Online Personal Credit Report From Experian for Index: - Potentially negative items - Accounts in good standing - Requests for your credit history - Personal information - Important message from Experian - Contact us - Know your rights Experian credit report prepared for PRISCILLA WIGGINS Your report number is 0234225029 Report date: 07/21/2009 Experian collects and organizes information about you and your credit history from public records, your creditors and other reliable sources. By law, we cannot disclose certain medical information (relating to physical, mental, or behavioral health or condition). Although we do not generally collect such information, it could appear in the name of a data furnisher (i.e., "Cancer Center") that reports your payment history to us. If so, those names display in your report, but in reports to others they display only as "Medical Information Provider." Consumer statements included on your report at your request that contain medical information are disclosed to others. To return to your report in the near future, log on to www.experian.com/consumer and select "View your report again" or "Dispute" and then enter your report number. If you disagree with information in this report, return to the Report Summary page and follow the instructions for disputing. Potentially Negative Items or items for further review back to top This information is generally removed seven years from the initial missed payment that led to the delinquency. Missed payments and most public record items may remain on the credit report for up to seven years, except Chapters 7, 11 and 12 bankruptcies and unpaid tax liens, which may remain for up to 10 years. A paid tax lien may remain for up to seven years. Transferred accounts that have not been past due remain up to 10 years after the date the account was transferred. Credit Items For your protection, the last few digits of your account numbers do not display. AFNI, INC. Address: Account Number: Original Creditor: PO BOX 3427 BLOOMINGTON, IL 61702 No phone number available 203342.... VERIZON INC. Address Identification Number: 0017331530 Status: Collection account. $359 past due as of Apr 2009. Status Details: This account is scheduled to continue on record until May 2012. Date Opened: Type: Credit Limit/Original Amount: 12/2008 Installment $359 Reported Since: Terms: High Balance: 04/2009 1 Months NA Date of Status: Monthly Payment: Recent Balance: 04/2009 $0 $359 as of 04/2009 Last Reported: Responsibility: Recent Payment: 06/2010 Individual $0 Account History: Collection as of Apr 2009 CB OF THE HUDSON VALLEY Address: Account Number: Original Creditor: 155 N PLANK RD NEWBURGH, NY 12550 No phone number available 1082495958 AIU ONLINE Address Identification Number: 0017331530 Status: Collection account. $844 past due as of Apr 2009. Status Details: This account is scheduled to continue on record until Nov 2012. Date Opened: Type: Credit Limit/Original Amount: 09/2008 Collection $844 Reported Since: Terms: High Balance: 04/2009 1 Months NA Date of Status: Monthly Payment: Recent Balance: 04/2009 $0 $844 as of 04/2009 Last Reported: Responsibility: Recent Payment: 06/2010 Individual $0 Account History: Collection as of Apr 2009 HSBC BANK Address: Account Number: PO BOX 5253 CAROL STREAM, IL 60197 No phone number available 540633000709.... Address Identification Number: 0237897563 Status: Transferred,closed. $1,399 written off. Status Details: This account is scheduled to continue on record until Nov 2012. Date Opened: Type: Credit Limit/Original Amount: 03/2004 Revolving NA Reported Since: Terms: High Balance: 04/2004 NA $1,399 Date of Status: Monthly Payment: Recent Balance: 10/2007 $0 NA Last Reported: Responsibility: Recent Payment: 10/2007 Individual NA Account History: Charge Off as of Sep 2007 150 days past due as of Aug 2007 120 days past due as of Jul 2007 90 days past due as of Jun 2007 60 days past due as of May 2007 30 days past due as of Apr 2007 Balance History: 