GK POWER CAPSULE FOR OICL AO
This Capsule would be useful for all upcoming exams
The Oriental Insurance Company Ltd was incorporated at Bombay on 12th September 1947. The
Company was a wholly owned subsidiary of the Oriental Government Security Life Assurance Company
Ltd and was formed to carry out General Insurance business. The Company was a subsidiary of Life
Insurance Corporation of India from 1956 to 1973 ( till the General Insurance Business was nationalized
in the country). In 2003 all shares of our company held by the General Insurance Corporation of India has
been transferred to Central Government.
The Company is a pioneer in laying down systems for smooth and orderly conduct of the business. The
strength of the company lies in its highly trained and motivated work force that covers various
disciplines and has vast expertise. Oriental specializes in devising special covers for large projects like
power plants, petrochemical, steel and chemical plants. The company has developed various types of
insurance covers to cater to the needs of both the urban and rural population of India. The Company has
a technically qualified and competent team of professionals to render the best customer service.
Oriental Insurance made a modest beginning with a first year premium of Rs.99,946 in 1950. The goal of
the Company was “Service to clients” and achievement thereof was helped by the strong traditions built
up overtime.
ORIENTAL with its head Office at New Delhi has 30 Regional Offices and nearly 1800+ operating Offices in
various cities of the country. The Company has overseas operations in Nepal, Kuwait and Dubai. The
Company has a total strength of around 14,000+ employees. From less than a lakh at inception, the Gross
Premium went up to Rs.58 crores in 1973 and during 2013-14 the figure stood at a mammoth Rs.
7282.54 crores.
Our Corporate Vision
“TO BE THE MOST RESPECTED & PREFERRED NON-LIFE INSURER IN THE MARKETS WE OPERATE”.
Our Corporate Objectives
TO ENSURE THAT WE –
1) ACT AS A FINANCIALLY SOUND CORPORATE ENTITY WITH HIGH BUSINESS ETHICS
2) IMPLEMENT BEST HUMAN RESOURCE DEVELOPMENT PRACTICES TO BUILD A HIGHLY EFFICIENT,
DEDICATED AND
MOTIVATED WORKFORCE WITH HIGH MORALE AND MORAL VALUES
3) OPTIMALLY UTILIZE THE INFORMATION TECHNOLOGY INFRASTRUCTURE
4) PROVIDE EXCELLENT CUSTOMER SERVICE
5) RUN THE BUSINESS PROFITABLY THROUGH PRUDENT UNDERWRITING AND EFFICIENT & PROPER
CLAIM
MANAGEMENT
6) EFFECTIVELY MANAGE OUR REINSURANCE OPERATIONS
7) EFFECTIVELY MANAGE OUR INVESTMENTS FOR OPTIMISING YIELD
8) HAVE EFFECTIVE RISK MANAGEMENT SYSTEMS
9) IMPROVE THE PENETRATION OF NON-LIFE INSURANCE BY PROPER UNDERWRITING, INNOVATION &
MARKETING
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TO EVOLVE AS A VIBRANT & DYNAMIC LEADING NON-LIFE INSURER
Management
Oriental Insurance is a professionally managed independent Board-run Company. Illustrious
personalities like Shri T.A.Pai ( who later became Cabinet Minister in the Union Government ), Shri K. R.
Puri, who rose to be the Governor of RBI and Shri B.D.Pande (who later became the Governor of West
Bengal) were among our past Chairmen.
At present Dr.A.K.Saxena is Chairman-Cum-Managing Director of our Company. The Board of Directors of
our Company include eminent personalities in various fields.
Current RBI Policy & Reserve Rates:
Repo Rate
Reverse Repo
CRR
SLR
MSF
Bank Rate
7.5% (Unchanged)
6.5% (Unchanged)
4% (Unchanged)
21.5% (Unchanged)
8.5% (Unchanged)
8.5% (Unchanged)
Note: On 3, Feb, 2015, RBI (Reserve Bank of India) in its fourth bimonthly monetary policy statement kept the key policy rate
unchanged.
News related to RBI
1. RBI extends range of collateral for interbank transactions
i. The Reserve Bank of India extended the range of collateral that can be used for repo transactions on the country's
interbank market to include bonds issued by multilateral financial institutions such as the World Bank and Asian
Development Bank.
ii. Currently, such collateral is limited to commercial papers, certificate of deposits, non-convertible debentures, and listed
corporate debt securities of more than one year maturity and rated AA or above.
iii. The move will help develop the corporate debt market.
2. RBI released Rs 42,000 crore to fund FY16 growth
i. Banks will have headroom to lend an additional Rs 42,000 crore because of Reserve Bank of India's move to bring down
by 50 basis points the statutory liquidity ratio — the portion of deposits that banks must invest in government bonds.
ii. Rajan left the repo rate — the rate at which it lends overnight funds to banks — unchanged at 7.75%. RBI also retained
the cash reserve ratio — the portion of deposits that banks have to maintain with RBI — at 4%.
iii. The central bank expects that economy growth will pick up to 6.5% in FY16 which will result in an increased demand
for funds in the banking sector. The cut in SLR is expected to help banks prepare their cash reserves to fund this growth.
3. RBI directs banks to display all loan costs
i. Reserve Bank of India (RBI) made it compulsory for banks to set out every possible cost in respect of the loan in a fact
sheet at the processing stage.
ii. Banks will also have to publish the 'annual percentage rate' representing the total cost of credit to an individual
borrower.
4. Uniformity, innovation coming to credit data
i. In its bid to better the credit information landscape, the Reserve Bank of India (RBI) has directed all credit institutions to
become members of credit information companies (CICs).
ii. Currently, there are four such companies in India—Credit Information Bureau (India) Ltd (Cibil), Equifax Credit
Information Services Pvt. Ltd, Experian Credit Information Co. of India Pvt. Ltd and CRIF High Mark Credit Information
Services Pvt. Ltd.
iii. According to the RBIǯs report on furnishing credit information, India is ranked 28 in Dzgetting creditdz and the coverage of
CICs accounts for only 19.8% of adult population, as against 100% in several countries.
5. RBI signs an information sharing agreement with Brazilǯs Central Bank
i. This MoU was signed by Anthero de Moraes Meirelles, Deputy Governor for Supervision, BCB and S.S. Mundra, Deputy
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Governor, Reserve Bank of India.
ii. In this regard, RBI in total has signed 23 such MoUs, one Letter for Supervisory Co-operation and one Statement of Cooperation (SoC), with different Central Banks of other countries and overseas regulators/supervisors.
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6. RBI, Sri Lankan central bank agrees on $1.5 billion currency swap deal.
7. RBI Relaxes Overseas Loan Recast Rules
i. The Reserve Bank of India (RBI) relaxed rules for companies and banks to restructure and reschedule existing overseas
borrowings by permitting an increase in the total cost of borrowing offshore.
ii. Indian firms have found it difficult to restructure existing borrowings after facing a sharp slowdown in the economy.
iii. The banking regulator also allowed changes in the drawdown and repayment schedules of such overseas borrowings.
8. RBI cuts repo rate by 25 basis points to 7.5 per cent
i. The Reserve Bank of India (RBI) has cut down repo rate by 25 basis points to 7.5 percent from 7.75 percent, with
immediate effect citing that the fiscal consolidation was better than what numbers show and that the combined fiscal
deficit is much lower due to the government transferring more funds to the states.
ii. However, RBI has kept the cash reserve ratio (CRR) unchanged at 4 percent.
iii. It is the second change in rates by 25 basis points since January 2015. With this change, RBI is signaling that it was
convinced by the fiscal consolidation measures announced in the Budget.
iv. This is the first time that the Reserve Bank of India has announced a monetary policy action ahead of markets opening.
9. RBI adopted Inflation Targeting as a policy tool for monetary regulation
i. Inflation targeting was in news recently as Union Government and Reserve Bank of India (RBI) on 20 February 2015
signed an agreement on Monetary Policy Framework. As per the agreement, RBI accepted to focus on flexible inflation
targeting.
ii. Inflation targeting is defined as an economic policy in which a central bank estimates or decides for a medium-term
target inflation rate. In Indian context, as per the agreement, inflation targeting means that the RBI will have to maintain
iii. Consumer Price Index (CPI)-based inflation targets below six per cent by January 2016 and four per cent from 2016-17,
with a band of plus/minus two per cent.
iv. The transition from monetary targeting suggested by Chakravarty Committee (1988) to Inflation targeting suggested by
Urijit Patel Committee is similar to the practice adopted by central banks in developed countries.
What are the Benefits of Inflation Targeting ?
i. The benefits of inflation targeting are many. Two of the prominent benefits of inflation targeting are enhancement of
transparency and reduction of price variability.
ii. The most important benefit of inflation targeting is that it helps the central banks to maintain low inflation and low
inflation eventually promotes long term growth.
iii. Other most important benefits of using inflation targeting include
enhanced public understanding of monetary policy, increased
central bank accountability, and an improved state for economic
growth.
10. RBI eases norms for home loans for up to Rs 10 lakh
i. Giving a boost to affordable housing, the RBI eased the norms for home
loans for up to Rs 10 lakh by allowing banks to include stamp duty and
registration charges to the cost of a unit.
ii. These charges used to form around 15 per cent of the cost of the house
and place a burden on borrowers.
iii. As per the current practice, banks do not include stamp duty,
registration and other documentation charges in the cost of housing
property.
iv. The RBI declared that in cases of projects sponsored by government,
statutory authorities, banks may disburse the loans as per the payment
stages prescribed by such authorities, even where payments sought from
house buyers are not linked to the stages of construction.
 Banking topics in news –
 NPAǯs (Non Performing Assets):
i. A mortgage in default would be considered non-performing, after a
prolonged period of non-payment(90 days).
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ii. The lender will force the borrower to liquidate any assets that
were pledged as part of the debt agreement. If no assets were
pledged, the lenders might write-off the asset as a bad debt and
then sell it at a discount to a collections agency.
 Debt recovery tribunal (DRT- A court for such cases) – A person whose account is declared as NPA
 SARFAESI ACT - In 2002, Govt. gave bankǯs a lifeline called as SARFAESI Act (Securitization and Reconstruction of
Financial Assets and Enforcement of security interest Act)
i. With this Act bank has the power to take possession of the ownerǯs mortgaged property or can transfer this to some
other ownership.
 What bank will do with the acquired property?
i. Bank can use this for their own purpose like , opening a new branch on it, installing of ATMǯs etc.
ii. Bank can advertise in newspapers for the auction of the property acquired and could auction them on any pre decided day.
iii.Bank can sell the property to ARC (Asset Reconstruction Company), these are registered companies under RBI, they buy
such assets from banks and sell them at higher prices to gain profits.
 Goods and Services Tax i. It is an indirect tax that will lead to the abolition of all other taxes such as, central sales tax, state-level sales tax, excise duty,
service tax, and value-added tax (VAT). Both the state and the central governments will impose GST on almost all goods and
services produced in India or imported into the country.
ii. Exports will not be subject to GST. Direct taxes, such as income tax, corporate tax and capital gains tax will not be affected.
It will simplify India's tax structure, broaden the tax base, and create a common market across states. This will lead to
increased compliance and increase India's tax-to-gross domestic product ratio.
iii. The highest rate of taxation under GST will be around 15 per cent in the first year, and eventually come down to 12 per cent
in the second year. By comparison, the current rate of the various indirect taxes levied in India amounts to roughly 20 per cent.
Goods deemed necessary or of basic importance will be taxed at a lower rate.
iv. The GST can be implemented only through a Constitutional Amendment Bill, which means it needs to be approved by not
less than two-thirds of the members present and voting in each House of Parliament. The GST must also be ratified by the
legislatures of at least one-half of the states.
v. States will get one-year time to implement the provisions of Goods and Services Tax (GST) after introduction of the new
indirect tax regime from 1st April 2016.
Deposit insurance and credit guarantee corporation (DICGC)
All commercial banks including branches of foreign banks functioning in India, local area banks and regional rural banks are
insured by the DICGC. Note: Primary cooperative societies are not insured by the DICGC.
DICGC insure: DICGC protects bank deposits that are payable in India.
The DICGC insures all deposits such as savings, fixed, current, recurring, etc. except the following types of deposits.
(i) Deposits of foreign Governments;
(ii) Deposits of Central/State Governments;
(iii)Inter-bank deposits;
(iv) Deposits of the State Land Development Banks with the State co-operative bank;
(v) Any amount due on account of any deposit received outside India
(vi) Any amount, which has been specifically exempted by the corporation with the previous approval of Reserve Bank of
India.
Maximum deposit amount insured by the DICGC - Each depositor in a bank is insured upto a maximum of Rs.1,00,000
(Rupees One Lakh).
Credit Information Bureau (India) Limited: is Indiaǯs first Credit Information Company (CIC) founded in August 2000.
CIBIL collects and maintains records of an individualǯs payments pertaining to loans and credit cards.
Headquarter – Mumbai
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Important Banking Terminology:
1. Basis points: It is the increase in interest rates in percentage terms. For instance, if the interest rate increases by 50 basis
points (bsp), then it means that interest rate has been increase by 0.50%. One percentage point is broken down into 100
basis points. Therefore, an increase from 2% to 3% is an increase of one percentage point or 100 basis points.
2. Bank Rate: Bank Rate is the rate at which central bank of the country (in India it is RBI) allows finance to commercial
banks. Bank Rate is a tool, which central bank uses for short-term purposes. Any upward revision in Bank Rate by central
bank is an indication that banks should also increase deposit rates as well as Base Rate / Benchmark Prime Lending Rate.
Thus any revision in the Bank rate indicates that it is likely that interest rates on your deposits are likely to either go up or
go down, and it can also indicate an increase or decrease in your EMI.
3. Liquidity adjustment facility (LAF) is a monetary policy tool which allows banks to borrow money through repurchase
agreements. LAF is used to aid banks in adjusting the day to day mismatches in liquidity. LAF consists of repo and reverse
repo operations.
4. Repo Rate: Whenever the banks have any shortage of funds they can borrow it form RBI. Repo rate is the rate at which
commercial banks borrows rupees from RBI. A reduction in the repo rate will help banks to get money at cheaper rate.
When the repo rate increases borrowing form RBI becomes more expensive.
5. Reverse Repo Rate: Reverse Repo rate is the rate at which RBI borrows money from commercial banks. Banks are always
happy to lend money to RBI since their money is in the safe hands with a good interest. An increase in reverse repo rate
can cause the banks to transfer more funds to RBI due to this attractive interest rates. One factor which encourages an
organisation to enter into reverse repo is that it earns some extra income on its otherwise idle cash.
6. CRR (Cash Reverse Ratio): CRR is the amount of funds that the banks have to keep with RBI. If RBI increases CRR, the
available amount with the banks comes down. RBI is using this method (increase of CRR), to drain out the excessive money
from the banks.
7. SLR (Statutory Liquidity Ratio): SLR is the amount a commercial banks needs to maintain in the form of cash, or gold, or
govt. approved securities (Bonds) before providing credit to its customers. SLR rate is determined and maintained by RBI
in order to control the expansion of the bank credit.
Need of SLR: With the SLR, the RBI can ensure the solvency of a commercial banks. It is also helpful to control the
expansion of the Bank credits. By changing SLR rates, RBI can increase or decrease bank credit expansion. Also through
SLR, RBI compels the commercial banks to invest in the government securities like govt. bonds.
Main use of SLR: SLR is used to control inflation and propel growth. Through SLR rate the money supply in the system can
be controlled effectively.
8. Marginal Standing Facility (MSF): MSF rate is the rate at which banks borrow funds overnight from the Reserve Bank of
India (RBI) against approved government securities.
9. NEFT (National Electronic Fund Transfer): NEFT enables funds transfer from one bank to another but works a bit
differently than RTGS. NEFT is slower than RTGS. The transfer is not direct and RBI acts as the service provider to transfer
the money from one account to another. You can transfer any amount through NEFT, even a rupee.
Note: Rs 50,000 is a limit in a NEFT to NEPAL in a single day.
10. RTGS (Real time gross settlement ): RTGS system is funds transfer systems where transfer of money or securities takes
place from one bank to another on a "real time" and on "gross" basis.
Settlement in "real time" means payment transaction is not subjected to any waiting period. The transactions are settled as
soon as they are processed. Minimum & Maximum Limit of RTGS: 2 lakh and no upper limit.
11. Fiscal Deficit: A deficit in the government budget of a country and represents the excess of expenditure over income. So
this is the amount of borrowed funds require by the government to meet its expenditures completely.
12. Direct Tax: A direct tax is that which is paid directly by someone to taxing authority. Income tax and property tax are an
examples of direct tax. They are not shifted to somebody else.
13. Indirect Tax: This type of tax is not paid by someone to the authorities and it is actually passed on to the other in the form
of increased cost. They are levied on goods and services produced or purchased. Excise Tax, Sales Tax, Vat, Entertainment
tax are indirect taxes.
14. Foreign Exchange Market : Foreign exchange market is the place where the financial institutions of different countries
come and exchange the currencies in a defined manner and set rates. In forex market the deals of currencies are done and
in turn it defines the value of one currency in comparison to the other. A foreign investor (FII or FDI) is a major source of
foreign currency in India.
15. NOSTRO Account: A Nostro account is maintained by an
Indian Bank in the foreign countries.
16. VOSTRO Account: A Vostro account is maintained by a
foreign bank in India with their corresponding bank.
17. SDR (Special Drawing Rights): SDR are new form of
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International reserve assets, created by the International Monetary Fund in 1967. The value of SDR is based on the
portfolio of widely used countries and they are maintained as accounting entries and not as hard currency or physical
assets like Gold.
18. BOND: Publicly traded ling term debt securities issued by corporations and governments, whereby the issuer agrees to
pay a fixed amount of interest over a specified period of time and to repay a fixed amount of principal maturity.
19. CRAR(Capital to Risk Weighted Assets Ratio): Capital to risk weighted assets ratio is arrived at by dividing the capital of
the bank with aggregated risk weighted assets for credit risk, market risk and operational risk.
20. Non Performing Assets (NPA): An asset (loan), including a leased asset, becomes non performing when it stops generatig
income for the bank. Note: Once the borrower has failed to make interest or principle payments for 90 days the loan is
considered to be a non-performing asset.
21. Inflation: inflation is a rise in the general level of prices of goods and services in an economy over a period of time. When
the general price level rises, each unit of currency buys fewer goods and services. Consequently, inflation reflects a
reduction in the purchasing power per unit of money – a loss of real value in the medium of exchange and unit of account
within the economy.
22. GDP - An estimated value of the total worth of a countryǯs production and services, within its boundary, by its nationals
and foreigners, calculated over the course on one year.
Note: GDP = consumption + investment + (government spending) + (exports − imports). Total value of products & Services
produced within the territorial boundary of a country.
23. GNP - An estimated value of the total worth of production and services, by citizens of a country, on its land or on foreign
land, calculated over the course on one year.
Note: GNP = GDP + NR (Net income inflow from assets abroad or Net Income Receipts) - NP (Net payment outflow to
foreign assets). Total value of Goods and Services produced by all nationals of a country (whether within or outside the
country).
Credit Rating Agency in India & World
Indian credit rating industry mainly comprises of CRISIL, ICRA, CARE, ONICRA, FITCH (India Ratings & Research) & SMERA.
