Professional Development
May 19, 2014
ISIC Pupil Services
A Word From Out Sponsor…
North American
Insurance Company
Are you saving enough for ALL your tomorrows?
Reality Check!
More than 50% of working
adults over 50 believe
they may have to delay
retirement.
16% say they never expect to
stop working.**

Market risk

Rising taxes

Health issues

Your CalSTRS/CalPERS pension

Your age and years of service under CalSTRS

Age factor (from CalSTRS Table)

Final average compensation
Jane, Teacher, Age 31
Sample Calculation
1. Jane’s years of service
29
2. Her age factor at age 60
2%
3. Multiply her 29 (YOS) X 2% (Age factor) = Payout Factor (PF) 58%
Calculate Jane’s Monthly Payout:
highest one year salary
$60,000
X 58% (PF) = yearly payout
$34,800
$34,800/12 = monthly payout $2,900
$23,316/12 = monthly after tax $1,943
Is that adequate today?
That’s a
For illustrative purposes only. Source: CalSTRS Handbook
Big
Income Gap…..
In Attempting to Fill the
Income Gap
Do You Take?
Why Do People Take Risk With
Their Retirement?
“Potential” Higher Returns
.25% to 1.6%
Upside
Potential
Fixed
Products
Variable
Products
Safety of
Principal
Risk of
Principal
That’s Another Big Income Gap…..
1
3
100% Taxed
at Access
TAXES
**
100% Tax-Free
Access
Tax Deferred
Tax Free
$$$
Retirement
Savings
$$$
Retirement
Savings
0 Taxes Paid
Taxes Paid
Are TAXES going to be LOWER or HIGHER when you retire?
TAX PLANNING STRATEGIES
Changes In Our Economy
2nd Worst Financial
Crisis in History
Stock Market
Crash – 25%
Taxes High for 50 Years
If So, Does It
Make
Sense
To Defer
Your Taxes?
Will
History
Repeat
Itself?
HEALTH
Unexpected Medical Expenses cause…
62% of all Bankruptcies.
49% of all Foreclosures.
…and
75% of the above had health insurance
HEALTH




