The Complete
Scholarship Book
GETTING YOU READY FOR
COLLEGE
Types of financial aid:
Scholarships and grants
Free money! Money you receive through organizations,
clubs, and sports that you don’t have to repay.
Loans
Funds that must be repaid plus interest.
Work study
You get paid through an on-campus job.
College Price Tag:
 Direct cost- the costs that you can’t change. Fixed rate
set by the college.

Examples:
Tuition and fees
 Book s and class supplies
 Room and board

 Indirect cost- costs that you can alter or choose.
 Examples:
Transportation and gas
 Phone service
 Entertainment

Work-Study
 Typically provided through the Federal Work
Study Program
Federal Work study program

A United States federally funded program that assists
students with the costs of postsecondary education.

The Federal Work Study Program helps students earn
financial funding through a part-time work program.
Federal Agencies That Offer Loans:
 Federal Direct Student Loan Program (FDSLP)
 Federal Family Education Loan Program (FFELP)
 Federal Parent Loan of Undergraduate Students (PLUS)
Other Ways to Pay For College:
 Americorps- You volunteer for a specific group or
organization in exchange for tuition reimbursement.

Full time members: $4,725 (pay for college, grad school, or
college loans)
Am I Eligible?
 Free Application for Federal Student aid
 Determines your eligibility for federal assistance
 Schools base their financial aid package on FAFSA
 Deadline to complete application is June 30
 www.fafsa.ed.gov
Scholarship Tips:
 Apply every year
 Consider a school in-state
 Fill out FAFSA application  Investigate other ways to
pay for college
 Learn financial aid
application process
 Consider living at home
during college
 Stay in contact with
financial aid
 Apply for as many
administrators
scholarships as you can
 Keep college options open  Join clubs and build a
resume
Types Of Scholarships:
 Merit Scholarships- High academic performance,
leadership ability, and artistic ability.

Examples:
Pennsylvania State University Bunton-Waller Fellows Program
 Drexel University Presidential Scholarship
 University of Pittsburgh Academic Scholarship
 Temple University Temple Scholar Award

Types Of Scholarships:
 Department Awards- Shows promise or
achievement in your major.

Examples:
Accounting
 Biology
 Criminology
 Fashion merchandising
 Special education
 Nursing

Types Of Scholarships:
 Athletic- Used to attract top athletes. Only given
out in Division 1 and Division 2 schools.
Division 1 Schools:
•Pitt
•Penn State
•Villanova
•UCLA
•Ohio U
•Coastal Carolina
•Florida State
Division 2 Schools:
• Clarion
•Slippery Rock
•IUP
•Edinboro
•California
University
•Kutztown
•Lock Haven
•Pitt Johnstown
Division 3 Schools:
• Allegheny
• Carnegie Mellon
• Grove City
• Chatham
• La Roche
• St. Vincent
• Thiel
• Westminster
Types Of Scholarships:
 Fellowships
 Only for graduate students
 Usually cover all expenses.

Example: Grad assistant for a professor or coach
Private Scholarships
 Businesses and corporations

Ex: Dell Scholars Program, Best Buy Scholarship, Walton Family Foundation Scholarship
 Professional associations

American Library Association
 Clubs and groups

Key Club, National Honors Socity, Art club, etc.
 Religious community

Youth group
 Minority organizations

Ex: Hispanic Scholarship fund Wal-Mart Stores
 Parents employers
Other Scholarship Opportunities
 College major/ field of interest
 Student affiliations
 State of residence/ study
 Ethnic background
 International Students
 Students with Disabilities
5 Parts of the Scholarship Application
1. Application Form
 Receive from club, organization, sport, etc.
 Complete each section that applies to you.
 FOLLOW DIRECTIONS!
 If hand writing use a blue or black ink pen
5 Parts of the Scholarship Application
2. Transcript
 Get official one sent for your school
 You have the right to review it before hand
5 Parts of the Scholarship Application
3. Essay
 Typed on the computer, never hand written
 Free of all grammatical errors
 Stay on topic
 Keep it to the point
5 Parts of the Scholarship Application
4. Letter of Recommendation
 Have at least 3
 Make sure they are going to help your cause
5 Parts of the Scholarship Application
5. Interview
 Prepare ahead of time
 Take any material with you that you might need
 Dress appropriately
 Ask questions
Renewable Scholarships
 Award extended beyond the initial award
year.
 Ex:
2
time award (receive the amount twice during college)
 4 year (receive the amount once every year for four years)
 Maintain full-time status
 Maintain required GPA
Designated expenditure
 Specific expenses that your
scholarships cover:
 Tuition
 Room
and board
 General
 School related supplies
Scholarship ongoing eligibility requirements
 GPA
 Satisfactory academic progress
 Full time status
 Time off from school
 Designated field of study
 College choice
 Service requirements
 Military service
 Participation in sport
Scams
Scholarship Scams:
Warning signs:
 A notice that promises
 Money back guarantee
you cash, just pay a
registration fee
 Pay a fee and they will
do all the work
 Credit card verification
 No application
 Suspicious contact
information
Web sites
 FastWeb
 free online scholarship search
 Helps you find scholarships that you qualify for
 www.fastweb.com
 FinAid
 Free information about financial aid
 www.finaid.org