Application-1
Terms and reward rates on term deposits of "Postal" for individuals
1.
The contribution made out for a period of 12, 24, 36 months and 5 years.
2.
Minimal deposit amount 5 000 tenge / $ 50/50 Euro.
3.
Additional contributions are possible. Minimal size of additional contributions - 1000 tenge / $
10/10 EUR.
4.
The maximal size of additional contributions not restricted.
5.
At the end of the deposit term, deposit amount with accrued interest translates at the contribution of the "demand deposits".
6.
Partial Withdrawal of the sum of the contribution and an automatic extension of the term of deposit immediate Deposit "Postal" does not provided.
7.
In case of early withdrawal of the deposit amount, reward for the contribution does not accrue.
immediate
Period of storage (% per annum )
In tenge
The effective reward rate
In USA Dollars
The effective reward rate
In EURO
The effective reward rate
12 months
2,0
2,0
1,0
1,0
0,8
0,8
24 months
4,0
4,1
1,5
1,5
1,3
1,3
36 months
5,0
5,1
2,0
2,0
1,8
1,8
Terms and reward rates on immidiate deposit "Bereke" for individuals
1.
The contribution made out for a period of 12, 24, 36 months.
2.
Minimal deposit amount 5 000 tenge.
3.
Additional contributions are possible. Minimal size of additional contributions - 1000 tenge/$
10/10 EUR.
4.
The maximal size of additional contributions not restricted.
5.
At the end of the deposit term, deposit amount with accrued interest translates at the contribution of the "demand deposits".
6.
Partial Withdrawal of the sum of the contribution and an automatic extension of the term of deposit immediate Deposit "Bereke" does not provided.
7.
In case of early withdrawal of the deposit amount, reward for the contribution does not accrue.
5 years
5,3
5,4
2,5
2,5
2,0
2,0

Period of storage (% per annum )
In tenge
12 months
1,5
24 months
3,5
36 months
4,5
The effective reward rate 1,5 3,6 4,6
Terms and reward rates on savings deposits "Legalizacia" for individuals
1.
The contribution made out for a period 60 months.
2.
Minimal deposit amount (initial payment) is -5 000 tenge / $ 50/50 Euro.
3.
Additional contributions to the contribution is not provided.
4.
Partial withdrawal of money in a savings account is not provided.
5.
Accrual of reward on a monthly basis. Capitalization of accrued reward produces at the end of the term.
6.
When withdrawing money or transfer to another bank account until the expiration date, in immediately order retains fee of 10% of the amount withdrawn or transferred.
7.
When withdrawing money or transfer to another bank account will be considered a violation of the conditions and rewards for the contribution does not accrue.
8.
At the end of the deposit term, deposit amount with accrued reward translates to the contribution "demand deposits".
9.
The opportunity provided to purchase government securities, bonds, National Holding, national companies, national development institutions of the Republic of Kazakhstan, the second level banks of the Republic of Kazakhstan and other securities placed on the Kazakhstan Stock
Exchange until the end of the deposit period.
immediate
Period of storage (% per annum )
In tenge
The effective reward rate
In USA Dollars
The effective reward rate
In EURO
The effective reward rate
60 months
1,2
1,0
1,0
2,5
2,4
1,2
Application-2

Terms and reward rates on savings deposits "Postal" for legal entities immidiate deposit «Postal» ( for legal entities )
Period 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 months
Currency tenge, USA Dollars, EURO
Minimal deposit amount 100 000 tenge, 1 000 USA Dollars, 1 000 EURO
Maximal deposit amount not restricted
Period of additional contributions not restricted
Partial demand not restricted , but keeping minimum of minimal balance, equal to the minimum amount of deposit
Сapitalization
(reckoning accrued % to the deposit amount) at the end of the contract period
Prolongation automatic, on the same terms and for the same term, herewith the interest rate will be set by the Company in accordance with the rates applicable at the time of extension of the Treaty. The maximum number of renewals on deposit 3 times.
Conditions of the early termination before the expiration of 3 months from the date of enrollment of the first deposit amount to the account reward does not charge; when terminating the Deposit Agreement on the initiative of the depositor, the remuneration pays by fixed interest rate on deposits in the following sizes:
1) when placing a deposit of up to 3 (three) months – 0%;
2) up to 4 months - 25 %;
3) up to 5 months - 33 %;
4) up to 6 months - 42 %;
5) up to 7 months
6) up to 8 months
7) up to 9 months
8) up to 10 months
9) up to 11 months
- 50 %;
- 58 %;
- 67 %;
- 75 %;
- 85 %.
deposit «Postal» ( legal entities ,%)
Currency / Period
1 м 2 м 3 м 4 м 5 м 6м 7м 8м 9м 10м 11м 12м

Tenge 4,0 4,2 4,4 4,6 4,8 5,0 5,2 5,5 5,8 6,0 6,2 6,5
The effective reward rate 4,0 4,2 4,4 4,6 4,8 5,0 5,2 5,5 5,8 6,0 6,2 6,5
In USA Dollars 2,5 2,7 3,0 3,3 3,5 4,0 4,3 4,5 4,6 4,7 4,8 4,9
The effective reward rate
In EURO
2,5
1,0
2,7
1,5
3,0
1,8
3,3 3,5
2,0 2,3
4,0
2,5
4,3
2,7
4,5
2,8
4,6
3,0
4,7
3,1
4,8
3,2
The effective reward rate 1,0 1,5 1,8 2,0 2,3 2,5 2,7 2,8 3,0 3,1 3,2
4,9
3,3
3,3