" Bank of the Philippine Islands "
PRODUCTS:
- Deposit
- Loans
- Credit Cards
- ATM/Debit Cards
- Prepaid and Gift Cards
- Remittance
- Asset Management
- Insurance
- Pre-need
SERVICES:
- Online Banking
- Phone Banking
- Mobile Banking
- Branch Banking
- ATM Banking
- Cash Deposit Machines
- Bills Payment
- Foreign Exchange
Products:
1. Deposits
Choose the deposit account that's right for you, whether you need to manage your day-to-day money needs, are managing
a business or just saving up for a rainy day. Our deposit products enable you to make the most out of your hard earned
money.
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Savings Account Products:
Our Savings account products provide you utmost convenience in safe keeping, managing and growing your funds
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Checking Account Products:
A growing family, a flourishing career or an expanding business- all these circumstances complicate your financial needs.
With our Checking account products, settling financial obligations can be a breeze.
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Time Deposit Products:
Grow your money with no risks and acquire higher returns with our Time Deposit products
2. Loans
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BPI Direct Savings Bank :
BPI Direct Savings Bank makes it easy for you to move into your new home and drive your dream car... sooner than you
think. Simply apply for a loan online - wherever you are, anytime that you need to.
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BPI Family Savings Bank :
All of us have dreams in life, that’s why we work hard so we can achieve our dreams sooner than later. At BPI Family
Savings Bank, we have the perfect loan product that can get you started on those dreams of yours – today.
3. Credit Cards
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BPI SkyMiles MasterCard: The Pure Mileage Card
BPI in partnership with Delta Air Lines, offers two mileage cards that more relevantly respond to the needs of the aspiring
and frequent global travelers -- the BPI SkyMiles MasterCard and BPI SkyMiles Platinum MasterCard. Cardholders
automatically earn miles as they spend anywhere using their card. Every P45 spent earns one (1) SkyMiles mile. The more
they shop using their BPI SkyMiles cards, the more miles they earn that they can use to travel to over 900 cities, 160
countries at 6 continents through Delta Air Lines and its SkyMiles Airline partners.
Annual Fee: P 2050
Annual Fee for 1st Supplementary: Free for Life
Annual Fee for 2nd to 6th Supplementary: P 1025
Finance Charge: 3.40%
Features:
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Annual Membership Fee: P2,050
AMF Waiver: First year FREE
Supplementary Fee: 1st supplementary – FREE FOR LIFE, 2nd to 6th supplementary – P1,025
Interest Rate: 3.40%
Annual Income Requirement: P240,000
Every P45 charged to the card earns you one (1) SkyMiles mile automatically
SkyMiles miles are transferrable and do not expire
SkyMiles lets you fly to over 900 cities, in 160 countries at 6 continents through Delta Airlines and its SkyMiles Airline
Partners
*Allow six (6) to eight (8) weeks for the earned miles to be credited to your SkyMiles account. No need to call or fax to
convert into miles.
4. ATM/Debit Cards
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Express Payment System
EXPRESS PAYMENT SYSTEM (E.P.S.)
With BPI's advanced banking technology, E.P.S. allows you to shop-- without even touching the pesos in your pocket.
That's because when settling your bill at the counter, you can simply pay with your Express Teller Card at no extra
charge!
For your utmost convenience, E.P.S., which is a built-in feature of your Express Teller Card, requires no enrollment. It is
accepted in more than 10,000 establishments nationwide so there's no need to take the extra step of going to the ATM to
withdraw. Plus, with E.P.S., your transactions are recorded in your bank statement so you can trace your spending!
5. Prepaid and Gift Cards
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Product Overview
BPI Prepaid and Gift Cards are your solution for payment, disbursement and gift-giving needs. Its wide range of products
caters greatly to varying and specialized individual and corporate needs.
6. Remittance
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Inward Remittance
- BPInoy Remittance
Over the years, BPI Global Remittance Division has been catering to the funds transfer requirements of individuals abroad
through its remittance products and services.