 CRISIL - Credit Rating Information Services of India Limited, Headquarter – Mumbai
 ICRA - Investment information and credit rating agency Headquarter - Gurgaon, India
 CARE - Credit Analysis and Research Headquarters – Mumbai
 ONICRA - Headquarter - Gurgaon, India
 SMERA - Headquarters – Mumbai
 Fitch (India Ratings & Research) - Headquarters – Mumbai
 Note: CRISIL is the largest credit rating agency in India, with a market share of greater than 60%
 Standard & Poor's (S&P) – Headquarter – New York, US
 Moody's – Headquarter - New York, US
 Fitch - Headquarter - New York, US
Regulators in India:
Regulator
Reserve Bank of India
(RBI)
Sectors
Financial system and monetary policy,
Money Market
Chairman
Raghuram
Rajan
Headquarter
Mumbai
Securities and Exchange
Board of India (SEBI)
Security & Capital Market, stock broking &
Merchant Banking, Nidhis, Chit Fund
Companies
U.K. Sinha
Mumbai
Insurance Regulatory and
Development
Authority
(IRDA)
Insurance industry
T. S. Vijayan
Hyderabad
Telecom
Regulatory
Authority of India (TRAI)
Telecommunication Industry
Rahul Khullar
New Delhi
Commodity Market
Ramesh
Abhishek
Mumbai
Pension sector
Hemant
Contractor
New Delhi
Forward
Commission
Markets
Pension Fund Regulatory
and
Development
Authority (PFRDA)
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FDI Limits in different sectors
List of Limits in Various Sectors (In %)
1.
Defence
49
2.
Pension
49
3.
Insurance
49
4.
Print Media
26
5.
Civil Aviation
49
6.
Public Sec. Banks
20
7.
Private Sec. Banks
74
8.
Multi Brand
51
9.
Single Brand
100
10.
Tourism
100
Indiaǯs GDP Forecast:
 The Asian Development Bank projected India's growth rate to surpass China and improve to 7.8 per cent in next fiscal and
further to 8.2 per cent in 2016-17.
 India pegs 2014-15 GDP growth at 7.4 per cent
 Indiaǯs growth to reach 6.3 per cent in 2016:United Nations World Economic Situation and Prospects (WESP)
 International Monetary Fund (IMF) projected that India will grow 6.5 per cent in 2016, overtaking China which, it
projected, will slowdown to 6.3 per cent.
 Fitch expects real GDP growth to pick up to 8 per cent in FY16 and 8.3 per cent in FY17
 Standard and Poor rating – BBB + to India
 FITCH has a 'BBB-'rating for the country with a stable outlook,
 Moody's gave India 'Baa3'
 RBI pegged 2015-16 GDP growth at a central estimate of 6.2 %.
 IMF projected GDP growth for India in 2014-15 at - 5.6 % & 6.4 % in 2015
India ranking in different Indexes:
1. Swiss leaks: India ranks 16th on leaked HSBC list
2. India has emerged as the second-most trusted country in the world in terms of faith reposed on its institutions. The list is
topped by UAE with 84 per cent trust.
3. Transparency International India (TII) – Corruption Index – India ranked 85th among 175(Denmark topped)
4. World Bank - Ease of Doing Business" report - India ranked 142 among the 189 countries (Singapore top)
5. World Economic Forum's 2015 Gender gap index – 114 (Iceland top the list followed by Finland & Norway)
6. Global Hunger Index Report 2014: 55 (Mauritius top followed by Thailand and Albania)
7. Human Development Index 2014 – 135 (Norway top followed by Australia).
8. Intellectual property (IP) environment 2015 – 29 (US ranked on the top, Thiland last)
9. World Press Freedom Index 2015 - 136 in the list of 180 countries
10. World's best countries for doing business 2014 – 134
11. Global Peace Index 2014 – 143 (Iceland top the list while Syria the most violent place)
12. Global Innovation Index 2014 - 76
13. Global Competitiveness Index 2014 -71 (Switzerland is the most competitive economy, followed by Singapore).
Index/Reports Issued by different organizations in World:
1. World Economic Outlook is published by: International Monetary Fund (IMF).
2. Global Hunger Index is issued by: International Food Policy Research Institute
3. Global Peace Index is issued by: Institute for Economics and Peace
4. Global Corruption Index is issued by: Transparency International
5. Global Competitiveness Index is issued by: World Economic Forum
6. Human Development Report is issued by: United Nations Development Programme (UNDP)
7. Gender Inequality Index is issued by: United Nations Development Programme (UNDP)
News Related to Banking & Finance
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Kisan Vikas Patra (KVP)
1. Key point - money to double in 100 months.
The KVP, relaunched by Finance Minister Arun Jaitley, will be available
in the denomination of Rs 1,000; 5,000; 10,000 and 50,000. There
will be no upper ceiling on investment. Earlier, it was launched by the
Government
on
April
1,
1988.
Key Points of KVP:
i. No PAN requirement for investment in Kisan Vikas Patra
ii. There will also not be any upper limit on investment.
iii. It will be available to the investors in the denomination of Rs. 1000,
Rs. 5,000, Rs. 10,000 and Rs. 50,000, with no upper ceiling on
investment.
iv. The certificates can be issued in single or joint names and can be
transferred from one person to any other person persons, multiple
times.
v. The facility of transfer from one post office to another anywhere in
India and of nomination will be available.
vi. With a maturity period of 8 years 4 months (100 months), the
collections under the scheme will be available with the Government for
a fairly long period to be utilized in financing developmental plans of
the Centre and State Governments and will also help in enhancing
domestic household financial savings.
Jan Dhan Yojana
2. Aim - scheme to promote financial inclusion: Prime Minister Narendra Modi launched 'Pradhan Mantri Jan Dhan
Yojana' to help the poor open bank accounts.
The slogan for the Pradhan Mantri Jan Dhan mission is DzMera Khata – Bhagya Vidhaatadz.
Benefits :
i. Every individual who opens a bank account will become eligible to receive an accident insurance cover of up-to Rs. 1
Lakh.
ii. HDFC Ergo General Insurance will provide the accident cover under the scheme.
iii. An additional Rs. 30,000 life insurance cover will be provided for those opening bank accounts before January 26,
2015.
iv. LIC (Life Insurance Corporation) will provide the life insurance cover of Rs 30,000 under the scheme
v. Rs 5,000 overdraft facility for Aadhar-linked accounts, Ru Pay Debit Card with and minimum monthly remuneration of
Rs 5,000 to business correspondents who will provide the last link between the account holders and the bank.
Capital Infusion in Banks –
3. Govt announces capital infusion of Rs6,990 crore
i. The government announced a capital infusion of Rs.6990 crore in nine state run banks, including State Bank of India
(SBI) and Punjab National Bank (PNB), but based on new efficiency parameters such as return on assets and return on
equity.
ii. The government had budgeted to infuse more than Rs.11,000 crore as capital in the current financial year.
iii. While State Bank of India will get Rs.2,970 crore as capital in the current fiscal, Bank of Baroda will get Rs.1,260 crore,
Punjab National Bank Rs.870 crore, Canara Bank Rs.570 crore, Syndicate Bank Rs.460 crore, Allahabad Bank Rs.320 crore,
Indian Bank Rs.280 crore, Dena Bank Rs.140 crore and Andhra Bank Rs.120 crore.
4. MahaMobile app launched by Bank for Maharashtra
i. The customers using debit card of the bank and having their mobile number registered with the bank can easily avail this
facility without the need of visiting the bank branch.
5. HDFC Bank raises close to Rs 10,000 crore - HDFC Bank raised Rs 9,880 crore in the largest share sale in the secondary
market by a private entity to overseas and domestic investors through a mix of qualified institutional placement and
American depository shares.
6. Reliance teams up with State Bank of India for payments bank
i. RIL and SBI put in a joint application to the Reserve Bank of India (RBI) to set up a payment bank that can offer services
such as remittances and deposits but not loans.
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ii. The nation's largest lender SBI, which being a commercial bank could not apply for a payment bank license, will hold
30% in the joint venture. RIL will be the promoter and hold the balance 70%.
7. Base year change pushes 2013-14 GDP growth to 6.9%
i. The Government, sharply revised Indiaǯs ʹͲ ͳ ͵-14 GDP growth estimate to 6.9 per cent from 4.7 per cent.
ii. The 2012-13 growth estimate was revised to 5.1 per cent from 4.5 per cent.
iii. The estimates released also follow a change in the base year for calculating national accounts to 2011-12 from 2004-05
in addition to the routine annual revision.
iv. The changes have reduced the gap between the way India calculates GDP and the methodology used by the
International Monetary Fund.
8. CHILLR APP - HDFC Bank, Indiaǯs second-largest private bank, introduced a new app, Chillr, which will allow users to send
money to any contact in their phone books, 24 hours a day, seven days a week.
Chillr is a third-party app, which will be available exclusively for the customers. It will allow them to transfer money using
a contactǯs mobile number alone.
9. Singapore's GIC to invest Rs 1,020 crore in Bandhan Financial Services
i. Singapore's sovereign wealth fund GIC is investing 10.2 billion rupees ($165.5 million) in India's Bandhan Financial
Services.
ii. The company will get a total equity investment of 16 billion rupees, including 5.8 billion rupees from existing investor
IFC.
10. TCS ends RIL's 23-year run as most profitable firm
Information technology major Tata Consultancy Services (TCS) posted a net profit of Rs 5,328 crore for the quarter ended
December, overtaking long-standing champion Reliance Industries Ltd.
11. ICICI ties up with UAE Exchange for instant money transfer
i. ICICI bank has tied up with UAE Exchange to offer an instant bank transfer service to the Indians residing in the Gulf
nation.
ii. ǮFLASHremitǯ service started by the bank enables customers to conveniently send money instantly to their beneficiaries
in India in Indian Rupees.
12. ICICI Bank launches ǮPocketsǯ, Indiaǯs first digital bank on a mobile phone
i. ICICI Bank, Indiaǯs largest private sector bank, has announced the launch of ǮPocketsǯ, Indiaǯs first digital bank for the
youth.
ii. This wallet uses a virtual VISA card which enables the users to transact on any website or mobile application in India.
13. PNB raises Rs. 1,000 crore via private placement
i. State-owned Punjab National Bank raised Rs. 1,000 crore through bonds to fund business growth and meet global capital
adequacy norms.
 Note - Public sector banks require equity capital of Rs. 2.4 lakh crore by 2018 to meet the global, Basel III norms on
capital adequacy. For the current fiscal, the government has allocated Rs. 11,200 crore for bank capitalisation.
14. SBI inks 100 mn euro loan pact with European bank
i. State Bank of India has signed a loan agreement for 100 million euro (about Rs 700 crore) with European Investment
Bank for lending to private businesses in the country.
ii. The loan will be utilised to support the development of private sector, in particular small and medium-sized enterprises
( SMEs), social and economic infrastructure as well as climate change mitigation and adaptation in the country.
iii. Agreements related to the first tranche of 55 million euro and the second of 45 million euro were signed in June and
November 2014.
15. Govt asks PSU banks increase lending to minorities
i. The Union government has advised PSU banks to step up lending to minorities with a view to ensuring that they get loans
in proportion to their population.
ii. It was decided to increase the percentage share of lending to each minority community in proportion to their respective
share in minority population.
16. EPFO trustees okay raising age limit under pension scheme to 60 from 58 years for vesting of pension.
17. US dollar hits 12-year peak, emerging markets spooked. The US dollar climbed to multi-year peaks against the euro and
yen in Asia amid starkly diverging outlooks for interest rates globally.
18. SBI sells 4% stake in Cibil to IIFL for around Rs 72 crore
19. Government cuts import tariff on gold and silver - The government has slashed import tariff value on gold to $375 per 10
grams and silver to $512 per kg following weak global price
trends.
20. Centre includes compensation in GST Const Amendment Bill The Centre has included in the GST Constitutional Amendment
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Bill the compensation which will be paid to states for revenue loss on account of rolling out the new indirect tax regime.
UNION BUDGET
Key Highlights  Quoting PAN a must for all purchases above Rs 1,00,000
 Corporate tax reduced from 30% to 25% over next four years
 Defence allocation for this fiscal is Rs 2,46,727 crore.
 AIIMS to be set up in J&K, Punjab, Tamil Nadu, Himachal Pradesh and
Assam.
 Govt to raise visa-on-arrival facilities to 150 countries from 43
 Govt to introduce Indian gold coin with Ashoka sign on it.
 Proposal of 5 ultra mega power projects for 4,000 MW each.
 Investment in infrastructure to go up by Rs 70,000 crores.
 GST to be put in place by April 1, 2016.
 All contributions to Sukanya Samridhi scheme to be tax free.
 Transport allowance, which is currently Rs 800 per month, has been
increased to Rs 1600 per month.
 Additional deduction of Rs 50,000 for pension contributions.
 Govt increases limit of deduction of health insurance premium from
Rs 15,000 to Rs 25,000.
 100% deduction for contribution to Swachch Bharat and Clean Ganga
schemes.
 Rs 150 core to create world class IT hub in India.
 Net gain from tax proposals seen at 150.68 billion rupees in 2015-16.
 Direct tax proposals will lead to loss of Rs 8,315 crore; indirect
proposal will yield Rs 23,383 crore.
 Yoga included in the ambit of charitable purposes under the Income Tax Act.
Questionnaire on Union Budget
1. In the Union Budget, rate of Service Tax was hiked from 12% to
- 14%
2. In the Union Budget 2015-16, Fiscal deficit seen at how much per cent of GDP in 2015/16? - 3.9 %
3. How much amount has been allocated to the Rural Infrastructure Development Bank in the Union Budget 2015-16? - Rs.
25,00 crore
4. According to the Union Budget, two new IIM will be opened in which of the following states? -Jammu & Kashmir and
Andhra Pradesh
5. According to the Union Budget 2015-16, Non-Banking Financial Companies (NBFCs) registered with Reserve Bank of India
(RBI) above
will be now considered as financial institutions? - Rs. 5,000 crore
6. How much amount has been allocated for Rural Employment Guarantee Scheme in the Union Budget 2015-16? - 346.99
billion rupees
7. How much amount has been allocated to Defence sector in the Union Budget 2015-16? - Rs. 2,46,726 crore
8. According to the Union Budget, how much per cent of Revenue Deficit to be seen in 2015-16? - 2.8%
9. According to the Union Budget 2015-16, how much per cent, rate of corporate tax will be reduced over next four years? 25%
10. According to the Union Budget 2015-16, now details of PAN has to mentioned compulsory for transactions for more than
.- Rs. 1 lakh
11. In the Union Budget 2015-16, increase in the limit of health insurance premium from current Rs 15,000 to
.Rs. 25,000
12. How much amount has been allocated for micro-irrigation watershed projects in the Union Budget 2015-16? - Rs. 5,300
Crore
13. How much amount has been allocated to Infrastructure sector in the Union Budget 2015-16? Rs. 70,000 crore
14. According to the Union Budget 2015-16, Visa on arrival for how many countries? - 150
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15. According to the Union Budget, Centre of film production,
animation and gaming to come up in
. AP
16. On which date Union Budget 2015-16 was presented in
Parliament? - 28 February 2015
17. Name the Union Finance Minister who presented the Union
Budget 2015-16 in Parliament? - Arun Jaitley
18. Personal Income Tax limit was not changed in Union Budget 2015-16. What is the present Personal I-T exemption limit? Rs 2.5 lakh
19. Health Insurance Premium deduction hiked from Rs. 15,000 to?- Rs. 25,000 (for senior citizens to Rs. 30,000)
20. Transport allowance exemption hiked to Rs. 1,600, from
per month? - Rs. 800
21. PAN card is must for all purchase above
rupees as proposed in Budget 2015-16? - Rs. 1 lakh
22. An additional
% surcharge on people earning over Rs. 1 cr was put forth in the budget 2015-16? - 2%
23. What change was made in the Wealth tax? - Wealth tax abolished
24. DTC was dropped in the Budget 2015-16. Expand DTC? - Direct Taxes Code
25. Corporate tax to be reduced from 30% to
over next four years? - 25%
26. Mudra banks to be established with capital of Rs.
crore?- 20000
27. Rs.
deduction for contribution to New Pension Scheme?- Rs. 50,000
28. GAAR implementation deferred by 2 years to? - April 2017
29. Service Tax rate hiked to
% from 12.36%? - 14%
30. Tax free bonds were proposed in budget for? - Roads, railways, irrigation project
ECONOMIC SURVEY
Presented By - Union Finance Minister Arun Jaitely on 27 February.
What is Economic Survey - The Economic Survey reviews the developments in the Indian economy over the previous
12 months, summarises the performance on major development programmes and highlights the policy initiatives of the
government and the prospects of the economy in the short to medium term.
Highlights of the Economic Survey 2014-15
 GDP growth is expected to accelerate to between 8.1 and 8.5 percent in 2015-16.
 Inflation is likely to remain in the 5-5.5 percent range in 2015-16.
 The current account deficit estimated to be 1.0 percent in the fiscal year 2015-16.
 Food grains production for 2014-15 is estimated at 257.07 million tones.
 India ranks well above the mean for its investment grade category (BBB), and also above the mean for the investment
category above it (on the basis of the new growth estimates).
 Expenditure control and expenditure switching from consumption to investment will be the key to growth in the
short-run
 It calls for complementing Make in India initiative with Skill India initiative to enable a larger section of the
population to benefit from the structural transformation that such sectors will facilitate.
 The Model APMC Act, 2003 should be amended along the lines of the Karnataka Model that has successfully
introduced an integrated single licensing system.
 The Survey calls for adhering to the medium-term fiscal deficit target of 3 percent of GDP. This will provide the fiscal
space to insure against future shocks and also to move closer to the fiscal performance of its emerging market peers.
 It also calls for moving toward the golden rule of eliminating revenue deficits and ensuring that, over the cycle,
borrowing is only for capital formation.
 Expenditure control combined with recovering growth and the introduction of the GST will ensure that medium term
targets are comfortably met.
 In the short run, the need for accelerated fiscal consolidation will be conditioned by the recommendations of the
Fourteenth Finance Commission (FFC).
 Food Subsidy Bill stands at 107823.75 crore rupees during 2014-15 (up to January 2015) which means an increase of
20 percent over previous year
 The direct fiscal cost of select subsidies is roughly 378,000 crore rupees or 4.2 percent of GDP in 2011-12.
 41 percent of subsidy given for the PDS kerosene is lost as leakage and only 46 percent of the remaining 59 percent is
consumed by households that are poor.
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 The JAM Number Trinity – Jan Dhan Yojana, Aadhaar, Mobile – can enable the State to transfer financial resources to
the poor in a progressive manner without leakages and with minimal distorting effects.
 The railways public investment multiplier (the effect of a 1 rupee increase in public investment in the railways on
overall output) is around 5.
RAILWAY BUDGET
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1,00,011 Cr. Planning Budget in 2015-16.
Bullet train Corridor to be developed between Mumbai to Ahmedabad.
Rs.2000 cr for Coastal Connectivity Program; Rs.2500 cr through BOT/Annuity route. 1000 MW Solar plant;
100DEMUs to dual fuel
Setting up ǮKayakalpǯ to help in Technology Upgradation.
Corporate safety Plans; ISRO to be involved; 3438 level Xings to be eliminated, Rly expense increased by 2600%
MUTP-III project for Mumbai.
Malviya Chair at IIT BHU for Railway technology excellence.
Train Protection Warning Systems and Anti colliding system to be developed by RDSO.
Increase of speed of 9 Trains from 110 km/hr and 130 km/hr to 160 km/hr.to 200 km/hr.
8.5 lakh crore rupees to be invested in the railways in the next 5 years.
Operating ratio proposed at 88.5%. Best ever in 9 years.
Increase track length by 20 per cent and passenger carrying capacity from 21 to 30 million.
Free Wi-fi facility to B class stations under the scheme of Digital India.
SMS alert on mobile, customer portal promoting digital India campaign.
Bio toilets in trains; airplane type toilets in trains.
Important Committees in News:
1. The government has set up a high level panel, headed by former Home Secretary Anil Baijal to suggest a framework to
assess CSR activities done by corporates under the companies law.
