BEST PRACTICES ON SOCIAL PROTECTION
ATTY. DULCE BLANCA T. PUNZALAN
Member, Women’s Business Council of the Philippines; UP Women Lawyers Circle
President & COO, FilBamboo Exponents Inc.
Executive Director & Proprietor, Crea 8 Innov 8 Marketing
Branch Operator, Human Nature-Quezon City & Paranaque branches
Country Representative (Philippines), International Sustainable Development Enterprise, Ltd. (ISDELCO)
Musical Director/ Choirmaster/ Bandleader (Kawayan 7 Modern Bamboo Band- Philippines,
KeyNotes Chorale & Band and Gawad Kalinga Tatalon Performing Arts & Anklung Ensemble)
ASEAN Regional Conference of Senior Officials on Sharing of Good Practices in Social
Protection for Women in Enterprise Development
(December 4 to 5 , 2014 – Dusit Thani Hotel, Makati City)
BEST PRACTICES ON SOCIAL PROTECTION
1. Promoting women to managerial, senior leadership and decision making roles,
recruiting and retaining more women than in the past, increasing the amount of
career development opportunities provided to women and creating an environment
in which such actions listed above are carried out more easily than in the past (e.g.
actions that enable women to return to their careers following maternity & childcare
leave).
2. Promoting gender sensitivity, just wages and benefits legally mandated,
occupational safety and health standards and general labor standards, knowledge
and awareness about women’s rights (included in the Employees’ Handbook),
additional medical/dental/ health benefits for employees through Caritas Health
Shield Program, poverty reduction, hunger mitigation, sustainable livelihood and
development (90% of its 6,300 registered dealers are women), advocacy
orientation, capacity building, financial mentorship, inclusive growth for poor and
marginalized communities. Crea 8 Innov 8 Marketing also
launched the
“Kasambahay Program”. By encouraging Kasambahays to sell natural and organic
products, the discounts or commissions become their extra income.
BEST PRACTICES ON SOCIAL PROTECTION
3. Innovation and Integration; Climate Change Mitigation & Adaptation
and Environmental Sustainability through natural & organic eco-friendly
products, technology, processes and local supply chains.
4. Crea 8 Innov 8’s endeavors have benefited environmental causes,
PWDs, cancer/spinal patients, indigent children/youth/senior citizens,
urban/rural/farming communities, church ministries, peacebuilding
initiatives, victims/survivors of armed conflict/calamities, feeding
programs, medical missions, health care, disaster relief & rehabilitation,
rebuilding of calamity affected communities, etc.
5. Crea 8 Innov 8 Marketing also has linkages with like mindedindividuals and local, national and international institutions and
organizations (public & private).
As a wholesaler and retailer of Filipino-made natural and organic
personal care and home care products, CREA 8 INNOV 8 MARKETING
has been creating many different types of opportunities for women while
facilitating sustainable development of partner-communities. Since its
establishment in October 2009, women have played a prominent role in
its operations and currently two of the company’s executive/managerial
positions are held by women. The sole proprietorship has over 6,300
registered dealers and about 90% of those dealers are women.
Furthermore, Crea 8 Innov 8 Marketing’s affiliate organizations (Human
Nature, Filbamboo Exponents Inc and Mandaluyong Packaging Industries
Inc.) have a majority of women on their boards of directors and several
women among their top leadership.
Located in the cities of Paranaque &
Quezon (National Capital Region) in the
Philippines, Crea 8 Innov 8 promotes
gender sensitivity, just wages and
benefits, and an environment that is
friendly to women and children. It is
very active in sustainable livelihood and
development, inclusive growth for poor
and
marginalized
communities,
innovation
and
integration,
and
environmental sustainability.
For instance, Human Nature (HN),
whose
UP Village Quezon City and
Paranaque branches are owned and
operated by Crea 8 Innov 8 Marketing,
is a “pro-Philippines, pro-poor, proenvironment” social enterprise that
combats
poverty
and
promotes
environmental protection through ecofriendly products, technology, processes
and local supply chains.
Atty. Dulce Punzalan (Crea 8 Innov 8 Exec.
Director/Proprietor & HN-PQ branch operator);
Melou dela Cruz (marketing director; Melody
Legaspi (cashier) received the Human Nature
Branch of the Year 2011 Plaque from HN cofounder /Creative Director Camille Meloto & HN
global ambassador Rachel Grant. In 2010, Dulce’s
Quezon City Branch won the Branch of the Year
award.