Through its overseas remittance offices and several alliances, BPI Remittance products are made available to all Filipinos
worldwide, enabling them to remit money to their loved ones in the Philippines.
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Outward Remittance
- BPI to World Global Payments
BPI to World Global Payments makes it easy when sending funds from the PHILIPPINES to anywhere in the world. Adhering
to its commitment, BPI makes it easy by delivering the funds to the beneficiary fast, safe and hassle-free way.
7. Asset Management
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What's New: BPI’s Javier: ‘Enabling wealth, health, happiness for Filipinos’
By Doris C. Dumlao
Philippine Daily Inquirer
12:11 am | Sunday, September 16th, 2012
Her story has become a modern-day legend often told to inspire young people freshly graduating from the Bank of the
Philippine Islands’ management training programs.
A living testament that Southeast Asia’s oldest bank has a place for new and promising talents, Maria Theresa Marcial-Javier
is the youngest member of BPI’s senior management team, having made it to the rank of senior vice president even before
turning 40.
Javier—who has the enviable combination of good looks, congeniality and a knack for wealth management—heads BPI’s
asset management and trust group which is responsible for managing over P700 billion in assets.
‘’I have been lucky to be at the right place at the right time. Leading the asset management and trust business of the
country’s most venerable banking institution is a significant career achievement not only for myself but also the leaders of
this business before my time,” she tells SundayBiz.
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Years of experience
Javier has 19 years of experience in investment research, portfolio management, trading and investment firm operations
and business strategy.
Joining BPI after graduate school in 1995 initially as a bond trader, she enlisted in the bank’s six-month management
program and has never left the bank since then.
Now 42, as the chief investment officer and chair of BPI asset allocation committee, her daily tasks include overseeing the
investment process for domestic and foreign currency fixed income and equities mandates for various institutional and
individual portfolios, unit trusts and mutual funds.
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Youngest in team
She feels greatly honored to be the youngest in BPI’s senior management team. “But I must say that BPI’s senior executive
team is getting younger. The most important thing indeed is we have the privilege of learning from the wisdom and the
strong culture of professionalism and excellence of our senior leaders today and even those who have retired from the
bank. I guess that is the biggest benefit of my long tenure in BPI,” she says.
Javier has made it this far with BPI, the most valuable bank in the country, primarily because she believes and takes pride in
this institution. Our business embodies BPI’s tradition of innovative and trailblazing spirit by introducing several firsts in the
Philippines such as index-tracker funds, Internet access to portfolio reports, investment funds online, and technologyenabled wealth planning,” she says. “But to stay differentiated, we should sustain this innovative culture at all levels of the
organization.”
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Background, mentors
Prior to joining BPI, Javier started out as an economic policy researcher at the National Economic Development Authority.
She graduated cum laude with a B.S. Economics Degree from the University of the Philippines Los Baños in 1990 and
finished her Masters Degree in Economics from the University of the Philippines in Diliman in 1995. She also attended the
Harvard Business School Advanced Management Program in Spring of 2010 in Boston and before that, completed the CFA
Institute Investment Management Workshop also at Harvard Business School in 2006.
Asked whom she would consider as her mentors and what she learned from them, she cites three key people. From BPI
president Aurelio “Gigi” Montinola III, she learned “many leadership insights and thinking strategically.”
From her predecessor Tito Legasto, she learned ‘’being courageous and relentless about pursuing business and investment
strategies” she believes in.
Emil De Quiros, who headed BPI’s insurance business before joining the state-owned pension fund Social Security System,
she got “playing cool under pressure and appreciation of spiritual dimension as a source of energy at work.”
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Travel and R&R
Javier, who is married to a fellow banker, Reuel Javier with whom she has a daughter, Annika Isabelle, likes traveling with
her family and friends to unwind.
“It enriches the self, strengthens relationships and widens our view of the world. Seeing places, near or far, in style or out
of style, is a great learning experience, aside of course from getting the break for rest and relaxation when you most need
it,” she says.
Stress, for Javier is but a state of mind. In every workplace, she says there are many forms of challenges—pressure,
problems or the negatives.
