Offerings for Venture Capital / Private Equity
Agenda
About YES Bank
Knowledge Banking Approach
Transaction Banking Group

Cash Management Services

Foreign Currency Remittances

Capital Markets & Escrow Account Services

YES Bank Proposition for Employees
About YES Bank
The only ‘Greenfield’ private sector bank to be set up in the last decade
Owner – Managers : Building the Professionals Bank of India
Professional management team with the highest ownership levels among all banks
Knowledge Banking - Key Differentiator for Corporate, Commercial and Business
Banking Integrated product offering with ‘One-Bank’ customer proposition
Unique Approach to Technology
Outsourced model enhancing scalability; cutting edge features driving Retail
Consistent Financial Performance
FY2009 PAT: INR 3038 million; ROA: 1.52%; ROE : 20.7%
Receive the No. 1 Emerging Markets Sustainable Bank of the Year award at the FT/IFC
Sustainable Banking Awards
Received the Most Innovative Bank in India award at The New Economy Annual
Banking & Finance Awards in London
YES BANK has been recognized among the World’s 25 ‘Unsung’ Innovative Companies
by the Business Week magazine in April 2009
3-Way Matrix Structure: Relationship-Product-Knowledge
PRODUCTS
Financial Markets
Investment Banking
/ BBFA
Corporate Finance
Transaction Banking
Group
Development &
Knowledge Banking
CASA / Wealth
Management
Relationship Managers
C& IB
ECB
BB
Retail
KNOWLEDGE SECTORS
Food & Agri
Business
Pharma /
Life Sciences /
Healthcare
Information
Technology
Retailing &
Realty
CSR &
Transportation
Tourism &
Consumer
Banking
Sustainability
Hospitality
Markets
Media, Entertainment,
Economics
Agri & Rural
Gems & Jewelry
Power &
Arts, Luxury & Sports
Knowledge
Banking
Telecom
Banking
Banking
Knowledge Banking - Money Doctor Approach
Created customized solutions to cater to specific requirements in Industry
• Pioneered e-cheques in India
• Introduced the highest level of security for electronic transactions
• Introduced e-collect model with the ability to capture Invoice Level information
• Introduced Money Monitor, a first of its kind account aggregation tool
Focused network strategy aligned to industrial growth along Tier-1, Tier-2
cities
• Strategic collaboration with FDC to establish a network of 3000 ATM’s by 2015
• Branch Network to reach 750 branches by 2015
• 3000 + International and Domestic Correspondent bank relationships to provide seamless business
access across the globe
YES BANK Awarded the Qimpro BestPrax Compass
Award for Innovative Practices in Customer Service
Channels in 2009
•Short listed amongst 62 participants for the Final Round
•Selected for Approach, Deployment, Learning,
INNOVATION & Integration with Organizational needs
YES BANK Awarded The Financial Insights Innovation Award in
2008 and 2009.
•Only Indian Bank to receive the accolade amongst 150 nominations across
ASIA/PACIFIC
•Awarded best “Electronic Payments Project” – 2008
•Awarded best “Direct Banking Strategy” - 2009
YES BANK Awarded “The Most
Innovative Bank in India” award
at The New Economy First Annual
Banking and Finance Awards
December 2008
•
Only Indian Bank to have
won this award
Transaction Banking Services
One-stop Bank for all your Transaction Banking needs
Cash Management
Services (CMS)
Receivables Management
E-Collect
Speed Clearing
EDC Machines
Drop Boxes
Direct Debit
Payables Management
Electronic
Physical
Mobile
Cards
Trade Finance &
Services
Letters of Credit
Bank Guarantees
Buyer’s/ Supplier’s
Credit
Pre / Post Shipment
Credit
Inward / Outward
Remittances
Regulatory Advisory
Channel Finance
Capital Markets &
Escrow Account
Services
Bankers To Issue
Services
Interest/ Dividend
Payout Services
Escrow Account
Services
Direct Banking
Services
Product Delivery
Transaction Initiation
Internet
Mobile
ATM
Cards
Information Delivery
Money Monitor
Service Delivery
IVR based ContactCentre
Expanded the scope of customer service from transaction execution to information facilitation serving
the core objective of optimum management of all operational, administrative and regulatory activities
Dynamic, integrated & comprehensive product suite, strong delivery channels and deep rooted
knowledge on key industry verticals
Cash Management Services
Payments
• State-of-the-art RTGS, NEFT platform to make payments across 58000+ bank branches.
• Standard ERP /Accounting System Connectivity for automated payments cycle
• Automated Email advices to beneficiary intimating of the payment done
Collections
• User initiated MIS available for fund flow predictability by region, branches.
• Customized MIS with the facility to do auto reconciliation with Invoice matching
Salary Payments
 Single File Uploads for payments to any bank
 Secure uploads with coded employee data ensuring data privacy and accurate transfers
Enhanced Security
• Two Factor Authentication
• Data Encryption
Administrative Efficiency
 Online Beneficiary validation for assured and secure transfers
 Email and SMS advices to beneficiaries with Invoice level information
 24 x 7 payments.
Foreign Currency Remittances
YES Bank provides a portfolio of Trade Finance Products and Services that addresses all business
requirements across the value chain from procurement to realization.
Inward / Outward Remittances
Structured Product offering for availing
subsidized remittance pricing
Nostro Accounts in 14 currencies including
AED, CHF, NZD, ZAR, SEK, NOK
Inward / Outward remittances (FDI, ECB,
Consultancy, Invisibles etc.)
YES Advantages
World class services with global footprint
Strategic tie-ups with international
correspondent banks
Enhanced Information Management
Dedicated desk for regulatory compliances
Transaction status alerts
Regular Updates sent on regulatory /
compliance guidelines
Outstanding reports
Inbound transaction MIS
Capital Markets & Escrow Account Services
At YES Bank, we have established a ‘Truly Integrated’ model leveraging the ‘state of the art’
technology platforms to cater to your Capital Market & Escrow Account requirements.
Escrow Account Services
Business Transfer Arrangements
Collection and Monitoring Arrangements
Credit Linked Structures
Equipment/ Property Lease Rental
Discounting
Open Offer Transactions
Sale and Purchase of Shares
Trade backed Arrangements
Trust and Retention Accounts
YES Advantages
Experience in Regulatory and Compliance
Advisory
Seamless coordination with Escrow parties and
Intermediaries
Faster Turnaround Time (TAT)
ISO Certified Back Office
Experience in structuring complex Escrow
transactions
YES Bank Proposition for Employees
YES Corporate Payroll Solution
YES Corporate Payroll Solution
Free Services