Human Nature Parañaque Branch
Feeding Program Beneficiaries
Sagip Session & Feeding in GK
Kaingin
December 1 & 8, 2012
Human Nature Parañaque Branch
donated 70 children toys in our “Sagip
Christmas Party 2012” for 3 GK Villages of
Parañaque City namely GK AYA
Multinational Village, GK SPI Springer
Village and GK Innerwheel Rainbow
Village.
July 6, 2013 HN-PQ Concept Store Launch & Awarding of “Artistic Hearts for Nationbuilding”
to celebrity dealers Mark Escueta (HN-PQ branch) of RiverMaya & international
awardwinning actress Angeli Bayani (HN-UP Village QC branch)
On October 1, 2014, Crea 8 Innov 8 Marketing was awarded a Certificate of Compliance (COC)
on General Labor Standards and Occupational Safety and Health Standards by Department of
Labor & Employment (DOLE) Secretary Rosalinda D. Baldoz (lower left photo). Aside from the
statutory benefits (SSS, Pag-ibig/ HDMF, Philhealth, leaves, etc.), Crea 8 Innov 8’s employees
are also covered by the Caritas Health Shield Program.
Crea 8 Innov 8’s endeavors have benefited environmental causes, PWDs, cancer/spinal patients, indigent
children/youth/senior citizens, urban/rural/farming communities, church ministries, peacebuilding initiatives,
victims/survivors of armed conflict/calamities, feeding programs, medical missions, health care, disaster
relief & rehabilitation, etc. Crea 8 Innov 8 has achieved many positive outcomes from supporting
opportunities for women and returning its profits to society for the greater good.
Over 1.7 million people
volunteered for the 2014
Gawad Kalinga Bayani
Challenge (GKBC) from April 9
to June 12 in several provinces
for the rebuilding of
communities and ecosystems
affected by super typhoon
Yolanda/ Haiyan.
The joint team of Crea 8 Innov 8
Marketing/ Human Nature-UP
Village/ GK Tatalon Performing
Arts Choir/ K7 Modern Bamboo
Band & En Praxis actively
participated in this historic &
fruitful endeavor.
Pope Francis gave a special Papal
blessing for all the participants of
GKBC 2014. He will visit the
Philippines on January 15-19,
2015.
SUMMARY OF GAWAD KALINGA BAYANI CHALLENGE 2014 ACTIVITIES & VOLUNTEERS
FOR THE REBUILDING OF COMMUNITIES & ECOSYSTEMS IN PROVINCES AFFECTED BY
SUPER TYPHOON YOLANDA/ HAIYAN
Crea 8 Innov 8 Marketing has received recognition from various organizations, including the
Department of Agrarian Reform for its lecture-presentation for Women’s Month (March 2010);
the Philippine Women’s University; the Council of Deans and Heads of Nutrition and Dietetics
(CODHEND) and the Association of Nutrition Action Officers of NCR, Inc., National Nutrition
Council-National Capital Region. The firm also received awards for Best Industry Practice
(Filbamboo/Human Nature) in Climate Change Adaptation & Mitigation 2013 from the Climate
Change Commission and the Philippine Chamber of Commerce & Industry; Human Nature
Branch of the Year Awards in 2010 & 2011; Gawad Kalinga Bayani Challenge, Apex Global/ECCI
for the 2013 ASEAN Corporate Sustainability Summit, Businessworld, Mindanao State University
College of Agriculture/ TESDA-Lanao del Sur/SPEED Philippines Inc. , University of the
Philippines as well as Certificates of Appreciation & Plaques of Recognition from many other
distinguished local, national & international organizations.
CREA 8 INNOV 8 MARKETING is included
in the Healthcare Category of the
“Directory of Outstanding ASEAN Small
and Medium Enterprises 2015” which
was officially launched on Nov. 24, 2014
in Siem Reap, Cambodia during the
Public-Private Dialogue for the Post-2015
ASEAN Strategic Action Plan for SME
Development
(2016-2025).
The
Directory is “categorized into 12 priority
integration sectors, namely agrobased/processed
food,
automotive,
transportation,
logistics
services,
electrical and electronic equipment, eASEAN/ ICT, fisheries, healthcare,
rubber-based, textile/apparel, tourism
and wood-based products, among
others.”