“That same workplace is a source of happiness, fulfilment, wealth—call it the positives. If the negatives outweigh the
positives, it’s time to move on and do something else. A friend always reminds me, life is short,” she says.
For now, however, Javier is on a continuing mission. Asked what she would like to be as her legacy, she says: “to be an
enabler of what I call wealth, wellness and happiness for every Filipino.”
Industry leader
“I have also been fortunate to be given the opportunity to serve the investment industry as president of the Fund Managers
Association of the Philippines (FMAP) for two years, together with a highly engaged and passionate board who are just as
eager to bring the fund management profession to a level of recognition that befits its place in the financial sector. I have
seen it grow and I’m convinced we are just in the early stages and we expect better things to come,” Javier says.
More recently, Javier also became president of the Trust Officers Association of the Philippines. She says this has given her
a broader perspective of the trust business.
“And together with my colleagues in the board, we have taken small but meaningful steps to strengthen governance of the
industry as we collaborated with our regulators to pursue reforms and capital market development initiatives,” she says.
Having been in the wealth management business for many years, Javier says she has seen “major transformations” in many
aspects of the business—from the size and depth of Philippines capital markets, the size and scale of the trust and
investment management industry as well as the level of customer understanding of investment funds and trust products
and solutions.
“Where we are today is significantly more advanced than the financial market landscape when I joined the industry,” she
says.
“This is a very interesting time to be in the trust and investment management industry. The range of investment solutions
and wealth management products that are being offered in the market is constantly expanding. With growing client
sophistication and the search for returns from an ever-expanding investment universe, the role of asset managers has
become more and more important and relevant. Over the years, clients have increasingly sought investment advisory and
portfolio management services from professional asset managers,” she says.
BPI’s over P700 billion in clients assets stood 40 times larger than when Javier first joined the business. The industry has
likewise grown by 6.5 times to P3 trillion since she joined BPI in 1995, she says. Over the same time frame, she notes that
bond market capitalization has surged to over P4.5 trillion from only P1 trillion and stock market capitalization to about P5.5
trillion from just over P970 billion.
“The Philippines sits right on a sweet spot in its economic history at an unprecedented time filled with opportunities. Despite
the many threats and challenges in the Western world; in this country we are seeing strong economic growth, low inflation,
low interest rates, healthy external position, improving country governance and favorable demographics, and right here, we
have a domestic capital market that is developing and it can only get better,” she says.
What important advice will she give to budding Filipino investors, especially the young people? “Investment is a long term
commitment. Have the discipline to invest regularly and consistently. Everyone who earns money must have the propensity
to invest part of that money and there is no reason to say one does not have enough. The Philippines offers many
opportunities so the time to invest is now,” she says.
8. Insurance
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Life
BPI-Philam Life Assurance Corp. is a strategic alliance between two leading companies in the country today-The Philippine
American Life and General Insurance Company (Philam Life) and Bank of the Philippine Islands (BPI). Philam Life is the
largest life insurance company in the Philippines and the market leader for 60 years. BPI is a leading commercial bank in the
country with over 158 years of experience in the local banking industry and extensive branch network of more than 800
branches and 1,500 ATMs.
BPI-Philam’s professional and expertly trained Bancassurance sales executives are assigned in BPI branches nationwide to
render a financial advisory service to address customers’ financial and protection needs.
With the combined expertise and resources of these two trusted companies, BPI-Philam policyholders are assured that their
coverage is backed by financial strength and stability.
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Non-Life
BPI/MS is a joint venture of the Bank of the Philippine Islands(BPI), a member of the Ayala Group of Companies and one of
the country's most respected banking institutions, and Mitsui Sumitomo Insurance Company, one of the largest non-life
insurance companies in Japan.
BPI/MS has ushered a new era of strength and stability, setting a new standard of consumer-driven insurance services in
the country. The expertise of BPI and Mitsui Sumitomo is being utilized to enhance service delivery and strengthen market
focus, while preserving stability and intergrity which has earned for them distinction and loyal client base from BPI/MS'
predecessors, FGU and FEB Mitsui.