Research shows that at least 70 percent of people over 65
will need long term care services at some point in their
lifetime1.
Every minute someone will die from a heart attack and every
40 seconds, someone suffers a stroke2
The average annual nursing home cost in California is
$84,000.3
Will you have enough in reserve to bridge this huge…
Medical Expense/Income Gap?...
1National
Center on Caregiving, 2012
Heart Association, American Stroke Association, Heart Disease and Stroke Statistics, 2008 update
3Genworth’s 2013 Cost of Care Survey
2American
How Do You Fill The Income Gaps?
Our Focus Going Forward
Rule #1: Never Lose
Money
Rule #2: Never
Forget Rule #1
~Warren
Buffett
Safety with Upside Potential
.25% to 1.6%
Upside
Potential
Fixed
Indexed Variable
Products Products Products
Safety of
Principal
Risk of
Principal
2
1
HOW MONEY WORKS
EARNINGS & GROWTH
$100,000 Invested 1997
$212,039
$212,039
$210,000
$200,000
$197,245
$61,331
Difference!
$190,000
$183,484
$180,000
$170,683
$170,683
$170,000
$158,775
$160,000
$154,330
$151,836
$154,762
$150,708
$150,708
$150,000
$143,563
$140,217
$140,000
$139,739
$133,547
$130,000
$120,000
$117,453
$110,000
$128,379
$124,230
$115,563
$134,185
$130,430
$133,065
$124,230
$120,396
$116,838
$107,500
$109,673
$103,485
$100,000
Large
Company Stocks
$93,403
Indexed Account
$90,000
8/97
8/98
8/99
8/00
8/01
8/02
8/03
8/04
8/05
8/06
8/07
8/08
8/09
8/10
8/11
8/12
Indexing COMBINES Safety and Potential
What Are Your Potential Options?
1.
2.
3.
Tax-deductible contributions
Tax-deferred growth
Taxable income
403b Indexed Annuity
1.
2.
3.
After-tax contributions
Tax-deferred growth
Non-taxable income
Roth IRA Indexed Annuity or
Roth 403b
Both strategies can also provide a guaranteed stream of income for life
Guaranteed Lifetime Income Rider
Time Magazine Suggests a New Option to
Supplement Your Retirement IN
Life
Insurance
Pension Plan
Cash Value
__________________________________________
One Solution for Multiple Risks
Death Benefit
Protection
=
Accelerated
Living
Benefits
Cash Value
Accumulation
Indexed Universal Life…
insurance you don’t
have to die to use.
Benefits may not be mutually exclusive. Using one benefit may reduce or eliminate another.
Annuities (Indexed 403(b)/TSA, ROTH IRA)
Indexed Universal Life (Living Benefits,
Tax Free Income for Life)
Both
Every Situation is Different*
Financial Solutions
for Today’s School
District Employees
Financial Solutions
for Today’s School
District Employees
Financial Solutions
for Today’s School
District Employees
Administrative Updates
Reed Settlement Update
• Schools That Tentatively Purchased to Date
•
•
•
•
Fremont HS
Jefferson HS
West Adams Preparatory HS
Roosevelt HS
• Positions Available
• Reed PSA Counselor – B-Basis
*Deadline for all previously flown positions is 5:00 PM
tomorrow, May 20, 2014!
Z – Time
• Z – Time Worked up through 6/13/14
• Fax forms to Valerie at (213) 241-2031
• Z – Time Worked after 6/13/14
• Fax forms directly to Gloria at (213) 241-6858
Closing Out the School Year
•
•
•
•
As if you will not be returning to that site
Take all personal notes and belongings with you
Leave files for next year’s counselor
Optional:
• Counselor to Counselor Case Transfer Forms and Files
• Form is posted on the ISIC PSA Website
• School mail to ISIC PSA (Beaudry, 11th Floor) for August
Distribution
• Distribute and Collect Matriculation Forms
• Forms are posted on the ISIC PSA Website
SART Tally
• We will pass the list around.
• Please review it for your school(s) SART totals based on your
Monthly Summary of Services.
• The number of SART meetings you indicated on the SART
Tally Sheet must correspond with the number of SART
contracts on file for this school year for each school
assignment.
• If it is correct, please initial next to the school.
• If it is incorrect, please make changes on the list.
• Pass it on to the next counselor.
• Thank you for your cooperation.
Due Dates
• Friday, May 30, 2014
• Timesheets for May & June
• Mileage Form for May (Complete Month)
• Multi-Funded Time Reports for May & June
• Wednesday, June 4, 2014
• Monthly Summary of Services for May
• Last week of School
• Sign-In Card on Last Day of Work at Each Location (please
make sure it is a clear and legible copy with all signatures)
• Fax or E-mail All Documents to Valerie
• Fax # (213) 241-2031
April Awards
100% Attendance Submittal
Best Student Attendance
Monthly Perfect Attendance
Perfect Attendance
SARB Awards
100% Attendance Submittal
(April, 2014)
School
PSA Counselor
Coliseum ES
Kendis Wilbourne
Crenshaw STEMM Magnet
Micquelyn Jones
FG Joyner ES
Adrienne Braden
Hillcrest ES
Kendis Wilbourne
Jordan HS
Armond Mc Daniels
Marquez HS - HPIAM
Graciela Ortiz
Marquez HS - LIBRA
Graciela Ortiz
Marquez HS – SOC JUS
Graciela Ortiz
Vista MS
Jose Diaz
Woodcrest ES
Adrienne Braden
YES Academy
Mark Trujillo
Best Student Attendance
(through April 30, 2014)
PSA
Counselor
Elementary Kendis
School
Wilbourne
School
Hillcrest
ES
Students at
96%
(with 96% minimum submittal rate)
64.6%
Middle
School
Tania
Stevenson
Martinez
MS
79.3%
High
School
Maureen
Greeley
73.4%
Banning
HS
Monthly Perfect Attendance
(April, 2014)
Geraland Benson
Adrienne Braden
Horace Brown
Richard Croucier
Luz Cubias
Maribel
Munguia Dugas
Sagrario Gonzales
Micquelyn Jones
Maureen Greeley
Jay Kirby
Sandra Guevara
Cesar Martinez
Tania Martinez
Armond Mc Daniels
Vanessa Ramirez
Marco Rodriguez
Wanda SooHoo
Marcela
Tarquino-Klossner
Mark Trujillo
Norman Wallace
Mario Vega
Veronica Villanueva
Perfect Attendance Wall of Fame
(through May 18, 2014)
Micquelyn Jones
Armond Mc Daniels
Wanda SooHoo
Operation School Bell @ GLAYS
Counselor
Spotlight
Cesar Martinez
Attendance Assembly
Bike Raffle Winner
Raffle Winner
Operation School Bell @ GLAYS
Counselor
Spotlight
Norm Wallace