09/2007 $1,399 08/2007 $1,364 07/2007 $1,330 06/2007 $1,298 Between Jun 2007 and Sep 2007, your credit limit/high balance was $900 Creditor's Statement: Account closed at consumer's request. CAP ONE Address: Account Number: PO BOX 30281 SALT LAKE CITY, UT 84130 No phone number available 517805253953.... Address Identification Number: 0017330319 Status: Closed. Status Details: This account is scheduled to continue on record until Dec 2013. Date Opened: Type: Credit Limit/Original Amount: 03/2005 Revolving $2,000 Reported Since: Terms: High Balance: 09/2006 NA $2,313 Date of Status: Monthly Payment: Recent Balance: 08/2007 $0 $1,867 as of 05/2009 Last Reported: Responsibility: Recent Payment: 06/2009 Individual Creditor's Statement: Account closed at consumer's request. Account History: 90 days past due as of May 2007 60 days past due as of Apr 2007 30 days past due as of Mar 2007 Balance History: 05/2009 $1,867 04/2009 $1,893 03/2009 $1,926 02/2009 $1,948 01/2009 $2,104 12/2008 $2,172 11/2008 $2,209 10/2008 $2,259 09/2008 $2,288 08/2008 $2,313 Between Dec 2007 and May 2009, your credit limit/high balance was $2,000 $75 CHASE Address: Account Number: 800 BROOKSEDGE BLVD WESTERVILLE, OH 43081 (800) 955-9900 514923117004.... Address Identification Number: 0706556874 Status: Closed. Status Details: This account is scheduled to continue on record until Apr 2013. Date Opened: Type: Credit Limit/Original Amount: 02/2005 Revolving $1,100 Reported Since: Terms: High Balance: 03/2005 NA $1,739 Date of Status: Monthly Payment: Recent Balance: 05/2009 NA $1,056 as of 05/2009 Last Reported: Responsibility: Recent Payment: 05/2009 Individual Creditor's Statement: Account closed at consumer's request. $85 Account History: 90 days past due as of Jun 2007 60 days past due as of May 2007 30 days past due as of Apr 2007 Balance History: 04/2009 $1,025 03/2009 $1,056 02/2009 $1,088 01/2009 $1,107 12/2008 $1,134 11/2008 $1,196 10/2008 $1,229 09/2008 $1,330 08/2008 $1,362 07/2008 $1,383 06/2008 $1,401 05/2008 $1,438 04/2008 $1,461 03/2008 $1,483 02/2008 $1,522 01/2008 $1,559 12/2007 $1,585 12/2007 $1,609 10/2007 $1,639 09/2007 $1,739 08/2007 $1,657 07/2007 $1,577 06/2007 $1,500 Between Jun 2007 and Apr 2009, your credit limit/high balance was $1,100 LVNV FUNDING LLC Address: Account Number: Original Creditor: PO BOX 10497 GREENVILLE, SC 29603 (866) 464-1183 603532023473.... CITIBANK THD CONSUMER Address Identification Number: 0017331530 Status: Collection account. $283 past due as of Jun 2009. Status Details: This account is scheduled to continue on record until Jun 2013. Date Opened: Type: Credit Limit/Original Amount: 07/2008 Installment $269 Reported Since: Terms: High Balance: 09/2008 1 Months NA Date of Status: Monthly Payment: Recent Balance: 09/2008 $0 $283 as of 06/2009 Last Reported: Responsibility: Recent Payment: 06/2009 Individual $0 Account History: Collection as of Sep 2008 to Jun 2009 MCYDSNB Address: Account Number: 9111 DUKE BLVD MASON, OH 45040 No phone number available 410263144.... Address Identification Number: 0035449603 Status: Closed. Status Details: This account is scheduled to continue on record until Mar 2013. Date Opened: Type: Credit Limit/Original Amount: 08/2001 Revolving $1,500 Reported Since: Terms: High Balance: 09/2006 NA $1,801 Date of Status: Monthly Payment: Recent Balance: 08/2007 $94 $1,772 as of 10/2008 Last Reported: Responsibility: Recent Payment: 04/2009 Individual Creditor's Statement: Account closed at credit grantor's request. $94 Account History: 90 days past due as of May 2007, Dec 2006 60 days past due as of Nov 2006 30 days past due as of Apr 2007, Oct 2006 TOYOTA MOTOR CREDIT Address: Account Number: 4 GATEHALL DR STE 350 PARSIPPANY, NJ 07054 No phone number available 7040296363920.... Address Identification Number: 0017331530 Status: Open. Status Details: As of Oct 2015, this account is scheduled to go to a positive status. Date Opened: Type: Credit Limit/Original Amount: 05/2008 Installment $9,521 Reported Since: Terms: High Balance: 05/2008 48 Months NA Date of Status: Monthly Payment: Recent Balance: 02/2009 $287 $7,768 as of 05/2009 Last Reported: Responsibility: Recent Payment: 05/2009 Individual $300 Account History: 30 days past due as of Jan 2009 UNIQUE NATIONAL COLLECTI Address: Account Number: Original Creditor: 119 E MAPLE ST JEFFERSONVILLE, IN 47130 No phone number available 5768340 PRINCE GEORGE S COUNTY MEMORIA Address Identification Number: 0035449608 Status: Collection account. $86 past due as of Jun 2009. Status Details: This account is scheduled to continue on record until Jul 2013. Date Opened: Type: Credit Limit/Original Amount: 05/2007 Collection $86 Reported Since: Terms: High Balance: 09/2007 1 Months NA Date of Status: Monthly Payment: Recent Balance: 10/2007 $0 $86 as of 06/2009 Last Reported: Responsibility: Recent Payment: 06/2009 Individual $0 Your Statement: Account information disputed by consumer (Meets requirement of the Fair Credit Reporting Act). Account History: Collection as of Jun 2009, Dec 2007, Sep 2007 UNIVERSITY OF PHOENIX Address: Account Number: 4615 E ELWOOD ST FL 3 PHOENIX, AZ 85040 No phone number available 900348.... Address Identification Number: 0634053096 Status: Account charged off. $1,370 written off. $1,370 past due as of May 2009. Status Details: This account is scheduled to continue on Date Opened: Type: Credit Limit/Original Amount: 03/2004 Installment $1,370 Reported Since: Terms: High Balance: 10/2006 1 Months NA Date of Status: Monthly Payment: Recent Balance: 10/2006 $0 $1,370 as of 05/2009 Last Reported: Responsibility: Recent Payment: 05/2009 Individual $0 Account History: Charge Off as of Mar 2009 to May 2009, Sep 2007 to Jan 2009, Jul 2007, May 2007, Oct 2006 to Apr 2007 record until Aug 2012. WACHOVIA/ACS Address: Account Number: 501 BLEECKER ST UTICA, NY 13501 No phone number available 455571.... Address Identification Number: 0017330321 Status: Open. Deferred, payments begin Sep 2009. Status Details: As of Aug 2014, this account is scheduled to go to a positive status. Date Opened: Type: Credit Limit/Original Amount: 01/2006 Installment $1,455 Reported Since: Terms: High Balance: 08/2006 120 Months NA Date of Status: Monthly Payment: Recent Balance: 08/2008 $100 $1,455 as of 05/2009 Last Reported: Responsibility: Recent Payment: 05/2009 Individual $0 Creditor's Statement: Principal deferred/interest payment only. Account History: 90 days past due as of Dec 2007, Dec 2006 Accounts in Good Standing back to top These items may stay on your credit report for as long as they are open. Once an account is closed or paid off it may continue to appear on your report for up to ten year. CIT BANK/DFS Address: Account Number: 12234 N IH 35 SB BLDG B AUSTIN, TX 78753 (800) 283-2210 7945012903293.... Address Identification Number: 0019480783 Status: Paid,Closed. Status Details: This account is scheduled to continue on record until Nov 2017. This item was verified and updated on Apr 2006. Date Opened: Type: Credit Limit/Original Amount: 02/2005 Revolving $1,500 Reported Since: Terms: High Balance: 11/2007 NA NA Date of Status: Monthly Payment: Recent Balance: 11/2007 $0 NA Last Reported: Responsibility: Recent Payment: 11/2007 Individual NA Your Statement: Y ITEM DISPUTED BY CONSUMER Account closed at consumer's request. CITIBANK Address: Account Number: PO BOX 22828 ROCHESTER, NY 14692 No phone number available 4555713.... Address Identification Number: 0017331530 Status: Open/Never late. Deferred, payment date unknown Date Opened: Type: Credit Limit/Original Amount: 05/2006 Installment $2,678 Reported Since: Terms: High Balance: 07/2008 120 Months NA Date of Status: Monthly Payment: Recent Balance: 05/2009 $32 $2,985 as of 05/2009 Last Reported: Responsibility: Recent Payment: 05/2009 Individual $0 CITIBANK Address: Account Number: PO BOX 22828 ROCHESTER, NY 14692 No phone number available 4555713.... Address Identification Number: 0017331530 Status: Open/Never