BNI GO GREEN
Green Banking and Energy Financing
Click to 02
Delivered by Leonard Panjaitan
(Manager Corporate Sustainability) at
IESR Dialogue,
Jakarta 03 July 2012
1
May 2012
CONTENTS
1. The Background
2. BNI’s Approach
Green Banking
3. The Achievement
2
toward
CONTENTS
1. The Background
3
The Background: Cadangan dan Produksi Energi Indonesia
NO
NON FOSSIL ENERGY
RESOURCES
(SD)
INSTALLED
CAPACITY (KT)
RATIO KT/SD
(%)
1
2
3
4
5 = 4/3
1
Hydro
75,670 MW
5,705.29 MW
7.54
2
Geothermal
29,038 MW
1,189 MW
4.10
3
Mini/Micro Hydro
1,013.5 MW
462.0 MW
46.0
4
Biomass
49,810 MW
1,618.40 MW
3.25
5
Solar Energy
4.80 kWh/m2/day
13.5 MW
-
6
Wind Energy
3 – 6 m/s
1.87 MW
-
7
Uranium
3.000 MW
(e.q. 24,112 ton) for 11 years*)
30 MW
(Thermal)
1.00
*) only in Kalan – West Kalimantan
4
RESERVES
(CAD)
RATIO
SD/CAD
(%)
PRODUCTION
(PROD)
RASIO
CAD/PROD
(YEAR)*)
NO
FOSSIL ENERGY
RESOURCES
(SD)
1
2
3
4
5 = 4/3
6
7 = 4/6
1
Oil (billion barrel)
56.6
7.99 **)
14
0.346
23
2
Gas (TSCF)
334.5
159.64
51
2.9
55
3
Coal (billion ton)
104.8
20.98
18
0.254
83
4
Coal Bed Methane/CBM (TSCF)
453
-
-
-
-
*) with assumption there is no new found
Sumber:
**) Cepu Block is included
Kementerian ESDM
Komitmen RI untuk Mengurangi Emisi CO2
President Commitment on G-20 Pittsburgh and COP15
To reduce the GHG Emission in 2020
Own
efforts
5
26%
(767 mln Ton)
Forestry, Peat Land,
Agriculture
680 million Ton
Energy Sector
30 million Ton
Waste
48 million Ton
Industry and
Transportation
9 million Ton
41%
Own efforts and
international
support
Through the development
of new renewable energy
and implementing energy
conservation by all
sectors
CONTENTS
2. BNI’s Approach toward
Green Banking and Energy
6
BNI’s Compass of Sustainability (Alan Atkisson)
BNI’s fourth Mission:
Meningkatkan Kepedulian dan Tanggungjawab terhadap Lingkungan dan Sosial
(To improve environmentally and socially corporate responsibility)
7
BNI’s Corporate Sustainability Organization
President Director
Corporate Secretary (General Manager)
VP Corporate Sustainability
Head of Corporate
Sustainability
Head of Partnership and
CSR Programs
Manager Corporate
Sustainability
Manager of Partnership
and CSR
Analysts
Analysts
Assistant Administration
8
Internal
External
BNI’s Corporate Sustainability/Green Banking Strategy
Branding/
sponsorship
Cross
selling
CSR
Green
funding
Networking
Product
development
Capacity
Building
Green
attitud
e
Non Business
9
Green
lending
PKBL
SOP
Business
PKBL/CSR Policy BNI
PKBL
“Corporate
Social
Responsibility”
Bina Lingkungan
Program Kemitraan
MICRO FINANCING
1. Penyaluran kredit untuk
pengembangan produk
unggulan Daerah
2. Industri kreatif
3. Ketahanan Pangan
3. Capacity Building
KAMPOENG BNI
10
Pemberdayaan Masyarakat dan Filantropi
(Community Development)
Elemen:
Masyarakat sekitar, LSM,
Lembaga,
Kampus, Sekolah
KESEJAHTERAAN
MASYARAKAT
1. Pendidikan
2. Kesehatan
3. Lingkungan
4. Korban bencana
alam
5. Prasarana & sarana