Sun Valley MS
Operation School Bell @ GLAYS
Counselor
Spotlight
SARB Awards
Exceeding Expectations
Most SARB Cases Presented
Megan Brown - 4
Maribel Munguia Dugas - 4
Martha Lopez - 4
Grace Ortiz - 3
Veronica Villanueava - 3
Honorable Mention
Students with 75% Improved Attendance Post SARB
Megan Brown
Maureen Greeley
Jay Kirby
Armond Mc Daniels
Grace Ortiz
Deirdre Skelton
Marcela Tarquino-Klossner
Veronica Villanueva
“I’m IN” Attendance Awards
February & March
Please pick up your awards before you leave today.
Birthdays
Kendis Wilbourne – May ?
Micquelyn Jones – May 5th
Maureen Greeley – May 14th
Wanda SooHoo – June 14th
Megan Brown – June 17th
Jose Diaz – July 2nd
Happy Retirement!
Anthony Therrattil
Norm Wallace
PROMOTING STAFF RESILIENCE
DURING DIFFICULT TIMES
Maria Chua, LCSW
Mental Health Consultant
School Mental Health and ISIC Operations
ISIC PSAs
May 19, 2014
Goals for Today
• Engage in learning about Compassion Fatigue.
• Engage in learning and dialogue about how
life stressors can impact one’s physical &
psychological well-being.
• Reflect on ways we can cope with those
effects and how we can identify and
incorporate self-care strategies.
A Pep Talk…
Grounding
• Your name
• Which school(s) or location
you work
• One source of strength and
why?
“The expectation that we can be
immersed in suffering and loss
daily and not be touched by it is
as unrealistic as expecting to be
able to walk through water
without getting wet.”
Rachel Naomi Remen,
Kitchen Table Wisdom 1996
56
From: Françoise Mathieu, Compassion Fatigue Solutions
Adjustment Over Time in Crisis
G = continued impairment (PTS)
H = return to baseline
I = post-traumatic growth
A = baseline functioning
B = event
C = vulnerable state
D = usual coping mechanisms fail
E = helplessness, hopelessness
F = improved functioning
A
I
B
H
C
G
F
D
E
Knowing, Engaging, Vulnerability
• Secondary Traumatic Stress
“The natural and consequent behaviors and emotions resulting from
knowing about a traumatized event from another person, the stress
from helping or wanting to help a traumatized or stressed person.”
(Charles Figley, 1995)
• Vicarious Traumatization:
– “. . .refers to the cumulative effect of working with survivors of
traumatic life events. Anyone who engages empathically with
victims or survivors is vulnerable.”
(Pearlman & Saakvitne, 1995)
Compassion Fatigue
“There is a cost to caring. We professionals who
are paid to listen to the stories of fear, pain,
and suffering of others may feel, ourselves,
similar fear, pain and suffering because we
care.”
Charles R. Figley, Ph.D.
Burnout vs. Compassion Fatigue
Burnout is a state of emotional, mental, and
physical exhaustion…
Often with feelings of hopelessness and difficulty in
dealing with work or doing your job effectively.
•
•
•
•
Feels like my efforts don’t make a difference
The job is changing me into a different person
I have a reduced feeling of personal accomplishments
Often related to high workload or a non-supportive
work environment
Multiple Exposure: Increased Risk
Prior Trauma
Burnout
Traumatic
Grief/Loss
Compassion
Fatigue
Direct
Exposure
Secondary
Trauma
Core Beliefs
The world is a safe place.
I can trust others.
I am competent.
The world is a safe place.
I can trust others.
I am competent.
Common Reactions
• Insomnia
• Anxiety
• Somatic complaints
• Mood symptoms
• Dissociation
• Regression in children
Direct Exposure: Being in Harm’s Way
Traumatic Stress Response
Flashbacks
Hyper-arousal
Nightmares
Numbing
Compassion Fatigue as an
Occupational Hazard
• When we approach
individuals with an
open heart and a
listening ear,
Compassion Fatigue
can develop.
• Compassion Fatigue
is not a sign of
weakness or
incompetence;
rather, it can be the
cost of caring.
What aspects of your life are impacted most
when you are stressed and overloaded?
• Making healthy choices
(exercise, eating, sleep)
• Decreased energy
• Feeling that there is no time for
one’s self
• Disconnection from others
• Social Withdrawal
• Physical illness/absences from
work
• Cynicism, despair, and
hopelessness
• Memory impairment
Self-Care Inventory
Our Ethical Responsibility for
Self-Care
• Respecting the dignity
and worth of oneself.
• Taking responsibility for
self-care (physically,
psychologically, socially)
• Acknowledging the
relationship between selfcare and duty to perform.
What is Resilience?
• “Resilience” is the ability to bounce back from,
or to successfully adapt to, adverse conditions
such as personal or community problem or
loss.
• Resiliency combines the interaction of risk
factors & protective factors
Resilience Factors
1.Sense of safety
2.Ability to be calm
3.Self-efficacy and community-efficacy
4.Connectedness
5.Hope
What is our professional protective gear?
Protective Factors
•
•
•
•
•
•
•
•
Self-Care
Competent consultation and supervision
Training
Sense of control
Spirituality
Exercise
Humor
Satisfying personal
relationships
Self-Care Stoplight
• What might you
stop doing?
• What might you
continue doing?
• What might you
start doing?
Benefits Navigation
• EMPLOYEE ASSISTANCE PROGRAM (counseling,
financial, legal, family support, and more)
(866) 312-3077
• For more information or to make a health/mental
health appointment through your health provider:
Anthem Blue Cross
Customer Service (800) 700-3739
24/7 Nurseline (800) 597-0156
Health Net
(888) 426-0030
Kaiser Permanente
(800) 954-8000
CVS Caremark
(888)752-7229
APPS
GPS4Soul
“Deep Relaxation
Hypnosis, Guided
Meditation &
Subliminal” from
Erick Brown
QUESTIONS?
Contact Information
Maria A. Chua, LCSW
Mental Health Consultant
School Mental Health
ISIC Operations
(213) 241-3906
mchua1@lausd.net
Break
MiSiS - My Integrated Student Information System
Antonio Hernandez
Next Meeting
• Monday, August 11, 2014
• Location - TBD
Have a great summer!