800 SMEs from 10 ASEAN
member-states are listed in the said
publication.
Crea 8 Innov 8 Marketing was likewise featured in
the Asia Pacific Economic Cooperation (APEC)’s
Policy Partnership on Women and the Economy
(PPWE) Nov. 2014 Report entitled “50 Leading
Companies for Women in APEC”. “This project is
funded and overseen by its initiator, Japan’s Ministry of
Economy, Trade and Industry (METI). The project is also
supported by several co-sponsoring economies, including
the Philippines. Crea 8 Innov 8 Marketing was among the
companies selected for efforts including promoting
women to managerial, senior leadership and decision
making roles, recruiting and retaining more women than
in the past, increasing the amount of career development
opportunities provided to women and
creating an
environment in which such actions listed above are
carried out more easily than in the past (e.g. actions that
enable women to return to their careers following
maternity & childcare leave).”
48 exemplary companies were selected from 14
APEC member-economies: Australia, Indonesia, Japan,
Republic of Korea, Malaysia, New Zealand, Papua New
Guinea, Philippines, Russia, Singapore, Chinese Taipei,
Thailand, USA and Vietnam. The 26th APEC Joint
Ministerial Statement on Nov. 8, 2014 in Beijing, China
mentioned in Paragraph 64: “We recognize the role of
public-private collaboration in promoting women’s
leadership, and we welcome the 50 Leading Companies
for Women in APEC report and encourage economies to
share and disseminate best practices of these companies
domestically.”
Human Nature: “Spread the Goodness”
Gandang Kalikasan Inc. ( established in November 2008) was the brainchild of Gawad
Kalinga (GK) volunteers Anna Meloto-Wilk, her husband Dylan Wilk and her younger
sister Camille Meloto. The company produces Human Nature (organic and natural
personal care products that are 100% Philippine made and 100% free from harmful
chemicals).
Guided by the principles of being “pro-Philippines, pro-poor and pro, environment”,
Human Nature is a SOCIAL ENTERPRISE that uses the Direct Selling Business Model and
focuses on a triple bottomline :
DOING GOOD: Creating a significant, positive impact to the Filipino farming
communities as a direct result of our business
DOING RIGHT: Engaging appropriate technology and products, full legal compliance,
world-class quality standards, environment-friendly practices
DOING WELL: Achieving optimal, sustainable profitability instead of simply maximized
profitability
Human Nature products are available in the Philippines, as well as in the
USA, Canada, Singapore, Malaysia and UAE.
PRO Philippines
Currently, 100% made in
the Philippines
Envisions 100% sourced in
the Philippines
–
–
We formulate only with
ingredients that can be
grown locally
We would only resort to
importing resources if there
is no local availability
PRO Poor
Goal: Provide livelihood to Gawad Kalinga residents and
poor farming communities. Currently, we employ GK
residents from nearby communities in Quezon City and
provide fair living wage more than the minimum wage
required by law. We also make sure to provide our
warehouse staff with full benefits and overtime pay to
promote dignity of work.
Most of our warehouse employees are GK leaders who
spearheaded projects in their respective GK communities.
Because we didn't want their jobs in Human Nature to take
away all their time devoted to serving their community,
Human Nature recently implemented a rule that they get
one day a week off to continue their involvement in GK
activities.
Fair Trade: Buy at fair prices from community-based
suppliers, even above-market prices to support community
development
100% of profits from our #1 product go to the poor.
Substantial part of all other profits is also donated to GK
and to develop community farms nationwide
PRO Poor
Goal: Provide livelihood to Gawad Kalinga residents and
poor farming communities. Currently, we employ GK
residents from nearby communities in Quezon City and
provide fair living wage more than the minimum wage
required by law. We also make sure to provide our
warehouse staff with full benefits and overtime pay to
promote dignity of work.
Most of our warehouse employees are GK leaders who
spearheaded projects in their respective GK communities.
Because we didn't want their jobs in Human Nature to take
away all their time devoted to serving their community,
Human Nature recently implemented a rule that they get
one day a week off to continue their involvement in GK
activities.
Fair Trade: Buy at fair prices from community-based
suppliers, even above-market prices to support community
development
100% of profits from our #1 product go to the poor.