2. Union Finance Ministry constituted High Level Committee to interact with trade and industry to give
recommendations to the Central Board of Direct Taxes (CBDT) and the Central Board of Excise and Customs (CBEC) for
issuance of appropriate clarifications by way of circulars, on tax-related issues on a regular basis. The high level committee
will be headed by former Chief Economic Advisor (CEA) Ashok Lahiri.
3. TSR Subramaniam Committee: to review the processes, laws and Acts of the Ministry of Environment, Forests and
Climate Change
4. Pratyush Sinha committee: to assess compensation for coal blocks.
5. The former Union Minister Jairam Ramesh designated as the head of Future Earth Engagement Committee, a global
research platform panel on sustainable development.
6. T.K. Vishwanathan
committee: to provide Bankruptcy code for small and medium enterprises (SMEs).
Note: The committee will prepare a report on corporate bankruptcy framework for SMEs by February 2015.
7. Justice Prabha Sridevan committee: to function as a think-tank to help draft a new National Intellectual Property Rights
Policy (National IPR Policy)
8. K.V. Kamath panel: to examine the financial architecture for Micro, Small and Medium Enterprises (MSME) sector.
9. Gopalakrishna Committee: on Capacity Building in Banks and non-Banks
10. G N Bajpai Committee: to review the investment guidelines for national pension system (NPS) schemes in private sector.
11. Scientist Raghunath Anant Mashelkar panel: to recommend best technologies for Prime Minister Narendra Modi's "Swachh
Bharat" national sanitation campaign.
Note: The terms of reference include achieving Prime Minister Modi's "Swachh Bharat" goals by 2019.
12. T S R Subramanian Committee: to review five key green laws concerning protection and conservation of environment,
forest, wildlife, water and air among others.
13. H R Khan Committee: to examine the un-claimed amount in
PPF, Post Office and Savings Schemes.
14. H Devaraj Committee: reported that most of the deemed
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universities are not fit for being a university.
15. Sivaramakrishnan Committee: to suggest the place to build the capital city of Andhra Pradesh
16. Former RBI Governor Bimal Jalan to head the Expenditure Management Commission. The purpose of setting up the
commission is to cut-off the spending and review government expenditure to get maximum output.
17. Justice CS Dharmadhikari Committee: recommended complete ban on dance bars in hotels and restaurants .
18. R. Ramanujam Committee - to review, identify and recommend amendment in obsolete laws to further smoothen and
simplify the governance.
19. G. Padmanabhan Committee: implementation of Bharat Bill Payment System (BPPS)
20. Nachiket Mor committee: for small and payments bank
21. Nachiket Mor Committee: to permits NBFCs to work as Business Correspondents of banks.
22. Deepak Mohanty Committee: on Data and Information Management in the Reserve Bank of India
23. PJ Nayak to review Governance of Boards of Banks in India.
24. Nachiket Mor - committee on comprehensive financial services for small businesses and low-income households.
25. Parthasarathi Shome – for Tax Administration Reform Commission (TARC)
26. Arvind Mayaram Panel: report on the alleged irregularities at the National Spot Exchange Ltd (NSEL)
27. Arvind Mayaram Committee –for giving clear definitions to Foreign Direct Investment (FDI) and Foreign Institutional
Investment (FII)
Important News (India & World):
1. Coal India stake sale fetches Rs. 22,600 crore
i. The Centre raised Rs 22,557.63 crore from the sale of its 10 per cent shareholding in Coal India (CIL).
ii. Of the total proceeds raised, Rs 11,360.11 crore came from insurance companies — both private sector and public
sector including the Government-owned Life Insurance Corporation.
iii. With divestment drive, the Centreǯs shareholding in CIL stands at 79.65 per cent.
2. Gujarat Technological University (GTU) launched e-Raksha Research Centre to curb rising menace of cybercrimes.
3. Jaipur Literature Festival
i. The eighth edition of the ZEE Jaipur Literature Festival is held on 21st January 2015.
ii. The event was inaugurated by the Chief Minister Vasundhara Raje
iii. The Festival highlighted the at gender equity in India in a series titled `Women Uninterrupted'.
4. Hyderabad to host World Congress on Information Technology in 2018
i. Hyderabad will host the World Congress on Information Technology (WCIT) in 2018.
ii. This will be the first WCIT to be held in India and the theme of the 2018 WCIT will be Future of enterprises.
iii. WCIT 2016 is to be held in Brazil.
5. India overtakes China as worldǯs leading gold consumer
i. India overtook China as the worldǯs biggest gold consumer in 2014 as global physical demand fell.
ii. Chinese gold demand slid by more than a third last year to a four-year low of 866 tonnes.
6. European Union (EU) decided to lift a seven-month-long ban on the import of mangoes from India. The proposal to lift the
ban was voted unanimously by the European Commissionǯs standing committee on plant health.
ii. European Union issued a temporary ban on import of Indian mangoes on 1 May 2014 after fruit flies and other
quarantine pests were found in 207 consignments. The consignment infested with fruit flies were found by authorities in
Brussels. The ban was supposed to be effective till December 2015.
7. Pakistan has banned the Jamaat-ud Dawa (JuD) and the Haqqani network after the US intervention.
8. Supreme Court's decision on IPL Spot fixing
i. Supreme Court gave verdict that N Srinivasan can't contest BCCI polls till he gives up commercial interest in CSK.
ii. The court-appointed Justice Mukul Mudgal Committee, also comprising senior advocates L Nageswar Rao and Nilay
Dutta, had found Srinivasan's son-in-law Gurunath Meiyappan guilty of indulging in betting during IPL 2013 despite being
a CSK team official.
9. Kerala to get first International Institute of Music
i. Kerala Culture Minister K C Joseph on 22 January 2015 announced setting up of the International Institute of Music in
Kerala. It will be the first international institute in India that is dedicated to music.
ii. A Trust headed by Sarod Maestro Ustad Amjad Ali Khan has been entrusted with the responsibility to set up the
Institute.
10. Apple Inc. becomes first company worth over $700 bn in global corporate history
i. US technology giant Apple Inc. became the first company to reach a market value of $700 billion.
ii. Apple Inc had recorded highest quarterly profit of 18 billion US dollar in corporate history worldwide after the company
sold 74.5 million iPhones in quarter ending December 2014.
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11. National Bank for Agriculture and Rural Development (NABARD) announced Rs 1,14,927 crore credit plan for agriculture
in Rajasthan for fiscal 2015-16, encompassing all 33 districts in the state.
12. Himachal Pradesh Government launched Crime and Criminal Tracking Network System Project.
13. Puducherry government initiated steps to bring into effect a scheme evolved in 2003 to pay monthly pension to media
persons.
14. Israel offers expertise to clean up Ganga - Amit Lang, Director-General of the Ministry of Economy, initiated talks on the
Free Trade Agreement (FTA), as well as expand cooperation in the field of water management, waste water treatment.
15. Aam Admi Party (AAP) led by Arvind Kejriwal emerged as winner in the Delhi vidhansabha Electon. AAP won 67 out of the
total 70 seats, while BJP bagged only 3 in the state.
 Arvind Kejriwal swore in as the chief minister of Delhi. Ending the year old Lt. Governorǯs rule in the state.
16. HIV treatment to be linked to Aadhaar - Anti-Retroviral Therapy (ART) Treatment for HIV/AIDS infection will now be
linked to Aadhaar.
17. China overtakes US as top investment destination
i. China has overtaken the United States as the top destination for foreign direct investment for the first time since 2003.
ii. According to the United Nations Conference of Trade and Development, foreign firms invested 128 billion dollars in
China and 86 billion in the US last year.
18. India, China launch Visit India Year in China
i. External Affairs Minister Sushma Swaraj and Chinese Vice-Premier Wang Yang jointly launched the Visit India Year in
China at a function in Beijing.
ii. It is agreed to designate 2015 as Visit India Year in China and 2016 as Visit China Year in India.
19. Worldǯs largest and tallest Indian flag unfurled in Faridabad. The flag was unfurled by BJP president Amit Shah, Haryana
CM ML Khattar and Bollywood actor Ranbir Kapoor at Town Park in Faridabad, Haryana. The flag has dimension of 96 feet
by 64 feet and weighs 48 kilograms.
20. Country's second largest software services firm Infosys has set up a 250-seater BPO arm centre at Aguadilla, Puerto Rico,
aimed at serving the aviation sector.
21. President gives assent to Maharashtra Animal Preservation Amendment Bill, 1995. This bill amends Maharashtra Animal
Preservation Act 1976 and bans slaughter of bulls and bullocks in the state.
22. India, Mauritius to work to avoid 'abuse' of DTAT - Double Taxation Avoidance Convention.
23. Union Government launches BIRAC AcE Fund to accelerate growth of entrepreneurs in Biotechnology.
24. The Union Cabinet has approved the Pradhan Mantri Kaushal Vikas Yojana (PMKVY) to provide skills training to youth
across the country.
25. The 1st Counter-Terrorism Conference 2015 was held in Jaipur for three days from 19 March 2015 to 21 March 2015.
26. The Supreme Court struck down Section 66 A of the Information and Technology Act, which allows police to arrest people
for posting 'offensive content' on the internet.
27. Foreign Secretary S Jaishankarǯs SAARC Yatra –
He visited four nations from 1 March 2015 and ended on 4 March 2015. During the Yatra, he visited four countries namely
Afghanistan on 4 March 2015, Pakistan on 3 March 2015, Bangladesh on 2 March 2014 and Bhutan on 1 March 2015.
 Afghanistan on 4th March 2015 CEO Abdullah Abdullah
 Pakistan on 3rd March 2015: Foreign Secretary Aizaz Chaudhary. He also met with Prime Minister Nawaz Sharif and his
Advisor on Foreign Affairs and National Security Sartaj Aziz. He handed over a letter from Prime Minister Narendra
Modi to Pakistan Prime Minister Sharif.
 Bangladesh on 2nd March 2015: Prime Minister of Bangladesh Sheikh Hasina
 Bhutan on 1st March 2015: Bhutanese Prime Minister Tshering Tobgay. He also met with the 4th King of Bhutan Jigme
Singye Wangchuck.
Important News - States
1. Jharkhand CM announces Rs 1 lakh for alcohol-free villages. Chief Minister proposed to open 57 more Kasturba Gandhi
Girl Schools in the state
2. LIC to invest Rs 1.5-L cr in Indian Railways over next 5 years
3. Union Road Transport and Highways Minister Nitin Gadkari
launches portal to help source cement for concrete roads
4. New city 'NAINA' to come up over 600 square km near Navi
Mumbai airport
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5. Cairn India gets Rs. 20,495-crore tax notice
6. Assam government has launched an ambitious scheme to
increase agricultural production by providing facilities and
assistance to farmers for double cropping in their lands.
7. Kerala will host its first global conference on gender equality
8. Supreme Court sets aside Jat quota. The quota was given by the UPA regime to woo the Jat support in the 16th Lok sabha
elections. SC declared the Jats were not eligible for the quota as they are not in the economically weaker category.
9. Election Commission has announced that Electronic Voting Machines (EVMs) and ballot papers will carry photographs of
candidates from 1 May 2015.
10. First Kisan Call Centre of North-East opened in Agartala, Tripura. The KCC was launched by the Tripura Chief Minister
Manik Sarkar.
11. Union Government released Commemorative Postage stamps with Swachh Bharat Mission as theme
i. The Commemorative Postage stamps on the theme of Swachh Bharat Mission were released on 30 January 2015 at
Vigyan Bhawan, New Delhi to mark the Martyrdom Day of Mahatma Gandhi.
ii. The stamps were released by the Union Ministry for Communications & Information Technology.
iii. The design of the stamps was selected through a competition among the children on the theme of Swachh Bharat
Mission.
iv. The Swachh Bharat Mission was launched by the Prime Minister Narendra Modi on 2 October 2014, on the occasion of
Birth Anniversary of Mahatma Gandhi.
12. A tracker to curb sex determination
i. A simple set top box is helping prevent sex determination and female foeticide.
ii. The civil administration in Jind has now made it mandatory for all ultrasound labs in the district to install active tracking
devices with their machines so that the details of the tests become available online to the Chief Medical Officer.
iii. Jind does not figure in the list of the 12 districts of Haryana identified for concerted action through the Beti Bachao Beti
Padhao campaign launched by Prime Minister Narendra Modi.
iv. The district administration has introduced the scheme of active tracking of ultrasound machines to curb their misuse
for sex determination tests and to improve the sex ratio.
13. Maharashtra Government announced to rename Girgaum Chowpatty as Swaraj Bhoomi
14. 18th National Conference on e-Governance held in Gujarat
i. 18th National Conference on e-Governance was held in Gandhinagar, Gujarat from 30 January 2015 to 31 January 2015
ii. The main Theme of the Conference was Digital Governance – New Frontiers. The focus sector was Skill Development &
Employability.
iii. The conference was organised jointly by Department of Administrative Reforms & Public Grievances (DARPG) under
Ministry of Personnel, Public Grievances & Pensions and Department of Electronics and Information Technology (DeitY)
under Ministry of Communications & Information Technology.
15. Modi govt to bring new scheme to replace JNNURM
i. The existing programme to modernize urban infrastucture will be discontinued and a new plan will be introduced by the
Narendra Modi government.
ii. It will focus on spatial planning, liquid and solid waste management and public transport.
About JNNURM - The Jawaharlal Nehru National Urban Renewal Mission (JNNURM) was introduced by the previous United
Progressive Alliance (UPA) government in 2005 to improve civic infrastructure and services.
16. In its centenary year in 2013, the Rockefeller Foundation announced the 100 Resilient Cities project with a $100 million
commitment to build urban resilience worldwide. Bengaluru, Chennai, Surat is selected among these ǮͳͲͲ Resilient Cities'.
17. Bihar to provide free education
i. The Bihar government decided to provide free education to Scheduled Castes (SC), Scheduled Tribes (ST) and girl
students till Post Graduation (PG) level in the state.
ii. According to latest government data, there were 4.05 lakh SC, ST and girl students studying undergraduate courses in
the state, but the figure declines sharply to just 10,870 students belonging to these categories at the PG level.
18. Former Prime Minister Manmohan Singh adopted Pachim Bekeli Gaon Panchyat under Sansad Adarsh Gram Yojna (SAGY).
Pachim Bekeli Gaon Panchyat is located in Kamrup district of Assam.
Council Ministers and their Constituency
1. Narendra Modi - Varanasi
2. Rajnath Singh - Lucknow
3. Sushma Swaraj - Vidisha (Madhya Pradesh)
4. Arun Jaitley - Rajya Sabha (Gujarat)
5. M. Venkaiah Naidu - Rajya Sabha (Karnataka)
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6. Nitin Jairam Gadkari - Nagpur (Maharashtra)
7. Manohar Parrikar – Rajya Sabha (U.P.)
8. Suresh Prabhu - Rajya Sabha (Haryana)
9. D.V. Sadananda Gowda - Bangalore North (Karnataka)
10. Uma Bharati - Jhansi (Uttar Pradesh)
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11. Dr. Najma A. Heptulla - Rajya Sabha (Madhya Pradesh)
12. Ramvilas Paswan - Hajipur (Bihar)
13. Kalraj Mishra - Deoria (Uttar Pradesh)
14. Maneka Sanjay Gandhi - Pilibhit (Uttar Pradesh)
15. Ananth Kumar - Bangalore (South)
16. Ashok Gajapathi Raju Pusapati - Vizianagaram (Andhra
Pradesh)
17. Anant Geete - Raigad (Maharashtra)
18. Harsimrat Kaur Badal - Bathinda (Punjab)
19. Narendra Singh Tomar - Gwalior (Madhya Pradesh)
20. Jual Oram - Sundargarh (Odisha)
21. Radha Mohan Singh - Purvi Champaran (Bihar)
22. Thaawar Chand Gehlot - Rajya Sabha (Madhya
Pradesh)
23. Smriti Zubin Irani - Rajya Sabha (Gujarat)
24. Dr. Harsh Vardhan - Chandni Chowk (Delhi)
25. Ch. Birender Singh – Rajya Sabha (Haryana)
26. J.P. Nadda – Rajya Sabha (Himachal Pradesh)
New Appointment in India
1. Rajinder Khanna to be New Chief of RAW for a period of two years
from December 31 after incumbent Alok Joshi retires.
2. Walmart India appoints Ashwin Mittal as CFO
3. IPS officer M Akhaya appointed as Chief Vigilance Officer in telecom
department
4. Wipro appoints Abid Neemuchwala as COO
5. Kavinder Gupta elected as J&K assembly Speaker
6. Sir Venkatraman Ramakrishnan named as President of Britainǯs
Royal Society
7. Jagmohan Dalmiya appointed BCCI president
8. FICCI appointed Arvind Virmani as Economic Mentor
9. Arun Singh named New Indian Ambassador to United States
10. Kannan Ramesh appointed as Judicial Commissioner to Supreme
Court Bench of Singapore
11. Baldev Sharma appointed as chairman of National Book Trust
12. IAS officer Kewal K Sharma appointed as Delhi Chief Secretary
13. Railways chose in Ratan Tata to lead Kaya Kalp panel
14. Amitabh Bachchan roped in as Brand Ambassador for Campaign
against Hepatitis .
15. Jaipal Singh - appointed Private Secretary to Minister of State for
Home Affairs
16. S Jaishankar - took charge as Foreign Secretary
17. Glen Joseph Galstaun - nominated as the representative of the AngloIndian community in the Jharkhand Assembly.
18. K Durga Prasad - appointed as the Special DG of CRPF
19. Kalyan Singh - sworned in as Himachal Pradesh Governor
20. RK Mathur to hold additional charge of Department of Defence Research and Development (DDR&D).
21. IAS officer Reena Ray - appointed as Additional Secretary in Department of School Education and Literacy.
22. Shekhar Sen - appointed as Chairman of Sangeet Natak Akademi
23. Pahlaj Nihalani appointed as chairperson of CBFC
Union Government has reconstituted Central Board of Film Certification (CBFC) and Pahlaj Nihalani was appointed as the
chairperson.
24. Gauri Shankar - Government gave additional charge of Managing Director and CEO of Punjab National Bank to Gauri
Shankar, senior most executive director at the bank.
25. Nitish Kumar became the new chief minister of Bihar.
26. M.O.Garg - appointed as Director General of Council of Scientific & Industrial Research
27. Krishna Chaudhary - appointed as the Director General (DG) of the Indo-Tibetan Border Police (ITBP).
28. Economist Bibek Debroy assumed charged as full time member of the NITI Ayog (National Institution for Transforming
India). DRDO chief V K Saraswat is the other full-time member in NITI Ayog.
29. Aziz Qureshi appointed as New Governor of Mizoram.
30. KK Paul is given the additional charge as the Governor of Uttarakhand.
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31. Rajinder Khanna to be New Chief of RAW for a period of two years from December 31 after incumbent Alok Joshi
retires.
32. Jyotsna Suri elected as the President of the (FICCI) the Federation of Indian Chambers of Commerce & Industry
(FICCI).She succeeded Sidharth Birla.
33. Prakash Mishra takes over as DG of country's largest paramilitary and lead anti-Naxal operations force CRPF.Mishra
was an ex-Odisha police DGP and 1977-batch IPS officerv
34. Dineshwar Sharma has been appointed as the next chief of Intelligence Bureau(IB). he will succeed Syed Asif
Ibrahim whose tenure ends on December 31.
35. Randhir Singh appointed as honorary member of International Olympic Committee (IOC) in Monaco.
36. Anurag Jain appointed as joint Secretary in Prime Minister's Office (PMO) of India.
37. Govt appoints Dinesh Kumar as CEO of Polavaram Project.
38. Arun Duggal appointed as non-executive Chairman of Credit rating agency ICRA. He will replace Pranab Kumar
Choudhury who will resign from ICRA Limited and all other affiliated entities on 29 January 2015.
