STATEMENT AUDIT RESULTS
Report Date
Client Name
Current Processor
I.
OVERVIEW
Payment Processing Technologies has audited ABC, Inc. (“ABC”) processing statement with XYZ Merchants
(“XYZ”). Based on the audit results significant savings are available for ABC. Audited period was DATE.
II. SUMMARY OF AUDIT FINDINGS
a. Visa / MasterCard Rates and fees
ABC is currently spending approximately $24,038.88 per month in aggregate processing fees with XYZ.
Based on actual fees being charged by XYZ, ABC’s aggregate processing costs are forecasted in the following
table:
Retail per Store
Retail entire chain (29 stores)
Internet
Monthly
Annual
$705.07
$20,447.09
$3,591.79
$8,460.87
$245,365.13
$43,101.48
This forecast is based on the following assumptions:
 29 retail stores
 1 Internet property
 $857,977.79 monthly Visa / MasterCard volume (as seen in April processing statement)
 $24,038.88 current aggregated monthly processing expense
III. COST SAVINGS ANALYSIS
The following table illustrates the cost savings that will be provided to ABC. PPT does not require upfront fees or
capital from ABC to implement these cost savings.
Fee Item
XYZ Charge
MYCOMPANY Charge
Savings
Visa Discount Rate
Pass-through
Pass-through
0.00%
MasterCard Discount Rate
Pass-through
Pass-through
0.00%
Visa / MC Transaction Fee
$0.20
$0.12
$0.08
Interchange per item fee
Pass-through
Pass-through
$0.00
Amex Transaction Fee
$0.20
$0.12
$0.08
Discover Transaction Fee
$0.20
$0.12
$0.08
Monthly Service Charge
$10.00
$8.00
$2.00
TOTAL MONTHLY SAVINGS TO CLIENT:
$1,163.77
TOTAL ANNUAL SAVINGS TO CLIENT:
$13,965.24
Payment Processing Technologies, LLC is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY and Wells
Fargo Bank, Walnut Creek, CA
PROPOSAL
Proposal Date
Proposal Number
Client Name ABC, Inc.
Proposed Processor MyCompany
IV. OVERVIEW
Payment Processing Technologies provides merchants with fast and reliable merchant processing, complex point
of sale systems and superior customer support. PPT understands both merchant accounts and the credit card
industry, and is committed to delivering state-of-the-art transaction processing services to support the small to large
scale business initiatives of its current and future clients. An impeccable payment record, reliable problem solving
techniques and phenomenal customer support have all earned PPT its reputation as the trusted partner in credit
card processing.
V. THE SOLUTION
Payment Processing Technologies is a registered ISO/MSP for HSBC Bank USA, National Association,
Buffalo, NY. And Wells Fargo Bank, N.A. Walnut Creek, CA Through the direct bank relationship, we are able to
provide merchants with the breath of the following services:








Visa / MasterCard Bank Card processing
Non-Bank Card Processing (Amex, Discover, Diners, Petroleum, etc)
Debit Card / Check Card / EBT Processing
Electronic Check Conversion & Conversion Guarantee
Gift Card & Loyalty Card Program
POS terminals with built in Check Readers (or without)
Competitive Equipment Lease Rates
24 / 7 Customer Support
Commitment to Customer Service
Payment Processing Technologies was built with a directed focus on Customer Service. The
Management Team of PPT has created a corporate culture that combines strong industry experience and
technical expertise. This unparalleled focus on understanding and servicing the varying needs of its
different Customers, together with a strong innovative spirit, is the cornerstone of PPT’s business
solutions. It’s what helps our Company continually to meet and exceed client expectations.
Payment Processing Technologies, LLC is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY and Wells
Fargo Bank, Walnut Creek, CA
Proposal Date
Proposal Number
Client Name ABC, Inc.
Proposed Processor MyCompany
VI.
PROPOSED RATES
Description
Price
Application Fee
$0.00
Visa Discount Rate
Pass-through
MasterCard Discount Rate
Pass-through
Visa / MC Interchange per item fee
Pass-through
Visa / MC Transaction Fee (per item)
$0.12
Amex Transaction Fee (per item)
$0.12
Discover Transaction Fee (per item)
$0.12
Monthly Service Charge
$8.00
Accepted by: __________________________
Name: _______________________________
Title: ________________________________
Date: ________________________________
Payment Processing Technologies, LLC is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY and Wells
Fargo Bank, Walnut Creek, CA