late. Deferred, payment date unknown Date Opened: Type: Credit Limit/Original Amount: 05/2006 Installment $4,206 Reported Since: Terms: High Balance: 07/2008 120 Months NA Date of Status: Monthly Payment: Recent Balance: 05/2009 $50 $4,842 as of 05/2009 Last Reported: Responsibility: Recent Payment: 05/2009 Individual $0 CITIBANK N A Address: Account Number: 701 E 60TH ST N SIOUX FALLS, SD 57104 No phone number available 4555713.... Address Identification Number: 0035449603 Status: Refinanced,closed. Date Opened: Type: Credit Limit/Original Amount: 04/2004 Installment $2,625 Reported Since: Terms: High Balance: 03/2005 120 Months NA Date of Status: Monthly Payment: Recent Balance: 08/2006 $0 NA Last Reported: Responsibility: Recent Payment: 08/2006 Individual Creditor's Statement: Account closed due to refinance. NA Account History: 90 days past due as of Jun 2006 60 days past due as of May 2006 30 days past due as of Apr 2006 CITIBANK N A Address: Account Number: 701 E 60TH ST N SIOUX FALLS, SD 57104 No phone number available 4555713.... Address Identification Number: 0035449603 Status: Refinanced,closed. Date Opened: Type: Credit Limit/Original Amount: 04/2004 Installment $2,375 Reported Since: Terms: High Balance: 03/2005 120 Months NA Date of Status: Monthly Payment: Recent Balance: 08/2006 $0 NA Last Reported: Responsibility: Recent Payment: 08/2006 Individual Creditor's Statement: Account closed due to refinance. NA Account History: 90 days past due as of Jun 2006 60 days past due as of May 2006 30 days past due as of Apr 2006 CITIBANK N A Address: Account Number: 701 E 60TH ST N SIOUX FALLS, SD 57104 No phone number available 4555713.... Address Identification Number: 0035449603 Status: Refinanced,closed. Date Opened: Type: Credit Limit/Original Amount: 11/2004 Installment $1,625 Reported Since: Terms: High Balance: 03/2005 120 Months NA Date of Status: Monthly Payment: Recent Balance: 08/2006 $0 NA Last Reported: Responsibility: Recent Payment: 08/2006 Individual Creditor's Statement: Account closed due to refinance. Account History: 90 days past due as of Jun 2006 60 days past due as of May 2006 30 days past due as of Apr 2006 NA GEMB/PC RICHARD Address: Account Number: PO BOX 981439 EL PASO, TX 79998 (866) 396-8254 601917032313.... Address Identification Number: 0035289838 Status: Paid,Closed/Never late. Status Details: This account is scheduled to continue on record until Nov 2017. Date Opened: Type: Credit Limit/Original Amount: 06/2005 Revolving $500 Reported Since: Terms: High Balance: 06/2005 NA $490 Date of Status: Monthly Payment: Recent Balance: 11/2007 $0 NA Last Reported: Responsibility: Recent Payment: 11/2007 Individual Creditor's Statement: Account closed at credit grantor's request. NA Balance History: 10/2007 $0 09/2007 $0 08/2007 $0 07/2007 $0 06/2007 $0 Between Jun 2007 and Oct 2007, your credit limit/high balance was $500 TOYOTA MOTOR CREDIT CORP Address: Account Number: 4 GATEHALL DR STE 350 PARSIPPANY, NJ 07054 No phone number available 20562C.... Address Identification Number: 0256977374 Status: Paid,Closed/Never late. Status Details: This account is scheduled to continue on record until Jun 2018. Date Opened: Type: Credit Limit/Original Amount: 05/2005 Installment $8,952 Reported Since: Terms: High Balance: 06/2005 36 Months NA Date of Status: Monthly Payment: Recent Balance: 06/2008 $0 NA Last Reported: Responsibility: Recent Payment: 06/2008 Individual NA WACHOVIA EDUCATION FINAN Address: Account Number: PO BOX 3117 WINSTON SALEM, NC 27102 No phone number available 3175.... Address Identification Number: 0239147516 Status: Transferred,closed. Status Details: This account is scheduled to continue on record until Aug 2016. Date Opened: Type: Credit Limit/Original Amount: 01/2006 Installment $2,091 Reported Since: Terms: High Balance: 08/2006 NA NA Date of Status: Monthly Payment: Recent Balance: 08/2006 $0 NA Last Reported: Responsibility: Recent Payment: 08/2006 Individual Creditor's Statement: