Insurance
Financial Planning
Retirement
Investments
Wealth
welcome
New Child:
Illness & Injury
Benefit…
For when you
can’t kiss it
better
Getting sick is part of every child’s life. Colds and rashes
may disappear after a doctor’s visit but other illnesses and
injuries can wreak havoc with the budget of even the most
financially astute parents …
That’s why Sanlam developed the Child: Illness
& Injury benefit
Child: Illness & Injury benefit
What is it?
It pays a lump sum if a child suffers a defined dread disease,
injury, impairment or infection.
Child: Illness & Injury benefit
Why Child risk cover?
Expenses
Not covered by
your medical aid
Covered by your
medical aid (out of
hospital expenses
only covered if you
selected a plan that
does)
Taking unpaid leave to be with your child in
hospital; au pair for other children; travelling
and accommodation expenses; long term
therapy; adjustments to house, etc.
Gap cover (covers
in-hospital only)
Non-medical
expenses
?
Medical
expenses
Hospital plan
of medical aid
Day-to-day cover
of medical aid
(if selected)
In-hospital
Out-of-hospital
Note: graph not according to scale as it will vary for different circumstances
How does it work?
⧁ Children’s benefits are not entirely unique to the market, but usually they’re
limited to covering dread diseases
⧁ Sanlam’s Child Illness & Injury benefit covers:
⧁ Dread diseases
⧁ Injuries
⧁ Impairments
⧁ Infections
Child: Illness & Injury benefit
How does it work?
The Sanlam Child: Illness & Injury benefit covers 81 claim events, many of which
are unique in the children’s benefit market
Examples of what’s covered:
Diseases such as cancer, organ failure, Crohn’s disease*, epilepsy and
anorexia*
Injuries or accidents such as head injuries, rib fractures*, gunshot wounds*, dog
bites* and near drowning
Impairments such as loss of sight, hearing, speech and loss of use of limbs
Infections such as rabies*, cerebral malaria*, tetanus*, meningitis and the Ebola
virus*
* Unique to Sanlam Child: Illness & Injury Benefit
Additional protection
we also offer an additional safety net:
ICU benefit: provides
cover when a child is
admitted to ICU for at
least 48 hours, for any
reason (e.g. accidental
poisoning, snakebite)
Catch-all claim event:
covers any other severe
diseases or injuries that
are not specifically listed
both: an absolute first in the
children’s benefit market!!
Child: Illness & Injury benefit
Affordable cover
-
Cover of R300 000 will on average cost R35 per month
-
The benefit offers cover up to R1 million
Child: Illness & Injury benefit
Who is covered?
Children can be covered from 1 years old until they’re 19
years old
Child: Illness & Injury benefit
Another plus
No new or invasive tests will be required
Child: Illness & Injury benefit
Summary
-
Our benefit has been tailor-made for children
-
Many of the claim events covered are a first in the children’s benefit
market
-
No new or invasive tests
-
The benefit offers cover up to R1 million
-
Premiums are affordable
Child: Illness & Injury benefit
Considering the comprehensive nature of the
cover and the affordability of the premium ,
the Sanlam Child: Illness & Injury Benefit is a
must have for any parent.
questions
thank you