39. Anil Sinha takes over as new CBI Chief. Mr. Sinha is the third consecutive chief of the agency from Bihar following Ranjit
Sinha and A.P. Singh
The list of Cabinet Ministers:
Rajnath Singh: Home Minster
Sushma Swaraj: External Affairs & Overseas Indian Affairs
Arun Jaitley: Finance Corporate Affairs
M. Venkaiah Naidu: Urban Development Housing and Urban Poverty Alleviation & Parliamentary Affairs
Nitin Jairam Gadkari: Road Transport and Highways Shipping.
Uma Bharati: Water Resources, River Development and Ganga Rejuvenation
Dr. Najma A. Heptulla: Minority Affairs
Ramvilas Paswan: Consumer Affairs, Food and Public
Distribution
9. Kalraj Mishra: Micro, Small and Medium Enterprises
10. Maneka Gandhi: Women and Child Development
11. Ananthkumar: Chemicals and Fertilizers
12. Ashok Gajapathi Raju: Civil Aviation
13. Anant Geete: Heavy Industries and Public Enterprises
14. Harsimrat Kaur Badal: Food Processing Industries
15. Narendra Singh Tomar: Mines & Steel Labour and Employment
16. Jual Oram: Tribal Affairs
17. Radha Mohan Singh: Agriculture
18. Thaawar Chand Gehlot: Social Justice and Empowerment
19. Smriti Zubin Irani: Human Resource Development
1.
2.
3.
4.
5.
6.
7.
8.
New Appointment in World
1. Sunil Sood to succeed Marten Pieters as Vodafone India CEO
2. Prince Salman bin Abdulaziz became king and Prince Muqrin was declared Crown Prince.
3. South Korean President Park Geun-hye has nominated ruling party lawmaker Lee Wan Koo to replace Prime Minister
Chung Hong-won.
4. Vodafone India appoints Naveen Chopra as Chief Operating Officer
5. Australian PM Tony Abbott survives vote of confidence retained as the Prime minister of Australia again.
6. Ajaypal Singh Banga - Indian-American Ajaypal Singh Banga is appointed as the Member of the Advisory Committee for
Trade Policy and Negotiations (ACTPN), a key administration position in the United States (US).
7. Kanagasabapathy Sripavan appointed as Chief Justice of Sri Lanka.
8. Alexis Tsipras became the Prime Minister of Greece. His party Syrzia won the general elections.
9. Sohail Aman new Pakistan Air Force chief
10. Israeli prime minister Netanyahu defies the polls to seal election win
11. U.S. President Barack Obama has nominated veteran diplomat David Hale as the next ambassador to Pakistan.
12. Tabare Ramon Vazquez Rosas won Uruguay Presidential Election 2014.Vazquez belongs to the leftist Broad Front
coalition party of Uruguay.replaed Jose Mujica who was barred by law from running for a second consecutive term.
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13. Anerood Jugnauth appointed as Mauritius Prime Minister by the President Purryag by replacing Prime Minister
Navinchandra Ramgoolam.
14. Richard Rahul Verma -US Ambassador to India replaced Kathleen Stephens.
15. Ashton Carter new US defense secretary to replace Chuck Hagel as US Defence Secretary.
16. National Rifle Association of India ,NRAI, chief Raninder becomes first elected Indian in ISSF International Shooting
Sport Federation committee.
17. India's S Ravi in ICC panel of umpires for World Cup.
18. Richard Rahul Verma sworn in as US Ambassador to India by Secretary of State John Kerry.He will replace Nancy
Powell, who resigned in March after a damaging row over the treatment of diplomat Devyani Khobragade over visa fraud
charges.
19. Japanese Prime Minister Shinzo Abe re-elected for another four year term
20. US senate confirms Vivek Murthy as 19th Surgeon General of America.He is youngest person and first person of Indianorigin to hold the post.
21. Michel Kafando: New interim president of Burkina Faso
22. Klaus Werner Iohannis elected new President of Romania. He replace Traian Basescu.
23. Farhan Akhtar appointed as UN Women Goodwill Ambassador for South Asia.
MAJOR SUMMITS
1.
2.
3.
4.
5.
UN World Conference on Disaster Risk Reduction Sendai City, Miyagi Prefecture, Japan
The first Renewable Energy Global Investors Meet & Expo,also called RE-Invest 2015. New Delhi
The 15th Delhi Sustainable Development Summit. New Delhi
First World Ocean Science Congress - Kochi, Kerala
World Congress on Information Technology (WCIT) Hyderabad
6. World Economic Forum annual Summit 2015 Davos Switzerland
7. World Diamond Conference 2014 New Delhi
8. 19th SAARC Summit 2016 Islamabad, Pakistan
9. G20 Leaders Summit 2014 Brisbane, Queensland (Australia)
10. 15th G - 20 Summit 2015 Turkey
11. 16th G - 20 Summit 2016 China
12. 4thNuclear security summit 2016 United States
13. 7th BRICS Summit 2015 Ufa, Russia
14. IBSA Summit 2015 (IBSA = India - Brazil - South Africa) - New Delhi
15. International Buddhist Conference 2014 held in Nepal
16. 9th East Asia Summit held in Nay Pyi Taw, Myanmar
17. 45th International Film Festival of India begins in Goa.
18. The International Renewable Energy Agency, IRENA hold its eighth Council meeting in Abu Dhabi.
19. The World Economic Forum summit held in New Delhi
20. India-Arab League officials meeting held in New Delhi
21. The 10th edition of World Islamic Economic Forum, WIEF held in Dubai.
22. G-4 foreign minister meeting held in New York to discuss Security Council reform
Note: G -4 countries include- India, Brazil, Germany and Japan
23. UN Climate Change Summit 2014 held in New York
24. 13th edition of the Pravasi Bharatiya Divas (PBD) will be held for the first time in Gandhinagar, Gujarat.
Narendra Modiǯs recent Prime Ministerial Visits
1. Seychelles(10-11 Mar)
President : James Michel
Capital : Victoria
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Currency : Seychellois Rupee
Highlights of The Visit
 1st Indian PM to visit the country after 33 years.
 Prime Minister of India unveiled the Plaque and Operationalisation of Radar for the CSRS India-Seychelles Cooperation
Project in Seychelles.
2. Mauritius (12th Mar)
PM : Anerood Juganauth
President : Rajkeswur Purryag
Capital : Port Louis
Currency : Mauritian Rupee
Highlights of The Visit :
 On March 12th, the Prime Minister visited Ganga Talao in Mauritius.
 Prime Minister Narendra Modi announced for supporting a second cyber city in Mauritius.
 Prime Minister Narenda Modi attended the programme to mark the commissioning of the Barracuda, a ship in the service
of the National Coast Guard of Mauritius.
 On March 12th, Shri Narendra Modi joined the National Day celebrations in Mauritius as the guest of honour.
MOUǯs/Agreements signed between India-Mauritius
1. Memorandum of Understanding between India and Republic of Mauritius in the field of Ocean Economy.
2. Programme for Cultural Cooperation between the Republic of India and the Republic of Mauritius for the year 2015-18.
3. Protocol between the Department of Agriculture and Cooperation, Ministry of Agriculture of Republic of India and the
Ministry of Agro-Industry and Food Security of Republic of Mauritius for the importation of fresh mango from India.
4. Memorandum of Understanding for the Improvement in Sea and Air Transportation Facilities at Agalega Island of
Mauritius.
5. MoU on Cooperation in the field of Traditional System of Medicine and Homeopathy.
3. Sri Lanka (13-14 Mar)
PM : Ranil Wickremesinghe
President : Maithripala Sirisena
Capital : Colombo
Currency : Sri Lankan Rupee
Highlights of The Visit :
 It is the first standalone bilateral visit to Sri Lanka by an Indian Prime Minister since 1987.
 Lanka IOC and Ceylon Petroleum Corporation have agreed to jointly develop the Upper Tank Farm of the China Bay
Installation in Trincomalee on mutually agreed terms.
 Early commencement of work on the ground in the Sampur Coal Power Project. This landmark project would meet Sri
Lanka`s energy needs.
 The facility of DzTourist Visa on Arrival – Electronic Travel Authorizationdz Scheme to Sri Lankan citizens from the Sinhala
and Tamil New Year on 14 April 2015.
 Air India will soon start direct flights between New Delhi and Colombo.
 Cooperation in developing a Ramayana Trail in Sri Lanka and a Buddhist Circuit in India.
 A fresh Line of Credit of up to US$ 318 million for the railways sector. This will be used to procure rolling stock, and to
restore and upgrade existing railway track.
 Assistance for the construction of the Rabindranath Tagore auditorium at Ruhuna University in Matara.
 The Reserve Bank of India and the Central Bank of Sri Lanka have agreed to enter into a Currency Swap Agreement of US$
1.5 billion. This will help keep the Sri Lankan rupee stable.
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
Modi became the first PM to visit Jaffna
Joint Ventures , Acquisations and Mergers
1. Twitter buys Indian mobile marketing start-up ZipDial
For $30 million to $40 million, as the U.S. microblogging service looks to expand in the world's second-biggest mobile
market.
2. Aditya Birla Chemicals merged with Grasim Industries
The Board of Directors of Grasim Industries Limited approved the proposed merger of Aditya Birla Chemicals (India)
Limited (ABCIL) with Grasim.
3. Anil Ambani led Reliance Communications Ltd (RCOM) has partnered with Facebook to offer free data access to select
popular websites for all its customers, existing and new ones.
4. CarDekho.com gets Ratan Tata fund –
In a first-of-its kind partnership in the Indian auto space, CarDekho.com announced an investment in the company by
Ratan Tata.
5. CSIR-NCL signed MoU with Security Printing and Minting Corporation of India Ltd - The MoU seeks to explore printing
innovations. It ascertained the research projects within the focus areas of SPMCILǯs requirements and domain expertise
available at CSIR-NCL.
6. Tata Communications has signed a $20 million multi-year deal with Germany-based KION Group to provide global wide
area network (WAN) services to the groupǯs 330 sites across 30 countries.
7. Alibaba and Paytm - Alibaba had signed a deal to buy a 25% stake in Indian mobile payments and ecommerce platform
Paytm owner One Communications.
8. Facebook acquired The Find, a nine-year-old company with a search engine that indexes products across thousands of ecommerce sites.
9. Infosys had signed a five-year agreement with Dutch company TNT to help it simplify and transform its technology
applications.
10. DLF Ties Up With Snapdeal to Sell Flats Online.
11. Snapdeal buys stake in logistics firm GoJavas.
12. Hitachi India, Siemens sign MoU with CII to form a consortium that would create pilots and replicate them throughout the
country for setting up 100 smart cities.
13. Infosys and Accenture have entered the final lap to clinch a Rs 900-crore ($150 million) IT outsourcing contract from
Australia-based financial services provider Macquarie Group.
Scheme & Plan Launched by Union & State Government:
1. Niti Ayog
India's Planning Commission will be renamed "Niti Ayog" (National Institution for Transforming India) as part of a plan to
restructure the institution that the government believes has run its course.
The name, replacing "Yojana (planning)" with "Niti (policy)" will be announced in an amended resolution for the new plan
body.
The Planning Commission had suggested to a group chaired by Prime Minister Narendra Modi that its replacement body
should be structured to meet the need of changing economic paradigm and comprise sectoral experts and states'
representative. The restructured plan panel could be a combination of three or four divisions.
The NITI Aayog will comprise the following:
 Prime Minister of India as the Chairperson
 Governing Council comprising the Chief Ministers of all the States and Lt. Governors of Union Territories
 Regional Councils will be formed to address specific issues and contingencies impacting more than one state or a region.
These will be formed for a specified tenure. The Regional Councils will be convened by the Prime Minister and will
comprise of the Chief Ministers of States and Lt. Governors of Union Territories in the region. These will be chaired by the
Chairperson of the NITI Aayog or his nominee.
 Experts, specialists and practitioners with relevant domain knowledge as special invitees nominated by the Prime Minister
 The full-time organizational framework will comprise of, in addition to the Prime Minister as the Chairperson:
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i. Vice-Chairperson: To be appointed by the Prime Minister
ii. Members: Full-time
iii. Part-time members: Maximum of 2 from leading universities research organizations and other relevant institutions in an
ex-officio capacity. Part time members will be on a rotational basis.
iv. Ex Officio members: Maximum of 4 members of the Union Council of Ministers to be nominated by the Prime Minister.
v. Chief Executive Officer : To be appointed by the Prime Minister for a fixed tenure, in the rank of Secretary to the Government
of India.
vi. Secretariat as deemed necessary.
2. PAHAL Scheme
i. More than 60 per cent of LPG customers in the country have joined the ambitious PAHAL scheme for receiving cash
subsidy so that they can buy cooking gas (LPG) at market price.
ii. Over 9 crore consumers, out of a total customer base of 15.33 crore, have joined the Direct Benefit Transfer for LPG
(DBTL) scheme and Rs 2,262 crore in cash has been transfered to them.
iii. The DBTL Scheme for LPG consumers (PAHAL) was launched on November 15, 2014 in 54 districts and in the rest of
the country on January 1, 2015.
iv. The Scheme aims to transfer the subsidy on LPG directly into the bank accounts of over 15 crore LPG consumers.
3.
Beti Bachao-Beti Padhao
i. The ǮBeti Bachao-Beti Padhaoǯ scheme, which seeks to address gender imbalance and discrimination against the girl
child, was launched by Prime Minister Narendra Modi at Panipat in Haryana.
ii. Mahendergarh and Jhajjar districts of Haryana are badly effected with imbalanced Sex ratios where there are just about
775 girls for 1,000 boys, the lowest in India.
'Aapki Beti Humari Beti' scheme launched in Haryana - Haryana chief minister Manohar Lal Khattar launched a scheme for
girl child - 'Aapki Beti Humari Beti' - with an aim to combat the problem of declining child sex ratio in the state.
Sukanya Samriddhi Accounts i. Rate of interest 9.1% Per Annum(2014-15),calculated on yearly basis ,Yearly compounded.
ii. Minimum INR. 1000/-and Maximum INR. 1,50,000/- in a financial year. Subsequent deposit in multiple of INR 100/Deposits can be made in lump-sum No limit on number of deposits either in a month or in a Financial year
iii. Account can be opened up to age of 10 years only from the date of birth.
iv. If minimum Rs 1000/- is not deposited in a financial year, account will become discontinued and can be revived with a
penalty of Rs 50/- per year with minimum amount required for deposit for that year.
v. Partial withdrawal, maximum up to 50% of balance standing at the end of the preceding financial year can be taken
after Account holderǯs attaining age of 18 years.
vi. Account can be closed after completion of 21 years.
4. Amrut Mahotsav - The year 2022, 75th year of Independence
Vision for DzTeam Indiadz led by PM
i.
ii.
iii.
iv.
v.
vi.
vii.
viii.
Basic facility of 24x7 power, clean drinking water, a toilet and road connectivity.
Housing for all - 2 crore houses in Urban areas and 4 crore houses in Rural areas.
At least one member has access to means for livelihood.
Substantial reduction in poverty.
Electrification of the remaining 20,000 villages including off-grid Solar Power- by 2020.
Connecting each of the 1,78,000 un-connected habitation.
Providing medical services in each village and city.
Ensure a Senior Secondary School within 5 km reach of every child, while improving quality of education and
learning outcomes.
ix. To strengthen rural economy - increase irrigated area, improve the efficiency of existing irrigation systems, and
ensure value addition and reasonable price for farm produce.
x. Ensure communication connectivity to all villages.
xi. To make India, the manufacturing hub of the World through Skill India and the Make in India Programmes.
xii. Encourage and grow the spirit of entrepreneurship - to turn youth into job creators.
xiii. Development of Eastern and North Eastern regions on par with the rest of the country.
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5. Union Ministry of Health and Family Welfare launched Mission Indradhanush
i. Under Mission Indradhanush, four special vaccination campaigns will be conducted between January and June 2015
with intensive planning and monitoring of these campaigns.
ii. 201 districts will be covered in the first phase of the mission, 297 districts will be targeted for the second phase in the
year 2015.
iii. Out of the 201 districts, 82 districts are in just four states of UP, Bihar, Madhya Pradesh and Rajasthan and nearly 25
percent of the unvaccinated or partially vaccinated children of India are in these 82 districts of 4 states.
iv. The Ministry will be technically supported by WHO, UNICEF, Rotary International and other donor partners.
v. Mass media, interpersonal communication, and sturdy mechanisms of monitoring and evaluating the scheme are
crucial components of Mission.
6. Govt launches Digital India initiatives on Good Governance Day
To mark the Good Governance Day, Telecom Minister Ravi Shankar Prasad announced 21 schemes including one-month
rental free MTNL broadband and landline combo plans on new bookings.
Key projects include time stamping of digital signature, Integrated Indian Languages Virtual Keyboard for Android,
PARAM Shavak (Super computer in box solution), .bharat domain in Gujarati and Bangla, e-launch of Support
International Patent Protection in Electronics & IT scheme (SIP-EIT).
Another launch was that of C-DOT's solution MAX-NG, a cost effective and smooth migration path to Internet Protocol
Multimedia Systems (IMS).
Department of Electronics and IT (DeitY) also launched Gyansetu, which is an Internet based real time ICT system to
provide eServices to the rural population and e-Governance Competency Framework (e-GCF). DeitY has also taken
various initiatives like MyGov, Aadhaar-enabled Biometric attendance system, Jeevan Pramaan, eGreetings, eSampark,
National Digital Literacy Mission, eGovernance Competency Framework to promote good governance.
More about Gyan Setu Project –
I. Electronics Corporation of India Limited (ECIL) has signed a Memorandum of Understanding with the Centre for
Development of Telematics (C-DOT) .
II. GYAN SETU helps the rural masses with low literacy level and has
exposure only to local language, in getting connected to the internet
through a power optimized rugged platform for highly visual based
e-services.
7. Deendayal Upadhyaya Gram Jyoti Yojana: Government approved Rs
43,033-crore rural electrification scheme Deendayal Upadhyaya Gram
Jyoti Yojana.
Note: The scheme will replace the existing Rajiv Gandhi Grameen
Vidyutikaran Yojana (RGGVY).
ii. The scheme is likely to work towards improvement in hours of
power supply in rural areas, reduction in peak load, improvement in
billed energy based on metered consumption and providing access to
electricity to rural households.
8. Union Government launched the nationwide Bal Swachhta Mission:
About Bal Swachhta Mission
i. The Bal Swachhta Mission is a part of the nationwide sanitation
initiative of Swachh Bharat Mission that was launched by the Prime
Minister on 2 October 2014.
The nationwide Bal Swachhta Mission will have the following six
themes:
1. Clean Anganwadis
2.
Clean
Surroundings like Playgrounds
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3. Clean Self (Personal Hygiene/Child Health)
4. Clean Food
5. Clean Drinking Water
6. Clean Toilets
9. PM launches Jeevan Pramaan - Digital Life Certificate for Pensioners an "Aadhar-based Digital Life Certificate" for
pensioners,
10. PM launches Pt Deendayal Upadhyay Shramev Jayate programme to ensure labour reforms and also to ensure
transparency in the labour sector.
Under the scheme, the following new initiatives are provided:
• Labours will be provided Unique Labour Identification number, Local Interconnect Network, to facilitate their online
registration.
• Unified Labour Portal (Shram Suvidha) and a Transparent & Accountable Labour Inspection Scheme to facilitate ease of
compliance http://efilelaboutreturn.gov.in to facilitate ease of compliance especially for four Central Government
Organizations i.e. ESIC, EPFO, DGMS and CLC.
