Students for
Tomorrow’s World
Business Math
Mary Hansen
17th Edition
Course Title: Consumer Math
© 2010
Course Technology ▪ Delmar ▪ South-Western
Prepare Florida Students for
Tomorrow’s World
•
Correlated for Florida Consumer Math
success
• Complete Student and Instructor
support package
• Excellent organization for effective
instruction and student learning
• Mathematics is taught, reinforced, and
assessed with real-world applications
Course Technology ▪ Delmar ▪ South-Western
Correlated to Florida Standards and
Access Points
xxv-xxvi, xxviii, 63, 80-86, 99, 109-111, 137,
143, 147, 170, 173, 188, 192, 243, 249, 278,
289, 299, 347, 351, 353, 357, 365, 367, 370,
429, 432, 438, 455, 487, 498, 537, 552, 563,
569
I
Write and evaluate mathematical expressions that
correspond to given situations.
xxii, xxxv, 5, 6, 15, 21, 81-84, 112, 172-174,
274, 296, 304, 310, 338, 392, 427, 439, 555556, 564-567
I
MA.6.A.3.4
Solve problems given a formula.
5, 6, 15, 21, 22, 81, 84, 112, 172-174, 274,
296, 392, 439, 555-556, 564-567
I
MA.6.A.5.1
Use equivalent forms of fractions, decimals, and
percents to solve problems.
xxxi-xxxii, 4, 8, 14-19, 40, 43-45, 56, 61, 62,
63, 110-111, 128, 134, 138, 148, 241-243, 258,
290, 293, 295-299, 342-345, 359, 518-521
I
Determine the measures of central tendency
(mean, median, mode) and variability (range) for a
given set of data.
xxvii, 27-31, 33, 250-252, 336-341, 518,
see also
www.cengage.com/school/business/math
(**Click on the 2009 Adoptions tab on the
left)
I
xxxi-xxxii, 14-19, 43-45, 57, 65, 81, 108, 110119, 129-130, 138-156, 170-183, 192-199,
210-215, 295-299, 342-345, 367, 425-443,
478-481, 518-519
I
MA.6.A.1.3
MA.6.A.3.1
MA.6.S.6.1
MA.7.A.1.2
Solve real-world problems involving multiplication
and division of fractions and decimals.
Solve percent problems, including problems
involving discounts, simple interest, taxes, tips,
and percents of increase or decrease.
Additional online workshops created for Florida teachers
Course Technology ▪ Delmar ▪ South-Western
Aligns with the Jump$tart Coalition’s National
Standards for Personal Financial Literacy
Course Technology ▪ Delmar ▪ South-Western
Major Tools: Students
Student Edition (hardcover text)
Companion Web Site
www.cengage.com/school/business/math
Course Technology ▪ Delmar ▪ South-Western
Ancillary Materials: Students
Student Workbook (softcover)
• Extra practice for every lesson
Online E-book: Student Edition
• View with free Adobe® Acrobat® Reader™
Course Technology ▪ Delmar ▪ South-Western
Major Tools: Teacher
Instructor’s Wraparound Edition
Companion Web Site:
www.cengage.com/school/business/math
Course Technology ▪ Delmar ▪ South-Western
Ancillary Materials: Teacher
Instructor’s Resource CD
• Lesson Plans, Algebra and Geometry Activities, Technology
Activities, Chapter Test Masters and Answers; Competitive
Event Guide; Instructor’s Edition of Workbook
ExamView Assessment Suite
– More than 40 questions per chapter
– Multiple choice, numeric response, completion, short answer
Data Activities CD
Course Technology ▪ Delmar ▪ South-Western
Effective Instruction Design
Open
•
Goals, key terms, real-world lesson starter
Start Up revisited in the Wrap Up.
Access Point
MA.912.F.4.Su.a
Distinguish between income and expenses.
Course Technology ▪ Delmar ▪ South-Western
Lessons-Focused on Math
Teach Math Skill Builder reinforces basic skills.
Correlated to the Skills Workshops.
MA.6.A.5.1
Use equivalent forms of fractions, decimals, and
percents to solve problems.
Course Technology ▪ Delmar ▪ South-Western
Lessons-Focused on Math
Teach
Math content taught step-by-step in
context.
MA.7.A.1.2
Solve percent problems, including problems involving
discounts, simple interest, taxes, tips, and percents of
increase or decrease.
Course Technology ▪ Delmar ▪ South-Western
Reinforcement Activities
LA.910.1.6.1
Access Point
MA.912.F.1.Su.c
The student will use new vocabulary that is
introduced and taught directly.
Identify interest rates used in real-world situations.
Course Technology ▪ Delmar ▪ South-Western
Tips Provide Extra Help
Course Technology ▪ Delmar ▪ South-Western
Integrated Technology
Course Technology ▪ Delmar ▪ South-Western
Data, Technology & Careers
Course Technology ▪ Delmar ▪ South-Western
Ongoing Assessment and Review
Practice
– Basic Math Practice
– Consumer Math Practice
– Best Buy
– Financial Decision Making
– Integrating Your Knowledge
– Critical Thinking
– Mixed Review
Access Point
MA.912.F.4.In.b
Use real-world strategies needed to manage
personal income.
Course Technology ▪ Delmar ▪ South-Western
Ongoing Assessment and Review
Course Technology ▪ Delmar ▪ South-Western
Prepare Florida Students for
Tomorrow’s World
•
•
•
•
Next Generation Sunshine State Standards (NGSSS)
Real-world consumer applications
Wealth of activities and exercises
Resources include
– Instructor’s Wraparound Edition
– Instructor’s Resource CD
– Data Activities CD
– ExamView Assessment Software
•
Student resources include
– Student Edition
– Workbook
– Website
– Ebook
Course Technology ▪ Delmar ▪ South-Western
Prepare Florida Students for
Tomorrow’s World
Course Technology ▪ Delmar ▪ South-Western