Zero Balance Account

Gold and Silver International Debit Card
 Access to over 1 MM Global ATMs and
Unique Features

Money Monitor – Aggregate over 10000
financial accounts and accounts on one screen

Mobile Payments – Pay anyone using just the
mobile number – to any account holder with
any partner bank instantaneously – 24 X 7

Financial Planning and Wealth Advisory

Book Mutual Funds Online, e-shopping, air
ticket booking, tie-ups with top e-broking
Agencies

YES TOUCH Services: Internet Banking, Mobile
Banking

Personalized Service through a Dedicated
Relationship Manager
10 MM Shopping outlets
 Transactions on 32,000 Mastercard
ATMs across India

Funds Transfers across the country through
RTGS/NEFT

Multi City Cheque Book

Personal Accident Insurance

Utility payments to 118+ billers across India
Money Monitor
 Aggregate more than 10000 financial
accounts across the globe on a single page
 Manage your Cash Flow through a single
click!
 You can Track:
 Expenses
 Define Financial Calendar
 Rewards Manager
 Do Budget Analysis
YES Bank Mobile Payments
 Solutions

Send money – Transfer money using only mobile number

Get Money – Request money

Balance – Check bank account balance

History – Details of last few mobile payments transactions

(Future) – Prepaid top-ups, utility bill payments, merchant
payments, cash management etc
 Advantages
 Instantaneous – Funds get transferred within couple of
minutes!
 Available 24 x 7 – Anytime, anywhere (within network
coverage)
 Inter-bank solution – works across any partner bank
 Highly secure – Very stringent security standards and
usage of a 4-digit PIN
YES Travel Card
 Prepaid Card Travel Card
 USD Currency
 In association with J P Morgan Chase Bank
and VISA
 Card can be issued to any resident / NR / foreign national . Also to corporate
personnel who travel abroad for official purpose.
 Free access to 9000 Chase ATM’s across United States.
 Dedicated Contact Centre in United States
 This product is a superior option as compared to :
 Traveler's cheque
 International Debit / Credit Cards.
 Cash
THANK YOU