9. Pre-need
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Ayala Plans Incorporated
Company Profile
Ayala Plans, Inc. is one of the companies under the umbrella of the Bank of the Philippine Islands. As such, it has a vast
reservoir of experience and expertise drawn from the group’s history of excellence and quality service to the public. Ayala
Plans, Inc. stands anchored on the time-honored values for which the Ayala name is known and respected - a tradition of
uncompromising integrity, high corporate values and vision for progress.
It was incorporated on November 23, 1994 and it started operations in February 1995 with a paid-up capitalization of P100
Million. It currently has a paid-up capitalization of P875 Million.
Services:
1. Online BankingIt's easy to take complete control over your finances through BPI Express Online. With just a few
clicks, you can experience the convenience of being able to do banking transactions instantly without the need to travel to
or line up at a branch or payment center.
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What you can do with Online Banking:
a.) View real-time balances of your Deposits, Consumer Loans, Credit Cards, Investments and Express Cash Accounts.
b.) Transfer funds between your own deposit accounts enrolled in BPI Express Online and to the accounts of your family
members, relatives and friends.
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c.) Pay your utilities, loans, insurance, ISPs, country club fees and a host of other bills online.
d.) Reload your own or someone else's Globe Handyphone or TM prepaid phone.
e.) Apply for a deposit account, auto or housing loan, credit card, E-Credit, or Express Cash accounts online.
f.) Request for a Stop Payment order of issued checks real time.
g.) Re-order checkbooks, request for copies of financial documents and other credit card related services.
h.) Request for Credit Card replacement, conversion, increase in credit limit, reactivation and other Credit Card services.
You can also update your billing address online.
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How to enroll in Online Banking:
* Register and Activate your Account in BPI Express Online
Enroll now in BPI Express Online and get real-time information on your finances:
Easy Steps:
a.) ATM-based Account
b.) Credit Card Account
c.) Passbook-based Account
2.) Phone Banking
BPI Express Phone is Phone Banking made easy! It is a full-service facility that helps you do a wide range of banking
transactions and allows you to communicate with highly skilled Phonebankers.
With BPI Express Phone, all these self-service transactions are possible 24x7:
a. Get real time account balances
b. Enroll bills in the bills payment facility
c. Pay bills to more than 200 merchants
d. Transfer funds to other BPI, BPI Family Savings Bank or BPI Direct deposit accounts
e. Inquire on the details of your deposit, credit card, loans and insurance accounts
f. Reload prepaid credits to your mobile phones instantly
g. Reload own or third-party Express Cash or Express Money Order Account/s real time
h. Order additional checkbook/s
i. Place stop payment orders for checks
j. and a lot more!
With these unmatched features of BPI's Express Phone, we continue to be the leading bank that offers a full-service phone
banking facility. We strive to make your banking chores become hassle-free.
3.) Mobile Banking
Bank with your cellphone, wherever you are, whenever you want! Get unequaled banking flexibility and experience banking
freedom whenever you're on-the-go.
□ What you can do with Mobile Banking:
With BPI Express Mobile, you can:
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Get real-time balances of your Express Teller, Express Credit and Express Cash, Loan, Time Deposit accounts.
Transfer funds to another Express Teller peso account instantly.
Transfer funds to another unenrolled Express Teller peso account instantly.
Reload any Globe, TM, Smart, and Talk N' Text cellphone conveniently.
Pay bills to over 200 partner merchants, utilities and establishments easily.
Load any Express Cash or Express Money Order card immediately.
Move funds to and from your GCash wallet quickly.
Move funds to and from your Smart Money account instantly.
BPI Express Mobile's security features
□ Menu-Based Express Mobile
Your security is our primary concern. BPI employs the best security practices and methods to guarantee that your mobile
banking session is not only fast and convenient, but more importantly, that it is safe and secure.
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Triple DES Encryption
2 factor Authentication
Security, however, is our joint responsibility. We encourage you, as a user, to take a proactive attitude in ensuring that your
mobile banking access is secure.