Substantial part of all other profits is also donated to GK
and to develop community farms nationwide
PRO Environment
Using natural, organic
products instead of toxic
chemicals
Promoting organic
farming and showing it
can work for farmers
Catalogues printed on
100% recycled paper
using mineral-based ink
THE PHILIPPINE
FEDERATION FOR
ENVIRONMENTAL
CONCERN
The seeds that were planted are starting to bear fruit for the citronella farmers
of Barangay Kanapawan in Labo, Camarines Norte. After 20 months of
supporting the citronella enterprise of KMMBK and Philippine Federation for
Environmental Concern (PFEC), Human Nature has turned over
P972,694.94, 100% of all profits from Bug Spray from Oct-Dec 2010,
to invest in community development programs which will provide a
sustainable enterprise, keeping a whole barangay out of poverty for
good. Representatives of KMMBK identified Health and Education as
primary community concerns and Human Nature has responded to this
by agreeing to provide renovations for their elementary school,
additional textbooks and supplies for their students as well as working
on
a
health
program.
One Heart for One Community is Human Nature and KMMBK's the common
dream of growing the supply and demand for our farmers' produce, so that they
can be empowered to provide for themselves the quality of life farmers from
others countries enjoy.
Lemongrass Farming Community




Traditional sugarcane families grouped
together to form Mambugsay Essential Oil
Producers Association(MEOPA)
Partnered with Alternative Indigenous
Development Foundation Inc (AIDFI) that
aids
development
of
agricultural
communities and organic farming
Yield of 1 hectare of rice per year = Php40kPhp50k vs Yield of hectare of organic
lemongrass per year = Php500k
Last January 26, 2012, Human Nature
provided a Php 300,000 grant to AIDFI that
will help increase their lemongrass oil
production to another farm in Sitio
Ananggue in Murcia, Negros Occidental. The
next stage of this partnership is expansion in
GK Victorias and GK Talisay both in Negros
Occidental. Instead of just helping one
community at a time, our goal is to develop
multiple farms that will grow an industry for
Philippine essential oil & extracts.
Human Nature teamed up with one of the biggest names in beauty and
environmental awareness - Miss Earth - and Beauty Bar, the country's premier
source for beauty & personal care brands. Working with Miss Earth's 2010
Philippine title-holders and Beauty Bar, Human Nature launches CommPassion, a
lipstick campaign seeking to build a dream for the passion fruit farming
community in Mindanao.
Human Nature is committed to helping the GK Pueblo Antonio community in
Catigan, Davao to produce world-class quality passion fruit seed oil by giving
back 100% of the profits from the sale of each Passion Fruit Hydrating Mineral
Lipstick to fund the development of a processing facility so it can expand its
livelihood into the higher-value, more sustainable processing of passion fruit
seed oil. This program will remain in place until the facility is fully funded.
Human Nature also commits to purchase the oil at a fair trade price and find
ways to incorporate the oil in upcoming product lines.
MOTHER BONIFACIA RODRIGUEZ FOUNDATION, INC./
TALLERES DE NAZARET (TdN) is a social enterprise of the
Siervas de San Jose.
TdN harmonizes prayer and faith, advocacy, values formation, skills
training and capability building, financial management, socioeconomic
impact,
fair
trade
practices,
physical/
intellectual/spiritual/socio-economic growth and empowerment of
primary stakeholders (unemployed single or married women
from poor communities, female students, out of school
youth & sheltered girls), management & motivational rewards,
social responsibility, respect & care for creation, and diversification
of products (food, apparel, uniforms, liturgical vestments, eco-bags,
laptop/notebook cases, etc.).
Talleres’ mottos are “Dignidad, Solidaridad, Calidad
(meaning: “Dignity, Solidarity, Quality”) and “Trabajo, Fe,
Amor” (meaning: “Work, Faith, Love”).
The international congregation of the Siervas de San Jose has
missionary communities in 14 countries (Philippines, Spain, Italy,
United States, Cuba, Colombia, Peru, Bolivia, Argentina, Chile,
Zaire, Papua New Guinea and Vietnam).
The Talleres de Nazaret had its historical and spiritual
roots in Spain. Its foundress was Bonifacia Rodriguez
Castro. She was the eldest of six children (only two
reached adulthood) and was born on June 6, 1837 in
Salamanca, Spain to an artisan family. Her parents
(Juan and Maria Natalia) were devout Catholics. The
“taller” or tailoring shop of her father was the first
thing she sees upon birth. At the age of 13, she learned
to be a cordmaker. Her father died when she was 15
years old, so she helped her mother support the family.