Account closed due to transfer. NA WACHOVIA EDUCATION FINAN Address: Account Number: PO BOX 3117 WINSTON SALEM, NC 27102 No phone number available 3175.... Address Identification Number: 0239147516 Status: Transferred,closed. Status Details: This account is scheduled to continue on record until Aug 2016. Date Opened: Type: Credit Limit/Original Amount: 01/2006 Installment $288 Reported Since: Terms: High Balance: 08/2006 NA NA Date of Status: Monthly Payment: Recent Balance: 08/2006 $0 NA Last Reported: Responsibility: Recent Payment: 08/2006 Individual Creditor's Statement: Account closed due to transfer. Record of Requests for Your Credit History NA back to top Inquiries Shared With Others We make your credit history available to your current and prospective creditors and employers as allowed by law. Experian may list these inquiries for up to two years so that you will have a record of the companies that accessed your credit information. The section below lists all of the companies that have reviewed your credit history as a result of action you took, such as applying for credit or financing or as a result of a collection. The inquiries in this section are shared with companies that view your credit history. TOYOTA MOTOR CREDIT Address: Date of Request: 4 GATEHALL DR STE 350 PARSIPPANY NJ 07054 No phone number available 05/16/2008 Address Identification Number: 0237897563 Comments: Permissible purpose. This inquiry is scheduled to continue on record until Jun 2010. UNITED RECOVERY SYSTEMS Address: Date of Request: 5800 N COURSE DR HOUSTON TX 77072 No phone number available 05/02/2008 Address Identification Number: Not Available Comments: Collection purpose. This inquiry is scheduled to continue on record until Jun 2010. SAFERENT Address: Date of Request: 7300 WESTMORE RD STE 3 ROCKVILLE MD 20850 No phone number available 08/28/2007 Address Identification Number: 0035449608 Comments: Residential rental on behalf of SPRINGHILL LAKE APTS #. This inquiry is scheduled to continue on record until Sep 2009. Inquiries Shared Only With You You may not have initiated the following inquiries, so you may not recognize each source. We report these requests to you only as a record of activities, and we do not include any of these requests on credit reports to others. We offer credit information about you to those with a permissible purpose, for example to: other creditors who want to offer you preapproved credit; an employer who wishes to extend an offer of employment; a potential investor in assessing the risk of a current obligation; Experian Consumer Assistance to process a report for you; your current creditors to monitor your accounts (date listed may reflect only the most recent request); a static copy of your credit report provided to a subsequent user necessary to complete your mortgage loan application. These inquiries do not affect your credit score. M R S LLC Address: Date of Request: 1930 OLNEY AVE CHERRY HILL NJ 08003 No phone number available 10/06/2008 JP MORGAN CHASE Address: Date of Request: 201 N WALNUT ST FL 5 WILMINGTON DE 19801 No phone number available 09/29/2008 ER COLLECTION Address: Date of Request: 800 SW 39TH ST RENTON WA 98057 No phone number available 05/17/2008 CHOICEPOINT/INS P&C Address: Date of Request: 1000 ALDERMAN DR ALPHARETTA GA 30005 No phone number available 05/16/2008, 09/10/2007 Comments: On behalf of AMERICAN MERCURY INS GRO for Insurance underwriting PROGRESSIVE INSURANCE Address: Date of Request: 300 N COMMONS BLVD CLEVELAND OH 44143 No phone number available 05/16/2008 AMERICAN COLLECTIONS ENT Address: Date of Request: 205 S WHITING ST STE 500 ALEXANDRIA VA 22304 No phone number available 05/13/2008 FIRST USA,NA Address: Date of Request: PO BOX 8650 WILMINGTON DE 19899 (800) 955-9900 No phone number available 12/21/2007 ER COLLECTION Address: Date of Request: 800 SW 39TH ST RENTON WA 98057 No phone number available 11/30/2007 PROVIDIAN FINANCIAL Address: Date of Request: PO BOX 99607 