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Change your Mobile PIN whenever you feel it has been compromised.
1.) For Globe and Touch Mobile subscribers
2.) For Smart and Talk N' Text subscribers.
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Call our 24-hour hotline, Express Phone 89100 to report incidences of cellphone or SIM loss.
Do not respond to a suspicious email, phone call or SMS that compels you to divulge your Mobile PIN, account number, or
any other personal information. Report these incidences immediately to BPI.
□ Internet-Based Express Mobile
Security Features
Your security is our primary concern. BPI employs the best security practices and methods to ensure that your mobile
banking session is not only fast and convenient but more importantly, that it is safe and secure.
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Registration is done through BPI Express Online. Access to this site is secured using Verisign's Security Certificate which
enables SSL for end-to-end encryption and you to verify the authenticity of our sites.
Your BPI Express Online User ID and password are required during sign on to Express Mobile
One-to-one linking of your Express Mobile registration and your mobile phone. It means you can only sign on using your
registered mobile phone.
5 minutes of inactivity automatically logs out the user from Express Mobile
Email confirmation/alert are sent to the registered email address for each registration or maintenance request done in your
registration details
Mobile Banking
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2-Factor Authentication -– something that you know (your User ID and password) and something that you have (your
registered mobile phone)
Destination accounts and bills are pre-enrolled except when using the new feature – Transfer to Anyone
Enabling of the Transfer to Anyone feature requires ATM activation or signed form, and a P50,000 calendar day limit per
source account is enforced
Email confirmation/alerts are sent to the registered email address for every financial transaction done with BPI Express
Mobile Banking
Mobile Mall/Commerce
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Registration requires one-time activation using your BPI Express Teller ATM card
A client-nominated account nickname is displayed instead of the 10-digit source account number
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Each transaction requires a Mobile Mall/Commerce PIN (MPIN)
Email confirmation/alerts are sent to the registered email address for every BPI Express Mobile Mall/Commerce transaction
Security, however, is our joint responsibility. We encourage you, as a user, to take a proactive attitude in ensuring
that your mobile banking access is secure.
v Your Express Online User ID and password should only be known to you
v Your ATM PIN which is used to activate your Transfer to Anyone feature and Mobile Mall/Commerce registration and
maintenance should only be known to you
v In case your password, your MPIN or your ATM PIN has been compromised or you lost your registered mobile phone,
report the incident to our 24-hour hotline or request for the deregistration of your Internet-based Express Mobile by logging
in to www.bpiexpressonline.com.
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Terms and Conditions Governing the SMS Banking Facility Agreement:
a.) Mobile Phone (Cellular Phone) and Mobile Phone Personal Identification Number (MPIN). The Client whose
application has been approved by the Bank shall have an assigned 6-digit Mobile Phone (Cellular Phone) Personal
Identification Number (MPIN) to be used in initially gaining access to his/her enrolled Current Account(s), Savings
Account(s), Time Deposit Account(s), Credit Card(s), Housing Loan Account(s), Auto Loan Account(s) and/or Express Cash
(E-Cash)/ Electronic Money Order (EMO) Card Account(s), as well as such other accounts as may subsequently be allowed
to be enrolled with the Bank, through the use of his/her Mobile Phone (Cellular Phone). The Client assumes full
responsibility for the security and confidentiality of his/her 6-digit MPIN as well as for all transactions made using the said
Mobile Phone (Cellular Phone) and MPIN. The Client, after having been given the MPIN, shall immediately change the MPIN
provided by the Bank.
b.) Mobile Phone (Cellular Phone) Transactions. The Mobile Phone (Cellular Phone) and MPIN shall be used to make
the following transactions, if applicable, on the Enrolled Account(s): Balance Inquiry, Funds Transfer, Bills Payment, Prepaid
Reloading, Purchase of Goods and Services, Checkbook Reorder, Stop Payment Order, and to such other transactions that
may be made available in the future.
