Teaching with Microfinance for Financial Inclusion & Financial Literacy

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Biba S. Kavass
Southwind High School
Memphis, TN
Introduce concept of globalization, poverty and
microfinance
Embed study of globalization, poverty and microfinance
into current national/state standards and common core
Relate concept of globalization, poverty and microfinance
to students’ personal lives
Engage students in active participation in eradicating
poverty
7 billion
1.3 billion
340 million
1.2 billion
842 million
101 million
45 million
2.5 million
1 in 4
768 million
7 billion – world population
1.3 billion – China/India population
340 million – United States population
1.2 billion – live on less than $1.25/day – extreme poverty
842 million – chronic hunger
101 million – children under age 5 undernourished (1 in 6)
45 million – displaced due to conflicts or persecution
1 in 4 – children leave primary school
2.5 million – newly affected with HIV each year
768 million – without access to safe drinking water
Source: UN Millennium Development Goals Report 2013
Globalization – “ Worldwide movement toward economic,
financial, trade, and communications integration.”
Microfinance – “Division of financial services that focuses on
empowering and providing lower income individuals with the
necessary means to become self-sufficient and creditworthy.”
Poverty – “Condition in which people’s basic needs for food,
clothing, and shelter are not being met.”
Source: www.businessdictionary.com
1.
Article Analysis
2. News Feed
3. Key Point Discussions – future problem solving
4. Placemat Methodology – collaborative critical
thinking activity
Local newspaper
↓
New York Times, Newsweek, Washington Post
↓
Christian Science Monitor, Economist, Wall Street Journal
Header
Write name of article, author of article, and the name of the publication at the top of paper. In upper righthand corner, write your name, class period, and the date.
Introductory Paragraph
After reading the entire article, write one paragraph introducing the article and describing the issue(s)
being described in the article.
Statistic/Data Paragraph
This paragraph should include any pertinent statistics or data that is mentioned in the article. Any statistics
or data written down should clearly support your introductory paragraph.
Summary of Findings Paragraph
Final paragraph should be a higher level critical thinking explanation of your opinion on the issue the article
was discussing. Your explanation should include your opinion with substantiating thoughts, examples of
how the issue impacts (or could impact) your personal life, and your analysis of a solution for the issue.
ABC News – Hidden America Series with Diane Sawyer
 Children of the Mountains
 Children of the Plains
 One of the Most Dangerous Schools in America
BBC News (http://www.bbc.co.uk/news/world/us_and_canada/)
CNN (www.cnn.com)
60 Minutes (http://www.cbsnews.com/60-minutes/)
View Change – Link TV (http://www.viewchange.org/)
Future Problem Solving
Used to critically analyze problems, generate solutions, compare solutions for viability, and produce
an action plan
Crime in Memphis
Unemployment
1. Economy – Recession
2. Lack of Education/Skills
3. High business taxes
Lack of Education
1. No family support
2. Cost of Education
3. Gang involvement
Gangs and Drugs
1. Fear and Greed
2. Need for family
3. Survival
1.
Shock Method
2. Reality Method
3. Hope Method
1.
Awareness
2. Power of information
3. Correlation to personal lives of individuals
4.
Ability to enact change
5. Opportunities to enact change
https://www.kiva.org/portfolio
A 3-year field research based grant in the amount of $30,000
from the McCarthey Dressman Foundation to produce the
following:
1.
2.
3.
A socially active website to spread awareness and prompt
collaboration with high schools around the world.
A guidebook written by teenagers for teenagers entitled
“Microfinance in Action: A Guidebook for Teenagers.”
A 2-hour video documentary portraying our travels and
interviews with microfinance clients locally, regionally,
nationally, and internationally.
http://shskivamemphis.weebly.com
http://tnclassroomchronicles.org/memphis-econstudents-travel-to-ninth-ward-to-learn-about-poverty/
PLEASE JOIN EDUCATORS AROUND THE WORLD
AS WE ENGAGE OUR STUDENTS IN PROTECTING
THE WORLD THAT IS TO BECOME THEIRS AND
THEIR CHILDRENS’.
 Article Analysis Rubric
 Global Research Project – Part I
 Global Research Project – Part III
 MIA Guidebook Table of Contents
 Resources for Educators
Further requests should be directed to
bkavass@yahoo.com
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