“The need to work in order to live shapes early on her
solid personality, experiencing in her own body the
hard conditions of the woman worker of the age:
exhausting work schedule and meager pay.”
As a changemaker and visionary, Mother
Bonifacia faced many humiliations,
rejection, disdain and calumnies during
her lifetime. She was canonized as Saint
Bonifacia by Pope Benedict XVI on
October 23, 2011.
TdN- Philippines was established in
1986 with a Php 10,000 capital and
3 manual sewing machines.
Talleres de Nazaret has a socioeconomic dimension because it
develops the skills and capabilities
of the poor, unemployed and
marginalized women and youth
who acquire knowledge, selfesteem and dignity in work, thus
preventing them from falling into
all
kinds
of
exploitation,
prostitution,
drug
addiction,
domestic violence, theft, etc.
Talleres
collaborates
with
government
agencies
&
institutions in technology transfer,
product development, packaging,
management
training
and
marketing assistance. It has
branches
in
Quezon
City,
Mandaluyong, Cavite, Iloilo, Silay
and Cebu.
TdN is a certified member of the World Fair Trade Organization. Below is the list of fair
trade practices adhered to by Talleres de Nazaret:
Awareness of Fair Trade Practices - copy of the labor code exists, fair trade principles are
included in the written and/or expressed mission, vision, values of the institution; orientation of
employee benefits/salaries and office rules/guidelines exists; mechanism for complaints and
grievances exist; mechanism for promoting fair trade practices among its employees exists.
Fixed Wages – wages approximate average rate for similar occupations or minimum wage;
wages are regularly paid in full and properly documented; deductions from wages are done with
the agreement of the worker; wages are paid in cash or check and not in kind; legally mandated
benefits are present and given on time; working hours with ample rest; flexible working hours.
Piece or Pakyaw Rate – per piece rate approximates the average for the industry sector within the
community; TdN offsite workers are “paid by the inch” depending on the complexity of the designs
sewn and embroidered on the liturgical vestments.
Benefits Legally Mandated (applicable to permanent employees) and other
benefits - vacation leave (15 days) and sick leave (10 days); medical benefits (Philhealth and a
savings account for health); sickness and disability benefits; 13th month bonus, mid year &
Christmas bonus, retirement pay. Workers also receive a transportation allowance of P500 a month
and a rice allowance of P500 a month.
Cooperative Workplaces – Talleres conducts meetings and consultations with workers on
matters concerning company policy, plans and procedures; there is a Coordinating Team
composed of 2 SSJ nuns and 7 workers which oversees the operations, management,
customer service, values formation, equipment maintenance and other concerns; workers are
allowed to join associations, cooperatives or similar organizations that promote their rights
and welfare; the institution provides an atmosphere conducive to the social, physical,
intellectual, and emotional development of the workers; workers are informed about the
performance of business and the organization’s plans.
Working Conditions and Safety – working hours in a workplace other than home should
not exceed
40 hours a week; the workplace provides sufficient light, ventilation and
comfort; trainings are conducted on potential hazards and on the safe use of equipment and
materials; accidents are recorded, and appropriate measures are taken to prevent a repetition
of such accidents; the worksite and lavatories are kept clean; the production process is not
hazardous to health; the eating area is separated from the production area; first-aid
medicines and firefighting equipment are available and accessible for use; corporal
punishment, verbal abuse, and mental or physical coercion are not used as disciplinary
measures.
Child Labor and Gender – child labor (14 years old and below) is not allowed;
married women are allowed two months of paid maternity leave and married men
are allowed five working days of paternity leave; there is no manifestation or
record of sexual harassment inside and outside the workplace; there is no
prejudice in hiring, training or promotion.
Management and Motivational Rewards – recognition and incentives are
given for outstanding achievements and long, quality service; reasonable
arrangements are made for children‟s care while their mothers are at work;
programs, activities and incentives that promote family values and participation
are in place.
Environment Sustainability – the production process and the materials
used do not pollute the environment and are not hazardous; production does
not involve banned natural raw materials, chemicals, endangered species, or
resources; the production process and the sourcing of materials do not involve
illegal means; a recycling program is in place; measures are in place to ensure
that resources (water, energy, materials) are observed and wastage is
minimized or eliminated.