6. Sarana ibadah
HUTAN KOTA, ENERGI
RAMAH LH, POJOK BNI
CONTENTS
2. BNI’s Achievement
11
BNI Energy Financing: Commercial Scheme - 2011
A. Big Corporate Project (Total: 6 Perusahaan)
Company
Maximum Credit
Currency
Musim Mas, PT
227IDR Billion
Musim Mas, PT
1.712,505 IDR Billion
Poso Energy, PT
707IDR Billion
Harvestindo International, PT
Dizamatra Powerindo Sibayak,
PT
Geodipa, PT
Kartanegara Energi Perkasa,
PT
20IDR Billion
7,052USD Million
103,058USD Million
104USD Million
Type of Business
Location
Biodiesel (Renewable Energy)
Batam
Palm Oil (Sustainable Agribusiness) Riau and Sumut
Efisiensi Energi
Daur Ulang (Plastik)
Pertanian Organik (Pupuk Organik)
Properti Ramah Lingkungan
Pemanfaatan Limbah :
a. Limbah Air (IPAL)
b. Limbah Padat
Alat & Produk Bersih
Perdagangan Rongsokan
Alat Pengendalian Pencemaran
Electroplating
12
Total
Certified RSPO
Hydro Energy (Renewable Energy)
Poso Sulteng
Recyling Products
Pasar Kemis Tangerang Dacron Products
3 x 65 MW
Geothermal Power Plant (Renewable
Energy)
Sibayak Sumut
2 x 5 MW
Geothermal Power Plant (Renewable
Energy)
Patuha Jawa Barat
1 x 55 MW
Gas Power Plant (Clean Energy)
2 x 41 MW
Senipah Kutai - Kaltim
B. SME Project (Total: 26 Perusahaan)
Jenis Industri
Additional information
Kredit (Rp)
4.000.000.000
13.903.505.000
3.167.840.944
4.289.080.500
8.715.949.239
8.179.859.379
1.235.000.000
2.191.333.340
343.601.319
46.026.169.721
C. Investasi BNI di
METI melalui Fund
Manager PT. Insight
Investment sebesar Rp.
26 Miliar
BNI Energy Financing: CSR Scheme- 2011
1. Pico Hydro di Kab. Cianjur (Partner:IIEE)
2. Biogas di Sumba (Partner: HIVOS)
Project Cost: Rp. 200 juta
Project Cost: Rp. 190 juta and will be
increased
Pipeline 2012
• Biomass di Buleleng (Partner: IIEE, USAID ICED)
• Biogass di Sumba, Jawa Timur (Partner: HIVOS)
13
Penyaluran Bina Lingkungan BNI: The Opportunity for
Environment/Energy
14
BNI’s Triple Bottom Line 2011
Profit
Planet
Sustainability
Viable
People
15
Opportunities and Challenges: Akses Energi untuk Masyarakat
Opportunities:
1. Masih banyak lokasi untuk
pembangkit listrik atau
pemanfaatan energi swadaya
masyarakat yang perlu digarap
2. Dana CSR/PKBL masih banyak
tersedia di perbankan atau BUMN
lain.
3. Potensi ekonomi lokal/desa akan
tergarap dengan adanya
elektrifikasi desa
4. Pendidikan dan kesehatan juga
akan lebih baik dengan adanya
elektrifikasi atau energi yang
bersih/renewable
16
Challenges:
1. Bank belum banyak mendapatkan
informasi mengenai unelectrified
area yang perlu didanai via CSR
(LSM atau elemen masyarakat
pro-aktif beri masukan/informasi).
2. LSM atau lembaga lain perlu waktu
relatif lama untuk melakukan
feasibility study/pendekatan
masyarakat.
3. Perlu partner yang tepat bagi Bank
untuk melakukan pembangunan
elektrifikasi desa, termasuk sisi
ekonomi, pendidikan dan
kesehatan.
Renewable and Clean Energy: Pico Hydro, PLTG, PLTPB
17
BNI’s Programs and Activities in Brief
18
THE ENDS: Our Future
19