c.) Trace ID/Reference Number. Each successful Mobile Phone (Cellular Phone) Banking transaction shall be evidenced
by a system-generated Trace ID / Reference Number, which shall be transmitted to the Client's Mobile Phone (Cellular
Phone) for records purposes. The Trace ID / Reference Number shall be the basis of the Bank in investigating any
complaints lodged by the Client.
d.) Denied Transactions. A Mobile Phone (Cellular Phone) transaction may be denied for reasons such as, but not limited
to, reasons of security, or if the Enrolled Current or Savings Account does not maintain the required average daily balance,
or if the Enrolled Credit Card Account's credit limit has been exceeded, or if the Enrolled Current or Savings Account / Credit
Card Account/ E-Cash/EMO Account has been suspended or has expired.
e.) Failure to Transact during Offline Situations. The Bank shall not be held liable for the Client's failure to transact
during offline situations or during such other instances as the Bank may determine.
f.) Other Agreements. This Agreement shall likewise be subject to the Bank's rules and regulations pertaining to Savings
and Current Accounts, Time Deposit Accounts, Credit Cards, Housing Loan Accounts, Auto Loan Accounts, E-Cash/EMO
Accounts in so far as they are applicable.
g.) Notices. The Client agrees that notices, statements and similar matters pertaining to this Agreement shall be mailed /
delivered to his / her last known address appearing on the records of the Bank or picked up by him / her from the Bank.
Notice to one shall be considered as notice to the other co-depositors/obligors of the Client.
h.) Amendments. The Client agrees to abide by, without need of notice, any and all future modifications, innovations,
amendments or alterations in this Agreement made by the Bank.
i.) Termination. Either the Client or the Bank may, for any reason whatsoever, terminate this Agreement at any time upon
prior written notice.
j.) Other Services. The Bank may, at any time whatsoever, provide such other electronic banking services to the Client
subject to the terms and conditions of this Agreement and/or subsequent amendments or supplements hereto.
k.) Suspension of Service. The Bank may suspend the availment of any or all of the Services for any cause whatsoever.
L.) Free and Harmless. The Client shall indemnify and keep the Bank free and harmless from and against liabilities,
losses, claims and damages arising from negligence, fraud, collusion or violation of the terms of this Agreement on the part
of the Client and/or a Third Party provided there is no gross negligence on the part of the Bank. In addition, the Bank shall
not be liable for any expense, claim, loss or damage arising out of or in connection with this Agreement including but not
limited to war, rebellion, typhoon, earthquake, electrical, computer or mechanical failures.
m.) Service Fees and Other Charges. The use of this Facility is free of charge. Only fees for the use of text messages
shall apply and are payable as agreed upon between the Client and the Mobile Phone Service Provider. However, the Bank
reserves the right to impose reasonable charges and the Client hereby authorizes the Bank to impose said charges
accordingly in the future or in such cases as the Bank may deem necessary.
4.) Branch Banking
□ Step into a BPI branch and discover banking made easy
Most banks have hard and fast rules when it comes to the way you transact. No wonder a lot of people find it intimidating
and even tiresome to visit a branch. That's why at BPI, we've made banking so easy! You'll be amazed at the number of
things you can FINALLY do:
• Encash checks, request for a new checkbook or ATM card and do other transactions in any branch that's
convenient to you.
In other banks, important transactions (like encashing checks, ordering checkbooks, replacing your lost ATM card or
applying for a manager's check) must be done in the branch where you opened your account. In BPI, you can do a wide
range of transactions in any branch near you! You have more than 600 BPI branches to choose from, so you can save time
and transportation cost.
• Deposit to your account from any branch nationwide – with no interbranch deposit charges!
In other banks, you'll be charged a fee when you deposit to an account in a different region. In BPI, you can deposit to your
account from any branch all over the country without any charges. Why pay for the service that you deserve?
• Clear your BPI check in real-time.
Waiting for 3 days for your check to get cleared can be such a hassle, especially if the money is for a business transaction
or a family emergency. Now, you can enjoy real-time check clearing for BPI checks deposited in any BPI branch. It happens
instantly, it's like you deposited cash!