• Demand Responsive Vocational Training
• Apprentice Protsahan Yojana
• Portability through Universal Account Number for Employeesǯ Provident Fund Account Holders
• Implementation of Revamped Rashtriya Swasthya Bima Yojana (RSBY) for the workers in the unorganized sector
Note: Launching another initiative called Labour Inspection Scheme to abolish inspector raj, A computerized list of
inspections will be generated randomly for labour inspectors. It will be mandatory for them to upload inspection reports
within 72 hours.
11. Prime Minister launches Saansad Adarsh Gram Yojana an ambitious village development project under which each MP
will take the responsibility of developing physical and institutional infrastructure in three villages by 2019.
Note: Under this yojana around 2,500 villages to be developed as Adarsh Gram
12. Swachh Bharat Mission (Ek Kadam Swachhata Ki Aur) launched on Oct 2: The concept of Swachh Bharat is to pave
access for every person to sanitation facilities including toilets, solid and liquid waste disposal systems, village cleanliness
and safe and adequate drinking water supply.
Important Points:
1. The Mission aims at fulfilling the dream of clean India of Mahatma Gandhi by his 150th birth anniversary in 2019.
2. Logo – created by Shri Anant Khasbardar of Kolhapur, Maharashtra has won the Logo design contest
3. The Tagline DzEk Kadam Swachhata Ki Aurdz was given by Ms.Bhagyasri Sheth of Rajkot, Gujarat emerged successful
in the contest for Tagline for the Logo.
4. PM Narendra Modi appointed bollywood actor Aamri Khan as the Brand Ambassador of the Swachh Bharat Mission
5. Prime Minister roped 9 celebrities including cricket icon Sachin Tendulkar, Congress leader Shashi Tharoor,
industrialist Anil Ambani, Salman Khan, Priyanka Chopra and Kamal Haasan, Goa governor Mridula Sinha, yoga guru
Ramdev and the team of TV serial "Tarak Mehta Ka Ulta Chashma".
13. Prime Minister launches 'Make in India' global initiative with an aim to boost India`s manufacturing sector.
14. Union Government
launched Deen Dayal Upadhyaya Antyodaya Yojana for urban and rural poor
Note: i. Deen Dayal Upadhyaya Antyodaya Yojana has two components one for urban India and other for rural India.
ii. The Urban component will be implemented by the Union Ministry of Housing & Urban Poverty Alleviation
iii. Rural component named as Deen Dayal Upadhyaya Grameen Kaushalya Yojana will be implemented by the Union
Ministry of Rural Development.
Main Highlights of the Urban Scheme
i. Imparting skills with an expenditure of 15000 rupees to 18000 rupees on each urban poor
ii. Enabling urban poor form Self-Help Groups for meeting financial and social needs with a support of 10000 rupees per
each group who would in turn would be helped with bank linkages.
Main Poins of the Rural Scheme
i. The Yojana aims at training 10 lakh (1 million) rural youths
for jobs in three years, that is, by 2017.
ii. The minimum age for entry under the Yojana is 15 years
compared to 18 years under the Aajeevika Skills Programme.
iii. The skills imparted under the Yojana will now be
benchmarked against international standards and will
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complement the Prime Ministerǯs Make In India campaign.
15. Union Ministry of Science & Technology announces DzKIRANdz( Knowledge, Involvement, Research, Advancement through
Nurturing) scheme for Women Scientists
Objectives:i. To increase the number of women researchers in India.
ii. Provide Research grants particularly to those female researchers and technologists who had to take a break in career
owing to household reasons.
iii. Bring about, as far as achievable, gender parity in the field of science and technology.
16. Government will soon launch Universal Health Assurance Mission to provide affordable health services to people.
Under the mission about 50 essential drugs with a diagnostic package and 30 AYUSH drugs will be made available to all
citizens at government hospitals and health centers across the country.
17. Bhamashah Financial Empowerment Scheme – Government of Rajasthan
The Government of Rajasthan has embarked upon Bhamashah Financial Empowerment Scheme, (BFES) whereby the
Government will deposit Rs.1500/- into the savings accounts of 50 lakh rural families belonging to Below Poverty Line
(BPL)
18. Rashtriya Swasthya Bima Yojana: RSBY started rolling from 1st April 2008.
Note: i. RSBY has been launched by Ministry of Labour and Employment, Government of India to provide health insurance
coverage for Below Poverty Line (BPL) families.
ii. The objective of RSBY is to provide protection to BPL households from financial liabilities arising out of health shocks
that involve hospitalization.
iii. Beneficiaries under RSBY are entitled to hospitalization coverage up to Rs. 30,000/- for most of the diseases that
require hospitalization.
19. National Pension System -: Government of India established Pension Fund Regulatory and Development Authority
(PFRDA)- External website that opens in a new window on 10th October, 2003 to develop and regulate pension sector in
the country.
The National Pension System (NPS) was launched on 1st January, 2004 with the objective of providing retirement
income to all the citizens.
Note:
i. Under Swavalamban Scheme- External website that opens in a new window, the government will contribute a sum
of Rs.1,000 to each eligible NPS subscriber who contributes a minimum of Rs.1,000 and maximum Rs.12,000 per annum.
This scheme is presently applicable upto F.Y.2016-17.
ii. The subscriber will be allotted a unique Permanent Retirement Account Number (PRAN). This unique account number
will remain the same for the rest of subscriber's life. This unique PRAN can be used from any location in India.
20. Aajeevika - National Rural Livelihoods Mission (NRLM) was launched by the Ministry of Rural Development (MoRD),
Government of India in June 2011. The basic idea behind this programme is to organize the poor into SHG (Self Help
Groups) groups and make them capable for self-employment.
21. Indira Awas Yojan: It is one of the major flagship programs of the Rural Development Ministry to construct houses for
BPL population in the villages
Note: i. The financial assistance provided for new construction in the form of full grant is Rs.70,000/- per unit for plain
areas & Rs.75,000/- for hilly/difficult areas.
ii. Further, an IAY beneficiary can avail top-up loan upto Rs 20,000/- under the Differential Rate of Interest (DRI Scheme)
from any Nationalized Bank at an interest rate of 4% per annum.
22. Govt re-launches Varishtha Pension Bima Yojana: The government has re-launched the Varishtha Pension Bima Yojana,
for the benefit of citizens aged 60 years and above.
Note: It will provide monthly pension ranging from 500 to 5,000 rupees per month to senior citizens of the country.
ii. The Scheme will be administrated by the Life Insurance Corporation, LIC.
23. National rural scheme on PPP model launched: Rural Development Minister Nitin Gadkari launched the Shyama Prasad
Mukherjee National Rural Mission on PPP model with an allocation of 100
crore
rupees.
Note: The scheme will be initially available in three districts of the country on pilot basis. The districts are Warangal in
Andhra
Pradesh
and
two
districts
in
Maharashtra.
ii. The scheme is intended to stop migration from rural areas to cities. The government wants to create infrastructure in
villages so that people can get employment there and do not migrate to cities.
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Awards & Honours
The 57th Annual Grammy Awards were held on 8 February 2015 at the Staples Center in Los Angeles, California. In all, 83
Grammy Awards were presented at the function.
List of Top Grammy Awards 1.
Category
Album
Best album of the year
Best record of the year
Best song of the year
Morning Phase
Stay With Me
Stay With Me
Beck Hansen
Sam Smith
James Napier, William Phillips &
Sam Smith
I
Am
Malala:
How Neela Vaswani
One Girl Stood Up For
Education And Changed
The
World
(Malala
Yousafzai)
Winds of Samsara
Ricky Kej & Wouter Kellerman
Children’s Album
Best New Age Album
2.
Artist
Awards related to Cinema – Indian and International –
CATEGORY
NATIONAL AWARDS
FILMFARE AWARDS
OSCAR
Best Picture
Queen
Queen
Birdman
Best Director
Chotushkone (Bengali)
Srijit Mukherji
Vikas Bahl
Alejandro Gonzalez Inarritu for
Birdman
Nanu Avanalla Avalu
(Kannada) Vijay
Shahid Kapur
Eddie Redmayne for The Theory of
Everything
Kangana Ranaut
Kangana Ranaut
Julianne Moore for Still Alice
Jigarthanda (Tamil)
Bobby Simhaa
Kay Kay Menon
JK Simmons for Whiplash
Baljinder Kaur Pagdi The
Honour (Haryanavi)
Tabu
Patricia Arquette for Boyhood
Best Foreign Language Film
NA
NA
Ida directed by Pawel Pawlikowski
Best Animated Short Film
NA
NA
Feast directed by Patrick Osborne
and Kristina Reed
Best Animated Movie
NA
NA
Big Hero Six 6
Best Documentary Feature
NA
NA
Citizen Four directed by Laura
Poitras
Filmfare
Lifetime
Achievement Awards
NA
Kamini Khaushal
NA
Best Film (Critics)
Tanul Thakur
Ankhon Dekhi
NA
Best Male (Critics)
NA
Sanjay Mishra
NA
Best Female Actor (Critics)
NA
Alia Bhatt
NA
Best Director Debut
NA
Abhishek Varman
NA
Best Actor Debut (Male)
NA
Fawad Khan
NA
Best Actor Debut (Female)
NA
Kirti Sanon
NA
Best Actor
Best Actress
Best Supporting Actor
Best Supporting Actress
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Haider
Shankar Ehsaan Loy
NA
NA
Rashmi Singh for song
Muskurane ki wajah of film
CityLights
NA
Haider (Hindi)
,Sukhwinder Singh (Song:
Bismil)
Ankit Tiwari
NA
Saivam (Tamil)
Uttara Unnikrishanan
(Song: Azhagu)
Kanika Kapoor
NA
Court
NA
NA
Mary Kom (Hindi)
NA
NA
Haider (Hindi) (Bismil)
NA
NA
Best Music Director
Best Lyrics
Best Playback (Male)
Best Playback (Female)
Best Feature Film
Best Popular Film Providing
Wholesome Entertainment
Best Choreography
Note – NA denotes that the awards are not presented in this category.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
The President's Office conferred the Bharat Ratna award to Pandit Madan Mohan Malaviya (posthumously) and former
Prime Minister Atal Bihari Vajpayee .
Poet Arundhathi Subramaniam won the inaugural Khushwant Singh Memorial Prize for Poetry for her work When God is
a Traveller.
Major Mukund Varadarajan, Naik Neeraj Kumar Singh posthumously awarded with Ashok Chakra
Rajendra Singh named as the 2015 Stockholm Water Prize Laureate
Miss Colombia Paulina Vega - crowned Miss Universe, beating out first runner-up Miss USA Nia Sanchez and contestants
from more than 80 other countries.
WEF names Smriti Irani as Young Global Leader from India
Harvard University retains top position in Timesǯ World Reputation Rankings 2015
Top 3 Universities in World Reputation Rankings 2015 are:
I. Harvard University (US).
II. University of Cambridge (UK).
III. University of Oxford (UK).
Prime Minister Narendra Modi named among 30 most influential people on internet: Time Magazine
Savitri Jindal among five Indian women on Forbes billionaires list
Rani Mukerji - awarded by National Institute of Gender Justice for representing the cause of women.
Rahul Jindal – The Indian-American physician selected for Fulbright Nehru Distinguished Chair
Niloofar Rahmani, Nadia Sharmeen and Tabassum Adnan - selected for International Women of Courage Award Shashi Kapoor conferred Dadasaheb Phalke Award for 2014.
Economist and Nobel laureate Amartya Sen has won the newly instituted Charleston-EFG John Maynard Keynes Prize.
Madhya Pradesh gets national award for excellent work in MGNREGA
i. Madhya Pradesh has been awarded the 10th national award for excellent work in Mahatma Gandhi National Rural
Employment Guarantee Act-MGNREGA.
ii. 74 percent construction of permanent assets has been done through MGNREGA in the state.
TVS Chairman Venu Srinivasan conferred honorary citizenship of Busan,Korea for his efforts to enhance friendship and
cooperation between India and Republic of Korea.
Veteran Pakistan-born poetess Imtiaz Dharker awarded with the Queenǯs Gold Medal for Poetry 2014 for her latest
poetry collection Over the Moon.
ǮThe Lunchboxǯ honoured by Toronto film critics at 18th
annual Toronto Film Critics Association (TFCA) awards in
Toronto.
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20. Tata Steel chosen among 100 most valuable brands in 2014 by World
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
Consulting & Research Corporation (WCRC).
PETA India names ex-SC judge KS Radhakrishnan ǮMan of the
Yearǯ.And Bollywood actress Jacqueline Fernandez named as ǮWoman
of the Yearǯ.Justice Radhakrishnan headed a bench that passed a
landmark judgement in favour of PETA India and the Animal Welfare
Board of India, clarifying that bulls must not be used in jallikattu, bull
races.
Xu Youyu ,Pro-democracy activist, of China won Olof Palme Human
Rights Prize for the year 2014 for his strong-principled work for
democracy, social justice, human rights and freedom of speech which
has universal meaning.The award given annually by the Stockholmbased Olof Palme Memorial Fund of Sweden.
Modi wins TIME readersǯ poll for ǮPerson of the Yearǯ.
Narndra Modi named 'Asian of the Year' by Singapore's Straits
Time.
Canara
Bank
has
been
conferred
with
the
Niryat
Bandhu Silver Trophy in the in the banks category for its support
services rendered for promotion of exports.
Entrepreneur of the Year - Dhiraj Rajaram and Chandra Shekhar
Ghosh
The award was sponsored by Standard Chartered Bank. Since 2012,
Standard Chartered Bank has been the presenting sponsor of The
Economic Times Awards for Corporate Excellence.
Russian film DzLeviathandz by Andrey Zvyagintsev won the best film award comprising Golden Peacock and Rs.40 lakh at the
45th International film Festival of India.
ii. Mr. Alexey Serebryakov from the DzLeviathandz also shared the best male actor award in the Cimena of the World
competition.
Trilochan Sastry, Professor in Quantitative Methods and Information Systems, Indian Institute of Management Bangalore
(IIMB), has been awarded the 11th ǮBharat Asmitaǯ, an honour instituted by the Pune-based MIT group of institutions.
Sarbananda Sonowal the 2010 Commonwealth Games gold-medalist, was bestowed with the honour in a function
organised in the National capital.
United Nations (UN) Women announced the appointment of Indian tennis superstar and youth icon, Sania Mirza, as its
Goodwill Ambassador for South Asia. The organisation is dedicated to gender equality and womenǯs empowerment.She
became the first South Asian woman to be appointed as a Goodwill Ambassador.
Aaranyak, an Assam-based NGO working for the conservation of nature and a Kathmandu-based International Centre for
Integrated Mountain Development (ICIMOD) won United Nations Lighthouse Activities award for the year 2014.
Lahore-based author Bilal Tanweer on 24 November 2014 won the 2014 Shakti Bhatt First Book Prize for his novel The
Scatter Here Is Too Great (Random House India).
Indira Gandhi prize for peace, disarmament for 2014: Indian space agency ISRO conferred the Indira Gandhi Prize for
Peace, Disarmament and Development for 2014 in recognition of its contribution in strengthening international
cooperation in peaceful use of outer space.
Rubber Board wins Indira Gandhi Rajbhasha Award: The Department of Official Language under Ministry of Home
Affairs has selected Rubber Board for the Indira Gandhi Rajbhasha Award (First Prize) for excellence in the
implementation of the official language policy for the year 2013-14.
Raghuram Rajan conferred Euromoney's Central Bank
Governor of Year Award
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Resign/Retired
1. Sujatha Singh was ousted by the Indian government as
the foreign secretary of India.
2. Union Minister Dadarao Danve resigns
3. Lalit Modi removed from Rajasthan Cricket Association
4. Jeetan Ram Manjhi resigned as the chief minister of
Bihar.
5. Anil Goswami - removed from the post of home
secretary.
Note - Goswami was also summoned for an
explanation on why he tried to intervene and prevent
the arrest of Matang Sinh, former minister of state in
the Prime Minister's Office, in the Saradha scam.
6. Isro chairperson K Radhakrishnan retires Spearheading Indian Space Research Organisation
triumphantly through several milestones.
7. Indian Hockey coach Terry Walsh quits
8. Leela Samson resigned as Sangeet Natak Akademi
chairperson
Books & Their Authors
1. Pakistan's Ex-Foreign Minister Khurshid M Kasuri
penned 'Neither a Hawk nor a Dove'
2. Former Lok Sabha Speaker Meira Kumarǯs book
entitled DzIndian Parliamentary Diplomacy –
Speakerǯs Perspectivedz was released.
3. PM Narendra Modi launched Born Again on the
Mountain by Arunima Sinha
4. Prince of Gujarat: The Extraordinary Story of
Prince Gopaldas Desai released authored by
Rajmohan Gandhi.
5. Rajdeep Sardesai penned the book titled 2014: The
Election That Changed.
6. Book titled Letters for a Nation written by
Jawaharlal Nehru & Madhav Khosla was published
by Allen Lane an imprint of Penguin Books .
7. Next China-India War- World's First Water War –
authored by General S. Padmanabhan released.
8. The book titled Black Tornado: The Three Sieges of
Mumbai 26/11 authored by Sandeep Unnithan.
9. President of India Pranab Mukherjee penned a book
titled The Dramatic Decade: The Indira Gandhi
Years.published by Rupa.
10. Biography My Name is Abu Salem released written
by S Hussain Zaidi and published by Penguin.
11. 'Playing it My Way': Author - Sachin Tendulkar &
Boria Majumdar
Note: Playing It My Way is the autobiography of
former Indian cricketer Sachin Tendulkar.
12. DzHalf Girlfrienddz - written by Chetan Bhagat
13. DzThe Narrow Road to the Deep Northdz authored by
Richard Flanagan
14. DzUntold Story of Indian Public Sectordz - authored by
Dr UD Choubey,
15. DzFinal Test: Exit Sachin Tendulkardz authored by Dilip
DǯSouza
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16. DzA Man and a Motorcycle, How Hamid Karzai Came
to Powerdz: written by Bette Dam
17. And Then One
Day:
Naseeruddin
Shah's
autobiography
18. God of Antarctica written by Yashwardhan Shukla:
19. DzOne Life is Not Enoughdz : written by Kunwar Natwar
Singh
Note: The book is an autobiography of the former
External Affairs Minister and senior Congress Party
leader Natwar Singh.
20. A book DzMunger through the Agesdz authored by late
Devendra Prasad Yadav
21. The Lives of Othersdz a novel written by: Neel
Mukherjee
Note: Novel is short listed for the prestigious Man
Booker Prize 2014.
22. The Substance and the Shadow: written by Uday Tara
Nayar, a former journalist.
Note: The Substance and the Shadow, the biography of
91-year-old actor Dilip Kumar.
23. Blood Feud written by Edward Klein
24. A Bad Character: authored by Deepti Kapoor.
25. The Good, the Bad and the Ridiculous - Khuswant
Singh
26. Train To Pakistan - Khuswant Singh
27. An Uncertain Glory: India and its Contradictions - Jean
Dreze and Amartya Sen.
28. A Brush with Life- Satish Gujral
29. A Bend in the river- V.S. Naipaul
30. God of Small things- Arundhati Rai
31. Inheritance of Loss- Kiran Desai.
32. Joseph Anton- Sulman Rushdie (Autobiography)
33. DzKhushwantnama-The Lessons of My Life Dz –
Khushwant singh
34. Lajja- Taslima Nasrim.
35. My Unforgettable Memories-Mamata Banerjee
36. My Years with Rajiv and Sonia written by R.D.Pradhan
37. ModiNomics: Inclusive
Economics,
Inclusive
Governance: authored by Sameer Kochhar.
