AMIT GOEL
Mobile: +91 98338 25222
Email: amitgoel.mail@gmail.com
Address: G/ 903, Akruti Orchid Park, Andheri Kurla Road, Sakinaka, Andheri (East), Mumbai - 400072
Career Objectives
I look forward for a career with rich exposure through diverse assignments and challenges to achieve
professional and personal excellence. I am highly interested in the academic field, as it offers a great learning
opportunity and tremendous amount to satisfaction to be able to help students understand advance concepts of
the subject in a simple yet effective manner.
Academic Profile:
Bank of America, Mumbai
 Regular training programs at Bank of America for the new credit analysts.
November 2005 - Till date
Topics Covered:
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Advanced concepts of finance
Credit risk analysis
Financial modeling
Risk policy
NIS Academy, Mumbai
(NIS Academy is a division of Reliance ADAG Company)
 Visiting faculty for MBA & BBA Curriculum
September 2009 - Till date
Topics Covered:
1) Management of Financial Services (MBA Finance – Second Year)
 Management of financial services; Credit rating; Venture capital; Merchant banking; Mutual funds and
AMCs; Leasing; Factoring; Plastic money; Call money market; Treasury bill market; Market for CPs and
CDs; and Depository
2) Financial Management (MBA – First Year)
 Capital Budgeting; Cost of Capital; Working Capital; Ratio analysis; Investment Analysis; Marginal
Costing; Financial statement analysis; Financial accounting; economic value added; value added
segment; segment reporting; Common size financial statement; and Bank reconciliation statement
3) Managerial Economics (MBA – First Year)
 Scope of Managerial Economics; Theory of demand and supply; Theory of firm; Market structure;
External Business Macro Environment; National income and output; Fiscal policy; Monetary policy;
Foreign policy; Industrial policy; International Business; and Technological Environment
4) Business Finance (BBA – Third Year)
 Marginal costing; Standard costing; Time value of money; Inventory management; Financial statement
analysis; Working capital; Credit rating; and Ratio analysis
ISMT Business School, Mumbai
 Visiting faculty for MBA Curriculum
January 2010 - Till date
Topics Covered:
1) Accounting for Management (MBA Finance – First Year)
 Financial statement analysis; Ratio analysis; Marginal costing; Standard costing; Budgeting; Target
costing; and activity based costing
Professional Profile
Bank of America (BA Continuum), Mumbai
November 2005 - Till date
(BA Continuum is the wholly owned non-bank subsidiary of Bank of America)
Last Designation: Sector Lead - Corporate Debt Products
Recognition: Member of the successful Pilot Project Team; Promoted to the position of Sector Lead in September
2007; Certificates from Bank of America for displaying performance exceeding expectations in 1Q10, 1Q09 and 4Q06
Description: Team management; Credit risk evaluation of large corporate borrowers and industry research;
Evaluate financial performance; Internal risk rating models; Ongoing tracking of credit quality
Key Responsibilities:
 To lead a team of 13 Analysts (including 1 Assistant Sector Lead) who are primarily responsible for
deliveries to the Healthcare, Real Estate & Gaming, and Consumer & Retail teams in the U.S., Europe
and Asia.
 Key team management responsibilities comprise workload and deliverable management, ensuring high
rigor in work quality, thought leadership, communication, team recruitment, training, coaching,
development and retention. Formulate and manage internal processes, quality check routines and MIS.
 To develop a strong relationship with the senior leadership in the U.S., Europe and Asia to fulfill work
requirements and to achieve highest level of integration with their respective teams.
 Participate in the structuring, underwriting and documentation of syndicated credit facilities.
 Perform fundamental analysis and industry positioning of the large corporate borrowers to evaluate the
financial performance. Intensive qualitative and quantitative due diligence on industry and company
dynamics to support company specific and portfolio level decisions.
 Undertake a risk assessment of borrowers by way of internal scoring / rating models and giving
suggestions based on the ratings and capital allocations.
 Monitor all elements of the bank's credit exposure to its clients across its international network, including
periodically reassessing internally assigned risk ratings and ongoing tracking of credit quality, with the
objectives of improving the credit quality and return on capital of the portfolio.