• Forget about filling out deposit or withdrawal slips and standing in line at the teller.
Banking need not be stressful and time-consuming for you, thanks to BPI branches' computerized queuing system called BPI
Express Assist. All you have to do is go to any of the branch's touch-screen self-service terminals, type in your desired
banking transaction, get your queue number, sit and wait for your number to be called. No need to write on deposit or
withdrawal slips! And because your information is already computerized for the tellers' easy reference, transaction process is
cut short, giving you more time for things that matter. (BEA is available in selected branches)
• Do your banking at the branch – even after branch banking hours
These are just some of the things that make banking at BPI so easy. Why not open a BPI account now? Visit any BPI
branch to enjoy all these services and more!
5.) ATM Banking
Access your cash easily with BPI's 1,900 Automated Teller Machines (ATM) strategically located nationwide. With the BPI
Express Teller ATM facility available 24 hours a day, 7 days a week, you now have instant access to your cash for your
various needs.
The BPI Express Teller ATM is more than just for withdrawals. It also provides you with unparalleled banking services to
match your active lifestyle, allowing you to do the following:
• Inquire your Account Balance anytime, anywhere • Transfer funds to and from another enrolled Express Teller Account •
Pay your bills to over 170 partner merchants, utilities and establishments • Deposit cash to another Express teller account
• Provide Special Services facility that includes:
..........• Globe, Touch Mobile Prepaid reloading
..........• Express Online and Express Mobile enrollments activation
..........• PIN change
6.) Cash Deposit Machines
□ Learn about BPI Cash Deposit Machine
Deposit Your Cash anytime, real-time
Deposit your cash without the assistance of a branch teller! A first in the country, the Cash Deposit Machine is an online
deposit facility for BPI, BPI Family Savings Bank and BPI Direct cardholders which allows actual cash deposit with real-time
credit to account.
This machine accepts cash in P100, 500 and P1000 denominations and is credited to your account IN AN INSTANT.
As proof of your cash deposit transaction, you get a transaction receipt.
No forms to fill up. No need to put your cash in an envelope . Use BPI Cash Deposit Machine to do your cash deposit
transation. To make a deposit transaction is easy. Follow these simple steps.
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Insert your card.
Select language desired.
Select "Express Deposit".
Insert Cash (P1,000, P500, P100 only).
Press Deposit , Return or Add Cash.
> Deposit - When this key is pressed, the machine will proceed with the deposit transaction.
> Return - When this key is pressed, all cash will be ejected from the reject unit slot. > Add Cash - When this key is
pressed, it allows customers to add bills to the deposit transaction.
With the BPI Cash Deposit Machine, you can now deposit your cash with ease! You can do it 24 hours a day, 7 days a week
without having to wait for a bank teller to assist you. Convenience at its best.
Aside from real-time deposits, the BPI Cash Deposit Machine can also provide the following services:
1. Balance Inquiry 2. Funds Transfer 3. Bills Payment 4. Prepaid Cellphone Reloading (Globe and Touch Mobile) 5. Prepaid
Card/ Express Cash Reloading
*PIN required for all transactions noted above.
7.) Bills Payment
a.) Express Online
• How to enroll your bills
• How to pay your bills
b.) Express Mobile
• How to enroll your bills
• How to pay your bills
c.) Express Phone
• How to enroll your bills
• How to pay your bills
8.) Foreign Exchange
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About BPI Forex Corporation
BPI Forex Corporation is a wholly-owned subsidiary of the Bank of the Philippine Islands (BPI) established in response to
increasing foreign exchange demand following a liberalized foreign exchange environment in the country. It delivers hassle free service and offers very attractive exchange rates for your currencies.
Only BPI Forex Corporation can give you the best deal for your dollars, and for your other foreign currencies as well. With
us, you will enjoy our very competitive bid and offer rates with the convenience of transacting with us in any of our forex
stations located throughout Metro Manila, and through our branches and Express Banking Centers throughout the
Philippines.