38. Crusader or Conspirator? Coalgate and other Truths
authored by PC Parakh
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27
Baru
39. The Accidental Prime Minister: The Making and
Unmaking of Manmohan Singh authored by Dr. Sanjaya
Leaderǯs visited India/World
1. Bangladesh President Abdul Hamid arrives in Kolkata on a six-day official visit during which he held talks with the
Indian leadership with an aim to further strengthen the already close bilateral relations between the two countries.
2. Tamim bin Hamad Al Thani emir of Qatar visited India from March 24-25, 2015
3. Maithripala Sirisena, President of Sri Lanka visited India February 15-18, 2015
Significance - First foreign visit of the Sri lankan President after taking office on 9 January 2015
4. Nguyen Tan Dung: Vietnam Prime Minister visited India
5. US president Barack Obama visited India in the late January.
6. Mark Zuckerberg: Facebook founder visited India
7. Amazon founder Jeff Bezos visited India.
8. Frank Walter: Foreign Minister of Germany visited India
9. Australian PM Tony Abbott to visited India
10. Chinese President Xi Jinping visited India
11. President of India Pranab Mukherjee visited Vietnam
12. Sushma Swaraj visited Bahrain
13. Sushma Swaraj visited Nepal
OBITUARY
1. Former Australian PM Malcolm Fraser has died aged
84.
2. Singapore founding father Lee Kuan Yew dead
3. Sh. Jaswant Singh Rajput - Two-time gold medal
winning hockey Olympian passed away.
4. Sh. Rasipuram Laxman - Eminent cartoonist,
illustrator and humorist R.K.Laxman passed away in
Pune. (Uncommon Man is the popular character
created by Mr. Laxman.
5. Saudi King Abdullah passes away was the powerful
U.S. ally who joined Washingtonǯs fight against alQaeda, has died, He was 90.
6. Charles Townes died - Townes shared the 1964
Nobel Prize in physics with Russian physicists
Aleksandr M. Prokhorov and Nicolai G. Basov for the
invention of the Laser
7. Pioneer of home video game console Ralph Henry
Baer died
8. Veteran Journalist Piratla Venkateswarlu passed
away
9. Hockey Olympian Grihanandan Singh died
10. Carnatic vocalist Nedanuri Krishnamurthy died
11. Justice Krishna Iyer passes away.
12. Veteran music critic SV Krishnamurthy passed
away.
13. Senior Congress leader, former Maharashtra Chief
Minister, A R Antulay passed.
14. Crime novelist PD James died at the age of 94.
15. Historian Tapan Raychaudhuri died.
16. Legendary Kathak danseuse Sitara Devi died
17. Warren Anderson, wanted in Bhopal gas tragedy,
dies.
Sports News
Chess  Viswanathan Anand beats Micheal Adams to win London Classic.
Tennis:
 Australian Open i. Novak Djokovic won his fifth Australian Open crown, beating Andy Murray.
ii. Serena Williams defeated Maria Sharapova 6 – 0, 7 – 6 to win the Australian open.
iii. Leander Paes and Martina Hingis won their first major outing as a pairing and defeated the third seeds, Franceǯs
Kristina Mladenovic and Canadian Daniel Nester, 6-4, 6-3.
 BNP Paribas Open –
i. Men's Singles - Novak Djokovic defeated Roger Federer, 6–3, 6–7(5–7), 6–2
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ii. Women's Singles - Simona Halep defeated Jelena Janković,
2–6, 7–5, 6–4
iii. Men's doubles
iv. Vasek Pospisil / Jack Sock defeated Simone Bolelli / Fabio
Fognini, 6–4, 6–7(3–7), [10–7]
v. Women's doubles
vi. Martina Hingis / Sania Mirza defeated Russia Ekaterina Makarova / Russia Elena Vesnina, 6–3, 6–4
HOCKEY
2015 Hockey India League:
 Ranchi Rays defeated Jaypee punjab Warriors 2;2(3;2 in penalty shoot out)
 Most Goals were done by Ashley Jackson (11)
Womenǯs Hockey World League
 India won the final of the Hero womenǯs Hockey World League Round 2 with a margin of 3-1 against Poland at the
Major Dhyan Chand National Stadium.
CRICKET
CRICKET WORLD CUP 2015
 Australia defeated Newzealand in the finals of the cricket world cup 2015 by 7 wickets.
 The finals were played at the Melbourne cricket ground.
 Australia defeated India and Newzealand defeated South Africa respectively in the Semi finals of the world cup.
 Most Runs – Martin Guptill (New Zealand) 547 runs.
 Most wickets – Mitchell Starc (Australia) 22 wickets and Trent Boult (Newzealand) 22 wickets.
 Man of the tournament – Mitchell Starc (Australia)
 Man of the finals – James Faulkner (Australia)
 Karnataka clinch eighth Ranji Trophy title. They defeated Tamil Nadu to retain the Ranji Trophy.
 East Zone lifts Deodhar Trophy cricket tournament, beating West Zone by 24 runs at the Wankhede Stadium in
Mumbai .
 Martin Guptill double ton powers New Zealand to massive win over West Indies. Earlier in the same tournament Chris
Gayle scored a mammoth 215 aginst West Indies.
 Steven Finn completed the hat trick against Australia while J P Duminy took the other hat trick of this world cup
against Sri Lanka.
 West Indies all-rounder Dwayne Bravo has announced his retirement from Test cricket.
 ICC ends Amirǯs ban - In a major breakthrough, the ICC has allowed Pakistan fast bowler Mohammad Amir to return to
domestic cricket early from his five-year ban for involvement in spot-fixing.
 Australian cricketer Sean Abbott won Bradman young cricketer of the year award 2015.
 Mahela Jayawardene and Kumar Sangakkara bid adieu to ODI cricket
 Pakistani cricketers Misbah-ul-Haq, Shaid Afridi retired from ODI cricket
ICC World Cup Cricket Venue:
ODI: (One day International):
1. Australia & New Zealand: 2015.
2. England - 2019
3. India - 2023
T20:
2. India -2016
3. Australia - 2020
 Test:
1. England– 2017 (for first time).
2. India - 2021.
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BADMINTON
Saina Nehwal won Indian Open Series in New Delhi. K Srikanth won in the menǯs section.
Saina Nehwal became the number 1 in the womenǯs badminton circuit.
All England Badminton Championship: Saina Nehwal loses to Carolina Marin in the Finals.
Saina Nehwal rises to 2nd, Kashyap in top-10 of BWF rankings
Srikanth wins Swiss Grand Prix Gold championship after overcoming a strong challenge from Viktor Axelson in a hardfought menǯs singles final.
 PV Sindhu bagged the Macau Open Grand Prix Gold Badminton title for the second consecutive time defeated Korean
Kim Hyo Min.





 FIFA (Football) World Cup venue: - RQ
1. 2018 : Russia
2. 2022: Qatar
 Commonwealth Games venues:
1. 2014 – Glasgow (Scotland).
2. 2018 – Gold Coast (Australia).
 Olympics Games venues:
1. 2014 winter: Sochi (Russia) – Russia tops in the medal tally in 2014 winter Olympic games.
2. 2016 Summer: Rio de Janeiro (Brazil)
3. 2018 winter: Pyeongchang (South Korea)
4. 2020 summer: Tokyo (Japan)
OTHERS SPORTS NEWS:
1. Services win fourth Santosh Trophy title after edging out hosts Punjab 5-4 via tie-breaker in a nail-biting summit clash at
Guru Nanak Stadium in Ludhiana
2. France win record fifth world handball title
i. France has became the first team in handball history to win five World Championships.
ii. In the finals, they defeated hosts and surprised finalists Qatar.
3. National Games mascot Ammu, the Great Hornbill, has immortalised itself by finding a mention in the Limca Book of
Records. The Great Indian Hornbill, had been staged in 147 schools.
4. Mascot for the 2016 European football championship named Super Victor.The name for the cartoon character boy
dressed as a footballer in blue and white with a red cape and number 16 jersey was preferred to Driblou and Goalix. Euro
2016 will take place in France from 10 June 2016 to 10 July 2016.
5. Ms Deborah, a tribal girl from Andaman and Nicobar Islands has created history in National Level by winning four Gold
Medals in the Track Asia Cup Cycling Championship 2014 which concluded at Indira Gandhi Stadium, New Delhi.
6. Michael Phelps was crowned Male Athlete of the Year at the 2014 USA Swimming Golden Goggle Awards. He was crowned
with the title for a fifth time.Earlier, he won the title in 2004, 2007, 2008 and 2012. He was awarded with the title despite
being suspended from competition for six months after a drunken driving arrest in September 2014.
7. International Olympic Committee (IOA) President Thomas Bach has welcomed the U.S. decision to bid for the 2024 Games.
News Related To Defence & Technology
1. INCOIS launches app for fishermen - The app is developed by the Hyderabad-based Indian National Centre for Ocean
Information Services (INCOIS) Marine Fishery Advisory Services team
2. Indiaǯs indigenously developed Beyond Visual Range (BVR) air-to-air missile Astra was successfully tested from a Sukhoi30 fighter aircraft.
3. HAL completed integration of BrahMos thermonuclear cruise missile with Sukhoi-30MKI after over two years of work,
modifying the Russian-made aircraft.
4. NASA launches Earth-observing satellite to track the amount of water locked in soil, which may help residents in low-lying
regions brace for floods or farmers get ready for drought conditions.
ii. A Delta 2 rocket carrying Soil Moisture Active Passive (SMAP) satellite was launched from Vandenberg Air Force Base
on Californiaǯs central coast.
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5. India successfully test-fired its indigenously developed, intercontinental surface-to-surface nuclear capable ballistic
missile Agni-5, which has a strike range of over 5000 kms and can carry a nuclear warhead of over one tonne, from
Wheelerǯs Island off Odisha
Note - About AGNI Series India has at present in its armoury of Agni series, Agni-1 with 700 km range, Agni-2 with 2000 km range, Agni-3 and Agni4 with 2500 km to more than 3500 range. After a few more trials, Agni-5 will be inducted into the services.
6. SpaceX Falcon 9 rocket successfully launched from Florida
i. Unmanned SpaceX Falcon 9 rocket has been successfully launched from Cape Canaveral Air Force Station, Florida on its
third attempt.
ii. It was carrying unmanned Deep Space Climate Observatory satellite. This satellite will be used by the US National
Oceanic and Atmospheric Administration (NOAA) to monitor the Sun.
7. Indian Navy had conducted Humanitarian Assistance and Disaster relief (HADR) exercise in Lakshadweep Islands
(Kavaratti, Aggatti, Kalpeni and Androth). HADR was Indian Navyǯs large scale exercise to test its readiness for handling a
tsunami like disasters.
8. Cisco Systems picks Visakhapatnam as first Ǯsmart city'
i. Visakhapatnam will be the first city to be taken up for development as
a Ǯsmart cityǯ by Cisco Systems, the global IT networking major and the
implementing company.
ii. Cisco has also evinced interest in working on disaster management
technologies as the state is hit by at least two cyclones every year.
9. Microsoft unveils Windows 10 and ǮHoloLensǯ.
i. Microsoft unveiled new version of Windows and a new wearable 3D
gadget it calls the HoloLens.
ii. Windows 10 will also come with a new Web browser that will be
closely integrated with Cortana, the companyǯs voice-activated answer
to Siri.
10. Indiaǯs communication satellite GSAT-16 launched from Kourou in
French Guiana functioning normally. GSAT 16 has highest number of
48 transponders that will be used for television, telephone and internet
applications.
11. Imaging and information technology solutions provider Ricoh India
signed a deal worth Rs. 1,370 crore from Department of Posts to
modernise post offices through automation.
i. Under the project, Ricoh India will supply, install and maintain
services of hardware, peripheral devices and operating system.
ii. The primary goal of the Rural ICT project is to improve the quality of
service, provide more value added services and achieve Ǯfinancial
inclusionǯ of un-banked rural population. Note: DzIndia Post is an iconic
organisation in India, the largest such network in the world and playing
a crucial role in the socio economic development of rural India, touching the lives of common man.
12. ISRO successfully launches GSLV Mark-III - ISRO successfully carries out human crew module experiment; module
safely splashes down into Bay of Bengal off Andaman and Nicobar Islands.Also known as LVM3/CARE, this suborbital
experimental mission was intended to test the vehicle performance during the critical atmospheric phase of its flight and
this carried passive (non functional) cryogenic upper stage.
India's Mars mission successful on 1st attempt: India's first Mars orbiter successfully began a 400 million-km long journey
to Mars, making it the first Asian country and the fourth in the world to undertake a mission to the red planet.
Important Points.
 Dr. K. Radhakrishnan – ISRO Chairman
 Mylswamy Annadurai is the Director of Marǯs Mission.
 India's MOM is the cheapest inter-planetary mission, costing of Rs 450 Crore ($671 million) entered the Martian orbit on
24 September 2014.
 The Mars Orbiter Mission (MOM), also called Mangalyaan, is Indiaǯs first interplanetary mission to the planet Mars.
 India becomes the first country in the world to insert a spacecraft into the Martian orbit in its very first attempt.
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 Mars Orbiter Spacecraft, India's first interplanetary probe, was launched by PSLV-C25 on November 5, 2013 from Satish
Dhawan Space Centre, Sriharikota.
 Indian Space Research Organisation (ISRO) becomes the fourth space agency to reach Mars after Roscosmos (Russia),
NASA (USA) and ESA (European).
 The first Chinese mission to Mars, called Yinghuo-1, failed in 2011.
 The project was approved by the government of India on 3 August 2012 and costs Rs. 450 crores.
 MOM is the cheapest and lowest-cost inter-planetary mission ever to be undertaken in the world. It cost us all a mere Rs 4
per person
Missiles in use of Indian Army:
 Prithvi I - 150km - Surface to – Surface short range ballistic
missile.
 Prithvi II - 350km
 Prithvi III - 350km - 600km
 Agni I - 700km -1250km Surface to – Surface short range ballistic missile.
 Agni II - 2000km -3500km
 Agni III - 3500km -5000km
 Agni IV - 3000km -4000km
Agni V - 5500km -5800km
 Agni VI - 8000km -3500km
 Akash- 30 km
Headquarter of International Organisation
International Organizations
UNO (United Nations Org)
UNICEF
UNCTAD (United Nations Conference on
Trade & Development)
WHO (World Health Org)
ILO (International Labour Org)
WMO (World Meteorological Org)
World Intellectual Property Org
International Standards Org.
IMF (International Monetary Fund)
World Bank
UNESCO (United Nations Educational
Scientific and Cultural Org)
OECD (Org. for Economic Cooperation and Dev.)
UNIDO (United Nations Industrial Dev.
Org)
IAEA (International Atomic Energy
Headquarters
New York
New York
Geneva
Geneva
Geneva
Geneva
Geneva
Geneva
Washington DC
Washington DC
Paris
Paris
Vienna
Vienna
Thermal Power plants (TPS) in India:
 Mundra TPS, Kutch, Gujarat
 Vindhyachal TPS, Singrauli, Madhya Pradesh
 Talcher Super TPS, Angul, Odisha
 Sipat TPS, Bilaspur , Chhattisgarh
 Korba Super TPS, Chattisgarh
 Rihand TPS, Sonebhadra, Uttar Pradesh
 Jharsuguda TPS, Odisha
 Tiroda TPS, Maharashtra
Agency)
OPEC (Organization of Petroleum
Exporting Countries)
Amnesty International
Commonwealth of Nations
IMO
(International
Maritime
Organization)
ICJ (International Court of Justice)
FAO
(Food
and
Agricultural
Organization)
NATO
(North
Atlantic
Treaty
Organization)
Transparency International
SAARC (South Asian Association for
Regional Coop.)
ASEAN (Association of South East Asian
Nations)
APEC (Asia Pacific Economic Forum)
Organization of Islamic Cooperation








Vienna
London
London
London
The Hague
Rome
Brussels
Berlin
Kathmandu
Jakarta
Singapore
Jeddah
Anpara TPS – Uttar Pradesh
Barauni TPP – Bihar
Bellary TPP – Karnataka
Durgapur TPP – West Bengal
Sikka TPS – Gujarat
Satpura TPS – Madhya Pradesh
Singrauli Super Thermal Power Station – UP
Wanakbori TPS - Gujarat
Nuclear power plants in India:
www.bankersadda.me
|
|
32
 Narora atomic power plant - Narora, UP
 Rajasthan atomic power plant: Rawatbhatta, Rajasthan
(India & Candada)
 Tarapur atomic power plant – Maharashtra (India & US)
 Kakarpar atomic power plant - Gujarat
 Madras atomic power plant - Tamilnadu
Largest Dams in India:









Tehri Dam: on Bhagirathi River, Uttarakhand
Lakhwar Dam on Yamuna river, Uttrakhand
Iduuki Arch Dam – on Periyar river, Kerala
Koyna Dam – on Koyana river, Maharshtra
Bhakra nangal Dam: on Sutlej River, Punjab and Himachal
Pradesh.
Sardar Sarovar Dam: on Narmada River, Gujarat
Srisailam dam: on Krishna River, Andhra Pradesh
Ranjit Sagar Dam: on Rav river, Punjab
Baglihar Dam: on Chenab river , J& K
Folk dances in India
 Changu: Odissa and Andhra Pradesh
 Gair: Rajasthan.
 Garba, Dandiya Rass: Gujarat
 Ghoomar: Rajasthan.
 Karagam: Tamil Nadu.
 Dumhal: Kashmir.
Classical dances in India
 Kathak: Uttar Pradesh.
 Bihu: Assam
 Bharat Natyam: Tamil Nadu
 Kuchipudi: Andhra Pradesh.
 Kaiga atomic power plant - Karnataka
 Kundankullam : in Tirunelveli district, Tamil Nadu (India
& Russia)
 Jaitapur Nuclear Power Plant - Ratnagiri district in
Maharashtra (India & France)
Cheruthoni (Eb) Dam: on Cheruthoni, Kerala
Hirakud Dam: on Mahanadi River, Orissa
Nagarjuna sagar Dam: on Krishna River, Andhra Pradesh
Indira SagarDam: on Narmada River, Madhya Pradesh
Ukai Dam: on Tapi river, Gujarat
Maithon Dam: on Barakar river, Jharkhand
Krishnarajsagar Dam: on kaveri river, Karnataka
Mettur Dam: on Kaveri River, Salem district in Tamil
Nadu
 Tungabhadra Dam – on Tungabhadra rive, Karnataka












Lavani: Maharashtra
Odissi: Orissa
Rauf – Jammu & Kashmir
Nautanki, Thora, Chappeli, Raslila, Kajri - UP




Kathakali: Kerala.
Chhau: Orissa, Bihar and West Bengal
Bhangra: Punjab.