Infosys Technologies Limited, Bangalore
August 2004- November 2005
(Knowledge Services Division of Progeon Limited is now taken over by Infosys Technologies Limited)
Last Designation: Senior Associate - Knowledge Services Division, Progeon Limited (Deutsche Bank - Global
Markets Research)
Recognition: Awarded a promotion in the very first year; Mentored a team of five associates
Description: Company research reports and financial models; Project plans, Process manuals and knowledge
transfer for process transition; Member of the successful pilot project team
Key Responsibilities:
 Financial models and credit research reports for companies in Deutsche Bank European high yield credit
research in sectors including Cable, Media, Telecom & Technology, Consumer & Packaging,
Aerospace, Automotive & Transportation.
 Financial models and company reports in Asia-Pacific Banking sector
 Sector report and financial models on Indian Commercial Vehicles
 Preparation of quarterly earnings release memos for the portfolio of 70 companies
 Involved in transition of the Deutsche Bank process, preparing process manuals and project plans.
 Knowledge transfer of financial models and company reports from Deutsche Bank, London
ONICRA Credit Rating Agency of India limited, New Delhi
Last Designation: Management Trainee (Credit Rating Analyst)
Recognition: Lead the four member ratings team
Description: Credit rating of large corporate associates; Credit rating process design
February 2004- July 2004
Key Responsibilities:
 Credit rating of the associates of automobile, healthcare, cement and technology companies.
 Designing the credit rating process and leading the ratings team.
 Assignment included entire groundwork, analysis, report writing and credit ratings.
 Designed the credit rating model to arrive at the credit & lifestyle scores of associates.
 Improved the parameters for credit rating, and developed a quantitative ratings model.
 Designed the rating process tree.
Summer Internship Program (MBA Curriculum)
Kuoni Travel (India) Pvt. Limited, New Delhi
April 2003 - July 2003
Last Designation: Summer Intern (SITA Western Union Money Transfer Division)
Description: Short term working capital management; Cost management; RBI guidelines for sub agent
appointment.
Key Responsibilities:
 Developed a model for managing the short term working capital, to take care of temporary working
capital shortages and avenues to plough the surplus funds whenever available.
 Determination of controllable P/L items, evaluating alternative service providers for rationalizing costs
and optimizing performance
 Analyzing the RBI guidelines for sub-agent appointment, and determination of their financial Net Worth.
Articleship (CA Curriculum)
Standard Chartered Grindlays Bank, Mumbai
April 2000 - March 2001
Last Designation: Industrial Trainee (Foreign exchange dealing room)
Description: Currency spot and forward deals on corporate trading desk and Inter bank trading desk;
Consolidation reporting for the Standard Chartered Bank and ANZ Grindlays Bank merger.
Key Responsibilities:
 Handling corporate and inter bank treasury deals involving currency spot and forward trades.
 Preparation of corporate and inter bank trade deal tickets using Reuters Dealers.
 Preparation of merger reports for ANZ Grindlays Bank and Standard Chartered Bank.
 Designed the MIS reports for the corporate trading desk.
 Maintaining position pads for the coverage currencies in the interbank trading desk.
Kumar Rajesh & Associates, Raipur
Last Designation: CA Article
Description: Project Finance; Bank Audit; Auditing; Income Tax
January 1998 - February 2000
Key Responsibilities:
 Preparation of bank finance project reports for companies
 Concurrent, Statutory, Inspection, Revenue and Stock Audits
 Company and tax audits
 Income tax returns, Computation of total income and PAN for companies and individuals.
Computer Proficiency
 Windows, Bloomberg, Reuters, Reuters Dealers
Educational Profile
Professional Education:
Degree
Chartered Accountant
M.B.A. (Finance)
D.B.F. (CFA Level – I)
B.Com
Executive Education:
Certification
Executive Education
Programme
Executive Development
Programme
Institution
ICAI
ICFAI Business School
ICFAI
Raipur University
Year
May’ 2009
2004
2003
1999
Institution
Programme
Year
IIM - Bangalore
Fixed Income Research
2005
Dunn & Bradstreet, Mumbai
International Accounting
2005
Training and Workshops:
Trainer
Topic
Bank of America Associate Learning Portal
Credit Risk Management
Bank of America, Chicago & London
Credit Risk Management
Effective Financial Writing in Research
Reports
IFRS
Analyzing Financial Statements, Risk
analysis, Valuation of stocks and bonds
The Write Effect, New York
BPP Professional Education, London
Thomson NETg
Performance
51%
7.5 / 10
64%
63%
Year
2005
onwards
2005
2005
2005
2004-2005
Personal Profile
Date of Birth
Gender
Marital Status
Hobbies & Interests
:
:
:
:
1st September, 1977
Male
Married
Movies, Photography, and Traveling