ARLINGTON TX 76096 (800) 356-0011 11/09/2007 CHASE BANK Address: Date of Request: 800 BROOKSEDGE BLVD WESTERVILLE OH 43081 (800) 955-9900 09/05/2007 CIT BANK/DFS Address: Date of Request: 12234 N IH 35 SB BLDG B AUSTIN TX 78753 No phone number available 06/21/2007 CAP ONE Address: Date of Request: PO BOX 30281 SALT LAKE CITY UT 84130 No phone number available 06/17/2007 EXPERIAN Address: Date of Request: PO BOX 9600 ALLEN TX 75013 No phone number available 04/10/2006, 03/29/2006, 03/13/2006, 12/03/2004 Personal Information back to top The following information is reported to us by you, your creditors and other sources. Each source may report your personal info differently, which may result in variations of your name, address, Social Security number, etc. As part of our fraud prevention efforts, a notice with additional information may appear. As a security precaution, we did not list the Social Security number that you provided when you contacted us. The names are listed in no particular order and may include variations of your legal name. The Name identification number is how our system identifies the names associated with respective accounts on your credit report. These addresses are listed in no particular order and may include previous addresses where you received mail. The Address identification number is how our system identifies the address. The Geographical Code shown with each address identifies the state, county, census tract, block group and Metropolitan Statistical Area associated with each address. Names: Address: 6154 SPRINGHILL TER PRISCILLA J WIGGINS MONMOUTH JUNCTION, NJ 08852- Name identification number: 9144 Address identification number: 0706556874 Type of Residence: Single family PRISCILLA WIGGINS Geographical Code: 0-00- 0- Name identification number: 21804 Address: 4042 BAYBERRY CT PRISCILLA JUANITA WIGGINS MONMOUTH JUNCTION, NJ 08852-2123 Name identification number: 22534 Address identification number: 0017331530 Type of Residence: Single family PRISCILLA JS WIGGINS Geographical Code: 0-850430-23-5015 Name identification number: 1702 Address: 840 GRAND CONCOURSE APT2PP PRISCILLA WIG WIGGINS BRONX, NY 10451-2923 Name identification number: 1971 Address identification number: 0237897563 Type of Residence: Apartment complex PRICILLA J WIGGINS Geographical Code: 0-590210- 5-5600 Name identification number: 30153 Address: 6154 SPRINGHILL TER #A201 GREENBELT, MD 20770-3125 Date of birth: Address identification number: 0667768236 03/06/1980 Type of Residence: Apartment complex Geographical Code: 0-80670310-33-8840 Employers: HEERY INTERNATIONAL REICH TANG T CURTIS AND CO Address: 3239 75TH AVE APT103 HYATTSVILLE, MD 20785-1912 Address identification number: 0035449603 Type of Residence: Apartment complex Telephone numbers: (240) 487-6299 (301) 498-9036 (301) 562-2344 Geographical Code: 0-80330000-33-8840 Address: 1 GERMAK DR CARTERET, NJ 07008-1250 Address identification number: 0011149051 Type of Residence: Multifamily Geographical Code: 0-350030-23-5015 Address: 9433 MUIRKIRK RD APT201 LAUREL, MD 20708-2774 Address identification number: 0214792619 Type of Residence: Apartment complex Geographical Code: 0-80020830-33-8840 Address: 9433 MUIRKIRK RD LAUREL, MD 20708-2755 Address identification number: 0034904893 Type of Residence: Multifamily Geographical Code: 0-80020830-33-8840 Address: 3502 SHARONWOOD RD APT3A LAUREL, MD 20724-5944 Address identification number: 0300168350 Type of Residence: Apartment complex Geographical Code: 0-74050010- 3-0720 Address: 268 CLIFTON PL BROOKLYN, NY 11216-1107 Address identification number: 0021782412 Type of Residence: Single family Geographical Code: 0-2430010-47-5600 Address: 840 GRAND CON BRONX, NY 10451- Address identification number: 0019472977 Type of Residence: Single family Geographical Code: 0-00- 0- Notices: This address has pertained to a business: 4042 BAYBERRY CT MONMOUTH JCT NJ 08852 . ENGINEERING-MANAGEMENT SERVICE: 4042 BAYBERRY CT, MONMOUTH JCT, NJ, 08852 .