Khantumm - Mizoram
Important Wildlife Sanctuary in India







Kaziranga Wildlife Sanctuary - Assam
Manas Wildlife Sanctuary - Assam
Gir National Park & Wildlife Sanctuary- Gujarat
Sundarbans National Park - West Bengal
Periyar National Park and Wildlife Sanctuary – Kerala
Kanha National Park - Madhya Pradesh
Bandhavgarh National Park - Madhya Pradesh
 Ranthambore National Park & Wildlife Sanctuary Rajasthan
 Bharatpur Bird Sanctuary - Rajasthan
 Tal Chappar Wildlife Sanctuary - Rajasthan
 Sariska Wildlife Sanctuary - Rajasthan
 Chilka Lake Bird Sanctuary – Odissa
 Nandankanan Zoo – Odissa
 Corbett National Park - Uttrakhand
List of Chief Ministers of States in India
State & Union Territory : [Capital]
Chief Minister
Andhra Pradesh : [Hyderanbad]
Arunachal Pradesh : [Itanagar]
Assam : [Dispur]
Bihar : [Patna]
Chhattisgarh : [Raipur]
Delhi : [New Delhi]
Goa : [Panaji]
Gujarat : [Gandhinagar]
N. Chandrababu Naidu
NabamTuki
Tarun Gogoi
Jitan Ram Manjhi
Raman Singh
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Note
Laxmikant Parsekar
Anandiben Patel
|
|
New Capital – Vijaywada propsed
Presidential Rule
Replaced ManoharParrikar
First Female CM in Gujrat
33
Haryana : [Chandigarh]
Himachal Pradesh : [Shimla]
Jammu and Kashmir : [Srinagar (S)/Jammu (W)]
Manohar Lal Khattar
Virbhadra Singh
Jharkhand : [Ranchi]
Karnataka : [Bengaluru]
Raghuvar Das
Siddaramaiah
Kerala : [Thiruvananthpuram]
OommenChandy
Madhya Pradesh : [Bhopal]
Maharashtra : [Mumbai]
Manipur : [Imphal]
Shivraj Singh Chouhan
DevendraFadnavis
OkramIbobi Singh
Meghalaya : [Shillong]
MukulSangma
Mizoram : [Aizawl]
Nagaland : [Kohima]
Lal Thanhawla
T. R. Zeliang
Odisha : [Bhubaneshwar]
Naveen Patnaik
Puducherry : [Puducherry]
N. Rangaswamy
Punjab : [Chandigarh]
Rajasthan : [Jaipur]
Parkash Singh Badal
VasundhraRaje
Sikkim : [Gangtok]
Tamil Nadu : [Chennai]
Pawan Kumar Chamling
O. Panneerselvam
Telangana : [Hyderabad]
K. Chandrashekar Rao
List of Vitamin Deficiency –
Vitamins
Vitamin A
Vitamin B1
Vitamin B2
Vitamin B3
Vitamin B5
Vitamin B6
Vitamin B7
Vitamin B9
Deficiency
Night-blindness,
Hyperkeratosis,
and
Keratoma
Beriberi, Wernicke-Korsakoff syndrome
Ariboflavinosis, Glossitis, Angular stomatitis
Pellagra
Paresthesia
Anemia peripheral neuropathy.
Dermatitis, enteritis
Megaloblastic anemia
and Deficiency during pregnancy
associated with
birth defects, such as neural tube defects
Megaloblastic anemia
is
Vitamin
B12
Vitamin C
Scurvy
Vitamin D Rickets and Osteomalacia
Vitamin E Deficiency is very rare; sterility in males
and abortions in females, mild hemolytic
anemia in newborn infants.
Vitamin K
Bleeding diathesis
Stock Exchanges and their Index:
1. BSE ( Bombay Stock Exchange) - SENSEX ( Sensitive
Index)
- BSE is oldest stock exchange in Asia located at Dalai
www.bankersadda.me
|
Street
in
- Sensex Consists of 30 companies
|
Mumbai
34
2. NSE (National Stock Exchange) - Nifty-50
-NSE is the largest stock exchange in India
-Nifty consists of 50 companies
3. NYSE ( Newyork Stock Exchange) - DJ ( Dow Jones)
- NYSE world's first and largest stock market
4. NASDAQ ( National association of securities dealers
Automated
Quotation
System)NASD-100
- NASDAQ is the first electronic stock market in the
world located in New York.
5. Tokyo Stock Exhange ( Japan) - Nikkei-225
6. Korea Stock Exchange( Seoul, South korea) – Kospi
7. Shenghai Stock Exchange( China)- Composite Index
8. Shenzen Stock Exchange( China)- Composite Index
9. German Stock Exchange- DAX( Deutscher Aktein
Index)
10. Hong Kong Stock Exchange- Hang Seng
11. . SGX(Singapore Exchange)- STI( Straits Times Index)
12. LSE( London Stock exchange) or UK stock exchangeFootsie or FTSE-100 ( Financial Times and London
Stock Exchange)
13. France Stock Exchange - CAC-40 ( Cotation Assistee
en Continuo)
LIST OF WORLD COUNTRIES , THEIR CAPITAL and CURRENCIES
Country
Capital
Currency
Azerbaijan
Kabul
Baku
Afgani
Manat
Bahrain
Al-Manamah
Bangladesh
Dhaka
Bahraini
Dinar
Taka
Bhutan
Brunei
Thimphu
Bandar Seri Begawan
Ngultrum
Brunei Dollar
China
Cyprus
Beijing
Nicosia
Yuan
Cambodia
India
Phnom Penh
New Delhi
Cypriot
Pound
Riel
Indian Rupee
Indonesia
Jakarta
Rupiah
Iran
Iraq
Israel
Tehran
Baghdad
Tele Aviv
Rial
Iraqi Dinar
Shekel
Japan
Jordan
Tokyo
Amman
Yen
Jordanian
Dinar
Kazakhstan
Korea (North)
Korea (South)
Kuwait
Akmola
Pyongyang
Seoul
Kuwait City
Kyrgyzstan
Bishkek
Lebanon
Beirut
Malaysia
Kuala Lumpur
www.bankersadda.me
Tenge
Won
Won
Kuwaiti
Dinar
Kyrgyzstani
Som
Lebanese
Pound
Malaysian
|
Ringgit
Maldives
Mongolia
Myanmar
Nepal
Male
Ulan-Bator
Yangon
Kathmandu
Rufiyaa
Tugrik
Kyat
Nepalese
Rupee
Oman
Pakistan
Muscat
Islamabad
Rial Omani
Pakistani
Rupee
Philippines
Qatar
Saudi Arabia
Singapore
Manila
Doha
Riyadh
Singapore
Peso
Qatari Riyal
Riyal
Singapore
Colombo
Dollar
Sri
Lankan
Sri Lanka
Syria
Taiwan
Damascus
Taipei
Tajikistan
Thailand
Turkmenistan
Dushanbe
Bangkok
Ashgabat
Rupee
Syrian Pound
New Taiwan
Dollar
Tajik Rouble
Baht
Turkmenista
Abu Dhabi
ni Manat
UAE Dirham
United
Emirates
Uzbekistan
Arab
Vietnam
Yemen
Hanoi
Sana
Uzbekistani
Som
Dong
Riyal
Austria
Vienna
Schilling,
|
Tashkent
35
Azerbaijan
Belarus
Belgium
Bosnia
Herzegovina
Bulgaria
Croatia
now Euro
Manat
Rouble
Belgian
Franc, now
Euro
Dinar
Baku
Minsk
Brussels
&
Sarajevo
Sofia
Zagreb
Cyprus
Nicosia
Lev
Kuna
and
Croatian
Dinar
Cyprus Pound
Czech Republic
Prague
Czech Koruna
Denmark
Finland
Copenhagen
Helsinki
France
Paris
Germany
Berlin
Greece
Athens
Hungary
Iceland
Budapest
Reykjavik
Italy
Rome
Latvia
Liechtenstein
Lithuania
Luxemburg
Riga
Vaduz
Vilnius
Luxemburg
Monaco
Monaco
Netherlands
Norway
Amsterdam,
Hague
Capital)
Oslo
Northern Ireland
Poland
Portugal
Belfast
Warsaw
Lisbon
Romania
Bucharest
Danish Krone
Markka, now
Euro
French Franc,
now Euro
Deutsche
Mark,
now
Euro
Drachma,
now Euro
Forint
Icelandic
Krona
Lire,
now
Euro
Lat
Swiss Franc
Litas
Luxemburg
Franc, now
Euro
French Franc,
now Euro
Dutch
Guilder, now
Euro
Norwegian
Krone
Pounds
New Zloty
Escudo, now
Euro
Romanian
Leu
www.bankersadda.me
The
(political
|
Russia
Moscow
Scotland
Edinburgh
Spain
Madrid
Sweden
Stockholm
Switzerland
Tajikistan
Ukraine
United Kingdom
Berne
Dushanbe
Kiev
London
Uzbekistan
Toshkent/Tashkent
Vatican City
Yugoslavia
Whales
Vatican City
Belgrade
Cardiff
Algeria
Algiers
Burkina Faso
Ouagadougou
Burundi
Bujumbura
Cameroon
Congo
Côte d'Ivoire
Egypt
Yaoundé
Brazzaville
Yamoussoukro
Cairo
Ethiopia
Ghana
Guinea
Kenya
Addis Ababa
Accra
Conakry
Nairobi
Lesotho
Liberia
Maseru
Monrovia
Libya
Madagascar
Tripoli
Antananarivo
Malawi
Lilongwe
Mali
Mauritania
Bamako
Nouakchott
Mauritius
Port Louis
|
Russian
Federation
Rouble
Pound
Sterling
Peseta, now
Euro
Swedish
Kroner
Swiss Franc
Tajik Rouble
Hryvna
Pound
Sterling
Uzbekistani
Som
Italian Lire
New Dinar
Pound
Sterling
Algerian
Dinar
Burkina Faso
Franc
Burundi
Franc
Franc
Franc
Franc
Egyptian
Pound
Birr
Cedi
Guinea Franc
Kenyan
Shilling
Loti
Liberian
Dollar
Libyan Dinar
Malagasy
Franc
Malawian
Kwacha
Malian Franc
Ouguiya
Mauritius
Rupee
36
Mayotte
Morocco
Dzaoudzi
Mamoudzou
Rabat
Nigeria
Abuja
Senegal
Dakar
Sierre Leone
Freetown
Somalia
Mogadishu
South Africa
Cape Town
Zambia
Lusaka
Zimbabwe
Harare
Bahamas
Nassau
Barbados
Bridgetown
Belize
Canada
Belmopan
Ottawa
Costa Rica
Cuba
San José
Havana
Dominica
Roseau
Dominican Republic
St. Domingo
El Salvador
San Salvador
and
French Franc
Jamaica
Kingston
Moroccan
Dirham
Naira
Mexico
Mexico City
Nicaragua
Panama
St. Kitts and Nevis
Managua
Panamá
Basseterre
St. Lucia
Castries
West African
Franc
Leone
Somali
Shilling
Rand
Zambian
Kwacha
Zimbabwe
Dollar
Bahamian
Dollar
Barbados
Dollar
Belize Dollar
Canadian
Dollar
Colón
Peso
Guatemala
Guatemala
Haiti
Port-au-Prince
Gourde
Honduras
Tegucigalpa
Lempira
St. George's
and
United
States
America
Argentina
East
Caribbean
Dollar
Peso
El
Salvadorian
Colón
East
Caribbean
Dollar
Quetzal
Grenada
Trinidad
Tobago
of
Port of Spain
Washington D.C.
Buenos Aires
Bolivia
Brazil
Chile
Colombia
La Paz
Brasilia
Santiago
Bogota
Paraguay
Peru
Asuncion
Lima
Suriname
Paramaribo
Uruguay
Montevideo
Venezuela
Australia
Caracas
Canberra
Fiji
New Zealand
Suva
Wellington
Papua New Guinea
Port Moresby
Jamaican
Dollar
Mexican New
Peso
Córdoba
Balboa
East
Caribbean
Dollar
East
Caribbean
Dollar
Trinidad and
Tobago
Dollar
US Dollar
Austral,
Neuvo Peso
Boliviano
Real
Chilean Peso
Colombian
Peso
Guarani
New Sol
Suriname
Guilder
Uruguayan
New Peso
Bolivar
Australian
Dollar
Fiji Dollar
New Zealand
Dollar
Kina
Important Days
Sr.
no.
1.
2.
3.
4.
5.
DATE
DAY
12th
January
15th
January
24th Jan
25th
January
30th
National Youth day (Birthday of
Vivekananda).
Army day.
6.
7.
8.
9.
10.
National Girl Child Day.
National tourism day/ Voters day
11.
National Martyrs day & World anti
12.
www.bankersadda.me
|
January
4th Feb
28th Feb
8th March
9th March
15th
March
20th
March
21st
|
Leprosy Day
World Cancer Day.
National science day
International women day
World Kidney day
World Consumer rights day ,
World Sparrow Day & International
Happiness Day.
World Forestry day
37
16.
17.
18.
19.
20.
21.
22.
23.
24.
March
22nd
March
23rd
March
24th
March
2 April
7th April
21st April
22nd April
24th April
1st May
3rd May
11th May
21st May
25.
26.
27.
28.
30
31.
31st May
5th June
1st July
11th July
6th August
9th August
13.
14.
15.
World water day
World Meteorological day
World T.B. day
World Autism Awareness Day
World Health day
Civil service day
World Earth day
Panchayat Divas
International Labour day
World Press Freedom Day
National Technology day
Anti Terrorism day (Death day of
Rajiv Gandhi)
Anti Tobacco day (No smoking day)
World Environment day
Doctors day
World population day
Hiroshima day
Nagasaki day
32.
33.
34.
35.
36.
37.
38.
39.
40.
41.
42.
43.
44.
45.
46.
47.
48.
49.
50.
51
12th
August
29th
August
5th Sept
8th Sept
14th Sept
15th Sept
16th Sept
2nd Oct
8th Oct
9th Oct
24th Oct
17th Nov
18th Nov
19th Nov
27th Nov
1st Dec
4thDec
10thDec
14th Dec
24 Dec
International youth day
National Sports day (Birthday of
Dhyan Chand)
Teachers day
World Literacy day
Hindi Divas
Engineers day
Ozone day
International Non-violence day
Air force day
World post day
United nation day
Students day
Adults day
Citizens day
National law day
AIDS day
Navy day
Human Rights day
National Energy Conservation Day.
National Consumers Rights Day
ABBREVIATION IN NEWS
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
OLTAS - On-line Tax Accounting System (OLTAS) for
Direct Taxes
TIN - Tax Information Network (TIN)
IMPS - Interbank Mobile Payment Service (IMPS).
CDR- Corporate Debt Restructuring
CAD- Capital Account Deficit
REITs: Real Estate Investment Trusts
InvITs: Infrastructure Investment Trusts
ALM- Asset Liability Management
AML – Anti Money Laundering
KYC – know Your Customer
ASBA: Application Supported by Blocked Amount
BSBDA - Basic Savings Bank Deposit Account
IFSC – Indian Financial System Code
CBS: Core Banking Solution
RTGS - Real Time Gross Settlement
SLR-Statutory Liquidity Ratio
CAR – Cash Adequacy Ratio
MSF-Marginal Standing Facility
NBFC-Non Banking Finance Companies
PIN: Personal Identification Number
CCEA – Cabinet Committee on Economic Affairs
CECA - Comprehensive Economic Cooperation
Agreement
CEPA – Comprehensive Economic Partnership
Agreement
DTAA – Double Taxation Avoidance Agreement
ECBs - External Commercial Borrowings
EEFC - Exchange Earner's Foreign Currency
EFSF – European Financial Stability Facility
www.bankersadda.me
|
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39.
40.
41.
42.
43.
44.
45.
46.
47.
48.
49.
50.
51.
52.
53.
54.
55.
FEMA- Foreign Exchange Management Act
FII – Foreign Institutional Investor.
FINO- Financial Inclusion Network Operation
FIPB – Foreign Investment Promotion board
FSLRC – Financial Sector Legislative
Reforms
Commission
CRAR: Capital to Risk-weighted Assets Ratio
SWIFT: Society for Worldwide Interbank Financial
Telecommunication
DEAF: Depositor Education and Awareness Fund
NEFT - National Electronic Funds Transfer
DICGC : Deposit insurance and credit guarantee
corporation.
FCNR(B) - Foreign Currency Non-Resident Bank
LCR: Liquidity Coverage Ratio
IMPS: Interbank Mobile Payment Service
TARC - Tax Administration Reform Commission
LRMT: Liquidity risk monitoring tools
ECB - External Commercial Borrowings
MIBOR: Mumbai Inter-Bank Offer Rate
LIBOR: London Inter-Bank Offer Rate
LAF – Liquidity Adjustment Facility
GIRO - Government Internal Revenue Order
FRBMA:
Fiscal
Responsibility
and
Budget
Management Act
AMFI- Association of Mutual Fund in India.
TIEA – Tax Information exchange Agreement
FTA- Free trade agreement
GAAR - General anti avoidance rule
GSLV - Geo-Synchronous Launch Vehicle
NCTC - National Counter-Terrorism Centre
NSG – Nuclear Suppliers Group
|
38
56. PPP – Public Private Partnership & Purchasing
Power parity
57. PSLV – Polar Satellite Launch vehicle
58. TAPI - Turkmenistan-Afghanistan-Pakistan-India.
59. QFI -Qualified Foreign Investors
60. REER: Real Effective Exchange Rate
General Awareness & Computer Questions of Oicl Ao
1.
2.
3.
4.
5.
6.
7.
NATO headquarters - Brussels
National Youth Day personality - Swami Vivekanand
J.P Nadda - Health Minister
Madan Mohan Malviya newspaper - Hindustan Times
Gyan Sangam Retreat held in - Pune
National Health Day - April 7
AB de villers fastest 150 against in ODI against - West
Indies
8. Tax abolished in Budget 2015 - Wealth Tax
9. CNG train route besides Rewari-Rohtak: Rewari and
Bikaner
10. Economic Survey 2015-16 prepared by - Aravind
Subramaniam and team
11. NITI Aayog vice-chairman: Arvind Panagriya
12. T-20 world cup 2016 venue: India
13. Iraq capital: Baghdad
14. Latest Euro member: Lithuania
15. First chairmanship in New Development Bank: India
16. Foreign Secretary - S. Jaishankar
17. Headquarters of UNICEF - New York
18. World Cup Venue – Australia & New Zealand
19. Ramdev Baba Ambassador of which state- Haryana
20. Banks borrow money from RBI at which rate- Repo
Rate
21. Payment bank on whose recommendation- Nachiket
More Committee
22. Card less started by which bank- ICICI
23. Largest stock exchange- New York
24. Swift started by which country- Brussels
25. Who refused to received Bronze medal- Sarita Devi
26. NITI Ayog head- PM Modi
27. Expenditure commission head- Bimal Jalan
28. Payment bank amount needed- 100cr
29. Head of committee on banking license – Bimal Jalan
30. Small banks startup capital- 100Cr
31. First Post office ATM – Chennai
32. Chairman of 7th pay commission- Ashok Kumar
Mathur
33. Till now how many applications received for payment
banks? 41
34. First post office ATM in india - Chennai
www.bankersadda.me
|
35. Highest Milk productivity is in which state of India? Punjab
36. Player who got highest value in IPL 7 auction?- Yuvraj
37. State with highest GDP?
38. Who sign 1 rupees note? Finance Secretary
39. DBTL scheme started by govt for LPG subsidy - PAHAL
40. Amount of Over Draft Facility under Jan Dhan Yojana Rs 5000
41. World Cup Teams - 14
42. First player to score century form India against Pak in
WC - Kohli
43. Amount doubles under Kisan Vikas Patra - 100
months
44. Ceiling Amount under KVP - No ceiling
45. Who replaced Leila Samson - Prahlaj Niklani
46. WTO member - 160
47. Which Indian scheme registered in Guinness Book of
World Record - Jan Dhan Yojana
48. Under 17 FIFA World Cup hosting country - India
49. Nobel prize for economics 2014 - Jean Tirole
50. Maximum cancer cases is in which state of India Punjab
51. Indian Company with max turnover as per fortune 500
- IOCL
52. EMI full form - Equated Monthly Installment
53. Who appoints ombudsmen - RBI
54. MacMohan line divides which countries? - India and
China
55. Which is used by banks in their daily routine working
and transactions? Negotiable instruments Act
56. Arun Jaitley is a Rajya sabha member from which
state? Gujarat
57. NABARD full form. - National Bank for Agriculture
and Rural Development
58. Which is fastest channel for transferring money - RTGS
59. Largest iron ore mine in world - Carajás Mine, Brazil
60. Which is most profit making PSU company in INDIA ONGC
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61. Naira is the currency of which country? Nigeria
62. Location of Headquarters of WTO and IAEA - Geneva
& Vienna.
