KIELCE SCHOOL OF ECONOMICS TOURISM
AND SOCIAL SCIENCES
Main course: FINANCE AND BANKING
Unit: ECONOMIC DEPARTMENT
Faculty: ECONOMICS
Level of education: FIRST LEVEL STUDIES
Profile of education: GENERAL ACADEMIC
Language: ENGLISH
Year of study: II
Coordinator
Leader
Type of course
Prof. Jaroslava Heckova
Prof. Jaroslava Heckova
major
Type of classes /Number of hours: N
L
18
Aims:
C
S
L
LAB.
Credit Form
ECTS points
exam
3
The transfer of knowledge about the nature, functions and models of market financial system of
the state
The transfer of knowledge and skills to use these basic financial instruments
The transfer of knowledge about the structure of the banking system and the leading actors of
this sector, the central bank and operational banks
The transfer knowledge and skills to use the operational activity of a bank (active, passive and
intermediary, banking risks), the interbank market, supporting institutions, financial supervision,
the theory of money.
LEARNING OUTCOMES
No.
Student who completed the course:
01
has a basic knowledge of the structure of the financial system of the state and the relations between the
bank subsystem
knows the typology and the mechanisms of the functioning of key financial markets, division into:
banking, interbanking, money, currency
knows the basic characteristics of financial instruments of the money market, the structure and function
of the central bank
has a basic knowledge of the theoretical basis of financial intermediary institutions and supporting
financial and banking system
knows the organizational-legal forms of investment intermediary institutions and the general
characteristics of services and investment intermediary activities
knows the models and types of banks and the general characteristics of banking services and operations
in the scope of KNOWLEDGE:
02
03
04
05
06
07
knows the organizational-legal forms of insurance institutions and general characteristics of insurance
services and activities
08
has a basic knowledge from the scope of the construction of the pension system
09
has a basic knowledge of the instruments of financial supervision of markets and financial intermediary
institutions, which are the entities of public trust
in the scope of SKILLS:
01
02
03
04
05
has the ability to identify the relations between the public and market financial system
is able to distinguish the forms of money market instruments with a particular focus on bank one
is able to identify financial markets and financial instruments
is able to point out the opportunities, costs and consequences of the use of banking products and
services
is able to point out the opportunities, costs and effects of participation in collective investment
institutions
06
has the ability to identify the needs of insurance organizations
07
is able to indicate the possibility of using a voluntary pillar of pension insurances
in the scope of SOCIAL COMPETENCES:
01
02
03
04
demonstrates the awareness of existing financial markets, the recognition of financial instruments and
their principles functioning
understands the need for evolution of market financial system associated with economic changes and
the role of the banking market on economic growth
sees the signs of temptation to abuse and moral hazard in the activity of financial intermediary
institutions (especially banks) and moral hazard in the clients' proceedings of these institutions in ethical
terms
learns to look at the banking system through the prism of the financial stability of the market economy
demonstrates ability to assess individually and in a team offers of commercial banks and the analysis of
their profitability and risk assessment
demonstrates the awareness of the need to protect revenues, by linking the phenomena of saving and
06
investing in terms of social development
demonstrates the awareness of the possibilities and limitations in the use of banking products and
07
services in the socio-economic life
Introductory subject: macroeconomics, microeconomics, finance basis, public
Admission
finance, financial mathematics, economic policy
requirements
05
(knowledge, skills and
competences):
Course content:
The concept of the state financial system and the financial system
instruments
The essence, structure and importance of financial markets with a
particular emphasis on money markets and the risk theory
Essence, objectives and functions of central banking theory and the
role of money in the financial system
The concept of banking and interbank market, its structure and
functions of the financial system.
The concept of banking activities: passive, active, intermediate and
principles of their functioning in legal and operational terms
Foreign exchange market, principles of functioning, instruments,
intermediate institutions, the risk theory
Financial supervision with the division into banking, insurance and
securities and stock market
Typology of regulated markets. The infrastructure of the financial
market (stock exchange and OTC institutions).