Fair Trade Pricing – there is transparency in pricing; unreasonable
competition in pricing among fair trade practitioners/producers is avoided; the
social premium generated from fair trade is used to improve working conditions
and the community.
Financial and Technical Support – financial and technical capabilitybuilding measures are in place.
Respect for Cultural Identity – equal work opportunities for workers from
cultural minorities; respect for cultural practices.
Public Accountability – willingness to show practices to fair-trade- aligned
groups; willingness to open books to authorities; business registration
Voluntary Benefits Extended – productivity/performance bonus, housing
benefits, mechanism for loans (housing, salary, emergency, etc.), training
program for capability building; clothing allowance; merits/awards received for
community service; mechanism for training and compensation of OJT (on-thejob training) students.
Empowerment of Primary Stakeholders Through the Mother Bonifacia Workers’ Credit Cooperative
(MBWCC) and Membership in the National Confederation of Cooperatives (NATCCO)
In 1995, the Mo. Bonifacia Credit Cooperative (MBWCC) was established by
36 TdN workers (who contributed P 3,000 each) with an initial capital of over
P100,000. It provides credit services for educational, livelihood, hospitalization &
providential needs, savings and house & lot loans. As of 2010, MBWCC has 255
active members and assets of P 3,001,784.36. Family members of TdN workers
can also be cooperative members. The MBWCC is fully managed by the workers.
The Year 2010 Net Surplus of P118,863.33 was allocated and distributed to the
reserve fund, education and training fund, federation dues (MBWCC is a member
of National Confederation of Cooperatives or NATCCO), community development
fund, optional fund, interest on share capital payable and patronage refund
payable. NATCCO is the largest federation of co-ops in the Philippines (1.6
million individual members from various co-op federations and 406 rural & urban
co-ops) and has local development partners (such as the Land Bank of the Phils,
Development Bank of the Phils, Foundation for a Sustainable Society Inc., Western Union,
BancNet & PLDT SME Nation) as well as foreign affiliations: International Cooperative
Alliance (Geneva, Switzerland), Association of Asian Confederation of Credit Union
(Bangkok,Thailand), Proxfin, Desjardins Development International (Canada), Aflatoun Child
Savings International (Netherlands), Asian Women in Co-operative Development Forum
(AWCF), the Rabobank (Netherlands); Bank IM Bistum Essen (Germany); Cordaid, ICCO,
Agriterra, Oikocredit, Swedish Cooperative Center, and CHF International.
Challenges , Issues & Recommendations /Actions Taken on
Social Protection for Women In Enterprise Development
Challenges & Issues:
*Lack of coverage of informal workers
*Low coverage of formal sector private sector workers
(self employed, domestic helpers, OFWs, etc.)
*Inadequate benefits for the elderly (especially after retirement)
*Continuous need to improve investment earnings of the reserve funds
*Women’s access to finance/credit facilities
*Growing sources of vulnerability (health risks, life cycle risks, household economic risks like
rising food prices, social risks, and climate change/ disaster risks)
*Loss of employment due to pregnancy or time taken for childcare
*Discrimination (e.g. inheritance, land ownership), “widow’s loss of assets to late husband’s
family; dependence on good will of children/family members”
Recommendations & Actions Taken:
*Updating of Membership Records/Posting of Contributions
*Updating of Gender-Disaggregated Database on “poverty rates, programme coveragw,
income, nutritional status, access to health & education, employment conditions”
*Enabling access to insurance, climate resiliency, microfinance, credit and promoting savings;
intra-household resource allocation
*Childcare support for working mothers, school feeding programs/after school training,
promote investments in women’s and children’s & health, nutrition and education
(scholarships)
*Social pension schemes based on non-contributory transfer payments esp. to
women’s old age security
*Legislation & Political Will in Adopting & Implementing Gender-Specific/Gender-Sensitive
Policies/Programmes/Governance
.
“The fastest way to change society is to mobilize the women of the world.”
-- Charles Malik, former President of the United Nations General Assembly
“There is no higher religion than human service…to work for the common
good is the greatest creed.” - Dr Albert Schweitzer
“Success is not about having a lot but about making the most of what
you have. But success alone however will not necessarily make you
fulfilled or happy. It is how you share your achievements with others to
make their lives better that will. This is called greatness. It is about
living life with a purpose beyond self and family." - Tony Meloto