63. Which is the following is the non -institutional credit Trade Credit
64. IFRS full form - International Financial Reporting
Standards
65. Nehru Trophy with which game - Football
66. NDB full form - New Development Bank
67. Least populous state in India as per census 2011 Sikkim
68. Godavari Pushkaralu is organised in which state? Andhra Pradesh
69. Corporate Social Responsibility committee headed is
by - Anil Baijal
70. Ajinke Rahane and Raidu related to which game? Cricket
71. S. Jaishankar is appointed as? - Foreign Secretary
72. Whom did Saina Nehwal defated in Syed Modi Grand
trournament? Caroline Marin
73. Chillika lake is in which state of India? Orissa
74. World Food Program is in? Rome
75. Recently who Received Padma Vibhushan award?
76. Malaysian currency - Ringgit
77. Next I20 Matches Will be held on which Country India
78. World Social Justice Day - 20 February
79. Orapa, largest diamond mine is in which place?
Botswana
80. Savio cup held in which place? Maharashtra
81. Durga Prasad IAS cadre officer is the head of? CRPF
82. Who regulates mutual funds? SEBI
83. Cheque which is not crossed is called – Open cheque
84. Zimbabwe President - Robert Mugabe
85. Currency of Japan - Japanese Yen
86. Cricket World Cup 2019 – England and Wales
87. Chao lake is – China
88. Harsimrat Kaur Badal is MP of - Bathinda
89. Baht current of which country - Thailand
90. Where are the head quarters of UNICEF? - New York
91. When do we observe army day? - 15th January
92. Water week started from - 13th January in context
with Ganga Rejuvination Plan
93. Who is the current Defence minister of India? Manohar Parikar
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94. Jim Corbett national park is situated in which state? Uttarakhand
95. Denmark capital - Copenhagen
96. Which is the Country having maximun gold mines China
97. Which was the most warmest year ever? - 2014
98. Which were the two new earth like planets discovered?
- Kepler 438-b and Kepler 442-b
99. What is the currency of China? - Yuan
100. Rbi cut in repo rate by how much? - 25 basis points
101. There were few questions related to Census 2011
102. Capital of Canada - Ottawa
103. Bhutanese currency - Ngultrum
104. CEO of NITI aayog - Sindhushree Khullar
105. Who is Shinzo Abe - Japenese Prime Minister
106. Who among the following was one of the previous
RBI governors? - Y V Reddy
107. Who amng the following is not in the ex officio's list
in NITI - 5 ministers were given(Members of NITI
Aayog Arun jaitely, Rajnath Singh, Suresh Prabhu
and Radha Mohan Singh)
108. PK movie director - Raj Kumar Hirani
109. World water day - 22nd March
110. Minister of Road Transport and Highways - Nitin
Gadkari
111. World Environment Day is observed on - 05 June
112. Author of "God of small things" - Arundhati Roy
113. WU-14 is launched by- China
114. Speed of Computer is measured in- Hertz
115. New chief of RAW - Mr. Rajinder Khanna
116. Headquarter of International Maritime
Organization (IMO) is situated at - London, UK.
117. Strait time person of the year - Narender Modi
118. Wular Fresh lake in which state of India - Jammu
and Kashmir
119. Name of boxer recently banned - Sarita Devi
120. Bandhavgarh National Park is in which state Madhya Pradesh
121. 1 question from Fiscal Deficit
122. Chairman of Niti Ayog - PM Narendra Modi
123. Currency Philippines - Philippine peso
124. Brazil capital - Brasilia
125. Sarita devi which sports - Boxing
126. RBI doesn't control which one of them? ICICI
Prudential
127. America Canada line - Parallel line 49
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128. Who won Nobel Prize in micro economics? Amartya Sen
129. Fort aguada which state - Goa
130. IMF provides loan to whom? Only Member
Countries
131. Next G 20 Summit - Istanbul, Turkey
132. New chief of IB - Dineshwar Sharma
133. Fresh water lake in U.S.A - Lake Superior
134. Purpose of monetary policy?
135. 1 question on which of the following is not a Credit
rating agency of india?
136. Which is regulator of commodity market - FMC
137. Cancer day - 4th February
138. Internet users in India in December 2014 - 300
Million
139. Founder of self help groups who won Nobel Prize for
this? Mohammad Yunus
140. 1 question on NPA
141. CASA related to?
142. Anirudh jagannath is the PM of which country? Mauritius
143. Fao headquarters - Rome, Italy
144. Urban development union minister - Venkaiah
Naidu
145. According to 2011 census female ratio per 1000
males in Haryana? - 879
146. Confucious prize was awarded to whom? - Fidel
Castro
147. Dandi kutir is established in which place recently? Gandhinagar
148. Wandering in many worlds is autobiography of
whom? - V. R. Krishna Iyer
149. Barak Obama wife name - Michelle Obama
150. CVV FULL FORM - Card Verification Value
151. PAKISTAN CURRENCY - Pakistani Rupee
152. BSBDA A/C FULL FORM - Basic Savings Bank
Account
153. Dramatic decade authour? -Pranab Mukherjee
154. IMF headquaters - Washingaton D.C.
155. NITI Ayog vice chairperson - Arvind Panagariya
156. Who is Punkaj mishra - Writer
157. National voters day - 25th January
158. Argentina capital - Buenos Aires
159. Greece currency - Euro
160. BSF Foundation day -1 December
161. RBI regulate which sector - Banking
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162.
163.
164.
165.
166.
167.
168.
169.
170.
171.
172.
173.
174.
175.
176.
177.
178.
179.
180.
181.
182.
183.
184.
185.
186.
187.
188.
189.
190.
191.
192.
193.
194.
195.
196.
197.
Sachin autobiography - Playing It My Way
2011 highest urban population state - Maharastra
1 = 1024 kb
Dong fong missile strike range - Max.550 kms
UNISCO Headquater - Paris
Roger Federer related to which sport - Tennis
Where SAARC summit - Khatmandu,Nepal
Summer Olympics venue - China
Japan give award - Dr.Manmohan Singh
Hudhud affect which coast - Visakhapatnam
Bharatnatyam start from which state - Tamil Nadu
Agni4 range - 3,000 – 4,000 km
Australia capital - Canberra
Afghanistan Currency - Afghan Afghani
National Youth Day - 12th January
2018 Commonwealth Game - Gold Coast, Australia
PMJDY payment card - Rupay
Small and Payment bank need how much Capital for
startup - 100 Crore
Recently people of 13 country make march and pray
for world peace in which state - Bihar
In india recently Bio fuel Train started from - Rohtak
to Rewari
External Affair Minister - Smt. Sushma Swaraj
Recently Gyan Sangam Held in Pune For what
Purpose - Banking Reform
APEC summit 2014 venue - Beijing
Chief Economic advisor to GOI - Arvind
Subramanian
Switzerland beat whom to win Davis cup - France
Anaemia is caused by deficiency of which vitamin Vitamin B12
Bihu dance is related to which state - Assam
International court of justice HQ - The Hague
Prize given to Raghuram Rajan recently - Governer
of the Year in Central Banks awards
News paper name of recent france attack - Charlie
Hebdo
Highest mortality rate in infants state - Odisha
CBI New Director - Mr. Anil Kumar Sinha
Venue of 19th national youth festival - Guwahati,
assam
Indian Navy day is observed on - 4th December
Chile capital is – Santiago
First Vistara airlines started from - Delhi to Mumbai
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198. Highest Carbon di Oxide emiision country in world China
199. PAHAL scheme is related to - DBT of LPG
200. What is the currency of Spain - EURO
201. One life is not enough book is authored by - Natwar
Singh
202. Ways and means of railways committee head - DK
Mittal
203. Vice chairman of niti ayog - Arvind Pangariya
204. Canada's central bank name - Bank of Canada
205. Health insurance minimum capital - 100 Crore
206. Payment bank minimum paid up capital - One Lakh
207. In CP, C stands for - Commercial
208. Anirban lahiri is related to which sport - Golf
209. Anand defeated whom to win London classics Michael Adams
210. Where is Dr. Samir Ali bird sanctuary? - Goa
211. BIS head quarter is situated at - Basel, Switzerland
212. Union minister for steel, Labour and mines Narendra Singh Tomar
213. Who is not a regulator - IBA (among the options)
214. Market regulator of index futures - SEBI
215. UNEP headquarters - Nairobi, Kenya
216. Largest company in terms of revenue - IOCL
217. John O' Keefe won Nobel for - Medicine
218. Climate change summit held at - Lima, Peru
219. UIIC's largest shareholder - Central government
220. Gandhi setu connects which places? - Patna and
Hajipur
221. Union minister for heavy industries - Anant Geete
222. Ankita raina belongs to which sport - Tennis
223. PIO fulform - Person of Indian Origin
224. Mission Indradhanush covers how many diseases? 7
225. Next NATO summit place? - Warsaw
226. Abu Dabhi tennis championship winner? - Andy
Murray
227. Patrick Modiano got novel in which field? Literature
228. Population of female a/c to census? - 586.46 million
229. Vienna is the capital of? - Austria
230. ILO headquarter - Geneva
231. Minimum capital required for white label ATMs' 100 Crore
232. NITI ayog chairman - Narendra Modi
233. Commodity market regulator - FMC
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234. DICGC is owned by - RBI
235. Vanbandhu kalyan yojna is for - Tribal peoples
236. 3rd Sunday of January is celebrated in memory of Martin Luther King Jr.
237. Why RBI increse interest rates - To increase
liquidity
238. Line b/w India & Pakistan - Radcliffe
239. National Education Day - 11th November
240. Portugese currency - Euro
241. Law minister - Dr. Sadananda Gowda
242. NITI AYOG replaces what? Planning Commission
243. Author of "And then One day" - Nasserudin Shah
244. Age not applicable for open savings a/c - 10yrs
245. IRDA - Statutory Body
246. Rama Setu - Palk Strait (Sri Lanka)
247. Maharastra Governor presented Yash Chopra award
to whom - Amitabh Bachchan
248. Sansad adharsh Scheme
249. Valdmir Putin visited - India
250. Deen Dayal Upadhyay Gram Jyoti Yojana
251. Grammy Awards related to - Music
252. LIC Health insurance
253. Chemistryy nobel prize - Willian Moerner, Erik
Betzig & Stephen W. Hell
254. NATO full form - North Atlantic Treaty
Organization
255. WTO headquarter - Geneva, Switzerland
256. Small and payment bank paid up capital - 100 Crore
257. National education day whose birth day - Maulana
Abdul Kalam Azad
258. Central bank of China named as Peoples Bank of
China
259. In CAR, A stands for - Adequacy
260. To prevent money laundering – AML
261. Author of dramatic decade - Pranab Mukerjee
262. NOTE printed 2005 extended up to - June 30 2015
263. Capital of Germany - Berlin
264. Indian external affairs minister - Sushma Swaraj
265. ING Vyasa bank merged with which Bank- Kotak
Mahindra
266. Governenc Day celebrated on the birthday of - Atal
Bihari Vajpayee
267. Maitri project is in association with India and ? France
268. World Consumer Rights Day - 15th March
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269. Indian science congress held at - University of
Mumbai
270. 2018- Common wealth game venue - Gold Coast
271. J. Gutta is associated with which game? - Badminton
272. Share of TATA Sons in Vistara - 51%
273. Angara-A5 rocket launch by which country - Russia
274. 2015 World cup cricket ambassador - Sachin
Tendulkar
275. Satpura Ranges lies from - Gujarat to Madhya
Pradesh
276. Full form of NITI - National Institute for
Transforming India
277. Monthly composite index started by which bank SBI
278. Sole re-insurance company of India - GIC
279. Nikkei Stock Exchange is of which country – Japan
280. What does A stands for in WMA - Advance
281. What is the full form of NBFC - Non Banking
Financial Company
282. International Mountain day - 11th January
283. Who is the Union Minister of Rural Development,
Panchayati Raj, Sanitation & Drinking Water? - Ch.
Birender Singh
284. Noble prize literature award - Patrick Modiano
285. Canada capital - Ottawa
286. Oman currency - Riyal
287. Who were the first siblings to scale seven tallest
peaks in 7 continents? - Tashi, Nungshi Malik
288. Who was the 14th PM of India?- Dr. Manmohan
Singh
289. Dramatic decade written by? - Dr. Pranab
Mukherjee
290. Ritu Rani belongs to which sports? - Hockey
291. Nalanda University is in which state? - Bihar
292. Which is the Largest River after Ganga in India Godavari
293. Who wrote "the NAMO story" - Kingshuk Nag
294. World Energy Comservation day is celebrated on ? 14 December
295. NRE mein R stands for ? - Resident
296. On question on sansad adarsh gram yojna ?
297. Venue of SAARC summit 2014? - Kathmandu
298. One ques on PMJDY?
299. NAV fullform ? - Net Asset Value
300. One question on GDP ?
301. Capital of combodia ? - Phnom Penh
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302. Currency of Germany ? - Euro
303. Forward market commission is which type of body? Statutory
304. Big Cinemas is now owned by ? - Carnival Group
305. NICL max share owned by whom ? - Govt. of India
306. DzGood Governance Daydz celebrated on whose
birthday ? - Atal Bihari Vajpayee and Madan
Mohan Malviya
307. Headquater of Interpol? - Lyonn, France
308. DzEboladz named after whom ? - A river in Democratic
Republic of Congo
309. PV Sindhu defeated which player recently to win
Macau Open? - Kim Hyo Min
310. Nobel Prize in Economics? - Jean Tirole
311. IT minister in Cabinet of Ministers? - Ravi Shankar
Prasad
312. Defence minister - Manohar Parikar
313. FIBA is related to which sports? Basketball
314. When is "Human Rights Day" observed? 10 Dec
315. Ongc dealt with which company for New Zealand oil
and gas search mission - Chevron
316. Neft full form - National Electronic Fund Transfer
317. Census 2011 Indiaǯs population is what % of total
population? 17.5
318. Ing vysa insurance new name? Exide Life insurance
319. JK rowling has written a book with another
name,name of that writer - Robert Galbraith
320. Pfrda which type of organisation ? Regulatory Body
321. Telengana is bordered by how many states?
322. Meaning of equity share.
323. Currency of Greece - Euro
324. Capital of Germany - Berlin
325. Great Himalaya National Park is situated at? Kullu,
Himachal Pradesh
326. Snooker champion: Mark Selby
327. Satellite launched by china in association with which
country - US
328. Pune university named as Savitri Bai Phule
University
329. Global partner of ICC Cricket World Cup 2015 - MRF
330. Lifetime chievement award to which singer recently
- Asha Bhisle
331. Headquater of International Labour Organisation Geneva
332. Which Australian opener cricketer completed 1000
runs in 2014 - David Warner
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333.
334.
335.
336.
337.
338.
339.
340.
341.
342.
343.
344.
345.
346.
347.
348.
349.
350.
351.
352.
353.
354.
355.
356.
357.
358.
359.
360.
361.
362.
363.
364.
365.
366.
367.
368.
Asean summit held at? Nay Pyi Taw, Myanmar
'G' in GST stands for? Goods
Which country has highest literacy rate - Russia
Commercial paper valid for - 1 year
Bank sale insurance - Bancassurance
Some Technical questions asked in Specialist Section:
Three resistance of 8 ohm in series,their total
resistance - 24 ohm
If we add one more resistance in parallel
arrangement, then effect on current increase,
decrease, remain same?
Carnot cycle efficiency depends on - Temperature
Second law of thermodynamics defines - Entropy
Work in free expansion process - Zero
Two force of 3 and 4 N are acting perpendicular to
each other than their resultant force - 5N
Transformer works on - Electromagnetic Principle
Main gases responsible for green house effect - CO2
and CO
Chlorofluorocarbon releases which gas,harmful for
ozone layer - Chlorine
Seamless tube making process – Extrusion
Asian of the year 2014 - Narendra Modi
In Kisan Vikas Patra, money to be doubled in? 100
months
Brazil Olympic 2016 mascot - Vinicius
Vishwanathan defeated whom to win in London
Championship? Michael Adams
ECGC full form? Export Credit Guarantee
Corporation of India Ltd.
Kouron Space Station in? French Guinea
Ireland Capital? Dublin
Euro 2016 venue? - France
Deodhar trophy is related to? Cricket
Bhuwaneshwar Kumar is related to? Cricket
World Snooker Championship venue? Crucible
Theatre (UK)
Khajurao is situated at? MP
UN Food Program Headquarter? - Rome, Italy
Indira gandhi peace prize 2014? - ISRO
Hockey championship runner up? Pakistan
BRICS Bank Headquarters - Shanghai, China
FAO Headquarters - Italy, Rome
French Republic Currency - Euro
Antodya Diwas - 25th September
PWD Day - Dec 3
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369. Pillars of BASEL - II - Market Discipline
370. IRDA is what type of regulatory body? Statutory
Body
371. Bond Market is also known as - Debt Market
372. ARCIL is which type of company? - Asset
Reconstruction Company
373. Which manufacturer installed the world's tallest
hybrid wind generator turbine at Gujarat recently? Suzlon Energy
374. BHEL has recently commissioned a hydro power
project in which African country? - Rwanda
375. Union Minister for Chemicals and Fertilizers? Ananth Kumar
376. International Anti-Corruption Day? - December 9
377. Which among the following is the Partner of SBI Life
Insurance? - BNP Paribas
378. An enterprise with investment in plant and
machinery will be considered micro enterprise if it
does not exceed the limit of? -Rs. 25 lakh
379. Name the textile business group of Reliance Group? Vimal
380. Along with May-Britt Moser and Edvard I. Moser who
shared Noble Prize in Medicine 2014? - John
O'Keefe
381. In BSBDA Account, no extra charge levied if balance
is maitained above? -Rs. 50,000
382. Which is the first State to acheive 100% financial
inclusion under PMJDY? - Kerala
383. Under Sansad Adarsh Gram Yojana government aims
to cover 2,500 villages by which year? – 2019
384. Protests named "Umbrella Revolution" recently held
in which country? - Hong Kong
385. Which is the sole reinsurance company in the Indian
insurance
market?
General
Insurance
Corporation of India
386. Govt recently announced that the crisis-ridden
National Spot Exchange Ltd (NSEL) would have to
merge with its holding company named? - Financial
Technologies (India) Ltd (FTIL)
387. IMPS full form? - Immediate Payment Service
388. Headquarters of Financial Stability Board? - Basel,
Switzerland
389. Tata Power has recently signed a share purchase
agreement with Ideal Energy Project (IEPL) to
acquire the latterǯs 540-MW thermal power plant in
which state?- Maharashtra
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390. Word CTS-2010 is related with? –Cheque
391. Which state has highest rural population in India as
per Census 2011? - Uttar Pradesh
392. Kisan Vikas Patra is not in which among the
following denominations? - Rs.500
393. Name the Digital Life Certificate for Pensioners
launched by Prime Minister recently? - Jeevan
Pramaan
394. G20 Summit 2014 was held at? - Brisbane,
Australia
395. Capital of Chile? - Santiago
396. Currency for Republic of Colombia? - Colombian
peso
397. Paypal is which type of company? - Internet
Payment company
398. Name the foreign-exchange agreement between two
institutions to exchange aspects? - Currency swap
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399. When we open a website first page is called? - Home
page
400. Which of the following is Web Browzer? - Internet
Explorer
401. To move text we use? - Cut & Paste
402. Author of the recently released book "Not just an
Accountant"? - Vinod Rai
403. To save a file with a new name we use which option?
- Save as
404. Which of the following is function key? - F3
405. Kissan credit card valid ty – 5 years
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