Theories justifying the appropriateness of functioning financial
intermediaries. Types of money market intermediaries
W1, U1, U2, K1
W2, U3, K2
W3, U3
W3, U3, U5, K1
W3, U3, U4
W1, W2, U2, U3
W4, U2
W1, W4, W5, U1,
K1, K4
W5, U4, K7
The structure of the banking sector. Models and types of banks.
The role of banks in the economy. Banking segments
Characteristics of banking services and operations. Contracting
procedures for the provision of banking services
Passive banking operations. The nature and types of bank deposits.
Guaranteeing deposits
Intermediate banking operations. Basic forms of money
settlements.
Active banking operations. The credit and the loan. The nature and
types of credits and loans. Credit capacity
W5, U4, K7
The structure of the insurance industry. Characteristics of
insurance services and activities. Channels of services distribution.
Elements of social and economic security.
Collective investment institutions
W4, W6, U5, D6
The pension system in Poland. The importance of the third pillar to
maintain the level of consumption in the life cycle
W5, U4, K7
W5, U4, K7
W4, W6, U5
W4, W7, U6, K3,
K6
W7, W8, U1, U7,
K6
W1, W9, U1, K3,
K4
Teaching methods:
informative lecture, problem lecture, practical- activating methods
Basic literature:
[1] Pietrzak B., Polański Z., Woźniak B. (red) (2008), System finansowy w Polsce.
Część 1, PWE, Warsaw.
[2] Flejterski S., Świecka B. (ed) (2006), Elementy finansów i bankowości, CeDeWu,
Warsaw.
[3] Capiga M.(2011), Finanse Banków, Oficyna a WoltersKluwer business, Warsaw.
[4] Jaworski W.L., Zawadzka Z. (ed.) (2006), Bankowość: podręcznik akademicki,
Publ. Poltext, Warsaw.
Additional
literature:
[1]Freixas X., Rochet J-Ch., Mikroekonomia bankowa, Warsaw, Wydawnictwo Ce De
Wu PL. 2007
[2] Dębski W. (2005), Rynek finansowy i jego mechanizmy. Podstawy teorii i praktyki.
Wydawnictwo Naukowe PWN, Warsaw.
[3] Dobosiewicz Z. (2011), Bankowość, PWE Warsaw.
[4] Przybylska-Kapuścińska W. (2009), Pośrednictwo finansowe w Polsce.
CeDeWu.PL Wydawnictwa Fachowe, Warsaw.
ECTS CREDIT BALANCE - student workload
Student workload
Category
Full-time
studies
Part-time
studies
Contact time with the teacher (didactical classes
scheduled according to plan of classes)
18
Exam preparation
20
Training preparation
Audit work preparation
5
Getting to know the literature on the subject and teaching materials
provided by the teacher
24
Laboratories preparation
Draft preparation
Others (please specify) consultations, participation in the exam /
passing
General:
75
The total number of ECTS credits for the course:
3
8
METHODS OF MEASURING THE EFFECTS OF EDUCATION (please tick X)
Methods of verification
Learning outcomes
Audit
Classes
Own
for the subject
Credit
Drafts
work
Activity
work
Percentage
at the final
50
30
20
10
W1
X
X
X
X
W2
W3
X
X
X
X
X
X
X
X
W4
X
X
X
X
W5
X
X
X
X
U1
X
X
X
X
U2
X
X
X
X
K1
X
X
X
X
K2
X
X
X
X
Other
(Attendance)
Matrix Verification of learning outcomes for the course associated with the learning outcomes for the
field of study
Learning Learning outcomes for the course
outcomes
for the
field of
study
W1 W2 W3 W4 W5 W6 W7 U1 U2 U3
K_W01
x
K_W02
K_W03
x
X
x
x
K_W04
K_W05
K_W06
K_W07
x
x
x
X
U4 U5 U6 U7
K1 K2
K_W08
K_W09
K_U01
K_U02
x
x
x
x
x
x
X
K_U03
K_U04
K_U05
K_U06
K_U07
K_K01
x
x
K_K02
x
x
K_K03
K_K04
K_K05
K_K06
K_K07